Yelly Ly

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  • in reply to: DDDs #4095875
    Florida

      Filed 1/18 accepted 1/20. 20150402 cycle.
      Transcripts available as of Tuesday.

      No ddd.

      Anyone else in this cycle not updated yet besides me?

      Taxact.

      in reply to: This is for people accepted 1/26 #4095874
      Sierra
        in reply to: Bank Of America/ Large banks #4095873
        Aaron

          I know that Wells Fargo, BOA, US Bank, Chase… etc… they all can see a deposit from the IRS to our accounts and they hold them. I’ve had it happen the last 3 years. I think its a crime they are making interest off of it while it’s in a “warehouse” account. What a joke. The big banks will do whatever they can to make a penny off of you.

          in reply to: Bank Of America/ Large banks #4095872
          Anonymous

            Dhaley I honestly think the rep just told you what you want to hear because you told them your ddd. Try calling later and not mention your ddd and just ask if any pending deposits with the amount.

            in reply to: Accepted 1/20 and still no DDD, this post is for us #4095871
            Cincin43

              @gail
              Offset line says you do or do not have a Non Tax offset (student loans, child support etc) to see if you have a debt owed to the irs you need to call the irs and go through prompts for account info.

              in reply to: out? #4095870
              TXLady

                @luvluv your coworker may have codes 896 & 570 (healthcare penalty), people like that (including myself) are able to see transcripts but have no DDD. To check she should look at her account transcript.

                in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095869
                kb

                  I have the same cycle code 20150402. Refund was accepted the same date I filed 1-23-15 but I still only have 1 bar on wmr. I filed with tax act, & did have to pay penalties for no health insurance. I have no clue if I have any codes this is first year I downloaded transcript and have no clue where to look for any codes.

                  in reply to: any TURBO TAX users have a DDD? #4095868
                  Pandora

                    Filed TT on 1/16, rejected on 1/20, resubmitted on 1/21, accepted 1/23. DDD 1/30

                    in reply to: any TURBO TAX users have a DDD? #4095867
                    Pandora

                      TT filed 1/20, rejected, re-submitted on 1/21, accepted 1/23. DDD given this morning 1/30

                      in reply to: out? #4095866
                      Anonymous

                        I just checked WMR and got this message.

                        Refund Status Results

                        We’re sorry but you have exceeded the number of daily attempts allowed.
                        Information is updated every 24 hours, usually overnight, so you only need to check once a day. Please try again tomorrow.

                        Accepted 01/20 through TT no DDD & at one bar

                        So it is updated every night? Maybe tomorrow a DDD

                        in reply to: APPROVED?! / POST FOR PEOPLE APPROVED WITH DDD. #4095865
                        Crystal

                          Congratulations to everyone that received their DD! I have a question, when I go to view my transcripts, everything says n/a except for wages and account. When I click on account, it’s blank and says refund not filed. Does anyone know what that means? I’m stressing out super bad about it!

                          in reply to: Accepted 1/20 and still no DDD, this post is for us #4095864
                          Cincin43

                            @pearly I’m pretty sure if your able to view/order 2014 transcripts then your refund is coming. The majority on this post CANT VIEW/print/order ANY 2014 Account transcripts.
                            So are you saying earlier today you could not and now you can?
                            Just clarify please as most of us are 20th accepted and not able to do crap for transcripts.

                            in reply to: Bank Of America/ Large banks #4095863
                            dkhaley97

                              @Helm1991 I did! I told her I got a ddd of 1/30 and asked did they put holds on them or will it go in sooner than the 30th. She pulled up the account and said she seen it.

                              in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095862
                              Stacia

                                Found this….if this is the same thing we’re all talking about, it supports how the 02 is Monday. Then +4 being Friday. To explain how a 20150402 cycle date results in a 1/30/15 DDD. Not sure if “IMF Cycle Date” is the same as what’s on the transcripts – I’m seriously speculating here. but the format works to explain what’s being discussed in this thread. just wanted to share what I saw

                                3.30.123 Processing Timeliness: Cycles, Criteria and Critical Dates

                                IMF Cycle Date is a daily cycle designated by an eight digit number indicating the year, the two digit cycle number and the two digit number indicating the day of the week (YYYYWWDD). The following values for DD are defined:

                                A.01 = Friday

                                B.02 = Monday

                                C.03 = Tuesday

                                D.04 = Wednesday

                                E.05 = Thursday

                                in reply to: Accepted 1/20 and still no DDD, this post is for us #4095861
                                Gail

                                  Waiting, I am thinking I might have an offset this year again but the offset line tells me I don’t have anything.

                                  in reply to: Bart's Thoughts #4095860
                                  batman

                                    Do offsets delay your return? I filed Jan 8th, approved Jan 12th… Still only one bar, no transcripts. I didn’t get any notification that I would have an offset from DOE. So I’m assuming I don’t have any offsets since they are supposed to give 30 days warning prior to attempting to forcefully collect. Do you have any idea why it’s taking so long? I filed using the 1040 form.. i have one dependent.

                                    in reply to: sbbt deposits #4095859
                                    STILLWAITING

                                      This is what happen to me personally last year.
                                      My DDD from IRS was 2/10/2014, SBBT rec’d the funds on 02/07/14 at 9:30 a.m. eastern time zone,
                                      I got an alert from my bank on 02/08/2014 at 2:00 a.m.

                                      I am with a different bank this year BOA and I am hoping that it be the same this year.
                                      filed 01/21/15, accepted 01/21/15, able to view transcript on 01/27/15, approved 01/28/15 for a DDD of 01/30/2015.

                                      in reply to: Bart's Thoughts #4095858
                                      Kg

                                        Bart do you know anything about nys taxes? I was accepted by nys on the 23rd. Up until early this morning around 6am est their site said almost finished processing and most returns well be sent within 2 weeks sometimes 4 or something like that till a few hours ago now it says”We are almost finished processing your return. Once your refund is approved, the issue date will be available.” not sure what to make of that

                                        in reply to: Bank Of America/ Large banks #4095857
                                        Anonymous

                                          Honestly it sounds like she might of just said that to make you happy. Did you tell the rep that your ddd is the 30th?

                                          in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095856
                                          Latisha28

                                            Can you help me understand what my cycle has meant for the past 3 years to better understand my cycle this year 20140705; 20130505; 20120605

                                            in reply to: sbbt deposits #4095855
                                            Anonymous

                                              Also waiting on SBBT to receive my refund and release it…..

                                              in reply to: sbbt deposits #4095854
                                              AshleyinOH

                                                @Amber, they were deposited directly from the IRS.

                                                in reply to: Bart's Thoughts #4095853
                                                BartD
                                                  @bartd

                                                  JDubb I think early next week u should have more infor or dd

                                                  tradami yes you are getting reall close…. processing is done in stages and posted accordenly….

                                                  Justine if amount didnt disapear then u are closer than you think to getting a dd

                                                  Tina you just filed if it wasnt rejected then be patient and it will update…. transcripts dont take 2-3 days usallly about 7-14 days some cases sooner most cases later…

                                                  in reply to: Accepted 1/20 and still no DDD, this post is for us #4095852
                                                  Pearly-P

                                                    Filed the 16th, accepted the 20th. Able to view transcripts, have the ever so desirable 20150402 cycle and …. nothing… one bar as always, no pending deposits. I am also the recipient of a penalty for healthcare :( so disappointed that this is obviously slowing my return. Boo :( did anyone with the 570/896TC for healthcare receive a DDD?

                                                    in reply to: sbbt deposits #4095851
                                                    Anonymous

                                                      WillBeas How do I find out if my bank makes funds available based off pending DD ?

                                                      in reply to: Accepted 1/20 and still no DDD, this post is for us #4095850
                                                      LUV LUV

                                                        SO MY COWORKER WAS ABLE TO SEE HER TRANSCRIPT BUT DOES NOT HAVE A DDD ON WMR… FINGERS CROSSED MAYBE THERE IS ANOTHER UPDATE TIS WEEK!!!!!!!!!!!!!!!!

                                                        in reply to: sbbt deposits #4095849
                                                        Amber

                                                          @ashley, were the funds received on Sat from IRS or SBBT?

                                                          in reply to: Thoughts on next update? #4095848
                                                          Anonymous

                                                            I believe I remember a discussion last year that stated updates are done 3 days a week. What days those are I couldn’t tell you but would LOVE to know. I think if we were knowledgeable about the specific days, it would cut down a lot of flooding the system with inquiries. What do you guys think? And, if anyone out there knows the days they updated, please DO TELL. :)

                                                            in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095847
                                                            Stacia

                                                              @ROGER

                                                              How is 20150402 translated into Monday 1/26 when the 02 is the day of the week and their week starts on Thursday? Or was the start date of their week incorrect in the original post?

                                                              in reply to: Bank Of America/ Large banks #4095846
                                                              dkhaley97

                                                                @Helm1991 I hope you’re right! She was really nice but I wondered how she could see it too and it not be going in sooner. I chuckled when she said “warehouse”

                                                                in reply to: Accepted 1/20 and still no DDD, this post is for us #4095845
                                                                waiting

                                                                  JUST wondering, I’m on 05 and same thing get out Wednesdays every year.

                                                                  But that said, of i had an offset would i have gotten a code by now?

                                                                  in reply to: Ohio State Tax Return #4095844
                                                                  Anonymous

                                                                    Is everyone who gets the manual review message going to have to answer security questions?

                                                                    in reply to: 2015 Tax Season #4095843
                                                                    msg

                                                                      Has Anyone from Cali gotten there fed refunded in to their account yet? I filed and was accepted on the 24th and not update what so ever. I can’t view transcript or anything.

                                                                      in reply to: For people with ending cycle 05 #4095842
                                                                      elligirl90210
                                                                        @elligirl90210

                                                                        One can hope! I will drink to that lol

                                                                        in reply to: sbbt deposits #4095841
                                                                        AshleyinOH

                                                                          Oh, also I forgot to mention, the past 3 years my funds were available in my account either by the end of the day that they sent the deposit or the following morning. (The past 2 years my refund was in my account on Saturday mornings.)

                                                                          in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095840
                                                                          Jonny

                                                                            Wouldn’t the new week start tomorrow. So lets say this week is the 4th week. IRS days start on Thursday so Tomorrow should be the first day of week 5?

                                                                            in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095839
                                                                            Scotty

                                                                              So my cycle date is 20150402 but I’m still at 1 bar and I don’t have a DDD yet. I was accepted on 1/13 and I do have that 570 code on my transcript. Is something wrong?

                                                                              in reply to: Accepted 1/20 and still no DDD, this post is for us #4095838
                                                                              Heather

                                                                                I filed with TT on the 15th accepted by the IRS on the 16th and I can’t get my transcripts and only 1 bar on WMR. I looked back at when I got my last two years deposits and in 2013 it was a Wednesday but only 6 days after I was accepted and last year again a Wednesday however it was 12 days after I was accepted….I thought I was like what the others were talking about in the cycle thing and I can’t look at my transcripts to verify the 05 thing but isn’t it odd that in 2013 I got a DD in 6 days but last year it took 12 days. Both DD’s were on Wednesdays….this is all driving me crazy!!

                                                                                in reply to: Bank Of America/ Large banks #4095836
                                                                                Anonymous

                                                                                  Dkhaley. If your banker can see a pending deposit it will be deposited within 24 hours.

                                                                                  in reply to: Accepted 1/20 and still no DDD, this post is for us #4095837
                                                                                  elligirl90210
                                                                                    @elligirl90210

                                                                                    Hi guys last three years 05 cycle date. Same boat as all of you. Filed and accepted 1/20 and no update only available transcript is wage and it’s blank

                                                                                    in reply to: Accepted 1/20 and still no DDD, this post is for us #4095835
                                                                                    ladybgirl

                                                                                      I filed on 1/19, accepted on 1/20 only one bar and no transcripts for 2014. I looked and all my past years transcripts and they all end in 05 as well. Hopefully we all see a change tomorrow on the 29th. Keeping my fingers crossed.

                                                                                      in reply to: Thoughts on next update? #4095833
                                                                                      luv luv

                                                                                        So my co worker was able to see her transcripts but does not have a DDD on WMR.. Fingers crossed maybe there is another update this week

                                                                                        in reply to: 2015 Tax Season #4095834
                                                                                        Dalinda

                                                                                          Lets celebrate !!!!!!!!!! What do you think? Should we have it no later than weds? Leave your thoughts!!!

                                                                                          in reply to: sbbt deposits #4095832
                                                                                          AshleyinOH

                                                                                            @ready2spend I filed through TT with no fees coming out. If you didn’t have any fees or paid for filing costs prior to e-filing with a card, you will not find your info on SBBT. The money only goes to them if fees are to be taken out prior to being deposited to your bank. This is what is listed in their FAQ:

                                                                                            Why can’t I find my information on your website?

                                                                                            Answer:
                                                                                            Please make sure you are entering the Social Security Number (SSN) without dashes (if you filed a joint return, enter the Primary SSN), the correct refund amount – before deductions – and your filing status. If you are still unable to find your information, and it has been more than 48 hours since you filed, please contact the IRS (800-829-1040) to make sure your federal income tax return has been received and is being processed. Please note: If you qualified for free filing or paid your electronic filing fees up front with a credit or debit card, the Bank will not receive your refund and will have no information about your refund. You must contact the IRS about your refund.

                                                                                            in reply to: Accepted 1/20 and still no DDD, this post is for us #4095831
                                                                                            Heather

                                                                                              I filed with TT on the 15th accepted by the IRS on the 16th and I can’t get my transcripts and only 1 bar on WMR. I looked back at when I got my last two years deposits and in 2013 it was a Wednesday but only 6 days after I was accepted and last year again a Wednesday however it was 12 days after I was accepted….I thought I was like what the others were talking about in the cycle thing and I can’t look at my transcripts to verify the 05 thing but isn’t it odd that in 2013 I got a DD in 6 days but last year it took 12 days. Both DD’s were on Wednesdays….this is all driving me crazy!!

                                                                                              in reply to: This is for people accepted 1/26 #4095830
                                                                                              prove it

                                                                                                @Sierra

                                                                                                in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095829
                                                                                                Jonnny

                                                                                                  I forgot to add We got accepted the 26th.

                                                                                                  in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095828
                                                                                                  MCRT88

                                                                                                    @ROGER

                                                                                                    IS EXACTLY RIGHT, as I stated previously, it IS in fact the “Cycle Date” plus 4 days. At the time of this posting I didn’t have the “+4” information and I was making a calculated assumption of what I knew, what I researched, and previous year returns. So I was right on when it would be DD, because the end result of the pattern was correct, but wrong on the definition of the cycle date. Its like doing Algebra in a sense, you can get the same answer and the solution is correct, but how you got to that solution is wrong. I WAS DAMN CLOSE THOUGH. Lol. Either way, I am happy that when I told people they would have their money Friday, that I wasn’t wrong, and didn’t get anybody’s hopes up for no reason. So in that sense, the post served its purpose. And Thank you @Roger.

                                                                                                    in reply to: Bank Of America/ Large banks #4095827
                                                                                                    dkhaley97

                                                                                                      Just got off the phone with SunTrust. She said she already sees a deposit coming in on the 30th from the IRS that it was “sitting in the warehouse waiting until the 30th” lol. Sounds like a hold to me :/

                                                                                                      in reply to: JP Morgan Chase DD #4095826
                                                                                                      Anonymous

                                                                                                        Last year I had chase and I got my notification on Saturday at 2:08 am. Meaning it was probably there Friday and the bank waited till end of day to issue it.

                                                                                                        in reply to: out? #4095825
                                                                                                        luvluv

                                                                                                          So my co worker was able to see her transcripts but does not have a DDD on WMR.. Fingers crossed maybe there is another update this week

                                                                                                          in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095824
                                                                                                          Jonnny

                                                                                                            The last three transcripts are as followed. 20140604, 20131304, and 20120703. Last year I didn’t get my refund until April. I had a outstanding Student loan and that delay it. 2013 we were delayed until Beginning of April because HRBlock had some error in their code and it kicked our return back. 2012 We were not delayed. This year my wife and I don’t owe anything and hopefully get it the normal time. We generally get ours the first week of February.

                                                                                                            in reply to: This is for people accepted 1/26 #4095823
                                                                                                            Sierra

                                                                                                              I filed morning of 1/26 accepted like an hour later checked transcripts yesterday had 846 code with cycle date 20150403.

                                                                                                              in reply to: Accepted 1/20 and still no DDD, this post is for us #4095822
                                                                                                              Gail

                                                                                                                Dalinda it means you are on a weekly cycle and should get a DDD sometime this weekend and a DDD for Wen!

                                                                                                                in reply to: 2015 Tax Season #4095821
                                                                                                                ryno

                                                                                                                  Has anyone that is getting a check cut with jackson hewitt been called that there money is there?

                                                                                                                  in reply to: Accepted 1/20 and still no DDD, this post is for us #4095820
                                                                                                                  Artie

                                                                                                                    After I went back looked all my refund dates over the last 3 years- This is what I found. 2011 -0405 refund date was 2-6-12 (Sunday) 2012 – 0702 refund date was 3-4-14 (Sunday) 2013 – 0601 Original refund date before (1121) was 2-24-14 (Monday) then changed to 3-10-14 (Monday) Looks like I should have my refund by next Monday.

                                                                                                                    in reply to: JP Morgan Chase DD #4095819
                                                                                                                    JenniferQ

                                                                                                                      Do you have the text alerts setup for your phone? I have mine setup to let me know still from 2 years ago for over a certain amount. I didn’t get mine yet though. It will send it to me the same time I can see it online. On a side note, I had to call online banking for a check being lost through Chase bill pay and they had a message on there saying “If you are calling about the status of you IRS deposit please check our automated service for your available balance” I guess they are getting pestered for that.

                                                                                                                      in reply to: Accepted 1/20 and still no DDD, this post is for us #4095818
                                                                                                                      sam

                                                                                                                        @katie I had the same cycle date last year. This year accepted 20th as well no transcripts available and 1 bar on wmr

                                                                                                                        in reply to: any TURBO TAX users have a DDD? #4095817
                                                                                                                        Andrea

                                                                                                                          Files with Turbo Tax on 1/20, IRS accepted about 2 hrs later. Transcripts became available 1/27. WMR updated 1/28 with Refund APPROVED, DDD is 1/30.
                                                                                                                          Hope this helps!! Good luck everyone!!

                                                                                                                          in reply to: Accepted 1/20 and still no DDD, this post is for us #4095816
                                                                                                                          dalinda

                                                                                                                            Last 3 years cycle ending in 05!!!What does this mean? spill the beans!!!!!!!!!!!!!

                                                                                                                            in reply to: Thoughts on next update? #4095815
                                                                                                                            Melissa

                                                                                                                              I am guessing tomorrow am for those with cycle 20150403, and code 846. Which means a scheduled DDD of Monday, or sooner for Netspend users. (I do not use them – just saying.)

                                                                                                                              in reply to: Thoughts on next update? #4095814
                                                                                                                              straysoul

                                                                                                                                Who really knows but I going to make a guess and say tonight

                                                                                                                                in reply to: Accepted 1/20 and still no DDD, this post is for us #4095813
                                                                                                                                Jeremiah

                                                                                                                                  Guys, i think you are on to something. I have 05 for my past three years also!

                                                                                                                                  in reply to: 2015 Tax Season #4095812
                                                                                                                                  scatcatt

                                                                                                                                    Anyone have any idea when wmr will update next? Does anyone think its on certain days? Thanks for n e input.

                                                                                                                                    in reply to: Accepted 1/20 and still no DDD, this post is for us #4095811
                                                                                                                                    Katie

                                                                                                                                      I was accepted the 20th and today my WMR bars completely disappeared and says a refund date will be available when it is finished processing. And no transcripts. My cycle last year was 20140601. Can anyone tell me what that means?

                                                                                                                                      in reply to: Wells Fargo Despoits #4095810
                                                                                                                                      Danielle

                                                                                                                                        Same boat here. Bank with Wells Fargo, but no funds yet. Filed: 1/21 Accep: 1/22 DDD: 1/30…I remember calling last year and them telling me they had no way of seeing if something was pending, yet, the money was in my account the very next day. I call BS. lol

                                                                                                                                        in reply to: WHAT YOUR CYCLE DATE MEANS & WHEN YOU WILL GET YOUR $!! #4095809
                                                                                                                                        Roger

                                                                                                                                          Yep, MCRT88 was right about the DDD, but for the wrong reason. The 20150402 cycle date refers to this past Monday, 1/26, not this Friday, 1/30.

                                                                                                                                          The cycle date is not your DDD date – it’s the date your return was processed. As someone else said, DDDs tend to be your cycle date + 4 business days, which is what occurred in this case (as well as last year and earlier).

                                                                                                                                          In other words:

                                                                                                                                          Cycle date = Date Return Processed
                                                                                                                                          Fund release date (date your direct deposit institution is notified, I believe) = Cycle date + 2 business days
                                                                                                                                          Date funds are generally available at your institution = Cycle Date + 4 business days

                                                                                                                                          Therefore, the 20150402 refers to Monday, the funds were “released” today, and they will actually hit your account on Friday.

                                                                                                                                          I’m not saying this to be a jerk to the OP – he did a great analytical job – but I’d rather people fully understand so they know for next year.

                                                                                                                                          in reply to: out? #4095808
                                                                                                                                          hmmm

                                                                                                                                            I’m thinking the next DDD will be Wednesday 2/4

                                                                                                                                            in reply to: any TURBO TAX users have a DDD? #4095807
                                                                                                                                            MeganG

                                                                                                                                              I used Turbo T, I got accepted on Jan 13th and I got DD this morning of 1/30

                                                                                                                                              Hope all gets their money smoothly!

                                                                                                                                              in reply to: out? #4095806
                                                                                                                                              faith228

                                                                                                                                                Title meant to say when next DDD out?? SO SORRY.

                                                                                                                                                in reply to: topic 152 question #4095805
                                                                                                                                                JDubb

                                                                                                                                                  It doesnt mean anything other than option for direct deposit … I was accepted 1/16 and checked WMY 1/17, 152 was there and has been there with one bar the entire time. I still cant get transcript and no DDD … so I doubt this means you’re close if I’ve had it since day 1 .. 12 days ago

                                                                                                                                                  in reply to: 2015 Tax Season #4095804
                                                                                                                                                  faith228

                                                                                                                                                    Anyone have any thoughts on when next DDD batch will come out?

                                                                                                                                                    in reply to: Has Anyone been able to order transcripts #4095803
                                                                                                                                                    Tara Pinkston

                                                                                                                                                      I filed on 1/10/15 accepted on 1/12/15 bars and amount disappeared and have not returned, TT dd changed from 1/13/15-2/2/15 to 1/21/15-2/1015. I did not have access to any transcripts up until today and I can only access wages and ACCOUNT transcripts. Under both they state no return filed but has a hoh on it. Has anyone found out why? My brother in laws filed on the same date and still have their bars and is still saying accepted. Anyone have any updates

                                                                                                                                                      in reply to: JP Morgan Chase DD #4095802
                                                                                                                                                      Roger

                                                                                                                                                        @JenniferQ: Thanks, I’m on the East Coast. My DDs tend to happen around 3-4AM EST,


                                                                                                                                                        @sadie
                                                                                                                                                        : Interesting – did you call them to find them out? I called them last year, the day before the DD actually hit my account and they said they “don’t have any record” of it and “don’t hold direct deposits anyway.” This seems to always be their message to me. I’ve never heard from them that there is a pending direct deposit on my account, even when I explicitly asked them about it. Not distrusting you at all, I’m honestly just curious. I wonder if they are governed by different laws or regulations in New York.

                                                                                                                                                        in reply to: Anyone's transcripts say N/A? #4095801
                                                                                                                                                        MelISSA

                                                                                                                                                          I had no 2014 information on Sunday’s transcript. Then Monday am I had N/A. Then on Tuesday, it all changed to include a cycle date and a code of 846. My WMR is currently at x2 bars, scheduled for DDD on Friday.

                                                                                                                                                          Baloney that the transcript does not offer some insight. It was accurate last year, and was again this year.

                                                                                                                                                        Viewing 75 replies - 292,051 through 292,125 (of 302,257 total)