Where’s My Refund?

Where’s My Refund?

When does IRS accept tax returns in 2020?

This is the date the IRS began accepting tax returns on January 27, 2020.

When Can You File Taxes in 2020?

Most tax preparers will allow you to enter and submit your tax return beginning the first week of January 2020.  You don’t need to wait for the IRS to start accepting tax returns to start, but you must have the proper forms and paperwork. Some forms are not available until mid January and some even later.  When you submit your return before the IRS begins processing, it will sit in a “queue” and be held until the date that the IRS will officially accept tax returns.  If you e-file early and it sits in queue, your return may be sent to the IRS early in a test batch. This has resulted in early direct deposits in the past, but also major glitches because they are tests after all.

Where is the IRS Refund Cycle Chart?

2020 Refund Cycle Chart

The most recent tax refund cycle charts have already been published. The official IRS tax refund cycle chart has been eliminated and replaced with an IRS Information Guidelines for the Tax Preparation Community publication and the IRS says the best way to check the status of your refund is using the Where’s My Refund tool. However, various websites with refund calendars for the 2020 tax season (2019 tax year) have been updated with 2020 direct deposit and check mailing dates.

When to Expect My Refund?

IRS Refund Schedule Charts typically show that early filers whose returns are accepted before the end of January can anticipate a tax refund direct deposit as early as the first week of February.  The day that IRS deposits refunds varies but we notice trends that help you determine the time and days WMR updates and when your tax return is processed.  This is an explanation and FAQ about when the IRS updates WMR and Transcripts.

The refund calendar by the College Investor is a good reference which has been updated for 2020 here:  When To Expect My Tax Refund.

Tax Topic 152     Daily vs. Weekly    Transcripts
Talk to a Human at the IRS     PATH Act Delay
Transaction Codes     State Refunds   
When Are Updates?

IRS Update Cycle for Transcripts and WMR

TurboTax Refund Status Jackson Hewitt H&R Block

 

POST YOUR ACTUAL TAX REFUND EXPERIENCE HERE: This is a “user to user” site and the primary mode of support is peer-to-peer, meaning users helping other users. Admin and moderators are not always present or may not be right, or have answers to questions. Users become more informed when they are here often to read and comment. We call them Top Contributors. We are not a group of experts, merely individuals who have learned more than we ever wanted to know about the tax refund process.

Your email address will not be published.

Comments are moderated according to our comment policy. If your comment is moderated, it may appear shortly, it might not. They are auto-moderated (nothing personal) or removed manually for other reasons. It is not personal or always something you implicitly said. If you are moderated, read How We Moderate Comments (HWMC) before getting upset. If you think comments are being moderated in error or have any questions email IGMR Admin. Comments about how or why comments have been moderated could be removed and considered off-topic.

What Others Are Saying:

Select Year to Search Comments:

  1. Sharon O

    My New Jersey refund is being held due to them saying they are checking about a possible debt. It has been about 2 months since the website said this. I try to call and it says they are not accepting calls. I gave no debts that I’m aware of. Does anyone know how long this process takes?

    Reply
  2. Yellow

    If a deposit was sent to me on a Friday at around 4:30 ,when will I get it ?I bank with chime .

    Reply
  3. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Aly888: Congratulations!!!

    Reply
    1
  4. Aly888

    FINALLY!!!! Filed in February, got a 60day hold in March, a SECOND 60 day hold in May, case opened with TA, contacted my state senators office for assistance. TA contacted me after a month, said maybe in a week and boom 9 days later DDD finally overnight. 5 MONTHS LATER, THANK GOD. and with $50 interest from the IRS. 🤣 thank god this years taxes are over.

    Reply
    1
  5. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Jenn504: 846 would be the next code, after the amended is adjusted and cycles thru again.

    Reply
  6. nika911

    @Amy19: they keep telling us paper returns wont get touched again until aug so ‘ glad people who sent in amended recently are getting some answers because i been waiting since jan and this is getting really old already . good luck also we all need some sort of update and not these stall tactics the irs is so fluent in smdh

    Reply
    1
  7. nika911

    @WMARtakesforever: they will send a letter of your adjustments. you sent in an amended . people send amended returns in because they discovered a discreptancy and want to correct any amounts that were incorrect so when they receive and do what they do they consider it ADJUSTING so they saying they will send a letter explaining your adjustments that mean they will explain and show in detail what they changed and or updated your return to and what the final numbers will be. hope this helps…

    Reply
  8. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @SoOverTaxSeason: I think there possibly will be another batch that will go out around the beginning if August from what I’m understanding.

    Reply
  9. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Jenn504: Amended return received.

    Reply
    1
  10. SoOverTaxSeason

    Hi everyone. I was wondering does anyone know if the talks about getting a second stimulus check true. I’ve been hearing different things. And since it seems it will take another 2 months to get my tax refund, that would help out. Thank you for any info

    Reply
    1
  11. Please help..

    @Dana: I think you can send copies of the birth certificate of immunizations Social Security cards and Something that shows his address and the kids address is the same, medical forms, Child care information, school forms. I believe that’s the biggest thing is showing proof they live in the same house hold.

    Reply
  12. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Dana: unfortunately if he doesn’t have a custody agreement or is not biologically related, it may be hard to do. Some people are able to do that, and it slips thru. But, sometimes not. I don’t even know if sending in copies of bills paid would help, but I guess you could try.

    Reply
    1
  13. Dana

    I have a question because I’m confused about what to do. My friend claimed mine and my boyfriends daughter and then my boyfriends other daughter that isn’t mine on his taxes but they lived with us but he helped out by supporting them with things they needed during the year. So how does he go about getting a release that he had the right to claim them because he has to have proof he is related to them in some way and he has until the 15th to do so. I found a firm for release but it only talks about custodial and noncustodial parent

    Reply
  14. WMARtakesforever

    The amendment was processed today 🎉🎉🎉..they said in 3 weeks they will send a later about my adjustments …what does this mean?

    Reply
    1
  15. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Help!!!: 🙂

    Reply
  16. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Amy19: Good for you. Calling early is the best way I know to catch someone that might give you some information before they get snippy, lol. Hopefully, it will be finished before August. And I agree, 1500 dollars is a good incentive to amend. 🙂

    Reply
    1
  17. Amy19
    • Tax Preparer:
      freetaxUSA
    • Fees:
      In Advance
    • Filing Date:
      Jan-24
    • Date Accepted:
      Jan-27
    • WMR Bars:
      What Bars?
    • Date Approved:
      Feb-21
    • Additional Child Tax Credit, Schedule C, W2
    • TT 152, Daily

    @Sheila_33- finally WMAR update, site said they have it but I needed to call between 7am & 7pm. I called at 7:01am this morning, I spoke with “Mrs. Barry”, she asked why I was calling, I told her what WMAR said. She said that is a standard announcement since it had been more than 16 weeks but she’d look to see if there was another issue at this point which there wasn’t. She then went on to say the amended department would not even look at it until atleast August first but could take as long as November 1st but to continue checking WMAR for updates. I am glad they atleast have the paperwork d have since March 6th. The reason we amended is that we ended up having enough medical to itemize instead of the standard deduction due to oral surgery, orthodontics and surgery etc. It makes a $1500 difference. Thanks for all you do here! It’s appreciated!

    Reply
  18. Jenk1121

    Good morning ☀️

    Last week my “as of” date changed to July 13, 2020 & this morning I checked and it changed to July 27, 2020… No deposits. WMAR still showing they haven’t received my Amended form.. Just a waiting game

    Reply
  19. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Help!!!: good morning! Sounds like a positive to me. I think sometimes they tell u things just so you won’t call back for awhile lol.

    Reply
    2
  20. Help!!!

    @Sheila_33: good morning ☀️ I hadn’t checked my IRS account since they told be they wouldn’t be working on it until August 1 because I had mail in my 8862 forms. But I just check right now and before today it said my 2019 was processed with no credits, now it say my 2019 hasn’t been processed🤷🏻‍♀️ Maybe good news Maybe they told me August 1 so I wouldn’t call back

    Reply
  21. Help!!!

    @boredindeed: I was told they weren’t working on returns that needed additional Mail in forms until August 1🤷🏻‍♀️

    Reply
  22. Daylight

    Well still no y
    Updates for me my as of date is still 4/27 ….it just sad how they treat us.

    Reply
    3
  23. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @boredindeed: Anything that has to be manually addressed, goes on a “stack” to be worked in order of received. Since some departments were shut down or had limited work staff, things are moving slowly. You might consider an advocate who can get your return processed faster but otherwise its just a waiting game.

    Reply
  24. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Anna Mae: Good morning! Yes, anything that is adjusted is entered on the 1040x.

    Reply
  25. boredindeed

    Question, Filed in early February, was sent a letter because I forgot marketplace form, faxed that in early march, still no movement… any ideas?

    Reply
    1
  26. nika911

    @Nique34: i sent an email to someone that i was given as a humbug just hope you get an answer right. so i got a response back and the emailed answerd my question she said the first week was one wk amount as it was and wait up to 48 the rest will be there. also i have an update for people as a be ware or deal… TO ALLL: i had a cashapp question and i thought i had the correct customer service number and the gentlemen on the phone asked me for my personal banking information and i kept asking him why and he stated they cant verify my cash app funds becuase they cant verify my bank so he needed a bank account so he could link it so i said no.. why would cash app ask for a seperate bank acct when they gave me a visa smh he said well go get a google play card and put 500 on one and 200 on the other then hell get my bannk linked to my cash app and then release my money to my cash app.. SCAM SCAM im sick of it everybody out here busin they butts to survive with the madness allready haoppening and we got lazy mufos wanting to take folk funds. smh the irs aleady scammin folks as it is and we got to deal with this …… just wanted to share this , this hapened to me yesterday so i almos got got if i wont thinking why would cash app ask me for another bank to verify. so EVERYBODY be careful and put your thinking capps on these hacker thugs are lazy and dont care bout jail time.

    Reply
    2
  27. Anna Mae

    Hello @Sheila so when I do an amended return on the 1040x form.. do I put the correct amount that I suppose to receive on that form.. and send my original

    Reply
  28. keykey

    @Janay13: wow I filed amended return back in March too…did you get direct deposit or check?

    Reply
  29. Just FED UP!!!

    @Janay13: congrats…Wishing this good news for the rest of us..Don’t even make sense i check my bank account because they would’ve alerted me already

    Reply
  30. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Janay13: Congratulations to you!!1 Thank you for sharing, you give others some hope.

    Reply
    1
  31. Janay13

    Good morning, I hope this is an encouragement to some of you. I filed back in January and received a letter of a hold in February. I found out through tax advocate that I needed to amend. I sent amended return first week of March. Then nothing. I couldn’t access transcripts , never got a stimulus check , never anything. The tax advocate was not helpful anytime I called after that. Where’s my amended refund still states that they haven’t received it. Well I got my refund this morning. Not sure what happened other than a lot of prayer. For those of you waiting, I hope it comes soon for you. Now I’m just waiting on my stimulus check :)

    Reply
    5
  32. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Angelica85: Just give it some time. I honrstly don’t think they’re done adjusting everything.

    Reply
  33. Angelica85

    @Sheila_33: Thank you for responding. Yeah i was hoping it wasn’t but it looks like its going that direction. Do you know why the 2017 wouldn’t be showing the credits i qualified for. The account TC shows only the amount i originally owed

    Reply
    1
  34. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Angelica85: most likely because of the other returns not being completed is why the 846 hasn’t been placed. Until they are, the 2019 return will be in a hold. Hopefully, you’ll see some movement on transcripts the end of this week.

    Reply
  35. Angelica85

    Still no changes on Transcript. Still showing 571-05/10/2020 as of date is on 07/06/2020. Sent 911 for to both TA offices in UT. Have not heard back.

    My tax situation is that i had to file 2016 and 2017 which i owed a small amount. 2017 doesn’t seem completed as its not including credits to lessen my amount owed. 2017 as of date has been stuck on 06/29. For 2016, account transcript not filled in as of date 04/13. This is such a mess. I thought that when the 571 (manual) was placed it would process the 846 not sure why not.

    Reply
    1
  36. RedDawn

    @Sheila_33: thank you for clearing that up 🙏🏼 You’re the best! I hope it gets cleared up quick. It’s been 4 weeks

    Reply
  37. @jamesdavison

    Anyone apply for the business loan ? How long did it take to get approved ?

    Reply
    1
  38. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @gottahavemytaxmoney!: I would advise calling the advocates office and asking for a advocate supervisor and asking for assistance, because they can definitely help you get some help. You would definitely qualify for a hardship case and those can be expedited.

    Reply
  39. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @RedDawn: They are the department that resolves and adjusts your return. Possibly may have something to do with your 2015 return and trying to get things entered and adjusted.

    Reply
    1
  40. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Jpow: The 766, 768 credit codes, along with the 806 are 4/15 because that is normally the last day to file to avoid penalties, and any interest owed you is figured from that date if you filed before that date and haven’t received your refund. The 420 exam code date is when the audit began and the 570 date is when the hold was placed on the return. Have you called TT to see what’s going on? If there is no refund code on the transcript, then your refund hasn’t been released.

    Reply
  41. gottahavemytaxmoney!

    So I guess after I had to amend my return now I am being audited and a tax advocate said there is nothing they could do and that its probably going to take months… we are about to be on the streets.. I have 4 kids haven’t gotten a stimulus nor a tax refund… fml

    Reply
  42. RedDawn

    Can someone tell me what the accounts department does? They’re the ones holding my refund

    Reply
  43. RedDawn

    Can someone tell me what the accounts department does?theyre the ones holding my refund

    Reply
  44. Jpow

    Hello everyone! I’m having trouble understanding my transcript. Any help would be greatly appreciated. First, my cycle code says 20200705. I get it but I def don’t have my refund. Next, what really has me frazzled is the dates after the codes. For instance, I have a code 570 for 3/02 then a 420 for 3/27. Followed by a 766 768 and 806 for 4/15. Does the order even matter? And lastly, I filed with TT. I got the plus benefits. They were to be paid from my refund deposit …..well according to TT it was paid from my refund….but I don’t have the refund. So confused. Please help?

    Reply
  45. Nika911

    I got unemployment questions. Some may have an ans for me. I was back called in from march 15th right. just now got my first deposit from.u employment but it’s only one week could someone help me understand. I personally know people who got over o stacks back because they called in they back weeks from beginning of this pandemic. Am I missing somethng or is somethig wrong or is it still going to load

    Reply
  46. Nika911

    @Libi1245: asctly how I got thru that day. They transfer u to irs accounts and somehow there transfers are getting thru with a minor wait after the transfer.

    Reply
  47. Nika911

    @InGaWitKrazyAssKemp: oh my. That’s what the rep in utah told me where my return is at on someone desk somewhere. Rediculous

    Reply
  48. Libi1245

    According to the rep i just spoke with, Mailed return backlogs are looking to be caught up by August 1st. If you mailed back in march they are saying to give 6 weeks after august 1st, but it is highly likely to get an update by the end of july. This month a lot of people who have been waiting a long time will most likely get an update on WMR. Have a good day to you all, im gonna go cook breakfast and try not to think about my taxes for a couple of hours. Jeez

    Reply
  49. Libi1245

    @Sheila_33: Thank you so much for the information and links you gave!!!!! Im on the phone now with the irs. I called the advocate and was able to get some clarity for my situation and she also patched me through to the irs so im on the call waiting list as we speak. Thank you again and i hope your day goes very well.

    Reply
Return to top of page