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Let’s do this and try and help be productive and positive. Last year I was hell bent that I had the EITC and I did not. I had gotten my refund on 01/27 and was BLOWN AWAY. I RESPECTFULLY ARGUED with everyone and people continued (both nicely and not so nicely) to tell me I was wrong. After some research, I discovered I did NOT have the EITC credit b/c I had made too much. This year I didn’t, so I’m back to PATHING it. Anyway, if you have received your physical refund (not pending), then look at your return. Check out the respective lines (listed below). Once I realized I didn’t have the cred, I came back on the forum and I apologized for sharing MY misinformation. That’s all it takes…patience, understanding, owning what you share and correcting it if it was an error. Here is how to find out IF YOU HAVE THE EITC CRED OR NOT:
(The EITC) appears on line 37 of Form 1040, on line 21 if you file Form 1040A, and on line 4 of Form 1040EZ
@newyorksfinest – YAYYYYYY – light on an otherwise gloomy, snowy, snowy day! Thanks for sharing!!!
@Jessica Franklin – did you pay a fee to file with TT? If you did, you had two options. If you paid direct with a debit card, you will not have use for the 3rd party bank of Santa Barbara. If you had the TT fee taken from your return, that’s where TT collects the fee and then sends it to your preferred bank. So, the site is https://taxpayer.sbtpg.com/login. You just pop in your info (much like WMR) and it’ll tell you if they’ve received your funds. Hope this is helpful!
@Jav – may I ask when you filed?
— Filed TT on 01/18
— I do have EITC
— Accepted 01/21
— PATH appeared 01/25
— Yesterday, I checked on IRS WMR and it still had PATH ACT
— Today I looked and PATH ACT gone and it states “We have received your refund and it is being processed…”
— SBPTG still says that no funds have been received
— On 02/11, TT bars said my return had been processed and my “Expected DDD was 02/12” which I know doesn’t mean beansHi all! Back for another year…
— Filed TT on 01/18
— I do have EITC
— Accepted 01/21
— PATH appeared 01/25
— Yesterday, I checked on IRS WMR and it still had PATH ACT
— Today I looked and PATH ACT gone and it states “We have received your refund and it is being processed…” — bars are gone
— On 02/11, TT bars said my return had been processed and my “Expected DDD was 02/12” but of course…I know that’s a pile :o)@Matt – oh mannnnn! I sure was hoping that 12:01 would hit and you’d see it. If it were ME I’d probably call unless your bank can tell you or see something on the back end. Have you spoken to your CPA – has he/she seen this before?
How are you receiving the funds? Are they going to an intermediary bank (like SBTPG)? Is it being loaded on a pre-paid card?
@Serena – I’m attempting to help break the cycle of the non-refund/tax talk. PATHers won’t be getting an update until 02/17 :o)
@Emily – has he legally adopted your children? Perhaps that is what sent the red flag. If you had/have been claiming them all and then their SSN show up on someone else’s return…that would be my guess.
I do not believe that any part of your refund (even non EIC) will be released, unfortunately. I’m sorry this happened to you! Keep us posted on how it all shakes out!
@Meghan – I believe (correct me if I’m wrong) that PayPal uses Netspend (?) I have used Netspend for my returns the last two years. Was VERY hesitant but will say, yes – I’ve gotten my returns early both years vs. using my traditional U.S. Bank. I’m VERY glad I did it!
@matt – what is the status??? Did you wife get the refund???
Need help deciphering codes???
https://www.auditdetective.com/Transaction_Code_Definitions.html
Is it possible that it isn’t a law (I’m not confirming or denying…just stating) and that they are transitioning into the practice of W2 verification in anticipation of the law?
Working for large corporations (and I know some will probably judge me and this comment b/c it is the IRS after all), haven’t we seen practices/procedures evolve without the actual manuals being changed to allow acclimation/less chaos on the execution of “said procedure”?
That was the only bridge I could offer to gap the two sides…
This helped me decipher codes:
https://igotmyrefund.com/irs-transaction-codes-and-error-codes/
If they said not to worry, it should be okay. Considering you had some major changes to your filing versus last year, it likely is going through a manual (maybe automated) secondary review which is what is holding it up.
@Matt – I wouldn’t worry until 12:01 02/15. It truly simply may be back end ACH processing holding it up…it may also depend in PST, CST or EST…I’m just trying to be optimistic for ya buddy!
@Mike V – it depends…are you having it deposited on a pre-paid card such as Netspend or a traditional bank? My refund hit a day before the DDD on WMR and didn’t update (even after I got my refund) for 2 additional days.
Also, do you owe any fees FROM your refund for processing through someone like Turbo Tax?
@Matt – I got nothin’ then :o( Has she gotten the refund yet???
@Sandi – no, they won’t be release in the order received because one return filed 01/18 that has numerous changed (name, file status, address change) will hold up the processing. One who submits on 02/04 and checks out with no secondary verification, etc. may sail through and they get their refund quicker due to no status changes.
Yes, my WMR did not update to 3 bars/funds sent until two days after I’d already received my refund (which was 01/30).
quite possible – that’s an education tax break – correct?
I have seen that as well. I guess it might depend on what offsets (and to who) they are for. Perhaps that makes a difference??? I can tell you that WMR didn’t update my bars until two days after I’d gotten my DD. I know we love to log in and look at those big orange bars, but maybe there is hope you’ll wake tomorrow…and have a deposit – that’s what happened to me!!!
@Matt – how did you guys file? Did you have any fees you had to pay and maybe had them w/held from your refund? Making a pit stop to an intermediary bank can make a big difference…
I’m just thinking of all scenarios I’ve been in…
Hi y’all! Resequencing can be due to many different reasons. I found this to be enlightening. One might be resequenced because there was a change to SSN or may pertain to business(es) or merging of accounts, etc.
https://www.irs.gov/pub/irs-utl/6209-section-8a-2012.pdf
(particularly page 2)
Filed 01/18
Accepted 01/18
Approved 01/22
Received funds 01/30
No EIC or ACTCFor those of you who have filed on or before 01/31 – did you have any changes to your status? Name change, filing status (HOH or single, etc.) address change, any change to health insurance status, etc.? Something as simple as an address change could create a delay…this is what I’ve been told about why…
The system works on a cross reference system. All items are checked against last years filing (OTHER than the obvious changes such as annual income, etc.). If something has changed with any personal information, it gets pulled for a second verification (whether electronically or manually…I suppose it depends on the level of verification that needs to happen). This can delay things – I don’t think astronomically…but still…compounded with x amount of people who DID have changes, it could be snowball.
That is odd. I was accepted early too:
Filed 01/18 w/ TT
Accepted 01/18
Approved 01/22
Funds dropped 01/30 (which was one day early than my DDD stated)I’m afraid to suggest calling…but if you don’t have the credits (do you have any offsets or anything that changed regarding health coverage?)…
@Matt – do you see anything pending? It may be (which has been my experience in the past) that due to ACH regs, the funds may be ‘clearing’ and you won’t have access til tomorrow. That’s what happened to me when I used a traditional bank (US Bank) a few years back. It showed the deposit as pending on my scheduled DDD but I couldn’t touch them until it went thru the ACH system.
@Justin do you have any figure in line 40a on your return?
Interesting…it states:
The Tax Topic 203 is for Refund Offsets for Unpaid Child Support, Certain Federal and State Debts, and Unemployment Compensation Debts. … A refund offset is when an IRS refund is reduced or intercepted to pay off delinquent debt, such as past-due child support, outstanding student loans, or unpaid state income tax
Where are you seeing the code?
I’m not sure if at all…but I can say they are WAY behind. Last year I had to go through them. My profile was up but it never confirmed it received my funds from IRS. The day I got my refund, I checked SBTPG (just for the heck of it) and it NEVER updated.
Now, that being said…I did have my funds loaded onto a Netspend card versus going to a traditional bank. Perhaps, b/c Netspend doesn’t have to adhere to ACH, I got my funds earlier than SBTPG could update…who know. Safe to say – I don’t ever want my money to filter through SBTPG again – I felt like it added SOOOOO much time to the turn around time of my refund.
by the way…I was only referring to the cards/DDD…none if that is relevant if you ARE PATH…you know…because of all the PATH blah blah blah laws…I did not have any EIC or ACTC creds this year.
It DOES pertain to me last year though — I had Netspend last year…had EIC and my DDD was for 01/22 and received my funds 01/20.
I just wanted to clarify that :o)
@Steve – #respectfully – My WMR DDD was 01/31/2018. I had my funds on 01/30 @ 6:30 p.m. PST.
I’ve gotten it 1 – 2 days earlier than my DDD the last two years. Prior to that I used a traditional bank (US Bank to be exact) and if my WMR DDD was xx/xx, I would see it ‘pending’ in my bank account on THAT day…but due to the ACH process each financial institution must adhere to, could not touch the funds until up to 24 hours later (depending on the day deposited)…this is where the appeal of the Netspend cards, Emerald card, etc. comes to play.
All my personal experience and opinions :o)
@AmberCC14 – you are MOST welcome! I’m glad to be able to help!!! Good luck to you!
@AmberCC14 – the system works on a cross comparison where it compares items such as first/last name(s), SSN, address, changes in status (i.e. HOH, single, etc.) – not income as we know that changes every year. If nothing has changed, it’s likely accepted as is. If something changes (like a name change due to marriage), it is pulled for an additional review/verification by either a secondary system or manually by a rep. So in your case, you didn’t have an identifying changes – therefore it likely is simply going through the “process”.
You will have to wait for your initial filing to fully process. Once it is complete – you can then file an amendment. You can’t file an amendment to a return currently being “processed”…
My friend did the exact same thing. He has gotten his refund and has since filed an amendment. He anticipates he’ll have to return a fragment of what he received…butThis is per information from my tax pro friend and personal experience.
I can only speak for Netspend vs. actual bank…in the past 5 years I’ve filed, two of those I used the Netspend and had funds two days prior to DDD. With my bank (I had US Bank at the time) my funds were showing as pending BY the DDD but couldn’t access them until 24 hours LATER.
Based on other comments, cards seem to load quicker than anything b/c of ACH (Automated Clearing House) process.
@Skittlez – I’m okay dear – was gone for a couple of days and decided to give my mind a break from the refund chaos – refreshed and ready to contribute again!!!!!! Thank you for checking #IGMRunite
@batman – I’ve filed w/ TT now for 5 years. Two of those years I have had the refund DD onto the Netspend card and have found that the last two I have gotten the funds 1-2 days PRIOR to the WMR DDD. This year I had a DDD of 01/31 and got it 01/30. Last year it was 2 days earlier.
When I had fund DD into a traditional bank, I’d see the deposits pending ON the DDD but it wasn’t until 24 hours that I could access them. So, the funds were “there”…but I MUCH prefer the pre-paid card!
Hope this helps!!!
@Ih8Lance – Although @lance contributes to many of the threads (and I personally have had LOTS of interactions w/ him) and sometimes (not ALL times) doesn’t have the most super warm and fuzzy tone – to come on here @Ih8Lance and make the comment you made with the profile name you chose is totally toxic and saddens me. @lance has provided productive information — I’ve commented (kindly) to him – along with others like @Kimikaze suggesting a more gentle approach – and seen him change his tone dramatically.
Please – perhaps consider changing your profile name and not spread that sort of toxic contribution. Nothing in your post relates to refunds/taxes.
I read on the “2018 EIC/ACTC Filers” thread why @Tara might be mistaken. Just make sure you go to Page 1 to see the explanation as to why there is a misconception that one who “filed” w/ credits wasn’t actually ‘approved’.
I’m going to share here what I’ve shared elsewhere:
The logic is (and I have been a victim of naivety myself) that those stating they have received a refund claiming the EIC or ACTC must be mistaken. Not intentionally being vindictive…I say this becasue I too was mistaken!
Everyone, I came on here and claimed I had received my refund THIS YEAR on 01/30 and filed WITH the EIC credit (b/c I had the credit last year). After many…including @lance informed me I HAD to be mistaken, I went back and looked at my return…
Sure enough, LINE 35 shows I qualified for the CTC (but I did not qual for ACTC) and LINE 42a is BLANK! I had to come on here (on like 8 different strings) and apologize.
I know we want to believe that those who have the EIC/ACTC credit are getting but until you look at those TWO lines (and in between for the ACTC) or your friends/family show you…they are mistaken.
I only share this, not to shame or accuse people of lying – but because I WAS WRONG MYSELF and LEARNED
Crossing fingers for ALL!
@lance – frankly I probably would have continued defending my stance but soon I realized I’d better double check my facts before sharing (what I thought was hopeful news). I also was searching for the WHY — which is why I stayed (and continue to stay) on the forum. I’m glad I listened to those who said it was impossible (though sometimes their words could have been kinder – uh hum -) but regardless – I’m glad I learned!!!
LOL @Lance…now be nice (although you always make me giggle)…
The logic is (and I have been a victim of naivety myself) that those stating they have received a refund claiming the EIC or ACTC must be mistaken. Not intentionally being vindictive…but remember @Lance, I too was mistaken!
All, I came on here and claimed I had received my refund THIS YEAR on 01/30 and filed WITH the EIC credit (b/c I had the credit last year). After many…including @Lance informed me I HAD to be mistaken, I went back and looked at my return…
Sure enough, LINE 35 shows I qualified for the CTC (but I did not qual for ACTC) and LINE 42a is BLANK! I had to come on here (on like 8 different strings) and apologize.
I know we want to believe that those who have the EIC/ACTC credit are getting but until you look at those TWO lines (and in between for the ACTC) or your friends/family show you…they are mistaken.
I only share this, not to shame or accuse people of lying – but because I WAS WRONG MYSELF and LEARNED
Crossing fingers for ALL!
@Kaylee – I TOTALLY meant 02/22 – I’m very sorry for that confusion!
@Julia Hall
It’s still possible you’ll get it. The shutdown wasn’t long enough and everyone was in Friday morning to conduct business as usual per the article I read.
Now, there may be other factors however – is your refund going through an intermediary bank (like if you file w/ Turbo Tax and have fees w/held from your refund…it goes to a bank in Santa Barbara)…
My fingers are crossed for you!
@Hunter Gridle – did you go to the website I posted on the other string?
https://www.irs.gov/newsroom/irs-offers-tips-on-how-to-amend-your-tax-return
It’s possible (like @KayKay who’s tax prep person put the wrong SSN for her kiddo in) that you WON’T have to file an amendment and that the IRS may catch it/already have. $2k is very different than $4k.
You’ll have to wait for it to completely process to see if they caught the error. If not, yes have HJ file your amendment at THEIR cost AND if there are any penalties, see what type of protection came with the fees you initially paid. Places like that typically offer those type of ‘gimmick protection’ plans – push/force the issue if it TRULY was their mistake!
If they don’t accommodate/correct their error – take to the internet!
@Hunter Gridle – this might be helpful to you!!!
https://www.irs.gov/newsroom/irs-offers-tips-on-how-to-amend-your-tax-return
@Tish – (respectfully) are you sure it is EIC? The reason I ask is b/c I claimed that I had EIC and GOT my refund on 01/30. After numerous people telling me I was out of my mind, reviewed by return and sure enough, I did NOT qualify this year (like I did last year) for EIC. I did have CTC (line 35 on your 1040A) — but no EIC or ACTC. If you have a figure on line 42a AND an attached Schedule EIC worksheet…then okay…please do confirm!
@Jo
http://time.com/5141248/did-the-government-shut-down-again/
Though swift and affected essentially nothing…you were incorrect. It happened while we slept so I can understand why you didn’t think it shut down, but perhaps it is time to admit you were incorrect.
Also, if budgeting doesn’t go well…looking down the pipeline at a POTENTIAL March shutdown. How asinine!
@Lance is correct. You cannot do anything until the first return has been fully processed. Once you get your refund, immediately amend the return to correct it through whoever you processed the initial return.
Last year I did have EIC and filed 01/13/2017. I received my refund on 01/22/2017
@Sean – PATH is referring to any person(s) filing w/ a EIC (Earned Income Credit) or ACTC (Additional Child Tax Credit). When you have these credits applicable to your return, there are circumstances that are different than an average filer (I’m guessing like yourself) and they receive the “PATH” message.
@Tree – I hope this is helpful – actually for anyone w/ any unknown codes:
https://www.auditdetective.com/Transaction_Code_Definitions.html
@Tish – yes, I have seen a lot of people state they have received that message (and by BOTH people who state they are filing w/ credits and those filing w/ no credits). So I don’t know what the rhyme or reason for one to get that particular message is.
Last year I had the EIC. This year I did not (only CTC this year). Last year, it was fairly standard process – this year had my refund by 01/30!
What I can tell you is that every year – I mean I can’t remember one year – I have gotten my refund BEFORE WMR updates. This year, WMR gave me a DDD of 01/31/2018. I had my funds 01/30 and WMR did not update until 2 days later with 3 bars…
I hope that gives you hope.
@Tish – I would think changing it w/ SSA would help the cross check, but from what I read (and how I’m translating it in my mind), it literally is a side by side electronic check and any change other than to the obvious categories (income, taxes w/held, etc.), it likely flags it to be manually checked. I do not believe the manual check to be some crazy process. I’d deduce that a simple check w/ SSA (by human or perhaps a more sophisticated program) so that explanation for the change to name (in your case the split), can be verified and you pushed along. I don’t think this will add days or anything…I could be the difference and what is creating the spread between you and your family (one having PATH and you not).
@Kaylee – with all due respect – and I share this ONLY from my experience. I came on here on 01/30 b/c I’d gotten my refund. I SWORE on everything I’d filed w/ EIC (as I had last year) and everyone said I had to be mistaken. I went back to my return and sure enough – I have the CTC (NOT ACTC) but no EIC as I’d thought. I believe it was lines 35 or 36 and on showing if you have the credit(s).
I’m glad she got it!!! But, it’s possible there is a mistake – as I was completely wrong and had to go on MULTIPLE strings and correct/apologize.
@Jay Green, for me I had circumstances that changed and yes – I overpaid…but instead of pooling everyone who gets a refund back as ignorant b/c perhaps it’s their first year…or… whatever else INDIVIDUAL circumstances affected them to get a return — alternatively —
provide insight and help educate on how one might know what the best allowance to claim is.Example: if you are getting a big refund, review what you are claiming on your W4. Here is a good site if you are unsure: https://www.forbes.com/sites/kellyphillipserb/2016/03/11/figuring-out-your-form-w-4-how-many-allowances-should-you-claim/#366f2e8402d9
It just is more helpful than judgmental.
well then it’s good thing you aren’t contributing to it @SemperFi LOL
Hi Tish – did both of you file w/ either EIC or ACTC (NOT CTC) credits?
I read that the IRS system operates on a cross check system. If everything – probably w/ the exception of the items that routinely change like income, individual taxes, etc. – matches as last year the system pushes it through. If something has changed, address, name, status change (i.e. HOH, single, married, etc.) even phone number, those can not be automatically finished. They have to be manually finished. If one of you had a change, this could be why. But regardless, if you and/or her filed w/ the EIC or ACTC, you may not get another update until after Feb. 15.
This is where I got my info. It seems to me that if they lift the ceiling – it may be okay….
Yes @WillBeas – it’s b&^%#!(* CRAZY!!!!!!! – in so many cases, refunds are the person(s) money – money they OVERPAID and deserve back!
I’m glad you posted this! It will be a good place for people to vent and to make any updates (IF they do shut down) on any movement (updates, IF there are refunds, etc.) I’m def “favorite-ing” this string!
I wondered too, for people I saw who filed w/ TT (who STILL haven’t been able to access their tax forms…) if it’s linked at all. I don’t know…I’m just wondering what all is affected since I see people talking about NO movement on WMR, bars disappearing, etc.
@Debra, do you think it has to do with the Government shutdown everyone is anticipating? I was reading about how it may effect refunds. That they will continue processing them…but has anyone heard what will happen if the debt ceiling isn’t lifted how it will effect refunds?
@Andrew – last year I also had my fees w/held from my refund. I actually got my refund on my Netspend BEFORE SBTPG updated their site – I hope this is the case for you all!
How are you filing? With TurboTax…H&R? That is odd (and I am NOT a tax expert) – I’d be more concerned w/ the dates its claiming you received it.
If you aren’t using a tax prep…you may want to consider it depending on how the rest of your return pans out. If this is the ONLY glitch, maybe you could simply call one the tax prep companies and ask — perhaps you’d get someone nice who could guide you. It might be worth a shot!
@Andrew, nevermind — I see your post below mine…sometimes I don’t see updates on the feeds right away – my bad
@Andrew – did you say you had fees w/held from your refund (sorry if you’ve already shared that and I’m asking again)…
I have Netspend..also, have you logged onto your online account to see if anything is pending?
yes, @Leah is correct. I always did the free version until I had a child and bought a home. Different circumstances add different credits, etc…I LOVE TT so I’m fine w/ paying for fees (which, if anyone does have to pay for fees, pay them up front (if you are able). That was the ONLY thing I didn’t like…when the fees are w/held from your return, it adds too much time going to the subsidiary bank…then eventually to me – for my comfort anyway)!
Hi @Ashley
I had fees w/held from my refund last year. SBTPG updates are SLOW! I got my money before the site even updated. However, I felt like their turn around time was slow. That I anticipated seeing my money right away (or at least w/in hours) and it took 2 days. I didn’t care for it and it was the ONLY thing I didn’t like about TT. But, I just switched it up this year and paid for fees up front.
I feel like it was a WAY different experience this year. Got my money deposited on 01/30/2018 and FILED 01/18/2018!
Good luck to you dear!
Hi @Jess!
I filed 01/18
Accepted 01/18
Approved 01/22
Refund dropped 01/30 (when the WMR had originally given me a 01/31 DDD)
I also only had CTCAlso, the only problem might be the intermediary (where the IRS send the funds to the TurboTax bank to w/hold your fees from your deposit). I did it that way last year and felt like it added too much time for my comfort.
This year I paid for fees up front and boom, super fast turn-around.
I hope the TT bank is quick w/ your money!!!
That’s very odd as Code 203 is: Refund Offsets for Unpaid Child Support, Certain Federal and State Debts, and Unemployment Compensation Debts
Have you been still checking WMR to see if anything has changed (they removed or added something else)? I’ve seen others on this site say they’ve received wacky codes, only for them to disappear a later…
If you’re certain that none of the above offsets could effect you, I’d wait it out.
Last year my $$ went thru SBTPG. I got my refund before SBTPG ever even updated. Just like my experience with WMR this year…my refund dropped on 01/30 and WMR didn’t update to 3 bars until 2 days later.
I hope you get your $$ before you even see an update!! That was my experience.
Hi @Dustin! Last year, my money went to SBTPG. It took two days for the info to update and had my funds drop BEFORE SBTPG updated their site.
Similar to my experience on WMR this year. My refund hit my account on 01/30/2018 and WMR didn’t update to 3 bars until 2 days later.
So, be optimistic. You may see your refund before you see an update :o) I hope you do!
@JTG are your bars still present? It seems that if you can still see your bars and have that message then your stuff is being processed. That’s what my WMR did. I got accepted on 01/18 (had one bar and the same message you are seeing), approved on 01/22 and my funds dropped on 01/30.
If you don’t see your bars, then I can’t comment b/c I don’t know what it means when the bars disappear (as I’ve seen many people say they’ve experienced this too for many different reasons).
I’d like to apologize to everyone. I mistakenly (not intentionally) gave misinformation.
I did not qualify for EIC (as I thought I had, like last year).
I ONLY had CTC (and not ACTC). It was an honest mistake and I’m sorry!