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Just discovered this an hour before direct deposit date….very upset that this was not made known somehow before now. Praying we can somehow get it fixed and still get our DD tomorrow!
SBBT says “no record”. I am suppose to get my refund to my Emerald card tomorrow. From what I am seeing lack of SBBT update means I won’t get my refund on time?
@peter. As soon as they enter it into the ACH system. Normally payroll ACH direct deposits are 36-48 hours before the paydate. You can not initiate an ACH transfer more than 48 hours in advance. I assume the irs also has same procedures in the ACH system since it is managed by the fed,
After reading some of the previous posts I’m guessing banks were notified Monday morning by the IRS of an incoming deposit for 2/11 since some of you received your money two days early?
How soon before you get your actual direct deposit does the IRS notify your bank of an incoming direct deposit? A week, days or?
Tuesday – sat morning and can update anytime
I have a ddd of 2/11 as well – does the WMR update tonight and say its been “sent” or not til tomorrow? Mine is still sitting at “approved” I would assume they sent it to the bank already though.
Just an FYI and hoping to put some minds at ease….I have a DDD of 2/11/15, no fees taken so it goes directly to my bank, BBVA Compass…My wife and I filed married but separately and she had a DDD of 2/6/15, last Friday, fees taken out of return. On am of Thursday Feb 5, SBBT had received the funds and sent to our bank. It posted around 5am that Friday am Feb 6. I never saw any sign of it, except leaving SBBT, until it hit our bank. So, all of you with a DDD of 2/11/15, mo matter if you see pending or not, 95% itll be there tomm am, especially if you’ve already seen it leave SBBT. Now, common sense would say that I should have received my deposit today, if SBBT can post and send, why couldn’t my bank on that day. Its apparent they do so bc they make more money on it holding it but they wont hold it past your DDD. Compass always posts our payroll direct deposits at 5-6am on the day we get paid, never early, never late. Last year my DDD was Feb 25, and just like always it posted at 5am on Feb 25, so I woke up to it there. Of course, they also knew that if they had posted last night it would have saved me 114$ in NSF’s so that could be why they waited too, but if going by every other time they are doing the same thing every time. (I will call them in am and attempt to get some of these NSF back bc I know they could have posted last night bc Ive had code 846 since last Friday- but that’s diff issue)…So, everyone with a big bank and a 2/11/15 DDD, youll wake up to your refunds, only way you wont is if there was an issue of some sort…All else with no issues, youll have in am….and know, I was able to trace my refund DD’s with corresponding cycle code numbers on my transcripts going back 4 years and EVERY year it hit on the DDD at the same time…
Has anyone gotten a status that says refund 0.00 and then states under review?? I thought maybe we were randomly picked for a verification to check for I’d theft but when I called ct customer service they said it shows as being okay as of right now. No back taxes or anything so I don’t get it. Anyone else have this problem and what was the outcome?
How often are irs transcripts updated?
Net spend is where the money will do and most likely next week you will get it
I filed my daughter’s on 2/3 (TT) and it was approved almost instantly. Her WMR status changed to approved on 2/5 and she received her refund on 2/9. HOWEVER, the WMR JUST UPDATED TODAY! My other 2 childrens are STUCK. Transcripts are N/A etc. This is nerve wracking and makes NO sense.
Filed the afternoon of 2/3 with turbotax. Immediately accepted. Still only at received/processing on WMR.
https://cisc.sbtpg.com, this website let’s you know they have received your money from the IRS. They will send your money to your bank on 2/11/15. Everyones bank handles deposits differently. There is no reason for a bank to put a hold on an IRS payment, especially since the IRS has not stated they are having any problems with running out of funds, like years past. My bank usually sends deposits through between 12am-1230am.
Bart
Thanks for answering
What does cycle 20150505 mean woth date 2/23/15
now since I have 826 offset with refund still coming will it be DD to net spend card or paper check
Lastly how long does it take for the refund turnsround with offset
Does everyone who has fees taken out go through SBBT? I filed with H&R and I’m suppose to receive my refund on my emerald card tomorrow. SBBT shows no record. I have nothing pending. I have a strong feeling there will not be a deposit for me tomorrow.
ONE of my daughter’s filed & accepted on 2/3 received her on 2/9 and WMR was still showing 2 bars. My other 2 children were filed/accepted on 2/5 prior to 4 a.m. and are still pending. Transcripts still in N/A status.
It’s pending!!!!!!!!!!!!! Did anyone else use Turbo tax and do the amazon gift card? Anyone get an e-mail yet?
tiffani no prolly just a glitch in wmr or its being rejected for incorrect info
jenn91277 soo 6000 is ur refund 4000 is the amount ur getting plus 2000 is the amount taken that is owed to offset
I filed on Friday and I checked my wmr and it’s saying the info I put in can’t be found is it possible to take this long to be accepted
sc you welcome anytime :)
awake 3-6 weeks :(
taxonomy aww that is so nice of you and thank you but really i dont want anything… if anything and anyone wants to help they can actually donate money to my grand father.. he is really ill his wife my grandmother died 2 years ago and his house was just forclosed on… gofund.me/fqehpo
also to answer you not using a write off should not delay it and you should be fine with the rest as well especially any glitch cause the irs usually fixes that them selvesso again….. i dont want money or gifts for helping people that deserved to be help… if you really want to do something nice donate to my grand father and spread it on your facebooks. i am trying to get enough money so i can convert my home to take care of him in home.. he is 75 and isnt in great shape.
gofund.me/fqehpo
Bart
Thru other discussions i read that the account balance is what is going to be due to you if in negative amount
I thought 826 code amount is the amount withdrawn from refund due
Argument sake refund is $6000
Say account balance states -4000
Say code 826 state +2000What does that mean?
Every one should just relax. I banked with TD for the last 4 years and always got my money on my correct date. This year I used Wells Fargo and Im sure they wont hold it for 3 days. Thats ridiculous
Ok everyone, I’m out for the night, gonna catch some zzz’s. Hope we all wake up happy! Lol WE ALL NEED IT.
@jojomarie
Since most banks if not all don’t do direct deposits and whatnot on weekends. I’m guess Monday morning would’ve been when the irs let most banks know they were transmitting a refund for 2/11?Thank you all for your input. Just wanted to see how everyone else is taking the run around. Ya’ll are so sweet.
i got a ddd for 02/11/15 i have citibank it show on SBBT Bank has forwarded all or part of your income tax refund from the IRS to your financial institution on 02/10/2015, per the IRS refund delivery date.
taxonomy, my only question would be…
Where’s the link Bart! lol.
Bart has been tremendous and he has shared his time to so many people.
Anyone having a dd sent to an accountnow card?
I have them. From my experience they DO NOT deposit early. It will be there the day the IRS says it will be there.
has anyone file their taxes On January 25th for that week up to the 30th and have not received the refund I filed mine on the 25th I went on where’s my refund website and it’s still stuck on the first bar we received but thats it I still have two more bars to go and I file with H&R Block and I’ve been with them for years over 7 never experienced this is anyone else going through this because I’m approaching my 21 days
After working for BOA, I will be with USAA for the rest of my life lol.
@runnemymoney
I doubt the general telephone rep with chase or even a branch employee can see the memo post of the direct deposit. Someone In the ACH dept can. I doubt you could ever get that dept on the phone.
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Some banks make the funds available when they get the memo post from the fed. The larger banks boa, Wells Fargo, chase etc.. Will hold off posting it to your account until the transfer from the fed is actually complete.
That’s why you see that one post from a 2/11 DDD’er that has wood forest bank and it went in today… They go by the memo post… It’s already been verified from the fed that the funds are in the senders account and actually on hold…… So it’s not a risk for the banks… Not sure why the big banks do it like that@RunMeMyMoney
Completely agree with ya, these big banks, Bank of America, chase, capital one, PNC, wF, they all are the same, they lie and hold onto the money every minute they can. Just hoping we all see a refund tomm. I hope they don’t pull the 3 days thing and end up holding everyone’s money for the rest of the week til Monday or something. Making money off the hundreds and thousands of refunds from everyone. There is no way they don’t see the deposits coming in someway or somewhere. Hope tomorrow is a good day. Keeping fingers crossed. G luck to all.Don’t all you guys think Bart has been awesome this year? I would like to suggest something, and I hope it doesn’t offend Bart, or anybody else… I’d like to ask if Bart would be willing to share an URL for an Amazon Wish List? I hope it is okay to ask. I apologize if it was not.
Many Happy Returns!
My bars disappeared this morning, still no transcripts. I’m hoping not under review but 1040 dot com (drake software) has a glitch. I didn’t take *any deductions except the forced 1/2 self employment tax write-off. (bigger AGI means bigger home loan) 1040 doubled my gross income from the interview question with the result showing on 8829 (Expenses for Business Use of Your Home). I’m just hoping that because I didn’t use *any write-off from that form that it could be handled easily, but likely not, huh?
The good news for me is that all the delays resulted in me finding lost moneys for 2011 and 2012 (12/13) that I will eventually get (transcripts for 2012 shows money plus interest, and I’ll file 2011 before April 15 and get a small windfall).Anyway, if it’s okay and Bart will post an URL for Amazon, I’d be more than glad to kick down a little sumpn, sumpn :)
@Runmemymoney
It will probably be there tomorrow. My bank said 3 biz days and then another rep said tomorrow. You will most likely see it tomorrowRunMeMyMoney
true. And my pleasure.@andrew Yes at that time they would decide to accept or reject. But it can take a while for the people that sent the money to even know if it was rejected. Reasons for rejection vary like name on account, account or routing number wrong. Some banks are stricter than others. That’s why if you call IRS they may not even know the funds were rejected and they tell you to call your bank.
OAN, IRS reps are only allowed to give the same response about your refund depending on when it was accepted. They get dinged on their quality. Also when reps give the same message, they are only saying what they are allowed to say. There are a lot of rules and legal reason why a call center rep gets a script. It is frustrating to the customer though.
I filed with Tax Act on 1/20, accepted 1/20. Checked WMR on Saturday 2/7 showed 2 bars, approved with a DDD of 2/11. Republic bank deposited my refund onto my Ace Elite card today, 2/10 at 4:00 pm central time.
Thanks for fast answer. How long does it usually take for them to verify income ?
Bart……you absolutely rock!! You’re way more appreciated than you realize!! :) Thanks for your dedication to all of us “strangers” begging for help. LOL! :)
Scgirlwating that means they are verifying your wages… thats what ur under review for
geomantis just delayed because of the healthcare.. have to give it a little more time
awake they are verifying u income thats why ur stuck…
jenn91277 that is showing positive amount going to back taxes you wont get anything back
@ceasar you got that right I think they are to and yes I heard that lil automated message they have but when I call I say f that recorder give me a live person and what do they lil scripted tales do, Lie! Guess I can’t win for losing. my deposits usually come thru around 2:30 am we will see how this goes. Thank you for being nice also.
https://cisc.sbtpg.com/ I found this on turbotax website-went there and found that my funds were sent today and will post tomorrow to my account. made me feel a whole lot better. hope this site helps others. this is the bank site for turbotax who receives our monies before us to deduct their fees.
https://cisc.sbtpg.com/ this site will tell you if your funds have been sent to your bank
I had a ddd of 2/11 and republic deposited my refund at 4:00pm central today, 02/10.
Also, forgot to let you know there are no other codes, than then normal ones, except for the “refund cancelled” code. Any insight?
Bart:
I’m that luck “1121” Code! Started out that the refund was issued and had a DDD date, then all of a sudden, I get the 1121 message and refund cancelled. Do you know why my wage transcript states that nothing?? All of the other ones are showing all information, but not that one. Shows no info. :( I’m so puzzled!
Hello, I filed on the 21st. I am in the 20150404 cycle. I have a 570 and 971 with 0.00 for codes. I had to pay the offset for my wife’s marketplace healthcare. Where does this put my return status?
@RunMeMyMoney
i think they are lying, i also have chase in texas. And when i call the IVR says if we are calling for tax refund to keep in mind is done electronically. I always get my direct deposit at 3am.