Where’s My Refund?

Where’s My Refund?

When does IRS accept tax returns in 2020?

This is the date the IRS began accepting tax returns on January 27, 2020.

When Can You File Taxes in 2020?

Most tax preparers will allow you to enter and submit your tax return beginning the first week of January 2020.  You don’t need to wait for the IRS to start accepting tax returns to start, but you must have the proper forms and paperwork. Some forms are not available until mid January and some even later.  When you submit your return before the IRS begins processing, it will sit in a “queue” and be held until the date that the IRS will officially accept tax returns.  If you e-file early and it sits in queue, your return may be sent to the IRS early in a test batch. This has resulted in early direct deposits in the past, but also major glitches because they are tests after all.

Where is the IRS Refund Cycle Chart?

2020 Refund Cycle Chart

The most recent tax refund cycle charts have already been published. The official IRS tax refund cycle chart has been eliminated and replaced with an IRS Information Guidelines for the Tax Preparation Community publication and the IRS says the best way to check the status of your refund is using the Where’s My Refund tool. However, various websites with refund calendars for the 2020 tax season (2019 tax year) have been updated with 2020 direct deposit and check mailing dates.

When to Expect My Refund?

IRS Refund Schedule Charts typically show that early filers whose returns are accepted before the end of January can anticipate a tax refund direct deposit as early as the first week of February.  The day that IRS deposits refunds varies but we notice trends that help you determine the time and days WMR updates and when your tax return is processed.  This is an explanation and FAQ about when the IRS updates WMR and Transcripts.

The refund calendar by the College Investor is a good reference which has been updated for 2020 here:  When To Expect My Tax Refund.

Tax Topic 152     Daily vs. Weekly    Transcripts
Talk to a Human at the IRS     PATH Act Delay
Transaction Codes     State Refunds   
When Are Updates?

IRS Update Cycle for Transcripts and WMR

TurboTax Refund Status Jackson Hewitt H&R Block

 

POST YOUR ACTUAL TAX REFUND EXPERIENCE HERE: This is a “user to user” site and the primary mode of support is peer-to-peer, meaning users helping other users. Admin and moderators are not always present or may not be right, or have answers to questions. Users become more informed when they are here often to read and comment. We call them Top Contributors. We are not a group of experts, merely individuals who have learned more than we ever wanted to know about the tax refund process.

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Comments are moderated according to our comment policy. If your comment is moderated, it may appear shortly, it might not. They are auto-moderated (nothing personal) or removed manually for other reasons. It is not personal or always something you implicitly said. If you are moderated, read How We Moderate Comments (HWMC) before getting upset. If you think comments are being moderated in error or have any questions email IGMR Admin. Comments about how or why comments have been moderated could be removed and considered off-topic.

What Others Are Saying:

Select Year to Search Comments:

  1. Wondering2020

    On the 27th all the talk is gonna be us in the back stalking transcripts for Friday..LOL – *Sitting in the back of the classroom popping my gum waiting on the 27th*

    Reply
    1
  2. Mrs. Perkins (not signed in)

    @readytomove2020: NetSpend did me like that after I filed in January. They claim it will transfer over to the new account/routing number so it’s a waiting game at this point.

    Reply
  3. readytomove2020

    @MarylandGirl: It makes complete sense, I called SBTPG and they said that worst case scenario is that it will come back to them and then 5-10 I will get a paper check in the mail. Im good with that; as long as it doesnt take a month or two lol

    Reply
  4. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @GA/FLgirl: If it doesn’t resolve, don’t hesitate about getting an advocate please. There are a lot of good ones out there, I know for a fact. Sounds like she was either having a bad day, or just doesn’t want to do her job. When you submit a 911 advocate request, they get back to you after they’ve looked into your return, instead of someone you just called whos probably overwhelmed anyway.

    Reply
  5. ken
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • Filing Date:
      Jan-22
    • Date Accepted:
      Jan-23
    • WMR Bars:
      2nd Bar
    • Date Approved:
      Feb-22
    • WMR Date:
      Feb-26
    • Earned Income Tax Credit (EITC), Child Tax Credit, Additional Child Tax Credit, W2
    • TT 152

    @Tommyutah: yeah west coast is last..errr.
    I do recall I got my deposits between 10am to 3pm PST using TT. Thought maybe it will post early now I’m using their TT card instead of my bank..

    Reply
  6. StillWaitingVa
    • Tax Preparer:
      TurboTax
    • Fees:
      Free
    • State:
      Virginia
    • Filing Date:
      Jan-28
    • Date Accepted:
      Jan-28
    • WMR Bars:
      No Bars-PATH Act Message
    • Earned Income Tax Credit (EITC), Child Tax Credit
    • TT 152

    @Clementine78: Hey!!! I hope you get yours soon…the suspense is real!

    Reply
    1
  7. MarylandGirl

    @readytomove2020: have you reached out to Chime? I dont have any advice on that because it has never happened to me. But maybe if your account number stayed the same and it is the same bank, you should still receive the funds even if they changed the routing number because the routing number should still be associated with that bank, if that makes sense. I would send an e-mail.

    Reply
  8. Yahtzee

    @ken: I did not. I called SBTPG to confirm they sent my money. Then I just checked my card account every 30 minutes. It literally can drop at any minute.

    Reply
  9. Clementine78

    @Tommyutah: I haven’t gotten mine and I am in Missouri so Midwest hasn’t either that I’ve seen

    Reply
    2
  10. MarylandGirl

    Nothing on Chime yet and currently chatting with a representative that is saying they dont see it and it can take a whole business day if it was just sent this morning.

    Reply
  11. GA/FLgirl

    @Sheila_33: Thank you Sheila. I was stressed out after that call. She talked to me like I was a criminal and the advocate sort of seemed like they don’t really want you to request any assistance its very frustrating. Hopefully you are right.

    Reply
  12. Mommyof3
    • Tax Preparer:
      freetaxUSA
    • Fees:
      From Refund
    • State:
      Michigan
    • Filing Date:
      Feb-3
    • Date Accepted:
      Feb-3
    • Bank or Prepaid:
      Chime
    • WMR Bars:
      No Bars-PATH Act Message
    • Earned Income Tax Credit (EITC), Child Tax Credit, Schedule C, 1099
    • Weekly

    @MarylandGirl: nope but I’m hiding don’t tell nobody I’m here

    Reply
  13. Tommyutah

    I dont think I have seen anyone on the west side of the us get a deposit on the turbo card yet. Is this true? I have no fees or an advance. I have not seen anything?

    Reply
    3
  14. ken
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • Filing Date:
      Jan-22
    • Date Accepted:
      Jan-23
    • WMR Bars:
      2nd Bar
    • Date Approved:
      Feb-22
    • WMR Date:
      Feb-26
    • Earned Income Tax Credit (EITC), Child Tax Credit, Additional Child Tax Credit, W2
    • TT 152

    Any of you that got a DD on there TT cards get a notification text/email?

    Reply
  15. readytomove2020

    @MarylandGirl: no i use my bank but i cant have 2 refunds into 1 account, my husbands and mine mfs

    Reply
  16. Jazmine112

    @Ugh just need: mine says the same thing when i call but when the website was working mine said it was sent to my card so idk what is going on

    Reply
  17. GoGators 352

    If anyone’s using Refund Advantage the phone number to check on your refund(800) 967-4934 they are flooded with calls they just said they may be able to look up your refund also here is the meta bank tax refund hotline (866)876-6648 and Republic bank (866) 581-1040

    Reply
  18. Gabby
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • State:
      wisconsin
    • Filing Date:
      Jan-20
    • Date Accepted:
      Jan-24
    • WMR Bars:
      MIA
    • Earned Income Tax Credit (EITC), Child Tax Credit, Additional Child Tax Credit, W2
    • TT 570

    wish i was one of the people losing my mind, about money not coming on early…..

    Reply
    9
  19. Mbry0625
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • State:
      FL
    • Filing Date:
      Jan-17
    • Date Accepted:
      Jan-27
    • Bank or Prepaid:
      TurboTax GD
    • WMR Bars:
      2nd Bar
    • Date Approved:
      Feb-21
    • WMR Date:
      Feb-26
    • Direct Deposit Date:
      Feb-25
    • Additional Child Tax Credit, W2
    • TC 846, Weekly

    @MSRazorbackPhD: seems like it smh. Their whole website is down. However, my aunt wasn’t showing on their hotline at like 9 she just got her money about a hour ago on her TT card

    Reply
  20. Needsomecoffee19

    @Tooreal: I I have had chase for years. They deposit the day of ddd. It will be deposited and available sometime after midnight before morning

    Reply
    3
  21. Harmony404$

    irs needs to hurry up putting my info in the computer. ugh omg , even though they just got my return yesterday. im ready to start processing. ugh!!!!!!!!

    Reply
  22. StillWaitingVa
    • Tax Preparer:
      TurboTax
    • Fees:
      Free
    • State:
      Virginia
    • Filing Date:
      Jan-28
    • Date Accepted:
      Jan-28
    • WMR Bars:
      No Bars-PATH Act Message
    • Earned Income Tax Credit (EITC), Child Tax Credit
    • TT 152

    TT card DD about an hour ago! Fees taken out and had an advance taken out also. Although, I’m done using TurboTax…they’ve become too expensive.

    Reply
    8
  23. MarylandGirl

    @slymslym: Is this your first year using Chime? If not, how long does it usually take after fees are deducted?

    Reply
  24. Candi
    • Tax Preparer:
      TurboTax
    • Tax Preparer:
      Other
    • Fees:
      From Refund
    • State:
      Tx
    • Filing Date:
      Jan-27
    • Date Accepted:
      Jan-27
    • Bank or Prepaid:
      Metabank
    • WMR Bars:
      2nd Bar
    • Date Approved:
      Feb-22
    • WMR Date:
      Feb-26
    • Earned Income Tax Credit (EITC), W2
    • Weekly

    @MarylandGirl: no update

    Reply
  25. If only...
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • State:
      GA
    • Filing Date:
      Feb-1
    • Date Accepted:
      Feb-1
    • Bank or Prepaid:
      Netspend
    • Date Approved:
      Feb-21
    • Direct Deposit Date:
      Feb-26
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, W2
    • TT 152

    @MSRazorbackPhD: only their website is down according to their agent I spoke to this morning

    Reply
  26. Ugh just need

    Okay the website showed that they had received and taken my fees out, which is offline now until 4pm PST. When I call the number it says not received …. which is it?! Come TT get it together

    Reply
  27. MSRazorbackPhD
    • Tax Preparer:
      TurboTax
    • State:
      Mental or physical?
    • Filing Date:
      Jan-14
    • Date Accepted:
      Jan-27
    • Bank or Prepaid:
      FDIC Insured :)
    • WMR Bars:
      What Bars?
    • WMR Bars:
      MIA
    • Date Approved:
      Feb-21
    • Direct Deposit Date:
      Feb-26
    • Weekly

    @Mbry0625: So, SBTG, just paused others?

    Reply
  28. Looking for it

    Hi.. those with Brinks Netspend I’m in ga and just woke up to mine.. it posted at 12:07 if it helps.. good luck everyone

    Reply
    2
  29. Motax417

    @Tabitha Shannon: axos says they release them as soon as they receive them but that is false they have had ours since this am and still haven’t released them won’t be using anything axos related again

    Reply
  30. MarylandGirl

    Any Chimer updates?????

    Where did everyone go? I can’t be the only one stalking this page on company time.

    Reply
    8
  31. Mbry0625
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • State:
      FL
    • Filing Date:
      Jan-17
    • Date Accepted:
      Jan-27
    • Bank or Prepaid:
      TurboTax GD
    • WMR Bars:
      2nd Bar
    • Date Approved:
      Feb-21
    • WMR Date:
      Feb-26
    • Direct Deposit Date:
      Feb-25
    • Additional Child Tax Credit, W2
    • TC 846, Weekly

    @lilred44 (15th): I see their servers crashed smh

    Reply
  32. If only...
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • State:
      GA
    • Filing Date:
      Feb-1
    • Date Accepted:
      Feb-1
    • Bank or Prepaid:
      Netspend
    • Date Approved:
      Feb-21
    • Direct Deposit Date:
      Feb-26
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, W2
    • TT 152

    @Tabitha Shannon: my networks usually deposits day before late afternoon/evening

    Reply
    1
  33. Amy
    • Tax Preparer:
      TaxAct
    • Fees:
      Free
    • State:
      NJ
    • Filing Date:
      Feb-8
    • Date Accepted:
      Feb-8
    • Bank or Prepaid:
      Chime
    • WMR Bars:
      1st Bar
    • Education Credit (8863), W2

    @Relax!!: You are misinformed, you may want to read IRS info on this.

    Reply
  34. Tabitha Shannon

    Hello I have axos NetSpend bank account does anyone know when the deposit is. I’m very anxious to get it and also my kids dad has centerbank I was wondering anyone knew the deposit time for that bank also.

    Reply
  35. Mommie Montana.

    When I call the SBTPG hotline, it states a payment was made to my TT card… I saw that as well on their website around 6am… so I guess I’m just waiting for it to post?

    Reply
  36. Heather L
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • State:
      GA
    • Filing Date:
      Feb-6
    • Date Accepted:
      Feb-6
    • Bank or Prepaid:
      USAA
    • WMR Bars:
      1st Bar
    • WMR Bars:
      2nd Bar
    • WMR Date:
      Feb-26
    • Child Tax Credit, Schedule C, 1099, W2
    • TT 152

    @Safaulk88: USAA never holds and I haven’t seen mine yet. I think the hold up (for my refund anyway) in on the TT side because I had to have my fees taken out.

    Reply
  37. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @GA/FLgirl: I think you talked to someone who gave you the worst case scenario. My suggestion would be to give it a week and see if anything changes. If not, then I would not call the advocate, I would fax a 911 advocate request form and see if you can get someone who can help you amend if that’s whats needed. There are a lot of good advocates out there, and their job is to help you resolve a bad situation, in as little time as possible. And what is going on with you, its not a hard fix.

    Reply
    1
  38. readytomove2020

    so chime changed routing numbers after I entered it in on my refund, will it still come in or what should I call sbtpg?

    Reply
  39. GoGators 352

    @Tfrazier812: you are find the too much traffic is over loading their system while you are getting your beauty sleep tonight you’ll wake up to prince Money$$$$$$$

    Reply
    2
  40. Steven
    • Tax Preparer:
      freetaxUSA
    • Fees:
      In Advance
    • State:
      NORTH CAROLINA
    • Filing Date:
      Jan-31
    • Date Accepted:
      Jan-31
    • Bank or Prepaid:
      NETSPEND
    • WMR Bars:
      2nd Bar
    • Date Approved:
      Feb-22
    • WMR Date:
      Feb-26
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Child Tax Credit, Additional Child Tax Credit, Schedule C, W2
    • TT 152, TC 846, Weekly

    @moneyhungry111: correction 830 est pm not 630est pm

    Reply
  41. Steffyyy

    @Harmony404$: don’t stress too hard on WMR, they slack it most of the time. I just logged on and it still hasn’t updated to funds sent but SBTG has recieved my refund. A couple years ago I got my refund before WMR even updated to approved.

    Reply
    3
  42. Mbry0625
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • State:
      FL
    • Filing Date:
      Jan-17
    • Date Accepted:
      Jan-27
    • Bank or Prepaid:
      TurboTax GD
    • WMR Bars:
      2nd Bar
    • Date Approved:
      Feb-21
    • WMR Date:
      Feb-26
    • Direct Deposit Date:
      Feb-25
    • Additional Child Tax Credit, W2
    • TC 846, Weekly

    @lisa: I have mine as of 553 this morning.

    Reply
    2
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