For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,024 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. Ambo

    @Amanda: +1 (800) 779-7228

    Reply
  2. InMA

    My WMR updated yesterday to approved deposit for on 2/24. Still don’t have my refund. Turbo Tax, advance, fees with SBTG. Fees and advance paid on 2/19. Nothing sent to my CK account.

    Reply
    2
  3. mystery347(not logged in)

    Usually pay out my refund with advance and get it 4 days before with JH. First year using turbo tax again after 7 years. And I’m waiting until day before/ day of? After they fund my advance, and sent the remaining to my bank? Yeah, 5 days early my ass 😒

    I know complaining doesn’t help, but it just stinks, thinking of the other route 😅

    Reply
  4. VaGal07

    @Jennyb: Same here. My advance was paid off sometime through the night. Mine goes through SBTPG every year and I always get mine the day before my DDD, usually evening time. I’m not expecting it any earlier because they are very slow to send them funds every year.

    Reply
  5. Justk

    @sheila_33 I entered my routing # wrong, what’s next? Will I be able to update according to the new dd terms CP53E or whatever that new law is for less paper checks. I’m so devastated. I used the old chime routing #

    Reply
  6. Yandy00

    @Sheila_33: Thank you.I was happy to see the bright yellow take action disappear this morning lol.Yes I verified on the 9th…

    Reply
    2
  7. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Buckey12: Good morning early bird, lol. Does your bank do the early deposits?

    Reply
  8. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @OLTFREEFILER: I bank with Wells Fargo. It’d be nice if it dropped in there this morning, but you’re probably right about the Monday deposit.

    Reply
    1
  9. Buckey12
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-8
    • Fees:
      In Advance
    • Bank:
      FNB
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-16
    • I Got My Refund!

    2nd bar and by 2/25 on wmr

    Reply
  10. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Yandy00: Wonderful news! Most likely this is gonna be your week.:)

    Reply
  11. OLTFREEFILER
    • Tax Preparer:
      Other
    • Date Filed:
      Jan-27
    • Fees:
      Free
    • Bank:
      WellsFargo
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-27
    • Date Approved:
      Feb-21
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      0405
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Jan-27
    • I Got My Refund!

    WMR updated to 2nd bar,ddd2/25, figure mon 2/23 for dd with wellsfargo

    Reply
    1
  12. Yandyy00

    @Sheila_33: I’m sorry I meant I Check Wmr

    Reply
  13. Yandyy00

    @Sheila_33: Good morning I just checked with and the Take action is gone.Im back to 1 bar again.Im thinking I’m back in the system after verifying on the 9th

    Reply
  14. Jjay86

    Could the five day early deal have actually slowed my deposit down? I see others with a DDD of 2/23 (chime) have already received their deposit with or without fees being taken. What gives?

    Reply
    2
  15. Buttercup0000008

    @Jennyb: I don’t know if my advance is paid or not, but it says unfunded. WMR says 2/24. I believe I’ll have to wait until then.

    Reply
    1
  16. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    Good morning everyone! Wmrs should be updating and congratulations to those getting their refunds. New week coming up, hopefully more of you see some resolution and refunds.

    Reply
    5
  17. Jennyb

    I checked SBTPG still says unfunded but my advance is paid off. Checked WMR and deposit date for 2/25. Guess I won’t see it till then. SMH!

    Reply
    2
  18. Idkidk12345

    Steamfoam from irs not fees

    Reply
  19. SamfromMA

    @Idkidk12345: fees or loan?

    Reply
  20. SamfromMA

    What time do transcripts update? Mine wasn’t showing anything for 2025 and finally showed yesterday, only to say no return filed tho lol so was hoping I would get update this morning

    Reply
  21. Lost in a structure that is collapsing...

    @Idkidk12345: I stole it ; )

    Reply
    1
  22. Hey!!

    @Lost in a structure that is collapsing…: WMR never updated stuck on path and never looked up my transcript. I happened to look at my account and the money was deposited at 9:11 pst

    Reply
    3
  23. Idkidk12345

    I have no offset on transcript no offset on phone line but when I received my deposit irs sebd 243 less idk why ?? I dont feel like calling irs but why would refund amount change in transcript it has full amount

    Reply
    1
  24. Lost in a structure that is collapsing...

    oh…

    Reply
  25. Concerned Citizen

    @Lost in a structure that is collapsing…: no, WMR hadn’t updated for me yet

    Reply
    2
  26. Lost in a structure that is collapsing...

    @Concerned Citizen: was that the transcript date, I mean the date on “where my refund”

    Reply
  27. Idkidk12345

    i have no offset but i was given my direct deposit with 243 less no offset on transcript what can I do idk why I am miasing the 243

    Reply
  28. Lost in a structure that is collapsing...

    @Hey!!: WHEN WAS YOUR ddd?

    Reply
  29. Concerned Citizen

    @Lost in a structure that is collapsing…: 03/09 is my DDD

    Reply
  30. Lost in a structure that is collapsing...

    @Concerned Citizen: What was your DDD?

    Reply
  31. Concerned Citizen

    Hello everyone!

    I don’t usually comment but I saw a few people in a similar boat as me so here goes..

    Filed: 1/10
    Accepted: 1/10 if I’m not mistaken
    Filed thru: Jackson Hewitt
    Fees: Paid thru refund (SBTPG)
    Advance: Received 2 (Dec and Jan)
    Banking: Serve card
    PATH: Most def smh

    Transcripts updated after midnight today (1/20), fees filled in thru SBTPG around 9ish, refund hit serve card at 11pm cst.

    Hopefully this helps.

    Good luck and blessings to everyone!

    Reply
    6
  32. Hey!!

    Chime account just hit at 9:11pm WMR no update still on path!!

    Reply
    4
  33. SouthernBelle601

    I received my 846 code 24 hours ago. No advance or anything. Used the faster money card with pathward and my money still isn’t on my card. If I would have just used my current or chime I would have been had my money. What’s really going on smh

    Reply
    1
  34. Lost in a structure that is collapsing...

    @Goldizzle, what was your as-of date and DDD?

    Reply
  35. Silentwatcher26

    @2blessed: You’re so welcome! I have insomnia so I’m up up lol. It took about 2 1/2hrs.

    Reply
    1
  36. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Silentwatcher26: Thanks for the prompt response. It’s still showing the amount on the website, just over the phone has changed. How long did it take you before you were funded?

    Reply
    1
  37. Silentwatcher26

    @2blessed: yes that is the correct website

    Reply
  38. Silentwatcher26

    @2blessed: I think you should be fine, if it gave you your amount initially I should be in it’s way soon.

    This was my first year with them as a third party and their system is new to me. JH used Republic last year.

    Reply
    1
  39. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Silentwatcher26: And the website is
    taxpayer.sbtpg.com

    Reply
    1
  40. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Silentwatcher26: No advances.

    Reply
  41. Goldizzle

    @LJH: I am so sorry. What company did you tax with again?

    Reply
  42. Justk

    @Amanda: thank you

    Reply
  43. Goldizzle

    Update everyone it hit my card woohoo!!!!! I have serve filled with jh and 0505 weekly updated last night with 846 had advance and fees and already it is in my card. I wish everyone good luck and thank you all for the info and updates along the way.

    Reply
    14
  44. Amanda
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-20
    • Fees:
      In Advance
    • Bank:
      UCB
    • Bars:
      What Bars?
    • Date Accepted:
      Jan-21
    • Transcript:
      Online
    • Cycle:
      Daily
    • I Got My Refund!

    @Ambo: what number are you calling?

    Reply
  45. Silentwatcher26

    @2blessed: thank you so much! Okay let’s see… on the website if you had advances does it show them paid?

    If so you should be just fine… I think their phone systems are a little off.

    Reply
  46. Amanda
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-20
    • Fees:
      In Advance
    • Bank:
      UCB
    • Bars:
      What Bars?
    • Date Accepted:
      Jan-21
    • Transcript:
      Online
    • Cycle:
      Daily
    • I Got My Refund!

    @Justk: look for the number on irs that you are supposed to call right away when you give the wrong deposit info. I’ve seen it several times checking my status and I wasn’t looking for it but there is a specific number there. 🙏

    Reply
    1
  47. Amanda
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-20
    • Fees:
      In Advance
    • Bank:
      UCB
    • Bars:
      What Bars?
    • Date Accepted:
      Jan-21
    • Transcript:
      Online
    • Cycle:
      Daily
    • I Got My Refund!

    @Jacob: i think they fo the paper ones last…. Verify with Sheila or Walterdog. They’ve been here for years. Sorry.

    Reply
  48. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Silentwatcher26: First off Congratulations! So when I’ve been calling all yesterday, it was saying my full amount. But now after 12am, it’s saying they didn’t receive no refund. What does this mean?

    Reply
    3
  49. Silentwatcher26

    Serve just hit!!!! Filed 1/26 JH 12:03am Sbtpg funded advance around 9:38pm Friday 2/20. Im putting this information in case someone else is anxious like I was. If you call they may tell your refund amount at first but it didn’t the second time I called.

    So if you’re waiting it may very well post TODAY SATURDAY.

    Reply
    6
  50. Buckey12
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-8
    • Fees:
      In Advance
    • Bank:
      FNB
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-16
    • I Got My Refund!

    @Justk: You can update your bank information directly through your IRS Online Account within 30 days of receiving the CP53E notice, allowing 2-5 days for the update to reflect. 

    Reply
  51. Justk

    I entered my routing # wrong, what’s next? Will I be able to update according to the new dd terms CP53E??

    Reply
  52. Buckey12
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-8
    • Fees:
      In Advance
    • Bank:
      FNB
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-16
    • I Got My Refund!

    @Jacob: unfortunately, no. That transcript has to finish processing and add the 846 when done.

    Reply
  53. Jacob

    I mailed my tax return on the 30th of January and checked my transcripts it says no return on file and refund status unavailable is there any chance I get my refund before it up dates on my transcripts and how long will it take

    Reply
  54. Ambo

    So the number I’m calling tells me I didn’t qualify for an advance and my taxes would process by the normal irs guidelines.. never says an amount.. then says “we have not received your refund”. Then ends the call. Anyone else dealt with this?

    Reply
  55. Robthedug89

    Anyone know what’s up with Netspend ? Ddd is 2/23 and fees were paid upfront. No offsets either. I know they’re slow but usually
    Not this slow

    Reply
    1
  56. TaxpayerQua

    @Str8Nervous: Anywhere from 4/6 weeks soonest.

    Reply
  57. Buckey12
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-8
    • Fees:
      In Advance
    • Bank:
      FNB
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-16
    • I Got My Refund!

    @IGMR Admin: Gratias tibi, Iesu, Amen

    Reply
  58. Work2Much

    I claimed the new overtime deduction since I work a ton of OT. Would this delay my refund?

    Reply
  59. LJH

    @Goldizzle: I called SBTG just now but no change. I didn’t get my 846 until late last night (0505) so I’m pretty sure it’s Monday

    Reply
    3
  60. Ineedmy$$now
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-22
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-24
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • Processing Date:
      Feb-23
    • I Got My Refund!

    Santa B just updated. My advance was paid. Finally 😂

    Reply
    8
  61. Str8Nervous

    @Sheila_33:Finally updated with 846 DDD 3/9. Filed 2/4 accepted same day. Opt for direct deposit as usual but had to close account Tuesday due to identity theft/fraudulent transactions. I know this will in turn result in me getting a check mailed but does anyone know what type of time frame im looking at actually getting the check. Any insight would be helpful.

    Reply
  62. Silentwatcher26

    @Honeybee82: well I thoroughly appreciate you taking the time to help me and others. I can breathe a bit until a deposit hits… now I know it’s coming.

    Reply
  63. Tonicmo88

    Hello all. I called Santa barbara this morning and it said they had received my refund but just now called again and it says they haven’t received it? Any idea why?

    Reply
  64. Honeybee82
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-14
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • WMR Date:
      Feb-23
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Silentwatcher26: lol it’s very easy to get anxious during tax season! I’ve had a few bumpy years in the past with having to ID verify, getting codes I’ve never seen before, etc….and the people on this site saved my sanity more than a few times lol. I’m definitely no expert, but I always love to help with I can 😄

    Reply
    1
  65. Shep

    @losttttt: I did

    Reply
  66. Silentwatcher26

    @Honeybee82: you are awesome! Thank you for responding!! You have really helped ease my nerves lol. I’m an anxious individual lol

    Reply
    1
  67. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Tigerlili_1: Thanks for your response. I guess I’ll just wait and see, and I’ll definitely keep you posted.

    Reply
  68. Miami Dade 305

    Hey yaw came to see how everyone is doing I made it to Bimini 🏝️ this morning on my boat 🛥️ with the fam it was much needed 🥃🥃

    Hopefully we update tonight on wmr with our deposit date

    Reply
    5
  69. Honeybee82
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-14
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • WMR Date:
      Feb-23
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Silentwatcher26: it stopped giving me my refund amount as well, shortly before my deposit hit.

    Reply
  70. Silentwatcher26

    @Honeybee82: I most definitely will!! I just posted that I called again ( OCD and nerves) but it didn’t repeat my refund amount the second time idk if their systems are just weird?

    Reply
    1