[Bgmz]

I filed on 2/8 accepted within minutes
My WMR just updated to DD of 2/23, I have chime so I believe I might receive it the 22nd. This years was fast, last year I received mine until April and I filed around the same time:

[Alex]

Yeah I got same thing today and I have no idea what’s going on

[Kiamy]

DDD 2/23
Still unfunded WMR did change to approved this am
0505 cycle used CK card w/ turbo tax NO advance

[Mom]

Hello I am new here :) I filed on 2/8 and it got accepted right away now I am still 1 bar and my transcript has the same as Austin M 2 top has N/A and bottom two has 2022 but nothing account transcript has as of date 3/6 Austin M did you’re changed yet? Did

[Bgmz]

I filed on 2/8 accepted within minutes
My WMR just updated to DD of 2/23, I have chime so I believe I might receive it the 22nd. This years was fast, last year I received mine until April and I filed around the same time:

[Kiamy]

Transcript updated 2/17 with DDD 2/23
As of changed to 3/6 processing date still 2/20
First time using credit karma card
WMR updated this am to approved

[victoria R]

Transcript updated fri morning ddd 2/23 was still on oath msg this morn oath went away and have ddd date on wmr as well

[cfarreal]

Yes! Received DD yesterday with 2/23 date

[Mrs. KR]

I guess since we can’t see our transcripts we just need to wait it out.

I am hoping that it’s something as simple as verifying who we are. Let me know if anything changes for you.

Mrs KR

[Quainey]

I received the same code!!!!! And I just checked my transcripts and there is no code for offset notice on my account. I have called the treasury number and it says their is no offset found but it can be updated daily… I hope this is just some mistaken notice.

[Tiff]

Well, it’s a good morning! I rechecked the WMR at 545am and the bar has moved! It says I should receive before 2-28. So I’m guessing with chime and the actual date on transcript being 2-23, I should get it around the 21st or 22nd due to Mon 20th being a holiday. So thankful! Hoping for a quick turnout for everyone else too!

[sgorham29]

Good Morning, has anyone received their refund that filed their form with their taxes yet? I keep seeing a lot of folks that got their DDD that are pathers, (which I am not), just would like some idea of how long I need to wait. WMR has processing and hasn’t moved since I filed 1/28/2023.

[sgorham29]

Good Morning, has anyone received their refund that filed their form with their taxes yet? I keep seeing a lot of folks that got their DDD that are pathers, (which I am not), just would like some idea of how long I need to wait. WMR has processing and hasn’t moved since I filed 1/28/2023.

[LolaR]

We are unfunded as of 6am 😔

[LolaR]

Nope, not yet. We filed with TT, fees taken out of refund. SBTG says unfunded as of 6am this morning.

[Carrie]

Wmr updated for me! Ddd 2-22 I have a traditional bank so it will be that day before it goes in. Congrats to everyone who got their ddd and don’t worry everyone else, it’s coming.

[LostAndConfused]

Wmr updated.. still no deposit yet. Ddd 2/23

[TinaB]

Hi,
I am in the same boat. I filed 1/24 & was accepted 1/27 & I am seeing the still processing message on WMR & no updates have occurred on my transcripts. I’m only claiming EIC this year though. This is also the 1st year I’m filing Single after a separation.

[Tiff]

Geez, my auto correct didn’t help my last response.

My 846 date is 2/23, I have DD going to Chime. Hoping that means within the next few days I’ll see the money. If not, hopefully 2/23 will be the day! Good luck y’all!

[Tiff]

My 846 date for DD shows 2/23. Fingers crossed next week, it within a few days, I’ll see that deposit come through.

[LyriKelz]

anyone with credit karma with a ddd of 2/23 get anything yet

[Joseph]

Wmr updated to offset message, but BSF never sent me a letter, or anything fromTOP.?
Suggestions?

[Chelle]

File and accepted 2/8
Transcripts updated code 846
DDD 2/24/23
WMR hasn’t updated

[Chaz]

It’s pathward

[SK]

@tiffany hopefully all of us waiting will get a surprise tomorrow. As of now Republic still says unfunded as well. I used Varo bank and they usually post as soon as notice is received.

[Mrs. KR]

Hello everyone

I filed on 1/30 and was accepted on 1/30. I am a weekly

I am getting CTC, EIC and ACTC this is the first year we have qualified for the EIC and ACTC.

My transcripts say N/A and WMR just updated to Still Processing. I am assuming the IRS will be sending me a letter in the mail but I wanted to see if anyone else has gone through this situation.

Thank you
Mrs. KR

[Traci]

20230405
DDD 2/22
My money deposit in my account at 1;18 on 2/17. 5 days early, Cash App🎉🎉🎉🎉

[Denise Norris]

Same here ddd 2-23-22

[Tiffany]

SK,
I bank with Wells Fargo & get my DD’s 2 days early. SBTPG still says unfunded. Patiently waiting to see if I get a surprise early deposit tomorrow morning seeing as Monday is President’s Day & I’ve been seeing alot of people say they got their deposits early. I think IRS & others are pushing out refunds early so their not overwhelmed after the upcoming holiday

[cfarreal]

wasn’t alerted, but I just looked and I have a deposit in my account!

[Tiffany]

Jessica & Brian h,
My SBTPG still says unfunded as well, I share the same DDD with you, 2/23. I bank with Wells Fargo & usually get my DD’s 2 days early. Hopefully we all see our refunds soon!

[Excited2023]

Updated!
Filed 1/31
Accepted 1/31 – 30 minutes later
PATHer, EITC CTC, head of household
DDD 2/23
As of was 3/1

[W!cK3d]

I used hrs block long time ago and it went through sbtpg also, I believe was awhile ago

[Aly bug]

@Stephaniegirl

I filed the same day fees taken out with h&r block. I can’t access my transcripts either. Hoping wee get a did next week. I don’t even care if it is deposited early

[Jessica]

The sad part after reading all the comments is we know that SBTPG has our funds for 2/23 ddd or no one else would have received their refunds with same ddd. Years of going thru SBTPG and tt and I’ve ALWAYS RECEIVED THE Friday before my ddd . Never on another day :/

[Jessica]

@Chris You’re absolutely right. At least I have a date and I am not stressing about when I’ll see the magical 846 code. When everyone else has spent all their money, we will just be getting ours. :) HAHA.

[Jessica]

SBTPG is basically turbo tax’s bank processor

[W!cK3d]

Don’t quote me on this, I think sbtpg is a middle man basically they are paid to handle the money that is owed to the tax companies and places you get the avance to make sure they get there money before we do because 90% of peeps wouldn’t pay back what is owed

[Stephaniegirl]

I also receive my direct deposit 2 days earlier. It has been consistently posting on Wednesday’s at 3:01 pm PSD every pay week. I have never received a deposit on a Saturday. I filed with HR block and opted to have the fees taken from my refund. Path message still shows on WMR and cannot access transcripts. Filed and accepted 1/27.

[AC]

Still nothing for me.

[Chris]

@Tom This needs to be pinned…

Let me start by saying this, no bank is obligated to give you access to fund before the DDD. Most traditional banks don’t even do that. Non-traditional banks do but it’s actually a “loan” because they see a transfer coming to your account. Early direct deposit usually only works with recurring deposits like payroll and/or state and federal deposits because they are guaranteed to clear.

SBTPG isn’t actually a bank, they are a 3rd party processor.[/quote]

[Chris]

@Jessica and with that you have the peace of mind that you know it’s coming, and when to expect it. I’ve been doing these boards for years and it took a few tax seasons to realize how certain things work. Now I atleast know what I’m in for when I accept having fees taken out. I still come here every year hopeful, but have solice knowing ultimately how it will end up. No reason to get frustrated, it’s better than paper checks, and we’ll all have our money no later than the 23rd.

[Ashley Deckard]

Ok y’all my transcripts updated this morning and it says 846 refund issued 02/23/2023.. thank you for letting me know how to read the transcript.. I was lost for a while..

[Tom]

@Jessica

Yeah, I’ve been hearing that as well, but no one can actually prove it. Year after year there’s always people saying. It is possible, sure but I highly doubt it. I’ve been using Turbo Tax and SBTPG for year and never got it more than a day earlier than my DDD.

[Jessica]

Thanks for the info @Tom…I have seen a few people with fees and advances getting their money. I wonder why that is? I am not going to keep checking. I’ll just say 2/23 and keep it in my mind there. No sense in stressing out about it. It’s coming, just have to be patient.

[Tom]

Let me start by saying this, no bank is obligated to give you access to fund before the DDD. Most traditional banks don’t even do that. Non-traditional banks do but it’s actually a “loan” because they see a transfer coming to your account. Early direct deposit usually only works with recurring deposits like payroll and/or state and federal deposits because they are guaranteed to clear.

SBTPG isn’t actually a bank, they are a 3rd party processor.

[Tom]

For the record, SBTPG is not legally allowed to hold your money for any amount of time. They are not legally allowed to gain interest on your money.

SBTPG is not a bank, they are a 3rd party processor, they’re just a pass thru from the IRS to your bank to collect fees. They can’t give you the money before they posses it themselves. Don’t confuse them with the likes of Chime who make funds available before they are actually available because they see a pending deposit transfer.

[QueenRatRace]

Im a Pather with CTC also. Transcript has been updated as of 2/17 with 846 refund code and 2/23/2023 processing date.

[Brian h.]

2/23

[Jessica]

Brian H, when is your DDD? Mine still says unfunded!!!

[TayMama]

Filed 1/29
Path message 2/3
Transcript update 2/12
WMR updated two bars 2/16
DDD 2/22

I filed with TT and advance with CK. But still unfunded on sbtpg and still no money in my account

[Jessica]

How does SBTPG say unfunded for everyone but all these other people are receiving their refunds? Is SBTPG like a traditional bank? They don’t release funds until the day of?

[W!cK3d]

I’m pretty sure no matter how you do your refunds if your not paying fees up front it goes through sbtpg

[cgdesilva]

*waves* Hi shamrock ☘️
I was processed on 01/26 and still waiting. Last year I was processed on 2/4 and had the check in hand on 2/16. With Monday being a holiday I dunno what the state is thinking by holding them this long. About to call J G Wentworth… lol, might as well set up a annuity on it.

[ard84]

Filed 1/19 | Accepted 1/20 | Cycle Code: 20230405 | Updated 2/17/2023 to 846 with DDD of 2/23/2023
SBPTG still unfunded at 6:51pm CT | WMR still has PATH message | Deposit going to credit union
Deposit was processed by SBPTG and sent same day last year, same bank as well.
Still waiting…

[Meli]

What bank do you have?

[Ted]

Still the same for me too. Still in one bar in WMR and still no N/A under 2022 transcripts. Received on Jan 30th…
I just want to share my experience last year for others to know what might to expect. I filed in February and soon after got a letter asking for W2s. I had multiple W2s and I was asked to fax them. I faxed them the very next day and they finally processed my return in October… it took them 6 months!!!

[Jessica]

And I should probably be grateful because if I got it today with my paycheck, it would be more likely that I blow way more than I should. Times are tough for me and my kiddos, so I need to save this little bit of money I’m getting.

[Brian h.]

My SBTPG says funded but I haven’t received my federal yet hopefully by tonight or maybe tomorrow

[Jessica]

Thank you guys for being so helpful. You’re right, its not TT, its the loan and not paying the fees up front. I should’ve read the fine print. I even told myself DONT DO IT. But I did it. HAHA.

[Mary]

Thanks Jae, just bothered because I’ve had direct deposit every year but never got that

[LolaR]

DDD 2/23 -SBTG shows unfunded. I always used TT with fees taken out and I would usually get it a few days to the morning before the deposit date. I switched to HRB for a few years and have no idea why I went back to TT. I guess we will wait until the 23rd!

[Mary]

Isn’t that still 5 days out?

[Chris]

@Jessica No, SBTPG is the advance bank. It’ll go to them first, then they will disperse to CK after outstanding balances are paid. That part they facilitate quickly, but they don’t send to CK until they have the money in hand, which is usually the day before the DDD.

[jstarr]

@bnlav I sure hope so

[Ted]

Hey

[Chris]

@Keyshawn Yeah, you’re correct. SBTPG is the financial entity that handles the advance as well.

[Westcoastbestcoast]

I stopped using TT due to SBTPG. They took forever to release my funds. I’m using H&R this year and it doesn’t seem like it will be much different. Atleast you can track your refund on SBTPG.

[Keyshawnjenkins]

If you got the refund advance or paid fees through the refund it ALL goes through SBTPG. They get paid, they release the funds. I haven’t seen them release the funds faster than a day before the DDD though, maybe once it was 2 days in advance, but I’ve never not had my money on the DDD even using a traditional bank.

[BigDoggyB]

If you got the fees paid for through Turbo Tax you will NOT get it until the DDD date. People had the same issues last year.

[Von8422]

TT isn’t the issue. I have a ddd of 23rd. I skipped the fees being taken out of my refund and glad I did. Something told me to pay upfront and bypass sbb or whatever that bank is called. And I used tt and chime and got my refund 2pm today.

[Kiki]

Yes I just checked my transcripts as well and got a ddd for 2/23 finally! I thought something was wrong🤦🏽‍♀️

[Kiki]

Yes ddd 2/23 as well just checked my transcript finally 🤦🏽‍♀️!

[SK]

@Kat WMR will not update until overnight.

[Keyshawnjenkins]

@momof5-2008 Even if it was funded on SBTPG they will not release the funds till the very last minute unfortunately. They do it every single year and hold up a lot of refunds. If you have a DDD of the 23rd, you can mostly expect it as early as the 22nd but no sooner.

[Author]

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