For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,024 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. BagLadyTaxer

    Im not checking anything anymore! Im gonna take TT, SPTPG and CK for what they showed me the last 2 years I’ve used them. Won’t get funded nor will I receive my DD until 2/25. It’s stressful hoping and wishing for any earlier.

    Reply
    1
  2. Stillwaitinginfairburnga

    @Sheila_33: can you please give me the number

    Reply
  3. Ricki_Tavi

    @WASTATE24: I’m honestly not certain. This is my first year using CK but in past years I have had fees taken from refund and always received deposit well before DDD. Let’s see what happens.

    Reply
    2
  4. Benita

    @mickey m: I’m the same, was under review for like nine days and now processing for 8 days.

    Reply
    1
  5. Matt7650

    @Sheila_33: just giving my update. Nothing changed over night. Still have 570 and all transcripts from 2019 forward all still have the changed as of date 3/9/26

    Reply
  6. SMS14
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-6
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-6
    • Date Approved:
      Feb-27
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-16
    • Processing Date:
      Mar-16
    • I Got My Refund!

    @Texas: when did you file?

    Reply
  7. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Still waiting infairburnga: You will need to call and ask for a new letter. But, they may just go ahead and do the id verify over the phone.

    Reply
  8. Texas

    @SMS14: same for me too 🤯

    Reply
  9. curt

    @Rubicon46: what do they ask for to verify, especially over the phone, do you have to send anything

    Reply
  10. Still waiting infairburnga

    Hello how can I verify online when checking. My transcripts it’s saying i need to verify my identity but it’s asking a control number but I never got a latter

    Reply
  11. Jack1135

    QUESTION: I received my 846 code today and it shows that I should get it on 9 March. When do you think I’ll actually get it it’s direct deposit.

    Reply
  12. WASTATE24

    @Chelle90: I have CK but paid my fees upfront and no advance. Last year got it in the evening same day as 846 But mine should be coming straight from IRS

    Reply
  13. SMS14
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-6
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-6
    • Date Approved:
      Feb-27
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-16
    • Processing Date:
      Mar-16
    • I Got My Refund!

    My so NOT awesome tax year so far. Filed/accepted 2/6. After 1 week Wmr stated changed from 21 days to process to 3 weeks to process no topics. IRS account only showing wage and income transcript for 2025. All other transcripts don’t even have 2025 as an option. Week 2. Wmr changed to still processing no topics. Still only have wage and income transcripts and all other still does not have 2025 option so no codes. No notices showing being issued. I’m not on Path. So frustrating.

    Reply
  14. FLTeacher

    @Benita: No I did not call them. I was playing around on my phone, and I received a text from Navy Fed CU informing me that my funds had been deposited in my account.

    Reply
  15. mickey m
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-29
    • Fees:
      Free
    • Bank:
      Credit Karma checking
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-29
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Lashanteb: what number did you use to speak to a human . I keep getting the automated which is not much help

    Reply
  16. FLTeacher

    @VaGal07: my DDD was 2/24

    Reply
  17. Mommyof5

    Last year I got my deposit before SBTPG even updated to funded, so it’s coming guys.

    Reply
    2
  18. WASTATE24

    @Jennyb: gotcha

    Reply
  19. FLTeacher

    @VaGal07: With my personal accountant.

    Reply
  20. mickey m
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-29
    • Fees:
      Free
    • Bank:
      Credit Karma checking
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-29
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @NYnic: By any chance has your NYS updated Mines has not changed since they put everyone back into processing last week and from what I can tell nobody has gotten a DDD.

    Reply
  21. Impatiently waiting

    Has anyone that updated w 846 last night received deposit yet? Im still waiting on current used free tax usa. Hopefully soon.

    Reply
    0
  22. Jennyb

    @Lashanteb: oh wow ok. So it looks like I won’t be getting it today then.

    Reply
  23. Jennyb

    @WASTATE24: I did have an advance that’s why I mentioned them :(

    Reply
  24. Lashanteb

    @Jennyb: on the phone with Sbtg now they have had my refund since the 19th and saying that they won’t release it until the 24 and it may take 1-2 days before it gets credited to my bank account

    Reply
    2
  25. Tigerlili_1
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-26
    • Fees:
      In Advance
    • Bank:
      PenFed
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-27
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Feb-23
    • Identity Theft
    • I Got My Refund!

    @509state: Did you get snow lasnight or just me. LOL. Couldn’t snow for Christmas, nope has to wait until I take the summer car out of storage.

    Reply
    3
  26. WASTATE24

    @Jennyb: it doesn’t go through sbgt if you paid up front with no advance?

    Reply
  27. Txmomof3girlsnotsignedin

    @NYnic: the 3/9 date on your transcript is not a DDD; it’s the date that you should receive your refund by. If you don’t receive it by that date then the IRS can look into it after that date. It has nothing to do with the actual date you will receive your refund on.

    Reply
    1
  28. Chelle90

    @WASTATE24: yep

    Reply
  29. Txmomof3girlsnotsignedin

    @Aliceinlove: what is showing on WMR?

    Reply
  30. Jennyb

    @WASTATE24: I have it like that but every time I go through SBTPG they always hold it until the DDD I’ve never gotten it the same day. I’m seeing half saying they got it the same day and half saying that they got out the day of the DDD so I’m just waiting and their website still says un funded

    Reply
  31. WASTATE24

    @Chelle90: did you pay fees upfront?

    Reply
  32. Naynay25

    Has anyone with a DDD of 2/23 get their deposits yet? I bank with PNC so not sure when they process if I’ll get early or not considering I paid fees up front.

    Reply
  33. Chelle90

    @WASTATE24: nope

    Reply
  34. WASTATE24

    @Chelle90: did you do the advance ?

    Reply
  35. California girl83

    @PoliticalVirus101: Thank you!! I’m happy to hear 😊

    Reply
  36. 509state

    filed 1/20 on turbo tax I’m on PATH I have chime I finally received my 846-code last night hoping for a deposit today I live in the pacific northwest Washington state last year I received it at 10:38am last year so hopefully today I receive it

    Reply
    1
  37. Chelle90

    833 588 0232 direct line to credit karma. Since they wanna play and hold our money hostage let’s call them til they drop our funds. I’m pissed seeing literally every other bank drop funds and we selected the 4 days early? I understand we had to wait for path but damn. I’ve had the 846 for days and still nothing. Anyone else with credit karma?

    Reply
    1
  38. NYnic

    Sorry if this gets double posted but I think it disappeared-
    My transcript still shows a DDD of 3/9 but today WMR updated to a DDD of 2/24. This is a first for me where those dates don’t match. I just wanted to share in case others start seeing that too. Good luck everyone!

    Reply
    1
  39. Aliceinlove

    I’m an 0505 and my transcripts are still blank……. Help!

    Reply
    1
  40. Jenny04

    @Blessed2bme89: what that number cause mine still says unfunded and should have a DDD for Monday…

    Reply
  41. VaGal07

    @FLTeacher: what was your DDD and who did you file with? I’m sorry if you’ve answered this before. It seems half are getting their money quick from SBTPG but others are not.

    Reply
    2
  42. PoliticalVirus101

    @California girl83: congratulations same here cali

    Reply
    1
  43. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Alliecatt: A review is verifying the income. An audit is a review and verification of income/credits.

    Reply
  44. Alliecatt

    @Sheila_33: ok, hopefully. So I should see some kind of update by 3/9 right? What is the difference between 570 review and an audit or are they the same?

    Reply
  45. BagLadyTaxer

    @Benita: what # did you call? I tried calling this morning but it said I put in the wrong social. Which is crazy because I can pull up my acct on line so I don’t know what they have going on

    Reply
  46. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Alliecatt: Well, if thats what they’re looking at, it should resolve pretty quick if the amounts are correct since they reconcile those amounts internally.

    Reply
  47. Benita

    @FLTeacher: Did you call the Sbtpg phone number and they had the funds ? I called lastnight and they have received my refund, it was my amount minutes the fees. It said the timing depends on my bank. The website does say unfunded. Do you think I’ll receive it sometime today ?

    Reply
  48. Alliecatt

    @Sheila_33: ok yes it looks like they are there.

    Reply
  49. California girl83

    Good morning!!!! 🌞 Woke up to that beautiful code 846!!!! 🙌🏽

    Reply
    2
  50. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Mommaof4inFL: Your wmr should update to a deposit date of 2/25 in the morning. The 3/9 is to make sure you get it by then.

    Reply
    2
  51. WASTATE24

    Anyone in here see anyone that used TurboTax/CK but paid fees upfront get their deposits.
    Last year I got mine same day as my 846 and the exact same situation but everyone’s kind of stressing me out in here talking about CK not posting until day of

    Reply
    1
  52. FLTeacher

    Just FYI, on the SBTPG website, it says unfunded; however, I received my money last night. I hope this information helps.

    Reply
    1
  53. Alliecatt

    @Sheila_33: let me go look. I didn’t think to check that.

    Reply
  54. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Gators352: Dude, you could have omitted the “old” part🤣

    Reply
  55. Mommaof4inFL

    Hey everyone . My account transcripts has the codes : 846 with the date of 3/9 . Does that mean I will get it On March 9th. I have the return transcript but not sure if I should be looking on there for a DD date.

    Reply
  56. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Alliecat: Are your w2s showing on your SSA account?

    Reply
  57. WASTATE24

    @Ricki_Tavi: this must be for only fees taking out? Last year I received mine same day. I always pay fees in advanced. Or did they say that’s a new thing they are holding?

    Reply
  58. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Gators352: Later Gator

    Reply
  59. SouthernBelle601

    @Gators352: Thank you 💚💚💚💚💚💚💚. You guys are awesome

    Reply
  60. Gators352

    I’m glad I was able to help answer a few questions this morning however I’m getting off now,,, Shelia & a few more of our Old-G’s may be on later blessings to all and once again congratulations to the DDD today I’ll be back on later this evening y’all have a great day

    Reply
    2
  61. Alliecatt

    I knew I had the 570 code coming because I got the letter. My as of date is 3/9. What do I expect? First time ever for me. Not thrilled lol.

    Reply
  62. PassingThrough

    @mc559672: Congrats on your update! How long did it take to receive your letter??

    Reply
  63. Ricki_Tavi

    Hello Everyone! Here’s an update that may apply to anyone waiting on CK. I’m cycle 0605, received 846 Thursday morning. I had TT advance and fees taken from refund. Treasury released to SBTPG yesterday 2/19. TT has received all fees and advance repayment however, my funds 💵 will not be released until 2/24. So if you’re in a similar scenario we have to hold on for a few more days. I was hopeful for an earlier deposit but at least now I can stop checking CK. Happy Friday!

    Reply
    1
  64. Gators352

    @mc559672: Well we’ll we’ll look at all these blessings it’s raining 💴 💰 💰 congratulations 🎉🎈🎊

    Reply
  65. Blessed2bme89

    @Skipps: call the sbtpg number when you call they have the updated information

    Reply
    1
  66. Silentwatcher26

    @Skipps: nothing on Sbtpg for me either

    Reply
    1
  67. Gators352

    @Relief202: you’re welcome remember everyone’s situation is different. Your time is coming just be patient. You will receive it.

    Reply
  68. mc559672

    FINALLY got my 846! It took a total.of 9 days from the date I verified online.

    Thank you everyone for your help!

    Reply
    1
  69. Gators352

    @Skipps: May take your fees out later this evening maybe after 5pm you may get your refund late tonight or maybe on Monday depending on what is your DDD is if I may give a little advice next time get a CHIME card they release 5 days early if you’re not using 3rd parties even if you paid your fees up front your money will come straight from the treasury straight into your CHIME ACCOUNT NO MIDDLE MAN

    Reply
    1
  70. Relief202

    @Gators352: great thank you for responding a little relieved so I’ll wait this evening to check again lol I filed late this year so I wouldn’t deal with path. Filed and accepted same day 2/15 yesterday someone posted they got accepted 2/14 they updated to 846 being 3/09 and there money came yesterday but they had the 5 day early deposit from TT I should’ve clicked it. lol

    Reply