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For all the people impatiently waiting on tax refunds.

A grapevine for taxpayers, by taxpayers.

Ask all of your tax refund questions.

The most frequently asked question we have is when will the IRS WMR update and what day are tax refund deposits. Use our calendar to find out what day you can expect to receive your tax refund.

🔥 Updates: Advance Child Tax Credit Tools to Update and Unenroll

When does IRS accept tax returns in 2021?

The IRS will begin accepting tax returns on February 12, 2021.

When Can You File Taxes in 2021?

Most tax preparers will allow you to enter and submit your tax return beginning the first week of January 2021.  You don’t need to wait for the IRS to start accepting tax returns to start, but you must have the proper forms and paperwork. Some forms are not available until mid January and some even later.  When you submit your return before the IRS begins processing, it will sit in a “queue” and be held until the date that the IRS will officially accept tax returns.  If you e-file early and it sits in queue, your return may be sent to the IRS early in a test batch. This has resulted in early direct deposits in the past, but also major glitches because they are tests after all.

Where is the IRS Refund Cycle Chart?

2021 Refund Cycle Chart
The most recent tax refund cycle charts have already been published. The official IRS tax refund cycle chart has been eliminated and replaced with an IRS Information Guidelines for the Tax Preparation Community publication and the IRS says the best way to check the status of your refund is using the Where’s My Refund tool. However, various websites with refund calendars for the 2021 tax season (2020 tax year) have been updated with 2021 direct deposit and check mailing dates.

When to Expect My Refund?

IRS Refund Schedule Charts typically show that early filers whose returns are accepted before the end of January can anticipate a tax refund direct deposit as early as the first week of February.  The day that IRS deposits refunds varies but we notice trends that help you determine the time and days WMR updates and when your tax return is processed.  This is an explanation and FAQ about when the IRS updates WMR and Transcripts.

The refund calendar by the College Investor is a good reference which has been updated for 2021 here:  When To Expect My Tax Refund.

POST YOUR ACTUAL TAX REFUND EXPERIENCE HERE: This is a “user to user” site and the primary mode of support is peer-to-peer, meaning users helping other users. Admin and moderators are not always present or may not be right, or have answers to questions. Users become more informed when they are here often to read and comment. We call them Top Contributors. We are not a group of experts, merely individuals who have learned more than we ever wanted to know about the tax refund process.'

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Comment Notes

Comments are moderated according to our comment policy. If your comment is moderated, it may appear shortly, it might not. They are auto-moderated (nothing personal) or removed manually for other reasons. It is not personal or always something you implicitly said. If you are moderated, read How We Moderate Comments (HWMC) before getting upset. If you think comments are being moderated in error or have any questions email IGMR Admin. Comments about how or why comments have been moderated could be removed and considered off-topic.

What Others Are Saying

  1. Hope

    Morning. I have been following this post for a while silently for hope lol. I stopped checking the IRS site because I just thought I would have to claim on taxes next year but this morning I woke up to the full deposit in my bank account! I went back to the site and it had changed to a deposit date of the 17th but my bank is usually a day early so it’s there today. Just wanted to give you all hope. Have a blessed day!


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  2. ItsFree2BeKind

    Has anyone heard anything about the Unemployment refunds lately? Or has anyone gotten one recently? This is absurd!


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  3. Babymamadrama

    @melwalkshere: what kind of check did you guys receive


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  4. Babymamadrama

    Informed delivery says I got a check from IRS Philadelphia anybody else got this? Is it child tax credit or something else?


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  5. Sharon O

    @2blessed: That is great news! You have waited so long and finally. Enjoy!


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  6. melwalkshere

    A check from the Treasury is in the Informed Delivery today!! FINALLY!! I hope ALL of you get yours this week and this h*ll is over!

    My husband and I were to leave on Thursday for his cousin’s wedding in Boston…we have the flight and hotel paid for but needed cash for everything else and we were getting really close on our budget and then we got a surprise bill yesterday and we were really thinking we were going to have to cancel our trip. This is such a pleasant surprise!


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  7. Delanie

    Called the tax payer advocates, they said they can’t do anything to help me because my return is amended. What the heck am I supposed to do now? They have already turned off several of my utilities and I can’t survive if they turn off any more of them…


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  8. harrya

    No oct no nov ctc anyone else


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  9. Q

    I was just wondering if anyone received there unemployment amended return? Something just does not add up with the amount of time once it’s been adjusted . This process makes no sense 😕.


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  10. 2blessed

    @Sharon O: Good morning! I just wanted to thank you again for all your help. You got thru this when I just wanted to give up. I appreciate you! I just spoke to an advocate who told me my refund will be deposited on Wednesday the 17th. I’m so grateful and happy to put this nightmare of a year behind me. So again thank u for everything and have a wonderful holiday. I will be back here on Wednesday to let u know when I get it lol.


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  11. Tony614

    @Charmz BeeBee: well that’s a lie they told you. Cashapp accepts deposits up to 25,000. They are bulkshitting you. Don’t get excited hun. I’m still waiting from March @Charmz BeeBee:


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  12. Finally

    CTC payment hit. Capital One Bank.


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  13. 2blessed

    @Sharon O: Thank you! I’m so excited 😆


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  14. Sharon O

    @2blessed: Good luck! Im sure it’s good news for you this week


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  15. 2blessed

    @Sharon O: Thank u so much! I’m just anxious to get this over with. I’ll just wait in see if it update. And I will definitely let u know what happened. Thanks again


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  16. Sharon O

    @2blessed: it will probably update then this Friday and the refund will be the following werk


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  17. Charmz BeeBee

    Dont be like me and wait to call… If it’s been the 60 days or what ever days they say call. I waited 3 months after my 60 days and there was a freeze hold on there. I was like OMG that’s what I read about. Thanks to you guys. So I knew what it meant. She put me on hold for like 20 minutes which I appreciated because that means she was working on it then came back and said she requested for it to be removed. 3-4 days later I see a pay out or DD date. Should receive it on the 19th. mine is a check. The reason it even went back to review was because my bank didnt accept the amount on my cash app card. It was to much. That was back in March. So Im glad that FINALLY Ima get it. Hopefully its on my mail box by the holidays.


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  18. 2blessed

    My cycle date on my transcript is 20211605. My tax advocate emailed me on Wednesday 11/10and told me the examination unit in the IRS received my documents and accepted them. He told me my refund was released and they accepted my documents. He said I should have my refund in 2 to 3 weeks. When should WMR update with a DDD and what day should I start checking it? I believe I’m a weekly. When should I have my refund? Please help! 🙏🏾


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  19. 2blessed

    @Sharon O: The last two numbers are 05. So I guess that makes me a weekly like u.


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  20. Sharon O

    @2blessed: @2blessed: Weekly updates on wmr on Saturday. So it updated transcripts on Friday and wmr on Saturday. And then the deposit hit during the week.


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  21. Sharon O

    @2blessed: if you are a daily on transcripts it could be any day this week it updates. Unfortunately if you are a weekly like me , updates only occur on fridays. Would you know if you are a daily or weekly?


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  22. 2blessed

    @Sharon O: My cycle date is 20211605. So I think that makes me a weekly. My wmr still hasn’t updated at all. I don’t know it actually update for me. I’m just so ready to put this tax year behind me. It’s been so stressful.


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  23. 2blessed

    @Sharon O: Ok. Being that he emailed me on the 10th and that was a Wednesday and the following day the 11th was Veterans Day. So when do u think I should see a change or some type of update? Cause I think it’s really only been 1 day and that was Friday. Also do they count the weekends? I don’t mean to bother u but your answers are really helpful and I I appreciate u.


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  24. Sharon O

    @2blessed: It took about 4 days to update being a weekly and the following Wednesday or Thursday the deposit hit.


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  25. Sharon O

    @2blessed: I received direct deposit. I’m a weekly so it updated on a Friday for me.


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  26. 2blessed

    @Sharon O: Did you receive a paper check or DD? And how long did it take for your WMR to update? Thank you!


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  27. Sharon O

    @2blessed: When my advocate got my refund released she said the same thing and it only took about a week. Good luck


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  28. 2blessed

    My tax advocate emailed me to let me know that Examination unit in the IRS reviewed my documents and accepted them on November 10th. He said my refund was released and to please allow 2 to 3 weeks to receive my refund. Does this mean my refund was mailed to me on that day? And how it should take to receive it? Also my ctc portal updated from pending to yes your eligible. Somebody please help?


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  29. NLL

    Has anyone received at least one of the 430,000 unemployment refunds that the IRS supposedly sent out November 1st ?


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  30. JB

    No payments since August. Does anyone know what to do?


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  31. JayJ

    So for the people that finally received there’s did you do anything? Everything I call and ask about territory codes they say they don’t know what I’m talking about.


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  32. Fed+tf+up+wit+the+IRS

    @2blessed: Sorry for the late response. But WOW!!! Thats great news to hear Im so happy for you thank God there is some movement on your account gives me hope. Thank you also for the updates I pray you get all of your actc payments and the interest your owed. I spoke with an examiner at the end of the week and was told my account still hasn’t changed doc’s haven’t been looked at and now they are telling me I should maybe resend in my info again im so irra with them at this point and my advocate hasn’t reached out to me yet either so ijdk what to do at this point i keep calling leaving v.m but no reply at all so ig all I can do is just wait. But what really made me angry is when 1 examiner I spoke with told ne that the office where my audit was being conducted was now working on June audits and mine should have been done and he couldn’t explain y the examiner had not viewed my docs that were sent in May 24th via fax . He said he would put a note to have a supervisor or manager contact me but thats the 2nd time ive asked for a manager or supervisor to call me with no Help at all. Sorry for ranting just feeling like my file has got lost in the shuffle.
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  33. Just+me+again

    Odd for chase bank to release ctc early but it showed today instead of the 15th


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  34. Finally

    Portal shows issued for Nov but so far nothing in my account. I know it’s for the 15th but mean damn this is my first CTC payment bc of my amended return just being processed a few weeks ago. Would have been nice to see money in my account by now but stupid bank holding until the day of. Looks like I’ll be finding a new bank.


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  35. ChefBartonie

    No ctc for October or November


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  36. harrya

    Still no ctc for oct or nov anyone else


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  37. zo21

    wells fargo hit this morning for the ctc, kinda surprised , still has a date for monday but funds available


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  38. MSRazorbackPhD

    Interesting that my bank deposited our money today….instead of Monday!


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  39. PeacEnHarmony

    Mine hit on green dot @ like 2pm $850 big ones. Just in time for sons surgery. It’s for the kids. so blessed


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  40. SweetHomeAlabama

    I have a irs refund mail date by November 15th. Does that mean they will mail it on the 15th or could I possibly receive it by the 15th?


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  41. Greendothit

    Direct deposit green dot for anyone checking … it’s coming


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  42. Finally

    No payment here. I have Capital One but usually receive payroll two days early guess it’ll be Monday for me.


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  43. GoCowboys

    I wuz just blownin tree and listening to some ole skoo and look what I peep 👀 a chime from chime…oh yes yes even tho it’s a questionable amount…I can say I’m even blessed to get something. My notification was for 4:20P CST lol


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  44. Morris

    PayPal hit at 1:10pm


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  45. @tiredofwaitinginva

    navy fed wil wait until the day of they dont care about no weekends smh


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  46. Chaz

    Chime just posted CTC 3:35pm central time


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  47. Snaps1

    @Acegolfer77: have not received deposit yet.

    Have not had a yellow bar at all. Previous months the app crashes right before $$ is available.


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  48. Acegolfer77

    2 questions for someone with emerald card.

    1- have you received you ctc?

    2- when you login to the H&R Block app it had a yellow notice saying ctc was coming. Do you still have that? Mine message is gone and wondering if there is a problem.


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  49. Cass1

    @Finny256: that is what happened to me and hold your breath on 30 days or so! They told me after I. Discovered the work out of or tax return issue filed out the US to wait until 6- 8 weeks before issue or call back if no changes by then. It’s been since September and now it’s November.! I am sending positive vibes that mine arrive today or next week and hope yours come sooner than 30 days so they say.


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  50. Keish

    Cash app users pls check in when posted!!


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  51. Mom2pa

    Mine still hasn’t hit..I have a Walmart money card


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  52. Finny256

    @Cass1: I just got a call from my Tax Advocate and she actually had a couple of questions that I needed to answer: 1) Did you work outside of the U.S. and 2) Did I file a tax return outside of the U.S.
    The answer to both questions are NO! Never have in all my years of filling.
    She noted that the IRS has ‘flagged’ accounts that needed to answer those questions. I’m flabbergasted that some person or computer did this to my file. She then went on to say that this will clear the ‘flag’ and get my $$$ to me within 30 or so days! Hells, bells…never should have happened in the first place. What kind of country are we living in when this can happen? Don’t give yourself a headache trying to figure that one out. Fingers crossed that it doesn’t take that long. Call or write your U.S. Senator of Congress person and give them the issue that’s how I actually got something done!


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  53. Kelnphil1223

    Any chime users hit yet?


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  54. Momof1

    My CTC payment just was posted to my credit karma card.


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  55. Shinebrite

    Any emerald cards hit?


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  56. ghee

    Check your cards i have varo and my ctc just hit at 11:40 eastern time


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  57. Mom2pa

    @Keish: still waiting to see mine on my card..the ctc portal says it’s been issued so hopefully in the next hour or so.


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  58. 2blessed

    @Finally: oh wow, thank you for telling me this. I’m so excited.


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  59. Keish

    Hey can anyone let us know when their ctc payments post pls?


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  60. Finally

    @2blessed: That’s definitely good news. My child tax portal updated first and about a week later I received refund check.


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  61. Cass1

    @Finny: Yes at least yours say something mine has been saying payment stays unavailable since March. I have called every month since March until September found out my 3rd had the territory code thing and they told me 6-8 weeks I should receive it or if not call back or the “ claim it on your taxes this year coming. SMH


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  62. 2blessed

    @Fed+tf+up+wit+the+IRS: Good morning! I just wanted to keep you updated on my situation. I still haven’t received my refund as of yet. But my advocate did say 2 to 3 weeks for me to get my refund. But when check CTC portal overnight, it change from pending to yes your eligible. You’re automatically enrolled in advance payments. No processed payments yet, but I guess it’s moving now that case is closed and my refund is on the way. Hope this helps. Good look and I’ll continue to pray u get some good news


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  63. Finny

    I haven’t received my 3rd stimulus as yet. The consistent note at the IRS website tells me I’m eligible and when the dateis known it will be posted; it has been this way since March 2021. I was unemployed for one (1) month 2020 and have already received the refund of taxes paid on benefits; that was in July 2021. However, I continue to wait on the stimulus. I have faxed a form to the IRS, contacted my U.S. Senator, and even emailed the White House…nothing. Incredible! Anyone else having this issue


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  64. MSRazorbackPhD

    @melwalkshere: Late reply, but I got mine exactly 7 days from that date!


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