Join Live Discussion

For all the people impatiently waiting on tax refunds.

A grapevine for taxpayers, by taxpayers.

Ask all of your tax refund questions.

The most frequently asked question we have is when will the IRS WMR update and what day are tax refund deposits. Use our calendar to find out what day you can expect to receive your tax refund.

🔥 Updates: Advance Child Tax Credit Tools to Update and Unenroll

When does IRS accept tax returns in 2021?

The IRS will begin accepting tax returns on February 12, 2021.

When Can You File Taxes in 2021?

Most tax preparers will allow you to enter and submit your tax return beginning the first week of January 2021.  You don’t need to wait for the IRS to start accepting tax returns to start, but you must have the proper forms and paperwork. Some forms are not available until mid January and some even later.  When you submit your return before the IRS begins processing, it will sit in a “queue” and be held until the date that the IRS will officially accept tax returns.  If you e-file early and it sits in queue, your return may be sent to the IRS early in a test batch. This has resulted in early direct deposits in the past, but also major glitches because they are tests after all.

Where is the IRS Refund Cycle Chart?

2021 Refund Cycle Chart
The most recent tax refund cycle charts have already been published. The official IRS tax refund cycle chart has been eliminated and replaced with an IRS Information Guidelines for the Tax Preparation Community publication and the IRS says the best way to check the status of your refund is using the Where’s My Refund tool. However, various websites with refund calendars for the 2021 tax season (2020 tax year) have been updated with 2021 direct deposit and check mailing dates.

When to Expect My Refund?

IRS Refund Schedule Charts typically show that early filers whose returns are accepted before the end of January can anticipate a tax refund direct deposit as early as the first week of February.  The day that IRS deposits refunds varies but we notice trends that help you determine the time and days WMR updates and when your tax return is processed.  This is an explanation and FAQ about when the IRS updates WMR and Transcripts.

The refund calendar by the College Investor is a good reference which has been updated for 2021 here:  When To Expect My Tax Refund.

POST YOUR ACTUAL TAX REFUND EXPERIENCE HERE: This is a “user to user” site and the primary mode of support is peer-to-peer, meaning users helping other users. Admin and moderators are not always present or may not be right, or have answers to questions. Users become more informed when they are here often to read and comment. We call them Top Contributors. We are not a group of experts, merely individuals who have learned more than we ever wanted to know about the tax refund process.'

Join the conversation

Comment Notes

Comments are moderated according to our comment policy. If your comment is moderated, it may appear shortly, it might not. They are auto-moderated (nothing personal) or removed manually for other reasons. It is not personal or always something you implicitly said. If you are moderated, read How We Moderate Comments (HWMC) before getting upset. If you think comments are being moderated in error or have any questions email IGMR Admin. Comments about how or why comments have been moderated could be removed and considered off-topic.

What Others Are Saying

  1. Amy19
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-17
    • Fees:
      Free
    • Date Accepted:
      Feb-18
    • Bars:
      MIA
    • Date Approved:
      Apr-21
    • Transcript:
      Online
    • Cycle Code:
      20211603
    • Cycle:
      Daily
    • As of:
      Mar-1
    • Processing Date:
      May-10
    • 1040, Schedule C, 1099, W2
    • I Got My Refund!
    • Deposit Date:
      Apr-26

    @Catx: We originally waited to amend then decided we’d better do it. We amended in June, then WMAR said completed like everyone else’s did. Our transcript as of dates have moved a few times, stuck now, so I guess the waiting game continues.


    Report comment

    Reply
  2. Catx

    @Amy19: same and our date is 10/4 as well.


    Report comment

    Reply
  3. Amy19
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-17
    • Fees:
      Free
    • Date Accepted:
      Feb-18
    • Bars:
      MIA
    • Date Approved:
      Apr-21
    • Transcript:
      Online
    • Cycle Code:
      20211603
    • Cycle:
      Daily
    • As of:
      Mar-1
    • Processing Date:
      May-10
    • 1040, Schedule C, 1099, W2
    • I Got My Refund!
    • Deposit Date:
      Apr-26

    We are still waiting on our amended, now eligible for EITC due to the UE tax credit. The as of date is now stuck at 10/4. Anyone else?


    Report comment

    Reply
  4. MSRazorbackPhD

    @Al: Correct, so it should be $458, minus the overage…you’ve yet to receive.


    Report comment

    Reply
  5. Monica

    Haven’t receive my sept 15th ctc payment..which is in processed payments….as being sent out as check or debit card…which we haven’t received yet….god hope it comes soon..peice of mail coming in today..but it has no image


    Report comment

    Reply
  6. Al

    @MSRazorbackPhD: hi. There, so I just found out since I changed bank account but only for my IRS account not my spouse they sent a check or debit card to him which we haven’t received yet.,, so they sent to him a card or check for 313 last month and 229 for this month and same amount for me deposit!!!!


    Report comment

    Reply
  7. MSRazorbackPhD

    @Chaz: Yes, that’s 2 payments…instead of 1!


    Report comment

    Reply
  8. Chaz

    This will be my first time getting CTC as my refund was just sent to me a couple weeks ago. I have 2 dependents both age 8 and it says that I’m getting $1000 for October. I thought it was suppose to just be $500. Is this for a previous month as I haven’t received July August or September payment.


    Report comment

    Reply
    2
  9. MSRazorbackPhD

    @Al: September 24, 2021

    Last week, the IRS successfully delivered a third monthly round of approximately 35 million Child Tax Credits, totaling $15 billion. We have resolved a technical issue
    …..

    The impacted group primarily included taxpayers who recently made an update on their bank account or address on the IRS Child Tax Credit Update Portal and affected payments to married filing jointly taxpayers where only one spouse made a bank or address change. We know people depend on receiving these payments on time and we apologize for the delay.

    https://www.irs.gov/newsroom/irs-statement-advance-child-tax-credit-payments


    Report comment

    Reply
  10. MSRazorbackPhD

    @Al: That is what’s listed, but even the IRS stated this WHERE the problem existed, mostly for MFJ, especially when 1, my husband is primary, changes the acct.

    For Sept it shows, on his acct, dd into our joint acct. Ony acct, Sept shows mailed/debit card. I received a check that following Saturday. And it was the exact amt deposited.


    Report comment

    Reply
  11. Al

    @MSRazorbackPhD: In married filing jointly situations, if you and/or your spouse submitted different bank information for your advance payments, the taxpayer listed as the spouse on the 2019 or 2020 tax return will get their portion of the payments separately in September. Until then, joint payments will be sent to the taxpayer listed first on the 2019 or 2020 tax return.,,, this is what I see when I log in to the portal!!!????


    Report comment

    Reply
  12. Al

    @MSRazorbackPhD: he is listed as primary in taxes but we have joint account which I changed last month.,, we get direct deposit.. we file jointly. Got only $313! Last month nothing else for me or him neither in the mail.,, now this month I see only $229 pending on portal


    Report comment

    Reply
  13. MSRazorbackPhD

    @Al: Did your wife get a check, or can she see her info on IRS? We got 07 in another acct. Changed to other joint acct & 08 went there. So, for 09, $469 was deposited in our joint acct, but since it wasn’t on my acct…the matching $469 was mailed via check.

    Now the adjusted amount shows being deposited for 10!


    Report comment

    Reply
  14. Al

    @MSRazorbackPhD: we did last month. Just the bank info. But we have. It received the rest of the past month and now only $229 is pending!!!!


    Report comment

    Reply
  15. MSRazorbackPhD

    @Al: Have you guys ever updated info?


    Report comment

    Reply
  16. Al

    @Audra: sorry I know u were not talking to me but my husband and I have joint account and tile married jointly and we have only received $313 last month and $229 this month. Nothing else nada


    Report comment

    Reply
  17. Morris

    @Audra: Ok and Thanks again.


    Report comment

    Reply
  18. Audra

    @Morris: More than likely claim it on your taxes. This is all just strange I’m not sure what they are doing at this point.


    Report comment

    Reply
    1
  19. Morris

    @Audra: Thanks for responding but what happened to my July Aug and Sept payments? Will I be able to claim those missing months on my taxes?


    Report comment

    Reply
  20. Audra

    @MSRazorbackPhD: Ahh so I’ll get 550 and 550 via my husband (hopefully) I have to log in as him and check but he’s not home right now. I’ll update later and let you know what his says.


    Report comment

    Reply
  21. MSRazorbackPhD

    So HERE’S the math:

    We get $750. Last month we got $469 (twice) OR $938. The over payment was $188. This month it should be $344 (twice) or $688.

    $188(overpay) ÷ 3(months) = $62

    $750 – $62 = $688 or $344 (twice)

    In other words…the overpay is being deducted and collected for the next 3 months!


    Report comment

    Reply
  22. Audra

    @Morris: That seems about correct that’s 550 for 2 and then they gave you extra for back pay I’m only getting the 550 for 2 after missing july, aug, and sept.


    Report comment

    Reply
  23. Morris

    Finally, the portal was updated. I see a processed payment for 0ctober 15 in the amount of $1,100.00. This amount still doesn’t look right for 2 dependants and hasn’t received payment at all missing July, Aug, Sept. Can somebody tell me if this amount is correct?


    Report comment

    Reply
  24. Audra

    @Al: Mine is 550 which is correct for both kids, but I’m missing back pay for the first few months I didn’t get it


    Report comment

    Reply
  25. MSRazorbackPhD

    I think I FIGURED IT OUT!


    Report comment

    Reply
    1
  26. Gorillamom3

    Showing October payment on portal supposed to get $500 and this month only getting $229! Last month got $313 on the 24th in two separate accounts! I have a message about filing jointly and having the spouse submit their account info. So I wonder if that’s why everything got screwed up because they want to send payments to 2 people on the account


    Report comment

    Reply
  27. MSRazorbackPhD

    @Shereka Renea: Yeah. Trying to figure this out.🤔


    Report comment

    Reply
  28. Al

    @Audra: hi, there was yours reduced!


    Report comment

    Reply
  29. Shereka Renea

    @MSRazorbackPhD: So your is reduced?


    Report comment

    Reply
  30. Audra

    So mine is showing for 550 first payment since amended question is now is that for everything or will my husband get a separate payment too. hmmm I’ll have to check when he gets home


    Report comment

    Reply
  31. MSRazorbackPhD

    @Shereka Renea: Oh ok! We are supposed to get $750, but got $344. A little less than 46%!


    Report comment

    Reply
  32. Ale

    @MSRazorbackPhD: maybe it can still change later??? For right amount


    Report comment

    Reply
  33. Shereka Renea

    @MSRazorbackPhD: Yes, it’s only for my daughter as my other two are grown but is in College.


    Report comment

    Reply
  34. MSRazorbackPhD

    Sadly there’s no one to call and ask.


    Report comment

    Reply
  35. MSRazorbackPhD

    @Shereka Renea: Congrats! I bet urs is right due to it being your 1st. I have no idea what they are doing w/ these payments. I guess those who have gotten them in the past are screwed?!

    BTW-On IRS site.


    Report comment

    Reply
    1
  36. Ale

    Hi, my it’s showing on portal but way less than what it supposed be.,, last month I o my got $313. Haven’t gotten anything else since and. NOw only $219?!???


    Report comment

    Reply
  37. Shereka Renea

    @MSRazorbackPhD: Hey, I just checked processed payments and mines is showing 500.00. This is my 1st time getting it since I Amended my Return


    Report comment

    Reply
  38. Shereka Renea

    @MSRazorbackPhD: Hello, is it pending to you bank on under processed payments


    Report comment

    Reply
  39. Ale

    @MSRazorbackPhD: same


    Report comment

    Reply
  40. MSRazorbackPhD

    Y’all my Oct payment just posted AND IT’S F$×@ING WRONG!


    Report comment

    Reply
  41. Ale

    So u see a pending for October for $229? Don’t know why it supposed to be $500 last month I got only $313?!??????


    Report comment

    Reply
  42. @tiredofwaitinginva

    Congress on Monday passed a $900 billion COVID-19 stimulus package with much-needed financial relief for agricultural producers,

    https://www.fb.org/market-intel/whats-in-the-new-covid-19-relief-package-for-agriculture

    The American Farm Bureau Federation, also known as Farm Bureau Insurance and Farm Bureau Inc. but more commonly known simply as the Farm Bureau, is a United States-based insurance company and lobbying group that represents the American agriculture industry.

    what i found

    Reply
  43. @tiredofwaitinginva

    @HisStory: something new to me and how do find out if i qualify? im a bout to do some research be baack see wht i find?


    Report comment

    Reply
  44. HisStory

    Does any 1 know about the Agriculture stimulus check and do we qualifier for $ 600.⁰⁰ ?


    Report comment

    Reply
  45. MSRazorbackPhD

    @Waiting!!!: For September, for us, it was after the payment was sent!


    Report comment

    Reply
  46. Waiting!!!

    When should we see a processed payment for October on the ctc portal?


    Report comment

    Reply
  47. Holly H

    I am still waiting for any news about my refund.


    Report comment

    Reply
    2
  48. Lina123

    Is WMR down for anyone else? It’s been telling me wrong info since 1:00am est. I know it’s correct been putting that info in since February. Still no refund


    Report comment

    Reply
    2
  49. Annaka

    @@tiredofwaitinginva: Actually I usually use netspend, and the past 15 years that I’ve been filling I’ve always gotten it 1 to 2 days early. I even got July’s ctc a day early on my netspend card. I had to close that account and changed it to my cash app card. Thats why I was wondering if anyone else got theirs on a cash app card.


    Report comment

    Reply
  50. WaitingInAZ

    Filed February 15th and have not received my refund. One letter in March and we are in October. Just a regular return with W2 and 1 dependent. This is beyond unacceptable!


    Report comment

    Reply
    4
  51. ReeRee8248

    @ReeRee8248
    I never received a letter informing me of a refund. I spoke with an IRS agent in August; however, he could not give me any information so he told me to call back in September. I did not call in September. My transcript shows a 290 code dated July 26 with 0.00 so I decided to call back. I spoke with an IRS associate on Friday, 10/8. After he researched my account for more than 15 minutes, he told me I would not get an unemployment refund because the money was included in the refund that I received in March. My filing status is HOH with 1 dependent. I am not implying that this information applies to everyone with a similar filing status. If you have received a letter informing you of a refund, please call and ask someone to research your account.
    The number is 800-829-1040
    Option 1 for English:
    Option 2—personal information
    Option 1 —forms
    Option 3– all other
    Option 2— all other
    Do not enter anything; although you may be asked twice
    Choose Option 2 for questions
    Option 4 all other—-to be connected to an agent….There may be a wait or a callback.
    I wish the best for all of you. Take care.


    Report comment

    Reply
    2
  52. Steve

    Okay, can ANYONE answer my question? My transcript still says Code 290, July 26th, 0.00. Does anyone know when the rest of us are getting our money? I called, and all they said was that I did not need to file an amended return, but like….. I need the money, and the rest of my family got theirs months ago. I’m the last one to get mine, like, wtf.


    Report comment

    Reply
    1
  53. Mom29Teach

    Still no update. Should I file an amended return? S0 Schedule C


    Report comment

    Reply
    1
  54. Not logged in kdinaz

    @Jeff: same boat


    Report comment

    Reply
  55. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-5
    • Fees:
      Free
    • State:
      FL
    • Bank:
      Bluebird
    • Date Accepted:
      Feb-10
    • Bars:
      3rd Bar
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle:
      Weekly
    • Earned Income Tax Credit
    • I Got My Refund!
    • Deposit Date:
      Feb-20

    @Jeff: I’ve only had it show up processed early one time, the other times it didn’t update until after the payment was made. As of now, mine is not showing an October payment.


    Report comment

    Reply
  56. Jeff

    My child tax credit doesn’t show payment issued yet for October? Is anyone in the same situation where they don’t see payment processed yet? I only got a payment for September so not really sure how early it will show that a payment was sent for the 15th?


    Report comment

    Reply
    3
  57. @tiredofwaitinginva

    @Annaka: irs give money early hehehehe lol not in the last 18 years i beend filing taxes for folk lol


    Report comment

    Reply
    1
  58. Annaka

    Hello, I was wondering if anyone has gotten their ctc payments on their cash app card. I just recently changed my direct deposit to my cash app, and was wondering if they deposit early or anything. Thanks for any info.


    Report comment

    Reply
    1
  59. Shereka Renea

    @Cabinfevermom: No mines says I’m eligible for payments


    Report comment

    Reply
  60. Cabinfevermom

    @Shereka Renea: so then I’ll go out on a limb & ask is your ctc status pending (reviewing your eligibility blah blah blah)? Maybe the 10/25 is the end date of pending eligibility? Just a guess… there has to be some relevance of the amended refunds & pending eligibility for ctc. Thanks for responding btw!


    Report comment

    Reply
  61. Shereka Renea

    @Cabinfevermom: No a month ago


    Report comment

    Reply
  62. Cabinfevermom

    @Shereka Renea: did you receive your payments recently?


    Report comment

    Reply
  63. Shereka Renea

    @Cabinfevermom: Sorry!! I hit the wrong button. I have received my Amended Refund and Stimulus Payment. This will be my first CTC Payment this month


    Report comment

    Reply
  64. Neighbor

    Filed in February.
    :No Federal
    :No State
    :No stimulus
    Your return is still being processed. Utterly ridiculous .


    Report comment

    Reply
    4