key tax return and refund dates
When can you file your taxes?
You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.
Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.
When does the IRS accept tax returns?
The IRS usually opens around the third week of January each year. They announce the opening date early in January.
The IRS will begin accepting tax returns in 2025 on January 27th.
When is the IRS test batch?
If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.
When will I get my tax refund?
Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.
Where is the IRS refund cycle chart?
The official tax refund cycle chart published by the IRS has been eliminated and replaced with IRS FAQ. Refund cycle charts are now published by independent websites and vary slightly.
A good reference to use is the When To Expect My Refund cycle chart that is published early each year by the College Investor.
tax refund grapevine
This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.
tax refund tools
IRS Update Cycle
Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.
When are Updates?
The IRS has regular mass update cycles.
WHEN DOES WHERES MY REFUND (WMR) UPDATE?
Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.
WHEN DO transcripts update?
Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.
DD is for today on sbtpg. Called this morning even though the website said funded fees paid etc. and they said they hadn’t received it from the IRS yet. Called thirty minutes ago and it now says it has been sent to my bank. Still no tracer number though.
TPG is not doing a TPGing job….. I had my 846 code last week and I still haven’t gotten a deposit
@Dd: Me either and been using them since TT switched over. Always the day of…🤷🏾♀️
@Chelyn: Someone just posted that they received their deposit and never got a trace number on SBTPG. I have been asking about that also and several have received their deposit without getting it.
@Dd: because people are impatient lol. Everyone wants their money and don’t want to wait for the actual DD. Based off of last year I knew how it was going to be for me. No early deposits here lol.
@Chelletered: Me either. I don’t even have a trace number.
@MSRazorbackPhD: because people are impatient lol. Everyone wants their money and don’t wait for the actual DD. Based off of last year I knew how it was going to be for me. No early deposits here lol.
So, I am confused as to why folks are so mad at CK?
MONEY JUST DROPPED
Chime DDD 2/25
FEES WITHHELD
Check your accounts….
Yayyyyyy!!!! About time
No tracking number issued btw
I just got my CK deposit. I still don’t have a tracking number on SBTPG. My DDD is 2/25. I got two emails from TT. One last night and one at 12:04
Ching Ching!
I hope everyone sees progress as well.
@Taxmaz tyme: i understand your pain. I’m going thru the same. DDD is today 2/25. Have not seen anything. Got text from TT yesterday around 5:30 Eastern time saying to be on the look at out with my bank account today. That funds were otw. Bank with credit union they don’t hold anything. Still nothing.
@1Joshua9: did you have a trace number?
I am closing my ck account after I get my deposit too. I want nothing to do with ck anymore
@MollyTx: I tried the phone just now as well to see if I got different results than chat. She said they can’t see pending deposits before they post, she sees nothing, it may come later today and to call the depositor. When I told her I already spoke with sbtpg and they said it was sent overnight, she just said oh well, I know it’s important but i see nothing. It also took me 30 min to get thru to a rep. So I know we aren’t the only ones having this issue today. Never again. Never. Again.
CK for DD 2/25 is hitting like crazy! Congrats to everyone! This makes me way less anxious! Tomorrow is our day 2/26. 🎉
@Michael225: not true. Irs sent my
money on the 20th for deposit through santa bank today. Santa been saying it’s received and they funded me and sent to my bank but nothing. I’m with wells fargo and all my deposits come supper early my ssdi comes 5 days early even. It’s sbtpg bank issue
@shelleybeanss: i just chatted with ck after speaking to sbtpg and got sent in the same circle.. with no real answers ck said it could come late like wtf you mean it could come late.. they said they saw no pending or anything ughhh not next year will definitely use another service
What does it mean when you call the SBTPG number and you go through the automotive to check the status and it just says “ we have a record of …. Please check with your financial institution “ doesn’t say sent via direct deposit or anything like that
@stephrod101: no I don’t. Been checking regularly.
2/25 DDD, advance, CK JUST got my deposit.
Good luck everyone, see you next year!
@1Joshua9: Do you have a trace number with SBTPG?
I’m a 2/26 ddd with ck and nothing
@wade123: Honestly, in past years, I haven’t seen a quick turnaround with a cp05 unless an advocate was involved.
Congrats to those getting their 2/26 ck deposits. It truly looks like they completely screwed up all 2/25 deposits. We still waiting and getting no answers
Credit karma just deposited
Ddd 2/26/2025
Path & advance TT
Filed/ accepted 1/27
Wmr 2 bars
As of 3/10
Processing 2/24/25
😁
Ck insisting they don’t hold deposits. Sbtpg insisting the refund was sent to ck. It’s a gd circle right now. I just want my money. I do not care who messed up at this point. Just fix it 😂
@Kikachu not logged in: mine has been saying that since 02/13. Alot of people are seeing this
@Taxmaz tyme: It may be a little later today!
Anyone else file with H&R Block? Fees and loan coming from refund. My ddd is 2-26 but the tracker doesn’t show they’ve removed fees yet. The hourglass is yellow. It says it updates once a day at 9am cst so I am guessing it will not update today. Really hoping it isn’t a day late.
@Dd: I’m 2/26 too and I feel like u lol last year my ddd was March 29 n I got it March 29 at 4am ; my only thing is those that are 2/25 and its11am iono wats goin on this year
@Taxmaz tyme: I’m sorry this year is crazy
Y’all are stressing me out making me nervous lol. I keep reading your post about SBtPG and keep checking the website but when I remember last year they held my money and I didn’t get it until the day of DD. My DD this year is 2/26 and now I’m worried it may not come.
Is there really no one anyone can contact about what’s going on?
@Graciousgambino: where do we see a tracking number?
@Taxmaz tyme: same here very frustrating my ddd is 2/26 they haven’t received it but I received a email from turbo tax saying it was sent
My DDD is TODAY 2/25/25!!!! No trace # !!!! This is soooooo insane. CK has not received my money from SBTPG!!!! Idk what to do