For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,045 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. Pinky21

    @Falysha Lynn: nope I got my 846

    Reply
    2
  2. Sam I am

    @Falysha Lynn: no ma’am. Mine is over that amount and I’ve already received my 846 code last night. Still waiting for my DD. I’m a pather.

    Reply
    4
  3. Jenny04

    @Sheila_33: You think a few cycle runs and then maybe? if they fixed it a week ago last wed and this week as of today is a week u think a couple more cycles and ill be in the mix to get a DD and update?

    Reply
    3
  4. texasmom27

    @texasmom27: Also, WMR still has one bar. DD date was listed on my transcript as 2/24.

    Reply
    1
  5. Gators352

    Remember guys most traditional banks will deposit on that deposit date…..if your refund is going into your banking account some banks will hold it until that DDD and some will release it early

    Reply
    3
  6. floridadadof2
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-16
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-16
    • Transcript:
      Online
    • I Got My Refund!

    I received a notification in my online account on IRS.GOV that they need verify that I filed my return. I do entered a ID theft PIN every year for about the last 6 years. The letter went out 1 week ago. I have a PIN from that letter to open up the verification process. I wonder if anybody has gone through this.

    Reply
    1
  7. Falysha Lynn

    Jw if the IRS is waiting to give an 846 to those with refunds larger than $10,000 I’m an 0705 btw 🤷‍♀️

    Reply
    1
  8. texasmom27

    Just got my DD here in Texas. Chime. Filed on Jan 31. PATH. filed with freetaxusa.com for free. 846 showed up overnight. Good luck to everyone still waiting :)

    Reply
    3
  9. Avery

    Anyone get early deposit from Huntington?

    Reply
    1
  10. Dentonj88

    @RELIEF2020: mee… anyone else?

    Reply
    1
  11. singlemomto4
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-3
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-3
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • I Got My Refund!

    @Lala: others are saying they got their refund from Santa Barbara. Is it really going to be the 23rd?

    Reply
    1
  12. floridadadof2
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-16
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-16
    • Transcript:
      Online
    • I Got My Refund!

    I received a message in my online account that a letter has been sent out. They need more information about my refund. It states there will be a letter coming with a verification code. They want to verify that I sent in the refund even though I have an Identity pin i enter every year. I first got the message about 1 week ago in my online account. Anybody go through this process?

    Reply
    1
  13. RELIEF2020

    ANY ONE else have all transcripts filled in and not the wage transcripts filled in

    Reply
    3
  14. Lala

    @singlemomto4: usually until the day before

    Reply
    1
  15. Txmomof3girlsnotsignedin

    @Comeonnn: you’d have to be a daily 05 as weekly 05’s have not seen 846 post to our transcripts yet and will only see it early Friday morning.

    Reply
    3
  16. singlemomto4
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-3
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-3
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • I Got My Refund!

    @Blue chyna: mine is funded too but will they release early or wait until 24th?

    Reply
    1
  17. Txmomof3girlsnotsignedin

    @RELIEF2020: very slim, I’ve never seen it but doesn’t mean it’s never happened. More than likely early Friday morning.

    Reply
    2
  18. Dentonj88

    @Txmomof3girlsnotsignedin: that does make me feel a little better…thank you. I’m just stressed and want to see some movement. Kills me that Chime says they can see the deposit but SBTPG cant

    Reply
    2
  19. Awalkee

    Still waiting on that serve card to hit sbtg released to serve card

    Reply
    2
  20. Blue chyna

    My stpbg was just funded

    Reply
    1
  21. singlemomto4
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-3
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-3
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • I Got My Refund!

    Santa Barbara holds the refunds or will they release them as they get them??

    Reply
    1
  22. Txmomof3girlsnotsignedin

    @Dentonj88: my wage and income transcript does not populate until way later in the year. I want to say typically in April/May before I see that update.

    Reply
    4
  23. RELIEF2020

    what are the chances that weeklies will see updates tonight into tomrrw morning?

    Reply
    1
  24. Lala

    I don’t ever remember my sbtg updating before wmr. I hope they keep that same energy for Friday 05s that would be amazing

    Reply
    4
  25. Dentonj88

    I’m worried my wage and income transcript missing is gonna be an issue… I got accepted way back in Jan, PATH is lifted, TAS seemed to think things will happen tomorrow – but tomorrow is the date of my hearing… I just want all this to be overrr

    Reply
    1
  26. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @Jaynsyncere: Thank you!

    Reply
    1
  27. NYnic

    @Dentonj88: I was accepted on 2/6 and none of my transcripts are available.

    Reply
    2
  28. Lala

    Has sbtg ever updated the same day transcripts update? I feel like this is all new

    Reply
    2
  29. Tennessee girl

    @ASDMamaBear: has your hit your card ? My fee was taken out but not in my card yet

    Reply
    2
  30. Comeonnn

    Weekly 05 here with a ddd date of 2/24.. my refund hit my Wells Fargo account today.. sometime after 2 mountain time. Had fees taken out of refund through turbo. Good luck everyone!!

    Reply
    3
  31. NYnic

    Praying that I at least process somewhat this week. 🙏🏻🙏🏻🙏🏻

    Reply
    2
  32. NYnic

    Congrats to everyone who are getting their DD’s! 🤑

    Reply
    4
  33. Jaynsyncere

    @Mandie: Yes. If you got the advance, the refund will also be deposited on that same card

    Reply
    3
  34. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    Quick question for anyone who took the loan from TT/CK… I just checked sbtpg, since I was curious, is the refund going to be deposited on that Credit Karma card? Because the last 4 digits of the direct deposit account is not my bank account, it’s the last 4 of that CK account. It’s not a big deal since now I know it’s not some foreign account but I was just wondering.

    Reply
    2
  35. Starchild1111

    @Morris:yesssss, that’s what i’m talkin about lets speak it into existence. lets go !! weeklies !!!!

    Reply
    2
  36. Dentonj88

    @CrazedinGA: last year I got it a day early w Chime. I am thinking about switching back to Current tbh because I got it 5 days early

    Reply
    1
  37. CrazedinGA
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-23
    • Fees:
      In Advance
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Date Approved:
      Feb-18
    • WMR Date:
      Mar-9
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Mandie: correct. It is not possible. That 846 is the code that must be placed on your transcript to trigger a release of funds either electronic or printed check.

    Reply
    3
  38. 1toughbuttmom

    @Dentonj88: mine is the same. No filled in transcripts.

    Reply
    2
  39. Morris

    @CrazedinGA: I truly hope so. Just waiting for that darn 846 to show up.

    Reply
    1
  40. singlemomto4
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-3
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-3
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • I Got My Refund!

    @Jenn1184: seriously?? I need it for orthodontist for daughters tomorrow

    Reply
    1
  41. CrazedinGA
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-23
    • Fees:
      In Advance
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Date Approved:
      Feb-18
    • WMR Date:
      Mar-9
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Morris: I’m a Chime. They always pay as soon as they get it and run it through their system. It has historically been the same day as the 846 is issued on the transcripts by the IRS.

    Reply
    1
  42. singlemomto4
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-3
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-3
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • I Got My Refund!

    @Dentonj88: 3/3 but ddd 2/24

    Reply
    2
  43. RefundLurker

    @Ricco624: we won’t get it till the middle of the night before the 24th or the morning of 😏 I’m with HR also, I got my state last night 🙌🏽 been waiting on path to lift.

    I see deposit drops!! shout out to all those that dropped 💃🏽

    Reply
    3
  44. Dentonj88

    @singlemomto4: sorry if I asked this already but what is your processing date on your transcript

    Reply
    1
  45. CrazedinGA
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-23
    • Fees:
      In Advance
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Date Approved:
      Feb-18
    • WMR Date:
      Mar-9
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @CrazedinGA: my DD just HIT with Chime. Sorry y’all. I was so excited and relieved. Sending positive vibes to everyone still waiting. It is coming. 🥰

    Reply
    7
  46. ASDMamaBear

    Republic shows mine with fees taken. Jh serve :) should be there by 7pm tonight. It’s 5:40 now. Woot!

    Reply
    5
  47. CrazedinGA
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-23
    • Fees:
      In Advance
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Date Approved:
      Feb-18
    • WMR Date:
      Mar-9
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    My DD just got with Chime, Yall. No fees.

    Reply
    6
  48. singlemomto4
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-3
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-3
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • I Got My Refund!

    My Sbtpg shows funded and fees paid and loan paid back but nothing is on my chime account yet. Any ideas?

    Reply
    1
  49. Jenn1184

    @Ash1523: every year in the past SBTPG always holds the funds until the date or the day before the deposit date. That’s why I finally decided to pay my fees upfront so I didn’t have to wait on them this year

    Reply
    2
  50. Str8Nervous

    @Dentonj88: yes…I asked about the same earlier. I do believe that I am a weekly and have been since forever. Hoping to see a change with that maybe Friday into Saturday. So no you’re not the only one.

    Reply
    2
  51. Cbarr

    I have my 846 code from IRS but TurboTax went from accepted to pending why?

    Reply
    2
  52. Ash1523

    @MOE: did you get a loan through turbo tax or pay for the 5 days early?

    Reply
    1
  53. Carlee443

    @Sam I am: I’m till waiting too

    Reply
    2
  54. Sam I am

    @Deano: any update on your end? Impatiently waiting on my DD to hit serve card. lol.

    Reply
    1
  55. RELIEF2020

    @Dentonj88: YEA same here my as of date went from 2/24 to 3/3

    Reply
    2
  56. Morris

    @Justmeeeee: Cant be because I’m seeing chime customers hitting as well and they don’t have that 5-day early thing.

    Reply
    2
  57. Walkingthepath

    Wish I would’ve went with the 5 days early instead of the advance oh well only a couple more days before the 24th it’s been great you guys peace and blessings until next year and good luck to every one who’s waiting and did not get a DDD 2-24-25 or a DD today just keep waiting your time is coming love all out 😘

    Reply
    5
  58. Dentonj88

    @RELIEF2020: yeah that’s whats been confusing me… I know PATH held mine up but I filed the 1/16, was accepted 1/17, no movement on WMR, all transcripts except wage and income, filed w TT and paid fees with refund. Processing date is listed 2/17 and as of is 3/3 :(

    Reply
    1
  59. Ash1523

    @LJH: if you received the loan then the 5 days early was a different option than the loan however credit karma doesn’t hold deposits anyway so it shouldn’t matter I wouldn’t think 🤔

    Reply
    2
  60. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Jenny04: I truly don’t believe it will take that long.

    Reply
    2
  61. RELIEF2020

    @Dentonj88: same here im a weekly, filed 1/31 accepted same day i am on path all my transcripts are good codes missing 846 code and my wage transcripts are blank …idk if htat is normal but i see people already with deposits thy filled accpeted 2/3 but again thy are daily idk how that works i just kjnow im a weekly have been for years but i have always gotten my depoist with nhb the 17th-19th

    Reply
    2
  62. Tk
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-13
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-17
    • Transcript:
      Online
    • Cycle Code:
      04
    • Cycle:
      Daily
    • As of:
      Mar-10
    • Processing Date:
      Feb-17
    • I Got My Refund!

    Dd just hit my chime account

    Reply
    6
  63. Justmeeeee

    For credit karma that hit, are these for the turbo tax 5 days early?

    Reply
    1
  64. Morris

    wow, I’m seeing people’s deposits hit already. I hope the IRS treats us true weeklies the same way and we see our 846 tomorrow night and our deposit hit Friday.

    Reply
    10
  65. Ash1523

    @Greg419: my sbtg says funded!! However I got a loan so I wasn’t sure if it would hit my credit karma today or tomorrow?

    Reply
    2
  66. Dentonj88

    Anybody else get accepted ages ago but your Wage and Income transcript never populated?😕

    Reply
    4
  67. LJH

    Just Curious…
    How would I know if I opted in for the 5 days early with TT? I did the loan advance and had it deposited to the credit karma account. I tried to look at my order details bc I couldn’t remember if it gave me the 5 days early option but I’m not seeing the details of it anywhere on my account w/TT.
    (Fees paid from return)

    Reply
    1
  68. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @MomOf4 inCO: Hello fellow CO resident! Glad you got your refund! Now we just gotta wait for our state to process returns haha.

    Reply
    2
  69. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @Dentonj88: I’ve never seen that before. I’ve seen refunds get to people before WMR updates but not before getting 846.

    Reply
    3
  70. RELIEF2020

    @Txmomof3girlsnotsignedin: when do you thnk our deposit date will be for? 2/26? perhaps fingers crossed ….my 21 days up is frday than k you for responding

    Reply
    1