For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,045 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. DanInTX

    I got my dd with Wells Fargo right after 4pm Central.

    Reply
    4
  2. MomOf4 inCO

    I just checked my bank account, I am a panther because of the additional child tax credit. I paid TurboTax for the five day early refund, it is 4:18 PM mountain standard time and my deposit just hit my bank account. I bank with Huntington bank – I filed on Feb 8th and paid fees with refund this year . Check your bank account. I was shocked because I was not expecting it. Where is my refund has not updated and I do not have the ability to check my transcripts, I don’t think I’d be able to handle that stress anyway- I’ve only ever relied on WMR

    Reply
    7
  3. Buckey12
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-8
    • Fees:
      In Advance
    • Bank:
      FNB
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-16
    • I Got My Refund!

    @Dentonj88: no. You need that 846 or money isn’t released.

    Reply
    2
  4. MOE

    Credit Karma just hit

    Reply
    5
  5. Dentonj88

    Is it possible to get a refund before transcripts update? Congrats to the folks that have received theirs.
    If you have, please share details!! Processing dates, fees paid up front, all that wonderful stuff

    Reply
    2
  6. Sweetbigcheese

    Chime in SC hit at 5:50

    Reply
    6
  7. Dd

    @Creole Queen: instead of going straight to transcripts just log into your IRS account and navigate to view tax documents that way. That is how I get in because the other way is locked down from the multiple request. Hope this helps

    Reply
    2
  8. Kristie

    Credit karma account in cali just hit!

    Reply
    7
  9. WL

    Refund received! 846 on my transcript DDD 2/24. Refund received today with Turbo Tax 5 days early!

    Reply
    7
  10. Jenny04

    @Sheila_33: The nice man that i talked to said that it was fixed on the 12th by them internally, he didn’t see that they sent anything out or that they needed anything from us and that it would take 8 weeks from the 12th for them to process it and give the refund out. u think it’ll take that long? he said that it was in the processing phase or that it was processed. he also said that this week is the end of the path credit hold and that he can tell me that it could take up to 8 weeks. prior to me calling the irs i called the ID verify people and i talked to a lady and she said they received it or that they accepted it on the 13th and they have till march 13th to process it and do the refund so who do i believe?

    Reply
    1
  11. Jennthepen
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-1
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      2nd Bar
    • Date Accepted:
      Feb-1
    • Date Approved:
      Feb-19
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • Cycle Code:
      0605
    • Cycle:
      Weekly
    • As of:
      Feb-19
    • Processing Date:
      Feb-1
    • I Got My Refund!

    @Mom@3:I am checking if my $25 has been refunded. Will a deposit still arrive today?

    Reply
    1
  12. Carlieddd

    @Awalkee: still waiting too

    Reply
    2
  13. Greg419

    Did anyone refund hit sbtg yet?

    Reply
    2
  14. Rellyohboy
    • Tax Preparer:
      TaxAct
    • Date Filed:
      Jan-26
    • Fees:
      From Refund
    • Bank:
      NETSPEND (Bancorp)
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-23
    • Transcript:
      Online
    • Cycle Code:
      02
    • Cycle:
      Daily
    • As of:
      Feb-17
    • I Got My Refund!

    Looks like funds are hitting Republic Bank.

    Refund now shows up there. Let them take there fee and pass my bread along to Netspend.

    Reply
    1
  15. AnyHelpPlease

    @Wheredacashatt: is your 1095A showing on your irs account?

    Reply
    1
  16. Creole Queen
    • Tax Preparer:
      Other
    • Date Filed:
      Jan-15
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      1st Bar
    • Date Approved:
      Feb-19
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • Cycle Code:
      20250503
    • Cycle:
      Daily
    • As of:
      Feb-19
    • Processing Date:
      Feb-19
    • Tax Refund Offset
    • I Got My Refund!

    I wish I could provide a transcript update but the IRS website has been stuck for hours.

    Reply
    1
  17. GaMom

    @Deano: that’s awesome. Thank you.

    Reply
    1
  18. Wheredacashatt

    Updated to the action required message two weeks ago today got thru 2 a nice rep she told me a letter was mailed on the 13th stating I need to provide 1095A and form 8962 and I was provided a faxes number to Austin so fingers crossed I see movement soon

    Reply
    1
  19. AnyHelpPlease

    @AnyHelpPlease: also still have NOT received the letter.

    Reply
    1
  20. AnyHelpPlease

    Ok this tax season is terrible – I’m NOT path – filed accepted 1/31. WMR updated 2/11 stating need more information to process return a letter is being mail. No movement on irs transcripts just state no return processed. Just now check my IRS account and now I can see my w-2 and 1095A under the new documents received for 2023 and 2024. So confused and frustrated.

    Reply
    1
  21. Mom@3

    @RuthBaby: Thank you for your response.

    Reply
    1
  22. Ricco624

    I have 846 2/24 going on emerald card not sure when i should receive it.

    Reply
    2
  23. Gators352

    Blessings and patient to those who are still in waiting it’s coming just hold on

    Reply
    3
  24. Deano

    @GaMom: You will receive today it takes about Hour after they do the fee thing 🙂

    Reply
    2
  25. Gators352

    Chime just hit Florida….. Ching Ching was a path 846 code yesterday and is a daily file end of January updated last Tuesday with hood code but not the 846 code it didn’t appear until last night

    Reply
    5
  26. Molly43
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-26
    • Fees:
      From Refund
    • Bank:
      Credit Union
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-26
    • Transcript:
      Online
    • I Got My Refund!

    Refund just hit my bank account (credit union) with Turbo Tax 5 Day early refund. All fees paid out of my refund. My 846 date is 2/24/25. Hopefully, this give you some hope…it’s coming.

    Reply
    8
  27. Sharon Grayson
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-2
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-2
    • Transcript:
      No Access
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Mom@3: Im going to go read the fine print they sent because now it may redirect us to sbptg

    Reply
    1
  28. GaMom

    @Awalkee: not yet but Republic bank showing fees taken out. It hasn’t went to card yet.

    Reply
    2
  29. Deano

    Republic Bank Jackson Hewitt just received my refund eventually on the way to Serve Card 🎉🎉🎉🎉

    Reply
    8
  30. RuthBaby
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-15
    • Fees:
      From Refund
    • Bank:
      Chase
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Vontane: right on!

    Reply
    1
  31. Txmomof3girlsnotsignedin

    @RELIEF2020: you’ll probably update Friday morning with the rest of us true weeklies.

    Reply
    3
  32. Vontane

    @RuthBaby: Will definitely spend that extra $25 next year!

    Reply
    2
  33. RuthBaby
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-15
    • Fees:
      From Refund
    • Bank:
      Chase
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Vontane: 😂😂 let me tell you something, that $25 was worth it! My mind is now at ease.

    Reply
    5
  34. Showmethe$

    TurboTax updated showing refund received just waiting on chime,paid for the five days early. However, I usually get my refund within 24 hours after getting 846.

    Reply
    2
  35. Vontane

    @RuthBaby: I didn’t, I seen when they offered it but I didn’t choose it. Looking back now I definitely should have 🤣

    Reply
    2
  36. Awalkee

    JH serve card hit yet?

    Reply
    1
  37. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Jenny04: If they got it fixed, I don’t think it will take 8 weeks. Maybe you’ll get an update Friday morning, fingers crossed. :)

    Reply
    2
  38. RuthBaby
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-15
    • Fees:
      From Refund
    • Bank:
      Chase
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Vontane: did you pay to receive your funds 5 days early?

    Reply
    1
  39. Deano

    @southern9700: I have not yet Thank You for letting me know

    Reply
    1
  40. Sam I am

    Republic just updated saying that they received my refund and sent it to my serve card, just waiting for it to deposit now. Did have fees and advance taken out of my refund.

    Reply
    3
  41. Vontane

    @Chim Nerves: Did you pay your fees upfront?

    Reply
    1
  42. Dentonj88

    @Toni: mine has the accepted bubble filled but it has the old (wrong) DDD of 2/7 not filled in…I’m not sure why it’d backpedal unless it’s maybe mid-update?

    Reply
    1
  43. RuthBaby
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-15
    • Fees:
      From Refund
    • Bank:
      Chase
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Toni: mine did the same, but i already received my deposit something like 30 mins ago.

    Reply
    2
  44. Nikki 88

    Still waiting too

    Reply
    1
  45. Vontane

    Just speaking off of the last few years for me… I file with TurboTax and get fees taken out of my refund. So if your ddd is set then don’t expect it before then because sbtpg isn’t going to letting up until the exact date. So with that said, Monday need to hurry tf up and get here!! 🥴🤣

    Reply
    4
  46. Jenny04

    @Sheila_33: Did you see my message at all?

    Reply
    1
  47. RuthBaby
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-15
    • Fees:
      From Refund
    • Bank:
      Chase
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Vanessaa: I’m not sure, but it sounds like it.

    Reply
    1
  48. southern9700

    @Deano: it just updated and states its being sent to my bank

    Reply
    2
  49. Dentonj88

    @CHIM NERVES: I’m Chime also but I don’t have a DDD yet :( (Indiana) Can I ask what your processing date was on your transcript?

    Reply
    3
  50. Chim Nerves

    IL JUST HIT CHIME TT 2/24

    Reply
    7
  51. Walkingthepath

    @Kay212: that’s wassup I’m still waiting

    Reply
    1
  52. Toni
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-5
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-7
    • Transcript:
      Online
    • Cycle Code:
      20250801
    • Cycle:
      Weekly
    • As of:
      Mar-10
    • I Got My Refund!

    Hey all not sure if anyone asked this question or not..but is there a special reason why TT went from accepted in the middle to now pending?

    Reply
    2
  53. RELIEF2020

    @Girl89: awesome…were you on path? i filled jan 31 and ws accepted same day all codes filled in just no 846 ddd im a weekly so im wondering wmr stuck on path message.paid fees upfront have chime card any idea whn i should see some good news lol

    Reply
    1
  54. RuthBaby
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-15
    • Fees:
      From Refund
    • Bank:
      Chase
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Mom@3: fees taken from my refund

    Reply
    2
  55. Kay212

    @Walkingthepath: Mine hit at 5:15 on cash app

    Reply
    5
  56. Mrs. Beeeee

    @Mom@3: Ok…thank you! I was starting to worry a little that maybe it wasn’t a good idea to go with CK. I know it’s legit though because State was deposited about a month ago. Fingers crossed we get it soon!

    Reply
    2
  57. Mom@3

    @Sharon Grayson: I am guessing it still went to Cross River and they have to send it. Hopefully it shows up this evening or in the morning since so many others are getting theirs.

    Reply
    1
  58. CHIM NERVES

    Anyone with Chime with Path DD2/24 get theirs yet? Illinois if that helps?

    Reply
    2
  59. SilentLurker

    My DD just hit my Spruce account here in FL! Good luck to all of you still waiting.

    Reply
    6
  60. Dentonj88

    @1toughbuttmom: my wage and income one is still empty but everything else is filled out😕filed mid Jan, accepted not long after, PATHer, processing date is 2/17 but as of date is March 3

    Reply
    1
  61. Sharon Grayson

    @Mom@3: I just checked same message not showing in sbtpg….I have no idea

    Reply
    2
  62. 1toughbuttmom

    My transcripts are STILL all zeros. And they have never been thus late. I was accepted same day I filed 2/ 7 but nothing since then

    Reply
    1
  63. trillywya

    @Dentonj88: same i feel u I went through freeusa and filed for like 12.00 or etc. Sending money vibes let’s gooooooo panthersssss

    Reply
    2
  64. Mom@3

    @Mrs. Beeeee: I did and had fees taken out. No deposit. Last year eas my first year using it and I did not get mine until day of. I am hoping it is earlier this year.

    Reply
    1
  65. Pather39

    Any one receive their deposit but didn’t update on WMR?

    Reply
    3
  66. Vee2021
    • Tax Preparer:
      TaxAct
    • Date Filed:
      Jan-18
    • Fees:
      From Refund
    • Bank:
      Venmo
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-22
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    Still no transcript update all zeros as of 2/17 still didn’t change either

    Reply
    1
  67. *Blink Blink*

    Has anyone who file w JH with fees taken out receive their money on serve card? Last year they’d deposited 6 days early.

    Reply
    1
  68. Mom@3

    So for those of us that got the TT message saying they could not fund us 5 days early, does that mean if you had fees out it now goes through SBTPG? Mine isn’t showing on there. It says I can not be found. My DD is 2/24 and I have Credit Karma.

    Reply
    2
  69. Mrs. Beeeee

    Did anyone opt for the Credit Karma account and card?

    Reply
    3
  70. Kj

    Chime just dropped in tennessee
    Path 846 2/24
    No fees
    Free turbo

    Reply
    1