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No.
And do not EVER file injured spouse WITH your return. It goes against logic, I know, but you’re looking at late spring (mid-to-late May) if you filed injured spouse WITH the return. It’s only 6 weeks later, if you file the return, then IMMEDIATELY mail in Injured Spouse to your local processing center. I think it’s something like 15-17 weeks if you file it with the return.
I had a small student loan of maybe $800 for years. It will grow every year, filing Injured Spouse. Get it over with. It’s better than a garnishment.
Or on a Thursday, like last year.
(Just to keep the MADNESS at a low roar, for when it deposits on Thursday instead.)
That’s far too reasonable.
So, new expectations:
See an update tomorrow, 2/16, for a
DDD of 2/21/2019.
No, Bob.
You can only claim so many before hitting the max. And even the maximum doesn’t account for EITC/ACTC. It’s essentially refunding ALL or a large portion of your taxes, not just an overpayment for your tax bracket… essentially, income redistribution.
Years ago – I’m not sure if this is still the case – there was a way to even get back a portion of your EITC in your paycheck. We provided HR with the IRS code that allowed them to do this. But there was still a refund since it didn’t allow for ALL of the EITC in your weekly paycheck, only maybe a quarter of it.
People with refunds are not necessarily choosing to “give the government an interest-free loan.”
So I looked up my posts from last year. Apparently, we did have EITC of $23 due to maxxing out our 401K and I complained how if I’d known that would hold it up, I would have just not claimed that credit.
With PATH last year, I posted:
“Filed 1/20
Accepted 1/24, “received and processing” on 1/25
Went to “Under Review” on 1/27
Went back to “received and processing” on 2/2
… where it remained every day until this morning, 2/10, with aDDD of 2/13.”
@jessica143
It’s the government. They have no incentive to be efficient in time, use, or cost.
To be honest, I’m rather hoping the employees decide to rush the refunds ASAP, to avoid the fallout of a possible shutdown, the way February SNAP was distributed early to avoid it. We don’t get that but I’m hoping enough IRS employees get EITC/ACTC that they’ll release it all by the end of the week, so they’re furloughed this time with a little oomph from their own refunds.
Filed Fed and NYS mid-morning of 2/5. Accepted by the time I checked my email for something else maybe 20 minutes later? (Used discount code through USAA and paid fees upfront.)
Checked Where’s My Refund yesterday afternoon – 2/09 – just to see, and had the PATH message. Husband was laid off for several months last year so we qualified for EITC. I’ve never ordered transcripts. Usually – without PATH – if I filed by a Tuesday before noon, we’d have Fed the Wednesday following that one… 8 days. With PATH, I can’t see it being sooner than the 13th, from what others have posted.
Just waiting to check again when other people in these threads, who filed around the same time as I did, find that it has updated with a DDD.
Filed Fed and NYS mid-morning of 2/5. Accepted by the time I checked my email for something else maybe 20 minutes later?
Checked Where’s My Refund yesterday afternoon, just to see, and had the PATH message. Husband was laid off for several months last year so we qualified for EITC. I’ve never ordered transcripts. Usually – without PATH – if I filed by a Tuesday before noon, we’d have Fed the Wednesday following that one… 8 days. With PATH, I can’t see it being sooner than the 13th, from what others have posted.
Just waiting to check again when other people in these threads, who filed around the same time as I did, find that it has updated with a DDD.
No- she didn’t.
If someone is *actually* getting their refund early, it’s because they chose to get what is essentially a LOAN against their coming refund through the tax preparer. That company is giving the person a LOAN for the amount of the refund, less the fees and interest, that will be paid back when the refund ACTUALLY arrives.
So if her refund was $4000, they might say that they’ll give her $3600 and will just keep her refund when it does come in.
It’s a cash advance scheme. Some people feel it’s worth it. But no one’s refund is actually a week, or several, early.
People – these flurry-posters who say they’re getting their DDD 2/22 refunds already are marketing for their company. “I used to use BlahBlah bank (their competitor) but it was such a HASSLE. This year, I used what my best friend’s mother’s boyfriend’s accountant step-daughter uses: BlipBlop Bank’s RainbowDazzle card. And I got my refund already!”
They’re trying to convince you to use them next year. Don’t get worked up about people having those refunds already. They don’t; it’s BS.
You guys with DDDs of today are totally full of it.
Just did my daily WMR check… it’s working fine now.
@djk
It’s possible that he looked at a credit to see what it was and went through some prompts, saw it wasn’t applicable to him, but didn’t delete/refresh it before e-filing… it wouldn’t have likely given him a credit but it’s possible that, if he went through an online site, a form (blank) might have been submitted.
Filed 1/20
Accepted 1/24, “received and processing” on 1/25
Went to “Under Review” on 1/27
Went back to “received and processing” on 2/2
Given DDD on 2/10, for 2/13
Refund pending per bank on 2/12
Refund received on 2/13All done!
I already said when I filed and was accepted but I’ll do it again…
Filed 1/20
Accepted 1/24, “received and processing” on 1/25
Went to “Under Review” on 1/27
Went back to “received and processing” on 2/2
… where it remained every day until this morning, 2/10, with aDDD of 2/13.
(I check both state and federal once a day, when I’m up and checking in on things with my coffee. These are the actual dates of movement.)
Status Change!!!
“Your return has been processed. A direct deposit of your refund is scheduled to be issued on (FEBRUARY 13, 2018). If your refund is not credited to your account within 15 days of this date, check with your bank to find out if it has been received.”
Filed 1/20
Accepted 1/24
DDD 2/13(In Federal, we are PATHers, with EITC and ACTC.)
Ohhh! That’s aggravating, Cynthia.
Because we only qualify for the EITC because my husband maxed out his 401K, making his qualifying income much lower and even then, the EITC is only $23.
I’d have deleted the EITC from TT’s calculation if I’d known that TWENTY-THREE dollars stood in the way of getting back our refund weeks earlier. (We didn’t qualify for the EITC or ACTC last year and got our refund on 1/30, after filing 1/24.)
I believe we’re at a DDD of 2/21/2018 for Federal, based on last year’s model… the Wednesday following the 15th.
For NYers, I think it will be 2/19/2018 for state… the Monday following the 15th. (And yes, you WILL go to the “further review” message about a week after filing, then it will revert back to “processing.” Don’t call- you might trigger a state audit! – just wait. It will change back in approximately another week.)
(I looked up when the refunds hit our bank account for last year… State came before Federal. I just thought it might be nice to have a date to solidify in our budgeting minds. :P )
Because we start off with the free edition and then TT says that it’s too complicated for the free edition… and we pick the cheapest one required to file.
Filed 1/20, accepted 1/24. Received the “further review” message last week and just checked this morning to find that the original message of “received and is processing” is back.
I’m glad for the movement.
This “may require further review” is the same as last year. I vividly remember when it went away… 3 days AFTER the refund was actually in our account. LOL. I kept checking, just to see when the online status would actually reflect reality. When the refund date popped up, I was all “NO WAY… you don’t say!” :P
Yes – filing Injured Spouse WITH the return makes it much longer. I had a tiny student loan for years (that grew), with no income, so our refund was offset every year for probably 6 years.
The soonest my husband got that amount back was 3 weeks later. That’s because I called and lucked out with a really nice guy who caught it before it was actually sent off to the state… back when it was more manual. Only one year did it take FOREVER and that’s when I made the mistake of filing it WITH the return, thinking that would make it easier and faster if they had them both together. (That’s obviously what SHOULD be fastest, you’d think.) The refund didn’t come until May 22nd. At 14 weeks, I called and THEN they got the ball rolling. (And they actually seemed and told me it does say AT LEAST 14 weeks. Ugh.) It was another 2 weeks before the check came.
You’re looking at mid-May, Mandie. :/ Sorry.
E-filed through TT on Saturday afternoon, 1/20.
Fed return accepted 1/22 at 4:32pm
NY return accepted 1/24 at 11:19am.(Filed: Married, joint. 3 children. Standard deduction. EITC and CTC.)
Not in a rush but obviously, we’d like it to be sitting in our account ASAP. :P I’m annoyed enough already that the IRS keeps delaying the season. Ten years ago, it was unheard of for us to get the refund any further past mid-January. They APOLOGIZED when it didn’t operate correctly until January 3rd. Then it became the norm. Then they kept pushing that date further and further, then saying that certain people wouldn’t get anything until weeks later. And that became the norm. Now we just wait because they’re going to do whatever they want to do.
E-filed through TT on Saturday afternoon, 1/20.
Fed return accepted 1/22 at 4:32pm
NY return accepted 1/24 at 11:19am.(Filed: Married, joint. 3 children. Standard deduction. EITC and CTC.)