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For all the people impatiently waiting on tax refunds.

A grapevine for taxpayers, by taxpayers.

Ask all of your tax refund questions.

The most frequently asked question we have is when will the IRS WMR update and what day are tax refund deposits. Use our calendar to find out what day you can expect to receive your tax refund.

🔥 Updates: Advance Child Tax Credit Tools to Update and Unenroll

When does IRS accept tax returns in 2021?

The IRS will begin accepting tax returns on February 12, 2021.

When Can You File Taxes in 2021?

Most tax preparers will allow you to enter and submit your tax return beginning the first week of January 2021.  You don’t need to wait for the IRS to start accepting tax returns to start, but you must have the proper forms and paperwork. Some forms are not available until mid January and some even later.  When you submit your return before the IRS begins processing, it will sit in a “queue” and be held until the date that the IRS will officially accept tax returns.  If you e-file early and it sits in queue, your return may be sent to the IRS early in a test batch. This has resulted in early direct deposits in the past, but also major glitches because they are tests after all.

Where is the IRS Refund Cycle Chart?

2021 Refund Cycle Chart
The most recent tax refund cycle charts have already been published. The official IRS tax refund cycle chart has been eliminated and replaced with an IRS Information Guidelines for the Tax Preparation Community publication and the IRS says the best way to check the status of your refund is using the Where’s My Refund tool. However, various websites with refund calendars for the 2021 tax season (2020 tax year) have been updated with 2021 direct deposit and check mailing dates.

When to Expect My Refund?

IRS Refund Schedule Charts typically show that early filers whose returns are accepted before the end of January can anticipate a tax refund direct deposit as early as the first week of February.  The day that IRS deposits refunds varies but we notice trends that help you determine the time and days WMR updates and when your tax return is processed.  This is an explanation and FAQ about when the IRS updates WMR and Transcripts.

The refund calendar by the College Investor is a good reference which has been updated for 2021 here:  When To Expect My Tax Refund.

POST YOUR ACTUAL TAX REFUND EXPERIENCE HERE: This is a “user to user” site and the primary mode of support is peer-to-peer, meaning users helping other users. Admin and moderators are not always present or may not be right, or have answers to questions. Users become more informed when they are here often to read and comment. We call them Top Contributors. We are not a group of experts, merely individuals who have learned more than we ever wanted to know about the tax refund process.'

Join the conversation

Comment Notes

Comments are moderated according to our comment policy. If your comment is moderated, it may appear shortly, it might not. They are auto-moderated (nothing personal) or removed manually for other reasons. It is not personal or always something you implicitly said. If you are moderated, read How We Moderate Comments (HWMC) before getting upset. If you think comments are being moderated in error or have any questions email IGMR Admin. Comments about how or why comments have been moderated could be removed and considered off-topic.

What Others Are Saying

  1. Mariela
    • Tax Preparer:
      Turbo Tax
    • Fees:
      From Refund
    • State:
      UT
    • Bank:
      Chase
    • Date Accepted:
      Feb-13
    • Bars:
      What Bars?
    • Date Approved:
      Mar-19
    • WMR Date:
      Mar-24
    • Transcript:
      Online
    • Cycle:
      Weekly
    • As of:
      Feb-22
    • Earned Income Tax Credit, Child Tax Credit, Additional Child Tax Credit, W2, Look Back

    @Janel120: no I haven’t everything has been the same for me


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    Reply
  2. Mariela
    • Tax Preparer:
      Turbo Tax
    • Fees:
      From Refund
    • State:
      UT
    • Bank:
      Chase
    • Date Accepted:
      Feb-13
    • Bars:
      What Bars?
    • Date Approved:
      Mar-19
    • WMR Date:
      Mar-24
    • Transcript:
      Online
    • Cycle:
      Weekly
    • As of:
      Feb-22
    • Earned Income Tax Credit, Child Tax Credit, Additional Child Tax Credit, W2, Look Back

    @Janel120: I have said this before but the second stimulus on gmp never gave me a deposit date it said info not available and I received mine so I wouldn’t trust the gmp portal some people have gotten the third one and they never update on gmp


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  3. Janel120

    @Taxevader562: I’m assuming your info say payment not available?


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  4. Janel120

    @Mariela: Have you move or did any thing different?


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  5. Janel120

    Okay is the portal not updated? because I use my old address and it says payment status not available, so I did my new one for 2020 say the same thing. The last portal only took my old address even though I moved early last year. I’m just trying to make sense of why it saying this.


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  6. Kikidntluvyou

    @Mariela: they are getting it based off of 2019. I have proceeding for a month and my stimulus went by 2019 info. Not my 2020. I’m missing 2 dependents


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    1
  7. Jef

    @Mariela: yep. Both me and GF both stuck still processing. 2/12 filers. Both getting stimmy on 3.17 according to GMP


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    1
  8. Mariela
    • Tax Preparer:
      Turbo Tax
    • Fees:
      From Refund
    • State:
      UT
    • Bank:
      Chase
    • Date Accepted:
      Feb-13
    • Bars:
      What Bars?
    • Date Approved:
      Mar-19
    • WMR Date:
      Mar-24
    • Transcript:
      Online
    • Cycle:
      Weekly
    • As of:
      Feb-22
    • Earned Income Tax Credit, Child Tax Credit, Additional Child Tax Credit, W2, Look Back

    @Taxevader562: you don’t have to be processed to get your stimulus people are still processing and have gotten there’s


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    3
  9. Taxevader562

    So those of us that were affected by returns not processed and no 3rd stimulus how would we go about claiming it? Would they send it once done processing or would we have to claim it next year?


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  10. Nicole717

    Emerald Card users are seeing a date change for Stimulus payments. If you look in your app or all 1-800 the date has changed to 3/15 instead of the original date of 3/17.

    GMP still says 3/17


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    5
  11. clarissa

    @Mackenzie: im thinking maybe i was half asleep as well… i input my info and then it said my info didnt match and locked me out as well. I pray we get the update as well


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    1
  12. Loveb

    Lucky you that your 3rd stimi has changed to a ddd of 3/15 I got Capital One slowest bank if you ask me it takes serval days to process deposits and doesn’t ever show me pending deposits anymore which is nail biting but it’s been good to me… I calculated my last stimulus time frame and it took 6 days to get it from the day it was signed… I’m not lookin till the 17th


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  13. lisa
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-1
    • Fees:
      Free
    • State:
      NY
    • Bank:
      Chime
    • Date Accepted:
      Feb-12
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle:
      Weekly
    • As of:
      Mar-1
    • 1040, Earned Income Tax Credit, Child Tax Credit, Additional Child Tax Credit

    @clarissa: I put an imaginary address and got the same thing not enough information smh payment status not available


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    1
  14. Mackenzie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-29
    • Fees:
      From Refund
    • State:
      VT
    • Bank:
      Paypal
    • Date Accepted:
      Feb-11
    • WMR Date:
      Mar-17
    • Earned Income Tax Credit, Child Tax Credit, W2, Stimulus

    @clarissa: I locked myself out of gmp this morning 🤦‍♀️ It said they would dd it just didn’t know when, then today (half asleep) I tried to log in and did my birthday wrong like three times. Hopefully we have a date tomorow


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    4
  15. Joe

    @Buckeye89: I was thinking same thing but I received my stimmy, but no changes to dependents I only got the 1400 my tax return is in limbo to so no clues. I was return accepted 02/16/21 same as 2/11/21 bars now no bars no info no letters etc


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  16. MindRight

    @outwalking: Wooow, outstanding. I would hound them if I were you. I’m gonna spend all day tomorrow on the phone if I have to. I talked to someone a week ago he said check back in a week after the standard processing time and also mention the 2nd stimulus if I’d still not received it. Honestly it feels a bit fishy to me, I’m single, no kids, it was pretty straight forward.


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    1
  17. Omgwth

    @JanetJ: your lucky to have gotten all already and the stimulus just got passed jeez ?????


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    3
  18. Deano

    @JanetJ: hello don’t worry about it they just have not got to you yet


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  19. NiasGlamMa
    • Tax Preparer:
      TaxSlayer
    • Date Filed:
      Feb-2
    • Fees:
      In Advance
    • State:
      Georgia
    • Bank:
      USAA
    • Date Accepted:
      Feb-12
    • Bars:
      MIA
    • WMR Date:
      Mar-24
    • Transcript:
      Online
    • Cycle Code:
      20211005
    • Cycle:
      Weekly
    • As of:
      Mar-29
    • 1040, Earned Income Tax Credit, Child Tax Credit, Schedule C, 1099, Stimulus

    @Sheila_33: I’ve got my fingers and toes crossed! LOL! Thanks for the inspiration! You Rock!


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    1
  20. Buckeye89

    @Sheila_33:
    I think it just comes down to there is what 150,000,000 plus returns and stimulus to be done. They all cannot be done in a few days, that is why DDs go first, then when done with those, to check and EIP card. Those of us on here just know of all the indicators like WMR and WMS. I believe a lot will take place this weekend.
    Mine didn’t update to a DD, so I pretty much chalked it up to I’m getting a check again


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  21. Anita1

    So, still no movement on WMR or transcript for over a week. Transcript says as of date 1/18/2021 return for 2020 was accepted 2/12/2021 but transcript says not filed? Well if it’s not filed then how does it know the return amount for me to see the “Still processing date when available”????


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    4
  22. Deano

    @[email protected]!: Yes that is possible
    I suggest that you check your account make sure it doesn’t have a deposit limit I heard this the other day that some do have limited deposit


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    2
  23. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-5
    • Fees:
      Free
    • State:
      FL
    • Bank:
      Bluebird
    • Date Accepted:
      Feb-10
    • Bars:
      3rd Bar
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle:
      Weekly
    • Earned Income Tax Credit
    • I Got My Refund!
    • Deposit Date:
      Feb-20

    @NiasGlamMa: It very well could be, it may just update to a 571 this week and a 846.


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  24. JanetJ

    Really annoyed today. Received federal refund Feb. 23, got 1st and 2nd stimilus. Checked get my payment and it says no info. Hoping its just a glitch or something. We are certainly eligible, so I have no clue what is going on. Hoping it just needs to update.


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  25. FedUp

    @Deano: Agree! I’ve been waiting since 2/11 smh my DDD for my stimulus still says 3/17 hopefully I get lucky and it changes to 3/15 like your 🤞


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    2
  26. NiasGlamMa
    • Tax Preparer:
      TaxSlayer
    • Date Filed:
      Feb-2
    • Fees:
      In Advance
    • State:
      Georgia
    • Bank:
      USAA
    • Date Accepted:
      Feb-12
    • Bars:
      MIA
    • WMR Date:
      Mar-24
    • Transcript:
      Online
    • Cycle Code:
      20211005
    • Cycle:
      Weekly
    • As of:
      Mar-29
    • 1040, Earned Income Tax Credit, Child Tax Credit, Schedule C, 1099, Stimulus

    @sheila33…My return was received on 2/12, my 1 bar disappeared a week later and I checked WMR and waited until my 21st day to call, only to find out that I should have received a letter to ID Verify, which I did not. However, I was transferred to the department that handles that process, and afterwards told that I had passed…and that I should wait to hear something in about 10 weeks. (The typical response for everyone it seems) Surprisingly enough, my N/A disappeared from my transcript this past Friday, so it actually just took one week after ID Verify to update. Everything looks in order, EXCEPT, there’s that 570 code at the very bottom of my listing of credits…additional account action pending. Could this be the result of the ID Verify and it just hasn’t fallen off yet? There’s not a 971 following it or anything else unusual that I can see. Thanks in advance.


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  27. Niki

    This tax year has been created to facilitate the Economic Impact Payment (EIP). This message does not mean that you qualified for the payment. Refer to the Tax Records page to find EIP information to use when filing your 2020 tax return. For other payment information, see Economic Impact Payments.

    Can anyone tell me what does this mean?


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  28. Deano

    @FedUp: I’m with HR Block card
    Still processing on my tax refund since 2/10/21 this tax season is a disaster lol


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    1
  29. Tai
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-12
    • Fees:
      From Refund
    • State:
      Oklahoma
    • Bank:
      Chime
    • Date Accepted:
      Feb-13
    • Bars:
      2nd Bar
    • Date Approved:
      Feb-19
    • WMR Date:
      Mar-26
    • Transcript:
      Online
    • Cycle Code:
      20211105
    • As of:
      Mar-29
    • Processing Date:
      Mar-11
    • 4464C LETTER
    • 1040

    @Sheila_33: thanks


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  30. Gapeach

    Thanks Shelia_33. I’ve been patiently waiting for my refund and now I’m just fed up with irs thinking of changing my tax forms so I don’t deal with this bs next year no telling what it will be like next year.


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  31. clarissa

    @lisa: omg ty im having the same issue.yesterday it said i was eligible today said my info is wrong


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  32. AmandainIN

    @Amanda: my guess is it has something to do with the injured spouse. I have seen a few others with same problem. But my ex, who owes $50,000 to 2 women has no problem going his on time. 🤦‍♀️


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  33. lisa
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-1
    • Fees:
      Free
    • State:
      NY
    • Bank:
      Chime
    • Date Accepted:
      Feb-12
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle:
      Weekly
    • As of:
      Mar-1
    • 1040, Earned Income Tax Credit, Child Tax Credit, Additional Child Tax Credit

    The gmp tool is really a joke I can put any address in w my social n bday n it still say not enough info


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  34. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-5
    • Fees:
      Free
    • State:
      FL
    • Bank:
      Bluebird
    • Date Accepted:
      Feb-10
    • Bars:
      3rd Bar
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle:
      Weekly
    • Earned Income Tax Credit
    • I Got My Refund!
    • Deposit Date:
      Feb-20

    @Gapeach: It’s a good sign something is moving behind the scenes otherwise they wouldn’t have that info.


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  35. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-5
    • Fees:
      Free
    • State:
      FL
    • Bank:
      Bluebird
    • Date Accepted:
      Feb-10
    • Bars:
      3rd Bar
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle:
      Weekly
    • Earned Income Tax Credit
    • I Got My Refund!
    • Deposit Date:
      Feb-20

    @Tai: Possibly this week if all goes well. 05’s are daily/weekly so if not the first part of the week, hopefully an update on the Wmr Saturday.


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    1
  36. Jenn

    Has anyone with a Suntrust account recieve the third stimulus?


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  37. Tai
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-12
    • Fees:
      From Refund
    • State:
      Oklahoma
    • Bank:
      Chime
    • Date Accepted:
      Feb-13
    • Bars:
      2nd Bar
    • Date Approved:
      Feb-19
    • WMR Date:
      Mar-26
    • Transcript:
      Online
    • Cycle Code:
      20211105
    • As of:
      Mar-29
    • Processing Date:
      Mar-11
    • 4464C LETTER
    • 1040

    @Sheila_33:
    My case was closed 03/11
    My cycle is 05, when do you think I will be processed


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  38. Gapeach

    Hey could anyone let me know if this means my return is being processed. I checked gmp and it said my stimulus would be deposited by 3-17-21 my others came by mail. I just gave direct deposit information this tax season. No movement or update as of date 2-22-21 filed accepted 2-12-21. Irs said no errors no information on wmr.


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  39. FedUp

    @Deano: do you bank with a traditional bank?


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  40. Bluerose1

    @Dime: when u file 2021 you can claim those you didnt get this year


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  41. Loveb

    Y’all none of these major news recourses like Washington Post are reliable IRS told them their behind on processing millions of tax returns and it’s slowing our refunds as it “implements” new stimulus…. this does not add up the stimulus #3 was barley signed into law on the 11th we been screwed over with no tax return for weeks..


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    4
  42. Dime

    They only gave my stimulus for four people including me but I had a baby in 2020 plus I did my taxes in Jan. Except feb 11 with turbo and using chime. So I already applied for the credits for the second stimulus. I’m wondering if I would get both credits later on instead doing it again 2022 taxes


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    2
  43. Deano

    FYI check your schedule for stimulus payments mine got moved to the 15th was the 17th 🙂🙂🙂


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    5
  44. Buckeye89

    @Frank Garrett – Southpark IRS agent (aka Buckey12):
    Thank you for the explanation. So best thing if you owe a garnishment is to get a paper check?


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    1
  45. Amanda

    @AmandainIN: my husband owes for back child support so his half of the first stimulus went to child support. On the second on it was deposited on the same day in 2 halves.


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  46. AmandainIN

    @Amanda: I owe student loans, so my husband is the injured one. He is the one that got his. Every other direct deposit for the stimulus has been 2 equal deposits but on the same day. Same for you?


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  47. clarissa

    has anyone checked gmp and it says no date available but eligible for payment. then the next day rechecked and says your info is wrong?


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  48. clarissa

    yesterday i checked on GmP for my third stimulus. When i put in my info it said i was eligible and once deposit date available it would update. However this morning when i tried to see if i had a date yet. Once i put the info in it said my info is incorrect. i didnt put my info wrong has this happened to anyone? can you see the stimulus on your transcript? this stinks….


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  49. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-5
    • Fees:
      Free
    • State:
      FL
    • Bank:
      Bluebird
    • Date Accepted:
      Feb-10
    • Bars:
      3rd Bar
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle:
      Weekly
    • Earned Income Tax Credit
    • I Got My Refund!
    • Deposit Date:
      Feb-20

    @Tai: The return will be sent thru for processing and hopefully update to a refund code.


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  50. Jef

    @Bluerose1: everyone. That will be on the 2021 tab which won’t be created for a good long time


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    1

    Anyone have this? I have my 3rd stimmi coming in on the 17th @ also on WMR DDD also for the 17th… Is that possible?


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    4
  51. Tai
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-12
    • Fees:
      From Refund
    • State:
      Oklahoma
    • Bank:
      Chime
    • Date Accepted:
      Feb-13
    • Bars:
      2nd Bar
    • Date Approved:
      Feb-19
    • WMR Date:
      Mar-26
    • Transcript:
      Online
    • Cycle Code:
      20211105
    • As of:
      Mar-29
    • Processing Date:
      Mar-11
    • 4464C LETTER
    • 1040

    @shiela_33
    What happens after a TA closes an identity verification case?


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  52. Amanda

    @AmandainIN I’m sorry to hear that it’s doing the same to you. I am the “injured spouse” so maybe that is why it is showing for me and not my husband. I wonder if that is why it is split in half. I had to mail my taxes in this year and they still haven’t been processed yet. According to WMR it hasn’t been received yet and it has been almost 6 weeks. Not to mention the account for my part of the stimulus is closed so I have to call the bank again in the morning. This is so frustrating!


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  53. outwalking

    @MindRight:
    I never got my second stimulus either, and still haven’t received my tax return a month after filing.

    I also read that if your tax return is “still being processed” then they will go by your 2019 tax return for your thir stimulus … well I didn’t file taxes in 2019 so I guess I won’t get my second or third stimulus. Thanks IRS!!


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    1
  54. Loveb

    @clarissa: I can’t see my end same old still processing bs most of us have… but it’s updated it’s website so we can check our direct deposit date for our 3rd stimulus check mine said pending set to March 17th to go into my account


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    1
  55. Twinryan

    @DylanT2012: yea I’m in the same exact boat haven’t received my taxes yet either I got accepted 2/9 bars disappeared a week later February 24th received identity verification completed verification a week later bars still gone stimulus going to old account


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  56. CoBelles

    Requesting suggestions, Return accepted on 2/14. WMR is showing no status bars just:
    ‘Your tax return is still being processed
    A refund date will be provided when available.’

    I pulled my transcript and there is no 2020 tax return activity posted on it or codes. I plan to call IRS on Monday. Any other suggestions on how I get my return status? Can someone offer me the best phone number to call the IRS? Thx


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    1
  57. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-5
    • Fees:
      Free
    • State:
      FL
    • Bank:
      Bluebird
    • Date Accepted:
      Feb-10
    • Bars:
      3rd Bar
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle:
      Weekly
    • Earned Income Tax Credit
    • I Got My Refund!
    • Deposit Date:
      Feb-20

    @Bluerose1: I haven’t seen anyone post they’ve gotten an update on transcript for the 3rd stimulus. Its a 2021 credit so it may not update until next year.


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  58. Loveb

    @outwalking: I am a female and didn’t receive my refund it’s been 30 days now and it’s unfortunate that’s there’s such a wide range of males on this site with no refunds


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