For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,024 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Sunsetmoon: Congratulations!!!

    Reply
  2. Battencrew

    Can my refund hit ANYTIME of the day? I got a ddd of 2/25…but the last bar still hasn’t updated (refund sent)

    Past years my deposit has been before 6am.

    Reply
  3. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Coldinpa not logged in: Thats the date they want to have the 570 resolved by.

    Reply
  4. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Chloe: Your Wmr may update to 3/2 in the morning. Congratulations!

    Reply
  5. TinaR

    SBtps says refund sent 02/24 but my DDD was 02/25 no advance, fees taken from refund, going to my Walmart money card but no sign of anything yet. I know they are being slow AF this year about refunds. Finally saw funded as of last night. Come TF on, if our DDD is today why wouldn’t it be there early in the morning.. so frustrated frfr

    Reply
    1
  6. Sunsetmoon

    @Sheila_33: Yes! I am usually a weekly. My transcript updated this morning so looks like I have been switched to daily – Cycle code is 20260703. 846 Refund issued 03-16-2026.

    Reply
  7. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @MommaLee89: Do you have any idea what they’re looking at? Anything change for you this year as compared to last?

    Reply
  8. Morris

    @HauxFaxxxx80’sBaby: I used HRBLOCK but I got my refund Monday dated for 2/25. fees taken from refund.

    Reply
  9. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    Good morning everyone! Any dailies seeing an update this morning?

    Reply
  10. Starchild1111

    Just waiting everyhting updated even state site wea the funds lol cashap (sutton bank) wussup bad enuf yaw DIDNT hit early (n a mill yrs) BUT patience a vertue lets rock now wea my funds? Anybody 0605 ,pather/ refund paid fees/no advance 5 days mumbo/ddd 02/25 hit yet? Lmk

    Reply
  11. Carizz

    @RyaninAtlanta: Nope I have checking all morning my date is for today!!! I wondering why it hasn’t yet

    Reply
  12. Carizz

    @BrownieFS: Not yet!! I been checking all morning.. I wonder why it hasn’t hit yet.

    Reply
  13. MommaLee89

    Has anyone in the 570 crew update today?👀

    Reply
  14. SMS14
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-6
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-6
    • Date Approved:
      Feb-27
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-16
    • Processing Date:
      Mar-16
    • I Got My Refund!

    Your tax return is still being processed. A refund date will be provided when available. No further action is needed from you at this time. Please visit our refunds home page for more information about processing delays.

    Please Note: For refund information, please continue to check here, or visit the Refunds page on IRS.gov. Updates to refund status are made no more than once a day. This status is for refunds only. Please ignore if you owe/owed a balance.

    Reply
  15. Nic83

    No deposit yet with chime ddd 2/25 sbtpg says funded.

    Reply
  16. Chloe

    @Coldinpa not logged in: Yeah, but then it also wasn’t TaxAct’s fault. Regardless, I never file early for that reason. I learned that lesson 4 years ago.

    Reply
  17. BrownieFS

    Anyone with BOA hit yet?

    Reply
  18. Jke1ff

    @Newmoneynewlevels: not yet

    Reply
    1
  19. Mmmmm

    @Rae: yesterday I seen a lot of people say they got theirs around 12ish.. so I am not gonna start panicking until then lol

    Reply
    1
  20. RyaninAtlanta

    Has anyone with Bank of America got anything yet?

    Reply
    1
  21. Please help

    Got email saying id get refund ttoday, sgpt says it was sent to credit karma but nthing there. How long?

    Reply
  22. Rissa

    @T-BO Okay thanks lol yes im a weekly as well so let’s hope for an update Friday lol

    Reply
  23. Newmoneynewlevels

    Anybody who use OnePay got they money yet DDD 2/25

    Reply
  24. Snaps
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-16
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Date Accepted:
      Jan-23
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Chloe: @Chloe: WMR will have your true ddd tomorrow.

    This year the moment you get an 846 on transcript, IRS has sent your refund with a post date of your WMR date. When your bank allows you to get it depends on many factors but the IRS is done.

    The date next to the 846 is simply when the next automatic process is done – likely the system “confirming” the deposit was successful.

    I agree with the likely 3/2 date, if I knew your bank & if fees paid upfront or advance taken could better advise.

    Reply
  25. T-BO

    @Rissa: I filed 2/18 and it was accepted 2/19. I’m usually a weekly so I’m expecting mine to update on Friday.

    Reply
  26. Snaps
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-16
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Date Accepted:
      Jan-23
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Rae: it varies. I believe starting 830a

    Reply
  27. JYinTX

    Wells Fargo just hit. DDD 2/25

    Reply
    4
  28. Rae

    Anyone know what time Credit Karma release funds

    Reply
    2
  29. Coldinpa not logged in

    @Chloe: and thanks, I used a tax advocate in 2019

    Reply
  30. Coldinpa not logged in

    @Chloe: it was because my return was uolapded before the (irs?) Received the wages from my job. It happened to a lot of ppl in 2019. Nothing was wrong on my end.

    Reply
    1
  31. Rissa

    Hello all I filed on 2/19 when can I expect for something to show up on transcripts?

    Reply
  32. Chloe

    @Coldinpa not logged in: Every company and software has some reports of problems, TT and Slayer have many more. That said, wage verification happens when there is a discrepancy in what is reported and what is on your return. Why did you have to verify income, was it an AGI discrepancy? Also, I just posted below how to get return expedited for someone else, in case you didn’t know.

    Reply
  33. Chloe

    @MommaLee89: This is what you do: Once it is 28 days after acceptance, you can file to have your “return expedited due to hardship.” You call the IRS and ask for that exact thing. They will ask you what bills you owe – like rent, utility, etc. Obviously you have to tell them you owe some sort of important bill(s). They will tell you that they will assign you a Taxpayer Advocate, but the 2x I’ve had to ask for the above, I instead got an update the next day. Your return can’t move until human review and this causes your return to get pulled from the pile of held for human review returns.

    Reply
  34. Chloe

    @MommaLee89: (1/2) Yes, they will drag it out for possible months unless you are proactive. I have been in this situation twice before due to things I mentioned in my recent post today. I don’t have enough characters to post what you need to do in one post, so I’m going to make it two posts. Look for the other.

    Reply
  35. Coldinpa not logged in

    @Chloe: I’ve used tax act for 10+ years, this will be the second time ive had a 570. Last time was wage review, this time idk why.

    Reply
  36. Chloe

    Just posted my update below and also wanted to say I use TaxAct, which I recommend. Since I started using it four years ago, I have received my 846 update anywhere from 5-12 days after filing. I am subject to PATH, so I decided to started filing between 2/10-2/12. I do this because I seem to get caught in fewer glitches this way (IRS and tax software updated by then) and PATH doesn’t lift until the 15th. Prior to using TaxAct, I’d get 570s for things like the tax software rounding the wrong way and causing me to be a dollar off. One year TaxSlayer attached a PDF file to my return (which triggered human review) and other tax software companies had already added the form as an e-file form. Anyway, also used TT before w/ similar problems.

    Reply
  37. MommaLee89

    @Sheila_33 as a daily in thought I would update but now on week 2 of looking at this 570 code. Are they really gonna drag this out for the 60days they stated in the notice they sent me for “review”?

    Reply
  38. Chloe

    There was an update last night, at least for some people. I have been an 03 for the past few years and each of those years I have updated on a Wednesday. In any case – I filed/accepted on 02/12/26. I updated last week to a blank transcript, like I do the week prior every year.

    Today, 02/25/26, I updated from a blank transcript to an 846 code. DDD listed of 03/16/2026, but people have said a lot of people have gotten that date this year for every DDD. Also, I was told the DDD is probably actually 03/02/26.

    Reply
    1
  39. Coldinpa not logged in

    The date for 57p is 3-16-2026. Anybody know what that means?

    Reply
  40. Starchild1111

    Santaa barb site say funded best c my coins na feww

    Reply
    1
  41. MSRazorbackPhD
    • Tax Preparer:
      Turbo Tax
    • Bank:
      FDIC Insured

    @Coldinpa not logged in: Oh no!
    @Sheila_33: You’ve been on it…none stop. Much respect.

    Reply
  42. Coldinpa not logged in

    Transcripts filled out finally, with a 570. 😪

    Reply
  43. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @MSRazorbackPhD: Lol

    Reply
  44. MSRazorbackPhD
    • Tax Preparer:
      Turbo Tax
    • Bank:
      FDIC Insured

    Release the Kraken

    Reply
  45. Lucky me

    This is my first year getting my refund sent to NFCU. DDD is 2/25. Nothing yet. What time do deposits usually hit?

    Reply
    1
  46. El mariguas

    Santa Barbara bank finally funded credit karma ,TT,loan.EIC…transcript showed date 23 DD ?? So WMR says 25 DD?? All this time thought DD was 23 .been stressing but like many been saying it’s coming.i know the stress for those who still waiting.prayers all goes well to you..be wise with your money and may it last all year that money keeps coming for benefits of our families.god bless

    Reply
    2
  47. Snaps
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-16
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Date Accepted:
      Jan-23
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Gators352: use the WMR date or our posted schedule. 3/9 846 transcripts does not mean 3/9 DDD.

    Reply
    4
  48. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Queen_pisces: 04s are processing today so you may see an update tomorrow on transcripts.

    Reply
  49. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @1toughbuttmommy: I would think you would see some kind of update this Friday on transcripts.

    Reply
  50. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Shinebrite4u: Yes, you should receive the balance after everything is taken out.

    Reply
  51. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @curt: Wmr will update to a message or you’ll get a notification in your tax account.

    Reply
  52. curt

    @Sheila_33: just how do they notify you they are coming

    Reply
  53. TheMadness21
    • Tax Preparer:
      Other
    • Date Filed:
      Feb-5
    • Fees:
      From Refund
    • Bank:
      Andrew federal credit union
    • Date Accepted:
      Feb-5
    • Transcript:
      Online
    • Cycle Code:
      20260705
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Mar-2
    • I Got My Refund!

    Just checked my SBTPG it finally saying funded this was a long week yet a quick tax season now here’s to hoping I wake up to my funds in my account.

    Reply
    4
  54. Shinebrite4u

    @Sheila_33: hello Shelia I know u can help me if I called sbgt in my offset amount is saying a deposit I will get my normal money left over correct?? I’m so worried but I’ve been on this site for 3 years now in I’ve seen you answer questions for people with concerns. Thanks in advance loves if you can lmk someone else said that would be my deposit….But it’s supposed to be more in I received a letter telling me my offset amount that’s what sbgt is saying over the phone automatic system

    Reply
  55. Shanae59282

    Capital one just hit for my mom her DDD 2/25

    Reply
    4
  56. 1toughbuttmommy
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-29
    • Fees:
      From Refund
    • Bars:
      2nd Bar
    • Date Approved:
      Jan-29
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • Cycle Code:
      20220605
    • Cycle:
      Weekly
    • I Got My Refund!

    Sheila_33.
    Im usually a weekly. However, although I filed and was accepted 2/13 my transcripts haven’t even elfilled in any of the number or cycle code! Should I be concerned this year? At this rate it looks like they’re holding mine the full 21 days just because?!! That’s if I am still weekly and thr the schedule holds true

    Reply
  57. California girl83

    I called SBTPG about time it say funed for 2/25!! It’s coming everyone good night 😴

    Reply
  58. BM222

    @Kee girl: same

    Reply
  59. Frog

    Anybody with guardian credit union

    Reply
  60. PassingThrough

    @Matt H: Thanks for responding! That really helps, because I did the same. Hoping to get it soon.

    Reply
  61. T-BO

    @Yes it’s tax time: I’ve always been an 05 and I believe our transcripts will update Friday and wmr on Saturday

    Reply
    1
  62. Yes it’s tax time

    When would be a good time to check my transcript to see if I updated from the 570 code? My last four of my cycle code is 0705 and I didn’t have to verify they were reviewing my return.

    Reply
    1
  63. Kee girl

    Hey yall. Like you I’ve been checking every hour to see if my money came. I just called Stbg and it says there’s a deposit made on 2/25 although they’re website shows unfunded. I filed 1/26 and DDD 2/25 with CC but no payment yet.

    Reply
    3
  64. PassingThrough

    @DiddlySquatter: Thanks for responding! It really helps to understand their patterns.

    Reply
    1
  65. Matt H
    • Tax Preparer:
      H&R Block
    • Date Filed:
      Jan-16
    • Fees:
      From Refund
    • Bank:
      Emerald Card
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-21
    • Date Approved:
      Feb-28
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Feb-16
    • 5071C LETTER
    • I Got My Refund!

    @PassingThrough: I received mine in about 1 week, but when I initially saw the verification message I preemptively selected the option to resend the letter.

    Reply
    2
  66. Shanshan22🩷

    @OhioBred87: me to

    Reply
  67. DiddlySquatter

    @PassingThrough: about two weeks. Filed 1/29. Got the letter 2/17.

    Reply
    2
  68. PassingThrough

    @DiddlySquatter: Good Night! How long did it take to receive your verification letter?

    Reply
    1
  69. DiddlySquatter

    So….who else is waiting to update after ID or Return Verification? This past week since I verified has felt longer than the wait for PATH to lift.
    Have a joke while we wait.
    Why do chicken coups only have two doors?
    Because if they had four doors, they’d be chicken sedans.

    Reply
    5
  70. OhioBred87

    @Shanshan22🩷: Nope not yet! I hoping we do tonight because I needs my money!

    Reply