For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,024 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @RickJames344: I believe i read 8 but that may be est.

    Reply
  2. SMS14
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-6
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-6
    • Date Approved:
      Feb-27
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-16
    • Processing Date:
      Mar-16
    • I Got My Refund!

    @RonRonJ: are you path. I’m not.

    Reply
  3. Rickjames344

    @Deano: ACH Opens 5pm or 8pm on Sunday… I forget which time but I received mine the year before last on Sunday a little before 11 on a Sunday

    Reply
    4
  4. RonRonJ

    SMS14: January 19th 2026

    Reply
  5. Needsallmine

    @Tiffany868686: it will go thru bc you have same surname (last.)

    Reply
  6. Molly mac

    @Sheila_33: sorry I was accepted on February 5th do you know if something can be wrong I got not letter or anything…

    Reply
  7. KUKLA

    @Tiffany868686: not a positive answer but it’s an honest and factual one… it will 💯 be rejected if YOUR name is not on the account

    Reply
  8. Shep

    @Tiffany868686: Get in your car and drive to the nearest branch, even if it’s three hours away.

    Banks will not take the risk of releasing a tax refund that doesn’t clearly belong to the account holder.

    If the names or information don’t match, the system will flag it and reject the deposit.

    At that point, you end up creating a bigger problem to fix.

    Reply
  9. Carizz

    @Tiffany868686: I’m in SC it one here if your closer… I would make that drive so you wouldn’t have to wait on a check which will take weeks to receive. When the bank rejects them…

    Reply
  10. SMS14
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-6
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-6
    • Date Approved:
      Feb-27
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-16
    • Processing Date:
      Mar-16
    • I Got My Refund!

    @RonRonJ: if you don’t mind me asking. When did you file?

    Reply
  11. RonRonJ

    @SMS14: I’m in the same boat nothing has updated and still no transcript update.

    Reply
  12. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Molly mac: Standard messaging, when were you accepted?

    Reply
    0
  13. SMS14
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-6
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-6
    • Date Approved:
      Feb-27
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-16
    • Processing Date:
      Mar-16
    • I Got My Refund!

    Just WOW. Still no 2025 placeholders except for wage and income. No notices. WMR “still processing”. 1 bar. No topics. Wish I had some sign of life it’s being worked on.

    Reply
    2
  14. Blessed2bme1989

    So Jackson Hewitt got my deposit on Friday night and it shows that it was deposited into my account but because one pay does not process over the weekend it’ll be processed tomorrow so if anyone is looking for information, that is what I found out

    Reply
    3
  15. Starchild1111

    @Pepperann: on god

    Reply
  16. Molly mac

    @Sheila_33: hi do you know what it means if my where’s my refund page says we have received your return and it is being processed if you filed a complete and accurate return you will receive it within 21 days no further action is needed from you at this time.

    Reply
  17. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @raymond: You’re welcome sir. Happy you got your refund date.

    Reply
  18. Bobeatz

    @Tiffany868686: Yes but with Wells Fargo. I had a person’s taxes that I did sent to my bank and it went through.

    Reply
  19. raymond

    @Sheila_33: hey stopped and say thank you for all ur support these u a very helpful thanks i got my 846 at 12 am friday jiji

    Reply
    1
  20. Silent lurker forever

    @Shanna: the 23rd or the 24th, ON the day.

    Reply
  21. Shanna

    @Duckduckgoose: thank you so much!

    Reply
  22. Hello26

    @HauxFaxxxx80’sBaby: Yes. Same here

    Reply
  23. Duckduckgoose

    @Shanna: ok the 24th

    Reply
    2
  24. Shanna

    Many year lurker here, finally have a question. My transcript shows a deposit date of 03-09. WMR shows deposit date of 02-24. I did use TurboTax with fees taken out depositing to CK. Any suggestions/ideas which day my refund will actually come in?

    Reply
    3
  25. Jjay86

    @TXBAMA: Did you get charged for the 5 day fee even though it didn’t arrive early?

    Reply
    1
  26. Stephen
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-3
    • Fees:
      Free
    • Bank:
      Truist
    • Bars:
      3rd Bar
    • Date Accepted:
      Feb-3
    • Date Approved:
      Feb-19
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Daily
    • As of:
      Mar-9
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Tiffany868686: if I were y’all I would drive to a pmc branch immediately bc it will most likely be rejected I rather drive 2 hrs out my way now then have to wait 2-4 weeks for bank to reject it and wait for IRS to issue a check

    Reply
    2
  27. Rrd0825

    @HauxFaxxxx80’sBaby: I am.

    Reply
  28. Stephen
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-3
    • Fees:
      Free
    • Bank:
      Truist
    • Bars:
      3rd Bar
    • Date Accepted:
      Feb-3
    • Date Approved:
      Feb-19
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Daily
    • As of:
      Mar-9
    • Processing Date:
      Mar-2
    • I Got My Refund!

    Hope every is having a blessed Sunday 🙏
    May everyone get there refund this week who have been waiting
    And may the ones who have not see a update yet see a update this week 🙏🙏
    Sending positive energy to everyone. This tax season is almost over with hang in l.

    Reply
    9
  29. Cheyteeee

    Didn’t finish last post sorry. When should I expect my refund in my account?

    Reply
  30. Cheyteeee

    Got my 846 Wednesday morning. Then 898 Friday morning. 846 is 3/9 processing 2/23. Had offset paid. Wmr says being sent to bank 2/23. Offset line for paid offset says 2/23. Turbo tax with credit karma. No advance or 5 days early. Fees paid from refund.

    Reply
    1
  31. TXBAMA

    @Jjay86: last year I opted in for the 5 days early option, but I didn’t get my return until my DDD. Cross River bank sent my refund around noon.

    Reply
    1
  32. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Rubicon46: Wonderful news! ☺️

    Reply
    2
  33. LoveMy3Munchkins
    • Tax Preparer:
      Other
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      REGIONS
    • Bars:
      2nd Bar
    • Date Accepted:
      Feb-9
    • Date Approved:
      Feb-21
    • WMR Date:
      Feb-26
    • Transcript:
      Online
    • Cycle Code:
      20260801
    • Cycle:
      Daily
    • As of:
      Mar-16
    • I Got My Refund!

    @Tiffany868686: I haven’t saw it slipped through before. I have seen alot of people tht done this state it was rejected an they had to get a check.

    Reply
    1
  34. HauxFaxxxx80’sBaby

    @Meme: that’s what I’m thinking 😩

    Reply
  35. Pepperann

    Atp I’m gonna receive my ssi checks before my taxes !

    Reply
  36. Tiffany868686

    Can someone give me a positive answer. I put my husband Pnc bank account on file to receive my tax refund. However we did not file jointly and I’m not a user on his bank account, However we share the same last name. Have anyone had any luck before,with the refund slipping through the cracks using a major bank. Not prepaid. I,m scared it’ll get rejected. He tried adding me yesterday but they said we have to go to a branch for it to be done immediately,but there are no Pnc branch near us.

    Reply
  37. Rubicon46

    Shelia_33 morning! Great news…that 594 code disappeared overnight. My Account Transcript is complete now as all other transcripts as well. Didn’t think there would be any activity until next week so nice surprise this morning:). I want to thank you for all of your help. You rock!

    Reply
    4
  38. Amanda
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-20
    • Fees:
      In Advance
    • Bank:
      UCB
    • Bars:
      What Bars?
    • Date Accepted:
      Jan-21
    • Transcript:
      Online
    • Cycle:
      Daily
    • I Got My Refund!

    @2blessed: same and we both paid fees upfront with TurboTax. I’m an 05 and Idk when exactly the WMR updated but after just a few days like you I had two bars and a deposit date of 02/25 on WMR. My 846 says 03/09.

    Reply
  39. Meme

    @HauxFaxxxx80’sBaby: yup and hearing we might not see anything until late Tuesday night😩

    Reply
  40. Blessed2bme89

    @Jjay86: I agree I am going to pay fees upfront because the wait is killing me even though I know I will get it tomorrow

    Reply
    2
  41. Blessed2bme89

    Looking back on past years, I have never got kind of just on a date scheduled to come

    Reply
  42. Graciousgambino

    Greendot keep sending me notifications playing with my emotions! Never using sbtpg again paying my fees upfront next year! It actually slipped my mind because we had this problem last year with sbtpg they held my refund until the day before my DDD !

    Reply
    3
  43. HauxFaxxxx80’sBaby

    Is anyone using the emerald card with the ddd 2/25?

    Reply
    4
  44. Starchild1111

    @Jjay86: thats because they keep offerign new stuff they havrnt figured out the kinks i played it safe and said that give day advance is just some more tactics to get more fees out us lol it worked cus alot of peopel wanted that five day advan n the pathers are getin paid now i dont suggest we use tha new add ons til they had a real succssful trail run ya feel me id b pissed fr but they always tryin new stuff and try it out during the wrong time lol the peak od tax season rediculous u ask me good luck hope u c ur funds soon

    Reply
    2
  45. Starchild1111

    @Deano: they said the wmr and stbg is updating late if not never so transcripts and banks are seeeming like the only dependable sources at this point to check our refunds smh i wouldnt depend on them updating ull c ur money before santa barb update lol long we c that 846 id start checkin my bank after tomorw good luck

    Reply
  46. Jjay86

    @Blessed2bme89:
    Because I opted for the five day early thing I can’t even check Sbtpg because it goes through that other banking firm. Not doing that again!

    Reply
    1
  47. Blessed2bme89

    @Jjay86: I’m with one pay and haven’t gotten mine tomorrow is the day those with 2/23 is a off date it’s a Monday meaning if our deposits came in the last part of the batch and coming from a third party I didn’t expect to get it early I never do

    Reply
    1
  48. Deano

    @Jjay86: Oh yeah my Stbpg site
    Still saying unfunded my DDD
    Is the 02/23

    Reply
    1
  49. Deano

    @Jjay86: I completely understand that I filed on 02/05 no transcript
    Until 02/18 that filled out at 2:00 am with 846 code and had my refund at 7:30 pm I had SBTPG
    Jackson Hewitt serve card
    Nevertheless very frustrating time of the year for all of us

    Reply
    1
  50. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    Good morning everyone :). Saw a few 01 processors update to refund dates yesterday, Congratulations! 02 dailies processing tomorrow, hoping to see more movement this week for those who need to finish up those transcripts 🤞

    Reply
    7
  51. Jjay86

    @Deano: I’m assuming so which is fine. I do find it somewhat ironic that many who did not opt for the five day early payout received their deposits on Friday and some who paid fees upfront as early as Thursday. I guess SBTPG is actually faster than Cross River bank haha.

    Reply
    1
  52. Deano

    @Jjay86: You will get your refund but on the weekends money does not travel through the ACH program or the Federal reserve because it’s closed my guess is sometime tomorrow morning 🙂

    Reply
    3
  53. Jjay86

    @Blessed2bme89:
    I am still waiting.
    I bank through chime, DDD 2/23, filed with TT, had fees taken out and used the 5 day early payout (which seems like it slowed my return down actually).

    Reply
  54. curt

    @Singlemomof3: Same here exactly and nothing has changed since last year so it has to be a random pull, double checked everything and everything is correct, says letter on transcript page but hav’nt got any letter either, let me know how it goes with you and i will do the same

    Reply
  55. Chicagohound18

    @Blessed2bme89: I still haven’t gotten anything from JH I will never go back to them.

    Reply
  56. LoveMy3Munchkins
    • Tax Preparer:
      Other
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      REGIONS
    • Bars:
      2nd Bar
    • Date Accepted:
      Feb-9
    • Date Approved:
      Feb-21
    • WMR Date:
      Feb-26
    • Transcript:
      Online
    • Cycle Code:
      20260801
    • Cycle:
      Daily
    • As of:
      Mar-16
    • I Got My Refund!

    Just checked and my transcripts finally updated today some time and I have the 846 code & date 3/16 next to it but wmr says 2/26. My cycle code is 20260801 so I think im still daily.

    Reply
    4
  57. LoveMy3Munchkins
    • Tax Preparer:
      Other
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      REGIONS
    • Bars:
      2nd Bar
    • Date Accepted:
      Feb-9
    • Date Approved:
      Feb-21
    • WMR Date:
      Feb-26
    • Transcript:
      Online
    • Cycle Code:
      20260801
    • Cycle:
      Daily
    • As of:
      Mar-16
    • I Got My Refund!

    Just checked and my transcripts finally updated today some time and I have the 846 code & date 3/16 next to it.

    Reply
    5
  58. A little confused

    All I ever received was “There has been no movement on your refund” notifications. Yet when I went to the IRS website my DDD deposit date appeared today and it shows 2/24. I have never seen this strange activities in all my years of filing and I have filed multiple ways with multiple companies. This year made no rhyme or reason. Hope others have better luck and notification than I did.

    Reply
    4
  59. TJ777

    @Buckey12: Rule Number: IND-181-01
    Rule Number Description: The Primary Taxpayer did not enter a valid Identity Protection Personal Identification Number (IP PIN). To review your IP PIN entries, click Federal – Miscellaneous Topics –
    Identity Protection PIN. Then repeat the Filing steps to resubmit the return. Please visit https:// http://www.irs.gov/identity-theft-fraud-
    scams/get-an-identity-protection-pin for further information and resubmit your return with the correct number.
    This return will not be accepted without a valid Identity Protection Pin

    Reply
  60. Singlemomof3

    @Jamito: oh man so I should call and make an appointment

    Reply
    1
  61. Jamito

    @Singlemomof3:
    This isn’t what you want to hear but I finally called in a week ago with no letter recieved and had to make an apt to go verify in person. Not sure how long it’s going to take now

    Reply
    1
  62. Singlemomof3

    So on my irs account home page it says notification that I need to verify my tax return but my transcripts are blank and on my where’s my refund it says my return is still being processed. It’s been 4 weeks since I filed and have not seen a letter. Anyone have any idea what’s going on?

    Reply
  63. Blessed2bme89

    Any updates on anyone’s deposits

    Reply
    2
  64. OhioBred87

    @MommaLee89: Same hoping we all update with a 571 and 846!!!

    Reply
  65. amharrison130

    @Sheila_33: Thank you!

    Reply
  66. amharrison130

    @Gorgeous42: I checked it just before asking the question.

    Reply
  67. Gorgeous42

    @amharrison130: when did you check your transcript last? I’m asking because I checked mine earlier today and there was no update I’m wondering if they did another update.

    Reply
  68. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @amharrison130: If your transcripts updated today, your deposit date will be 2/26. The 3/16 date is the date the deposit needs to be made by. Congratulations!

    Reply
    1
  69. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Tonicmo88: Same exact thing happened to me. I even spoke to someone on Friday and they said they had it, and it’ll take 24 to 48 hours to release it. So maybe tomorrow evening or Monday

    Reply
    1
  70. amharrison130

    My transcript updated with 846 and gives the date of 3/16/2026 wmr hasn’t updated. I am using chime. Should I expect my refund on 3/16?

    Reply
    1