For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,024 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. PoliticalVirus101

    @Azluckyfish: I have GD also nothing yet

    Reply
  2. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Jerseygirl02: Congratulations 🎈

    Reply
    1
  3. Gators352

    Congratulations 🎉🍾🎊🎈 to everyone who have received that money 💰 💴 💵 this morning & this evening,,,, enjoy enjoy enjoy for the ones who haven’t received stay positive you will receive money as well,,,, I LOVE SEEING THESE DDD’S HIT THEM POCKETS & PURSES!!!!!

    Reply
    15
  4. TV

    @Waiting in KY: nothing for TT CK SBTPG still says unfunded and I think people who got 846s since Wednesday are just starting to see their deposits I know for sure I’m stuck waiting til Tuesday night

    Reply
    3
  5. PoliticalVirus101

    @Sheila_33: lol

    Reply
  6. PoliticalVirus101

    @Azluckyfish: wondering the same

    Reply
    1
  7. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @PoliticalVirus101: I live with 5 teenagers, dude is permissible, lol

    Reply
    2
  8. Azluckyfish

    Lol I meant greendot 🤣

    Reply
  9. PoliticalVirus101

    @Sheila_33: Dude?

    Reply
  10. Azluckyfish

    Please updated if u use greenhouse and get deposit 🙏 ☺️

    Reply
  11. Gators352

    @Tallica: congratulations 🎉🎈

    Reply
  12. Silentwatcher26

    @Honeybee82: I’m really hoping everything with my refund is okay. I’m just so paranoid because I normally have it by now and I can’t check my transcript. My Sbtpg only shows my advances

    Reply
    1
  13. El mariguas

    @NettaB: pather??

    Reply
  14. Nate

    @NettaB: was your deposit by 3-9-26? Just curious

    Reply
  15. Waiting in KY

    @TV: I’m in the same boat.

    Reply
  16. Newhere01

    Any spruce accounts get deposited yet?

    Reply
  17. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Buckey12: I’m glad you dropped the IRS part, Frank Garrett. That’s a big no no. Too easy for people to think you’re something you’re not, even when its in fun. Jemar is strict on that, and I completely understand why. Did you get your refund yet, dude?

    Reply
  18. Herewego

    Any deposits on Emerald Card??

    Reply
    1
  19. Kimberly90

    @Tigerlili_1: until what time can we expect deposits tonight. Tt said my refund was received but I haven’t received it and since it’s Friday I wonder until what time they will deposit

    Reply
  20. Honeybee82
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-14
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • WMR Date:
      Feb-23
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Silentwatcher26: when I called them around 4:00 on Wednesday, it had changed from saying they hadn’t received anything yet – to saying they released my funds on my bank card on 2/23. Knowing how SBTPG is, I didn’t count on getting it until the 23rd – but my deposit hit my Serve card around 9:00pm. As of right now, the site still shows as ‘unfunded’. Go figure lol

    Reply
    4
  21. NettaB

    Hi you guys turbo tax just dropped in my CK account Credit Karma good luck you guys

    Reply
    2
  22. Silentwatcher26

    @Honeybee82: hi Hii, did you call Sbtpg and it still says unfunded as well?

    I’m so paranoid that something is wrong

    Reply
  23. Jerseygirl02

    Received my DD 15 mins ago via Netspend/Pathward 💃🏽🎉

    Praying everyone gets theres this weekend 🙏🏽🤍

    Reply
    7
  24. Azluckyfish

    Any green dot deposit yet 🙏🙏🙏🙏

    Reply
    2
  25. Buckey12
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-8
    • Fees:
      In Advance
    • Bank:
      FNB
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-16
    • I Got My Refund!

    @Sheila_33: you’re welcome. Had i not updated and 0405s were skipped, I might have called for a parlay and invoked the Frank Garrett Southpark rule. Lol.

    @I’mtheGoat: it just comes across like i am watching Monty Python: Search for the Holy Grail… Rules of the Holy Hand Grenade. The pin shall be pulled on 3. Not before 3 on 2 nor after 3 on for but on 3.

    Reply
  26. Honeybee82
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-14
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • WMR Date:
      Feb-23
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Ambo: yes, myself and several other people had fees/advance deducted through SBTPG and got our deposit the same day our 846 updated. My SBTPG site still shows unfunded even though I got my deposit Wednesday night, so calling their automated number will give you more accurate information than the site. Now, I’m not sure if the tax preparer makes a difference – because I’ve seen that some people still haven’t received their deposits yet, who go their 846 Wednesday and yesterday. But I filed with JH and got mine the same day….it was a total surprise, but it definitely happened lol 😊

    Reply
    1
  27. Devylwahaylo
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-19
    • Fees:
      Free
    • Bank:
      PayPal
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-20
    • Date Approved:
      Feb-19
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      20250505
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Mar-2
    • Identity Theft
    • I Got My Refund!

    Paypal just posted my deposit 10 minutes ago.

    Reply
  28. Aliceinlove

    Are there anymore updates before next week? I filed 2/10 accepted same day.

    Missouri refund says issued on the 11th. I never received it.

    I’m an 0505. Transcripts are still blank.

    WMR is still processing.

    Chime bank.

    Reply
    1
  29. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Yandy00: Thank you hun.

    Reply
  30. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Relief2020: Its very possible. Today was a processing day for dailies.

    Reply
  31. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @2blessed: Thank you!

    Reply
    1
  32. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Sheila_33: Congratulations! 🎉🎊

    Reply
  33. Kay2026

    Anything on emerald card??

    Reply
    1
  34. Maya

    My deposit just hit my account!!!😎 And I applied yesterday!!! I’m also lucky have a good day the rest of you!!!!

    Reply
  35. Tallica
    • Tax Preparer:
      Other
    • Date Filed:
      Jan-20
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-23
    • I Got My Refund!

    Just got my deposit! Used Chime to file and as my bank. 0505 pather. Filed 1/20, Accepted 1/21

    Reply
    4
  36. Lakenlondynsmommie not logged

    My processing and as of date are showing 03/09 I updated transcripts overnight. Just checked TT and it says refund received for Feb and my taxes are 4 days early. I do not see a darn thing pending in my bank account

    Reply
  37. Jersey girl
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-22
    • Fees:
      Free
    • Bank:
      Netspend
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-23
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • I Got My Refund!

    Netspend just hit🤑 Weekly 0505

    Reply
    1
  38. Mavrik

    @ashl3y: Nice to see you again. i’ll be here. hopefully richer soon. How are you doing today?

    Reply
  39. Txmomof3girlsnotsignedin

    Netspend just hit

    Reply
  40. Lizzypoo

    I’m a weekly, updated 846 at 12 am, five days early option, dd just hit around 3 pm, capital one is my bank.

    Reply
    1
  41. TV

    @ambo those people either paid their fees upfront or did not take the advance. I didn’t pay any fees but because I took the advance SBTPG is holding until day of

    Reply
    1
  42. Relief2020

    Will their be another update on transcript’s tonight??

    Reply
  43. Yandy00

    @Sheila_33: Im happy for you. Congratulations 😊Congratulations to everyone that updated.I called yesterday and were told im verified.Here comes the wait lol

    Reply
    1
  44. Ambo

    @TV: are you sure? I’ve heard of people getting their DD the same day it changes to funded or at least I thought

    Reply
    2
  45. ashl3y

    @Mavrik: any min to the hour brother im still here with ya my is waiting as well hes a chimer

    Reply
    3
  46. TV

    @ambo SBTPG holds funds until DDD unfortunately I’m still waiting also for CK to drop didn’t pay any fees but took the advance my loan was repaid yesterday yet they claim they haven’t gotten my amount from IRS yet 🫩 still unfunded

    Reply
  47. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    Bluebird just dropped.

    Reply
    12
  48. Ambo

    Has anyone with an 846 last night/this morning that had advance or fees taken out seen a deposit yet? Is Sbtpg still showing unfunded?

    Reply
    4
  49. Mavrik

    i’m a Chimer with a DDD of 3/9 i have a 971 Code with CP 0049. then 846 after. Any chance i’ll see a deposit soon? Anyone know?
    sorry to keep asking…

    Reply
    1
  50. Azluckyfish

    Any deposits hitting yet ??

    Reply
    2
  51. Relief2020

    Are any transcripts updating tonight? Or just WMR?

    Reply
  52. Tab
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-12
    • Fees:
      Free
    • Bank:
      TRUIST
    • Bars:
      2nd Bar
    • Date Accepted:
      Feb-12
    • Date Approved:
      Feb-18
    • WMR Date:
      Feb-23
    • Transcript:
      Online
    • Cycle:
      Daily
    • I Got My Refund!

    Is the 846 and WMR different this year in terms of dates? I have always gotten it on my 846 date but the 23rd is on WMR and 9th on transcripts. I’m not sure if I’m remembering correctly. Just double checking I’ll receive it on the 23rd. I have Truist and they do hold.

    Reply
  53. Ambo

    @Tigerlili_1: if I did World Finance with fees taken out sent to my OnePay card with 846 right before midnight when do you think it’ll hit? Chance of today or nah?

    Reply
  54. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Chicagohound18: Congrats. What was his date and did he have fees taken out of refund? My ddd is 2/24
    And I have chime as well

    Reply
  55. Meme32

    My chime Just hit yay!!

    Reply
    4
  56. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Yandy00: Yes, I updated. That “as of” date on your transcript pushing out a week is a positive. Hoping you update next week.

    Reply
  57. BagLadyTaxer

    @Pepperann: and everybody Cash App chime and others getting their deposits makes it clear that SBTPG has everyone’s money and refuses to release it.

    Reply
    3
  58. Kimberly90

    @Silentwatcher26: it didn’t go through them it went through cross river I believe I looked but said couldn’t find my information

    Reply
  59. Silent lurker forever

    @Benita: ugh yea it’s a joke. I think I need to start filing after 2/14 or when the PATH ends lol

    Reply
  60. Mavrik

    @TjLA: nothing has hit mine yet

    Reply
    1
  61. Cat

    @tigerlili_1 thank you for all of your information. I was wondering if you have heard anything regarding JH Serve Card? Is there any issues with that?

    Thanks again.

    Reply
  62. Cerby
    • Tax Preparer:
      Other
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Dave
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      0605
    • Cycle:
      Weekly
    • I Got My Refund!

    @Tigerlili_1: yes the last two are 68

    Reply
  63. BagLadyTaxer

    @Ineedmy$$now: I’m telling you! I only used them this year for the advanced and missed the option! I was pissed when I realized I would have to go through them for nothing! I would’ve just used Cash App! SMH!

    Reply
    2
  64. Jay Jay
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-10
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-12
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-3
    • Processing Date:
      Feb-23
    • I Got My Refund!

    I just checked TurboTax and my refund has arrived. I did 5 days early with no fees. Only the fee to transfer to my chime account. But it’s not in there yet

    Reply
    1
  65. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Jjay86: No, I had fees taken out of refund.

    Reply
  66. Silent lurker forever

    @Tbatch: Hey, usually it hits on the DDD but I can’t check my transcript at the moment so I’m only following my tracker, my account, and WMR

    Reply
    1
  67. TjLA

    @Mavrik: yours drop?

    Reply
  68. Yandy00

    @Sheila_33: Hey how you are?No update for me.Yesterday changed to ask of 2/23 and today it changed again to as of 03/09 I hope you updated

    Reply
  69. Mavrik

    i’m a Chimer with a DDD of 3/9 i have a 971 Code with CP 0049. then 846 after. Any chance i’ll see a deposit soon? Anyone know?

    Reply
    3
  70. Ineedmy$$now
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-22
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-24
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • Processing Date:
      Feb-23
    • I Got My Refund!

    Next year no advance so I won’t have to use Credit Karma 😂😂😂😂

    Reply
    3