For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,024 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. ashl3y

    @Skywatcher23: where do u see that at I went through TT & chime updated to 846 today with date 3/9

    Reply
  2. Father flyest

    Turbo tax sent me my federal today I did 5 days early let’s go!!

    Reply
    2
  3. Skywatcher23

    Turbo tax shows they received my refund today I had fees taken out haven’t gotten in my Chime yet, but seems to me they sent it. Let you know if I get it.

    Reply
  4. Mama3girls

    My advance repayment was paid today… how long til I get the rest? Im using SBTPG

    Reply
  5. RonnieF.

    @RaiderBoss:Did u get your 846 this morning??

    Reply
  6. 4timemom

    @Andrea123: same here my dd is not untill 3/9

    Reply
  7. Lets walk the path

    Anyone else still having issues with getting into transcripts?

    Reply
    1
  8. Deano

    @Andrea123: Yes mine is exactly the same way Jackson Hewitt also

    Reply
  9. Andrea123

    Mine sbtgtp took my loan fees but not tax fees for Jackson Hewitt it still says unfunded but says the loan was paid today huh. Just a little confused

    Reply
  10. texasmomof3

    @HeyyKayy: Congratulations, I use wells fargo, live in Texas and nothing yet, where are you located?

    Reply
    1
  11. mc559672

    @Nate: Yep, I verified with the control number online. It was a random forum I came across…everyone was like “DO NOT VERIFY ONLINE!” and seemed pretty enthusiastic about it lol

    Reply
    1
  12. Silentwatcher26

    @ASDMamaBear: awesome! I had the same 2 advances so now I know it’s coming. Fingers crossed mine comes today as well.

    Reply
  13. mc559672

    @Nate: Yep, I verified with the control number online. It was a subreddit I came across…everyone was like “DO NOT VERIFY ONLINE!” and seemed pretty enthusiastic about it lol

    Reply
  14. Mama3girls

    @ASDMamaBearnotloggedin: you are lucky. Mine hasn’t yet

    Reply
  15. Honeybee82
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-14
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • WMR Date:
      Feb-23
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @ErisedMai: it’s been a few years since I’ve had fees and gone through them, but I’ve never had them deposit more than one day early for me either. With our DDD’s falling on a Monday, and the fact that they don’t release funds on the weekend – do you think it’s possible they would consider Friday to be one ‘business day’ early, and release the funds then? Or are we more than likely stuck waiting until our actual DDD on Monday?

    Reply
  16. Stephen
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-3
    • Fees:
      Free
    • Bank:
      Truist
    • Bars:
      3rd Bar
    • Date Accepted:
      Feb-3
    • Date Approved:
      Feb-19
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Daily
    • As of:
      Mar-9
    • Processing Date:
      Mar-2
    • I Got My Refund!

    Good afternoon folks
    Us weekly folks will process tomorrow and by tomorrow night into Friday we should get out code for refund.wishing everyone nthe absolute best and may everyone stay blessed

    Reply
    3
  17. Deano

    SBTPG has begun taking fees from my return My portion is not funded yet

    Reply
    1
  18. Vanee e

    @HeyyKayy: Did you use turbo tax 5 days early option? I did and I just updated on their app refunded 2/18
    Refund has come 5 days early but nothing at bank yet

    Reply
    1
  19. ASDMamaBear

    @Silentwatcher26: Jackson Hewitt. Took 2 advances out and chose DD with their serve card.

    Reply
    1
  20. Toni

    Is it normal to have only the 766 code on my transcript but no 768?

    Reply
  21. Silentwatcher26

    @ASDMamaBearnotloggedin: hi, who did you file with?

    Reply
  22. ASDMamaBearnotloggedin

    Well, i just checked SBTPG and i see my advances have been paid.. haha i feel hope!!! woot woot

    Reply
    3
  23. RaiderBoss

    My chime refund jus hit rite now. Good luck everyone

    Reply
    7
  24. GAgal

    @ErisedMai: I have never seen them deposit sooner than a day early. Last year mine came on the day wmr stated.

    Reply
  25. Texastea713

    I meant 2025

    Reply
  26. Needmymoolah

    Any dd hit with Venmo yet?

    Reply
  27. TiffanyHillsushi

    Path Act, Refund issue date of 3/9 846 updated last night, refund was just depositttedddddddd!!! congrats everyone its coming

    Reply
    9
  28. Texastea713

    Anybody’s deposit hit without wmr or transcript updating to 846? Was accepted 1/20 got a processing date of 2/16 on Transcripts, codes 150, 806, 766 and 768. 2024vand 2026 I had issues with my refunds so got late in the year but previous years my refunds hit the day after path was lifted and without wmr updating. I’m starting to panic

    Reply
  29. Mj69

    @HeyyKayy: 🥳🥳🥳🤑 Congratulations! See ya next year.

    Reply
    3
  30. texasmomof3

    @mc559672: I verified online and I received my DD about 8-10 days later.

    Reply
    1
  31. ErisedMai
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-8
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-21
    • Date Approved:
      Feb-18
    • WMR Date:
      Feb-23
    • Cycle Code:
      03
    • Cycle:
      Daily
    • Tax Refund Offset

    @ASDMamaBear: I have *never* known sbtpg to deposit more than one day early.

    Reply
  32. Tax time is not for the weak.

    @Sheila_33: Sheila please get back in touch and ask Walterdog too and other weekly that’s on path like us I posted it but no one responded because everyone worried about there funds arriving thanks

    Reply
  33. Nikki 88

    @GAgal: yes me I can’t even see if I have a 846 or not smh

    Reply
  34. Mj69

    @GAgal: Yes, says Service Outage February 19th for me.

    Reply
    2
  35. HeyyKayy

    Daily. Pather. Fees taken from refund. 5 days early option. Processing date of 2/23/23. Funds just hit my Wells Fargo acct!!

    Good luck to everyone and just be patient it’s coming. I will say on my bank statement it says “Instant payment from Intuit payments inc”

    Reply
    8
  36. ASDMamaBear

    Okay so I’m gonna ask lol… sbtpg will or will not deposit today for the ones who got an 846 this morning?

    Reply
    1
  37. GAgal

    Has anyone else been getting errors today when trying to check transcripts?

    Reply
    3
  38. Vanee e

    Tax turbo says refund 2/18 just changed but have not received ti my bank account

    Reply
  39. Honeybee82
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-14
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • WMR Date:
      Feb-23
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @ErisedMai: gotcha, that makes it make sense a lot more lol. Thank you 😊

    Reply
  40. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Tax time is not for the weak.: I’m not sure but as soon as I can look, I’ll check. I’ve seen that happen before but I can’t remember the reason.

    Reply
  41. MrsStingel2016
    • Tax Preparer:
      Other
    • Date Filed:
      Jan-20
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Tykillaa28: I’m a pather as well and a weekly so I know I don’t have any kind of payment coming within the next two hours. The blinking has always been there for me with my direct deposit. And I know my normal deposit isn’t coming anytime soon because I don’t get paid again for another 10 days. So honestly I can’t say what the blinking light is for. Just maybe something they meant to act as a notification that money is coming but isn’t really fleshed out to work right yet?

    Reply
  42. ErisedMai
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-8
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-21
    • Date Approved:
      Feb-18
    • WMR Date:
      Feb-23
    • Cycle Code:
      03
    • Cycle:
      Daily
    • Tax Refund Offset

    @Honeybee82: It notifies them, but a lot of traditional banks wait until they actually receive the funds to release the deposit. Sbtpg seems to do the same.

    Reply
  43. IEBaby951

    @Faith: Are u 0505 weekly?

    Reply
  44. Mama3girls

    @Honeybee82: right. Last year I received the same day with republican.

    Reply
  45. Mzmia33

    1st bar
    Doesn’t show up with bank but was recieved

    Reply
  46. Honeybee82
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-14
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • WMR Date:
      Feb-23
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @ErisedMai: so the IRS issuing a 846 doesn’t automatically notify them, the same way the 846 automatically releases the funds to the normal banks?

    Reply
  47. Mzmia33

    Tax refund just hit daily pay card and a lather. Happy refunds yall

    Reply
    4
  48. ErisedMai
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-8
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-21
    • Date Approved:
      Feb-18
    • WMR Date:
      Feb-23
    • Cycle Code:
      03
    • Cycle:
      Daily
    • Tax Refund Offset

    @Tykillaa28: I can’t figure out the green light, because we get my husband’s paycheck in chime and the green light is *always* blinking lol

    Reply
  49. ErisedMai
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-8
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-21
    • Date Approved:
      Feb-18
    • WMR Date:
      Feb-23
    • Cycle Code:
      03
    • Cycle:
      Daily
    • Tax Refund Offset

    @Honeybee82: To be fair, they don’t “receive” the funds. They work on notifications. They get a notification that a deposit is coming on “whatever” day, and then they release funds immediately without waiting for the deposit to actually arrive.

    Reply
  50. Rellyohboy (logged out)

    I’m a thirst bucket…😆

    I been checking republic bank every hour since this morning.

    They just received my bread.

    Reply
    5
  51. Tykillaa28

    @MrsStingel2016: Hey there I have chime a well for my payroll and to receive my refund lol but I never notice the greenlight? can you explain more about what does it mean when it’s blinking… I already got my payroll lastnight.. i’m just waiting for my refund but im a pather

    Reply
    1
  52. Honeybee82
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-14
    • Fees:
      From Refund
    • Bank:
      Serve
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-16
    • WMR Date:
      Feb-23
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Mama3girls: neither is mine. The automated phone system says they still haven’t received mine. I find it very odd and convenient that when the IRS issues the 846, most NHB’s receive the funds the very same day….but SBTPG doesn’t lol 🤔

    Reply
  53. Dreday820

    Just alittle update for everyone Texas here…..wife just got her deposit Wells Fargo she opted for the 5 days early she woke up to 846 code aswell this morning good luck people I’m still waiting on my deposit

    Reply
    7
  54. LLMom
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-28
    • Fees:
      Free
    • Bank:
      BankMobile
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Feb-16
    • Processing Date:
      Feb-16
    • I Got My Refund!

    Just popping in to say our refund just deposited. No hold bank. Details are in my profile. Good luck 🍀 they’re dropping!

    Reply
    5
  55. anna533866
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-20
    • Fees:
      Free
    • Bank:
      Vero
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-20
    • Transcript:
      Blank
    • As of:
      Feb-16
    • I Got My Refund!

    I got Varo deposit at 3:46 PM EST

    Reply
    7
  56. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @Mary Kelly: wells fargo

    Reply
    1
  57. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @Vanee e: 3/9 was my date on my transcript too and i got my money less than an hour ago so i’m hoping you get yours too!

    Reply
    4
  58. Vanee e

    So if I used the 5 days early having $38.15 dedicated from refund what bank will take that and i got 846 for
    3/9 today. Can i get today deposited today to my bank. Credit union offers early pay plus the 5days early

    Reply
  59. Mama3girls

    @Dollbaby127: I have and mine still isn’t there

    Reply
  60. Dollbaby127

    People that’s using Santa Barbara Bank their website is not accurate. Call the phone instead.

    Reply
    1
  61. Nate

    @mc559672: did you verify with the control number? If so where is this group you were referring to where they mentioned verifying over the phone is faster?

    Reply
    1
  62. Tax time is not for the weak.

    @Sheila_33: Yes all of them. I just check mines again it finally let me back in just have to keep waiting to get in all my transcripts years are for 3-2-2026 the as of dates.

    Reply
    2
  63. Mary Kelly

    @Mandie: what bank?

    Reply
  64. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    my husband just told me our refund hit our bank account! i have never seen this happen so fast before.

    Reply
    9
  65. Rellyohboy (logged out)

    I hate waiting on republic bank. Next year I’ll just pay Taxslayer upfront. 😡

    Reply
    4
  66. Sabrina Rae

    they were taken *

    Reply
  67. Sabrina Rae

    Just checked my republic bank and my fees weren’t taken yet applied so hopefully I still get it to my chime tonight 🤞🏻

    Reply
    1
  68. Babbage

    @HeyyKayy and @Momof1

    Thank you both! I will update if anything changes.

    Reply
    1
  69. MrsStingel2016
    • Tax Preparer:
      Other
    • Date Filed:
      Jan-20
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21
    • Transcript:
      Online
    • Cycle Code:
      20260505
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-23
    • I Got My Refund!

    Just FYI, my Chime green light is always blinking. If you’re in the Discord there’s a video in the screenshots channel of it. I don’t have a direct deposit coming for at least 10 days and it’s currently blinking. So no way I have money within 2 hours.

    Reply
  70. HeyyKayy

    @Babbage: Same situation for me as well. From what I’ve seen if you did the 5 days early thing it will go through Cross River Bank. Also seeing people saying you’ll possibly update on wmr tomorrow with a DDD of 2/23. It’s really just a waiting game right now.

    Reply
    1