For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,037 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a ā€œqueueā€ and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. Hellolo

    Come on chime šŸ¤—

    Reply
    3
  2. Tbatchlor

    Something wrong with CK my Socail Security check hasn’t post. Still waiting on tax refund DD 02/26

    Reply
    2
  3. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Lalaa: Did you have the trace number?

    Reply
    1
  4. Christina032

    My deposit just arrived. Had the 5 day early rejected and just received my deposit on day of.

    Reply
    3
  5. Lalaa
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-19
    • Fees:
      From Refund
    • Bank:
      Cash App
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-10
    • Processing Date:
      Feb-17
    • I Got My Refund!

    Just got my deposit
    Ddd 26th
    TurboTax SBTPG with fees
    Deposited into cash app at 9:34 am PST

    Reply
    3
  6. CuriousCat

    @If only…: I am not really sure. How do I find out if I am weekly or daily?

    Reply
    1
  7. Money111111

    @optivity69: Still waiting

    Reply
    2
  8. Waiting4eva

    @optivity69:

    Reply
    1
  9. optivity69

    Anyone with CK from SBTG hit yet? DDD2/26

    Reply
    2
  10. Sam

    Just kidding, mine just posted

    Reply
    2
  11. Kara516

    Cashapp DDD2/26 finally dropped here 30 seconds ago! No trace code on sbptg

    Reply
    4
  12. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Melissa14572: Im sorry for you loss, did you have your fees taken from your refund?

    Reply
    2
  13. Me2meToo

    @757VApather: did u get the email saying the money was otw? I’m also in 757 path eic, filed with tt ddd 2/26. Waiting on ck. Sbt says funded but nothing yet and the only email I got from tt was “bizarre tax facts” yesterday. Like I care?! Give me my money!!

    Reply
    2
  14. Melissa14572

    Now I’m getting really upset with ck. I ger my spouse’s death benefits deposited to my ck account. I should of had it by now but nothing. What the hell is going on?

    Reply
    3
  15. Calamar

    DDD 2/26
    My direct deposit hit at 11:55am. I never got a tracking number. I can’t lie, I love this message board. It keeps me sane every year. Y’all stay patient… until next year, peace and blessings!

    Reply
    7
  16. Sam

    Almost 9:30 am
    2/26ddd Trace number as of 10pm last night
    First email yesterday morning
    No deposit. No update on TT. Order details still says pending. Chase bank

    Reply
    1
  17. Hellolo

    @If only…: yeah I think so

    Reply
    1
  18. Mary

    @757VApather YAY and thank you for sticking around, because I am no help with SBTPG

    Reply
    2
  19. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @757VApather: Did u have the trace number, I forget and am lazy

    Reply
    2
  20. 757VApather

    Mines just hit!! It posted as I was on hold with SBTPG!! Thanks guys I will stick around to answer some questions

    Reply
    6
  21. ImMoody

    DD IS TODAY. It’s almost noon in Texas and nothing yet. I filed in mid January and paid extra and still waiting.

    Reply
    2
  22. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @JustAmy: Did you have the tracing number?

    Reply
    1
  23. JustAmy

    Hey kids! B of A has hit! Yes ddd for today and yes it was through sbtpg, yes I had fees taken out! Stay positive friends, it is coming.

    Reply
    4
  24. VaGal07

    @Christina032: Oh. Mine hasn’t updated to that. It’s still the original one that’s says filed, accepted, refund estimated date.

    Reply
    1
  25. Overstressed

    @Hellolo: yes but late yesterday evening.

    Reply
    1
  26. Hellolo

    @Overstressed: did u ever have a trace number ?

    Reply
    1
  27. Overstressed

    Just received my deposit @ 11:40 today. 2/26 DD. fees from refund sbt and credit union.

    Reply
    5
  28. Zeethegeek979

    @Mary: thank you for that! Saw everyone fighting and was like ??? I couldn’t even find actual updates about what I’m here for because of all the stupid comments. I’m donating to this site once mine hits now just for that lol.

    Reply
    3
  29. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Mary: This year is soo out of the norm with them its driving me crazy I have ddd today, but no info at all. And im just hoping it comes in today, I got the tt email mid afternoon yesterday but that’s usually pointless

    Reply
    2
  30. 757VApather

    I’m on hold
    With sbtpg I’ve been on hold for 52 mins ; I’m gonna update as soon as I hear anything !

    Reply
    3
  31. Mary

    @If only I wish I have always paid my fees up front so I never had any dealings with them.

    Reply
    1
  32. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Bishwhett: Same here

    Reply
    1
  33. Bishwhett

    Sbtg can just go straight to hell šŸ˜‚šŸ˜­šŸ˜­šŸ˜­no trace , no deposit no nothing 🄓

    Reply
    6
  34. 757VApather

    @Mary: thank you

    Reply
    1
  35. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Mary: Hey Mary plz tell me you have insight into this sbtpg nightmarešŸ™

    Reply
    1
  36. Mary

    I can do more than that if necessary

    Reply
    2
  37. Mary

    @Hellolo You are welcome

    Reply
    3
  38. hellolo

    somebody removed the negative comments, thank you igmr angel lol

    Reply
    4
  39. 757VApather

    @Lawanda Dumore: yea I see ; and this is how you make the system without having to tear others down !

    Thank you ; yea I think I’m gonna pay upfront next year definitely

    Reply
    1
  40. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    I wish my fee was only $39…… Dang I want my refund

    Reply
    3
  41. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @hellolo: The ft tracker is just an estimate it has no real exact info

    Reply
    2
  42. 757VApather

    @California girl83: nice!!! Congrats!! So
    Much inconsistency this year ! I’m glad you got urs!!

    Reply
    3
  43. hellolo

    @Christina032: mine still says “IRS Refund est. 02/17/25”. But I did get the TT email yesterday saying refund is on its way and it should be deposited today. My tracker has not updated.

    Reply
    1
  44. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @California girl83: That’s awesome!

    Reply
    1
  45. Bobeatz

    @California girl83: same been on hold for at least 30 minutes already

    Reply
  46. California girl83

    Well praise God!!! My ddd for 2/26 without no trace number on SBTPG. Was on the phone on hold for an hour to cuss someone out! Just hit my account on my Brink card now!! So if you don’t have trace number I guess don’t worry it’s coming either way!šŸ™šŸ¾

    Reply
    7
  47. Christina032

    @VaGal07: so if you look at the refund bar that tells you the status, there should be 3 dots along that bar. It’s a tracker almost like on WMR. Well it now is updated to refund received

    Reply
    1
  48. TFaulks

    DDD 2/26
    Turbo Tax
    Opted 5 day early but got denied

    I finally received my email from TT stating my refund is on its way. Does anyone know how long before I see deposit..thanks in advanceā˜ŗļø

    Reply
  49. harrya

    @shelleybeanss: Hi this is crazy but still better than last years nightmare hope i get it today good luck Shell

    Reply
    1
  50. Ree

    @Stephrod101: We received the letter from Turbotax yesterday afternoon. Our refund has shown funded on SBTPG since early Friday morning. No trace number as of yet. When we call them, it says it has been sent to our bank via direct deposit. We did not have an advance or five day early payment. We did have the fees for filing taken from our refund. Our DDD is today, 02/26/2025. Hoping we all have our refunds really soon. : )

    Reply
    1
  51. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    The problem is sbtpg is behaving differently than it had in years past, so its making many of us who are counting on the listed ddd nervous, this is the latest ON my ddd I’ve seen it and I still dont have my Dr and its due today

    Reply
    3
  52. raining789

    @calm down people: respectfully, you act like you really can control that and people will listen…

    Reply
  53. harrya

    Now tt says refund has arrived

    Reply
  54. harrya

    Now my tt says refund, this morning said accepted

    Reply
  55. hellolo

    ddd 2/26 bank with chime. tt fees taken out. got the tt email yesterday but i still have no trace in sbtpg.

    Reply
  56. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Ashl3y: Same here

    Reply
  57. hellolo

    @VaGal07: same!

    Reply
  58. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @CuriousCat: Do you know if your weekly or daily? You’ll probably update this week

    Reply
  59. Stephrod101

    Ok so I believe that the only people getting the TT email and Tracing number are the ones who had the fees taken out of their refund for TT. I paid up front but I did get the advance however the advance comes from SBTPG not TT. So my refund is going directly to my bank from SBTPG therefore TT does not get notified and I get no email.
    My son paid his fees with his refund from for TT, he received the TT email, and trace number. Both DDD are today 02/26, his is going to Capital One and mine is going to CK.

    Reply
    1
  60. TaylorS

    I wouldn’t worry too much about the turbo tax email. I have received that email days after getting my refund before

    Reply
  61. Ashl3y

    @harrya: I got that same email yesterday and todays a new day and still nothing in my account

    Reply
  62. 757VApather

    I been on hold for ten mins / I’m tryna understand where the money is if they said it’s sent !

    Reply
  63. California girl83

    This so annoying!! I been holding to talk to someone at SBTPG.🤬😔

    Reply
    1
  64. harrya

    I have dd date for today just got email from tt you should receive refund by end of day TOMORROW wtf

    Reply
  65. VaGal07

    @Christina032: Where is everyone seeing this? I don’t see any of that in my TT account. TIA.

    Reply
  66. 757VApather

    Called my bank and they said they don’t see the transaction

    I have a trace number I gave them that and they said they see nothing !!! I’m calling SBTPG RN because they say they sent it ; I hope they ain’t been hacked or something and ain’t telling us

    Reply
    1
  67. Kimber

    @CuriousCat: same. I filed 2/18/25

    Reply
  68. Dentonj88

    @SickaThisTaxIsh: i didn’t see a trace number till this morning

    Reply
  69. CuriousCat

    Filed 2/16/2025 with TT accepted same day. WMR shows accepted still but transcript shows no return filed. Is this normal?

    Reply
  70. Dentonj88

    @shelleybeanss: thank you. I’m one of those people. It also stinks when you’re in that situation and you get told 3 different things by 3 different people and you just want (and need) your money

    Reply