For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,042 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. StopPlaying2025

    @Tonicmo88: are your amounts correct

    Reply
  2. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      3rd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-20
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Fabfammamma: Contact your local tax advocates office. You may be able to file a hardship and get your refund.

    Reply
    1
  3. Sharon. O

    If you are waiting on an id verify letter but haven’t received it yet, can you just call in to id verify

    Reply
  4. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @AM0704: If you had no fees or advance or anything like that, your refund doesn’t go to sbtpg.

    Reply
    1
  5. AM0704

    Is sbtpg showing no account found for anyone else ddd 2/24? no fees no advance no early deposit??? Filed With Freeraxusa!!! Help

    Reply
  6. AM0704

    Is sbtpg showing no account found for anyone else ddd 2/24? no fees no advance no early deposit???

    Reply
  7. Buckey12
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-8
    • Fees:
      In Advance
    • Bank:
      FNB
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-16
    • I Got My Refund!

    @Steph10: if the 846 isn’t there, then the money isn’t released. Some cards and banks will release the money ahead of the ddd once verified it’s coming.

    Reply
  8. Fabfammamma

    Please help
    So my entire refund if 5832 is being taken due to an offset but I got an advance of 1500 with sbtpg
    What does this mean for me
    Am I going to have to pay 1509 back or is it taken from my refund
    I called sbtpg but the agent had no clue what I was talking about

    Reply
  9. Kimberlysimms85

    @Que Que: did u have fees taken out of your refund?

    Reply
  10. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @NYnic: That happened to me this year. Took two weeks for my transcripts to finally populate after filing. Never had that issue in previous years so I know how you feel.

    Reply
    3
  11. Que Que

    @Isittoosoontoworry: No I have my return my wages transcript is still blank saying no record of return

    Reply
  12. BigRonJ

    @Tonicmo88: me either still waiting

    Reply
  13. NYnic

    @Benita: Congrats on your dates! I’m sort of nervous because my federal keeps saying that I haven’t processed yet but I was accepted on 2/6. So no transcripts. I have been spoiled in past years where I could at least see my transcripts within a few days. Now I’m stuck in a no information void. 😩

    Reply
    2
  14. StopPlaying2025

    So I filed 1/30, transcripts updated last week Wednesday, got the path message and showed 846 code with correct refund amount DDD 2/24… why today SBTPG shows they received my refund and it’s 785 less, WMR says it may be offset, and when I recheck my transcripts it’s still showing 846 with full amount on 2/24. I called offset number no offset shows, anybody else seeing a difference in payment amount. I have no debts.

    Reply
  15. Clos

    0405 weekly path
    1/17 accepted been on path message for 3 weeks as of 3/3 and processing date is 2/10 I know a few others like me tonight is our night.

    Reply
    2
  16. Que Que

    @Steph10: yes, my transcript updated Tuesday night and when I checked my net spend card it was on there yesterday 2/19/25 my DDD on my transcript is 02/24/2025

    Reply
    5
  17. Steph10

    Everyone that has received their DD today with PATH do you guys have the 846 code on the transcript already?

    Reply
  18. Coiledddddd

    I got my Illinois state refund too today yay!!!!

    Reply
    3
  19. Godmachine81

    Chime just hit with 846 2/15
    Wmr still one bar
    No transcript yesterday – complete transcript this morning. Filed 2/1 accepted 2/3. No fees. Don’t sweat it, things are going better than i expected!

    Reply
    1
  20. 757VApather

    @846 for every 1: lol GREAT VIBES!! I like it

    Reply
    4
  21. Ambo

    @ EagerlywaitingNC
    That just made me lol for real. A monthly lmaoooo

    Reply
    1
  22. Falysha Lynn

    I just got off the phone with Republic Bank my Federal refund was deposited the transaction happened today 2/20/25 at 1:08 pm and was released it to my bank which is US Bank could I possibly get it sooner than the 25th ? Any help please and thanks

    Reply
  23. 846 for every 1

    @LWBOSS: lol I’m in line getting my ticket right now got my my caramel macchiato waiting for tonight

    Reply
    5
  24. Jay Jay not logged in

    @Jay Jay not logged in: *and into the night

    Reply
  25. Money mama

    @Money Mama: 846

    Reply
  26. Jay Jay not logged in

    Updates should start up about 8:30 or 9pm tonight cause that’s how it happened for the dailies. And I’m into the night to the next day.

    Reply
    1
  27. Money Mama

    I’ve been going to bed earlier the last two nights like it’s Christmas to wake up and have my transcript disappoint me …. I need that 864 code 😩😩😩😂

    Reply
    3
  28. EagerlywaitingNC

    I filed 2/7 accepted the same day not a pather 0705 cycle code only on 1 bar transcript has zeros WTH I must be a monthly

    Reply
    4
  29. Jay Jay not logged in

    @Morris: I’m with you Morris

    Reply
    1
  30. Jay Jay not logged in

    @I’m curious: well if you paid for 5 days early you could see it tomorrow night at latest. That’s not a guarantee but it depends if your bank processing on Saturday. Chime does not process over the weekend. If it’s not in by Friday, then you’ll have it Monday bright and early

    Reply
    1
  31. Southen97

    Refund just hit Chime from republic bank who got my fees from return. Ddd2/24 Live in Ga! It’s coming guys!! Until next year!!

    Reply
    10
  32. Fabfammamma

    Sheila I have a question

    Reply
  33. Tonicmo88

    Hello everyone. Filed 1/31, accepted same day. WMR has one bar and PATH message however I just checked sbtpg and they have my deposit but nothing on my cash app card yet. Good luck to everyone.

    Reply
    6
  34. dj zizi 23

    @Morris: SAME TO U

    Reply
    1
  35. LWBOSS

    @846 for every 1: make sure y’all purchase your pick 3 tickets for 846 exact 😆 it’s going to hit for night time draw. If y’all get it, say I just hit the 846 number 😆

    Reply
    8
  36. freetaxerus

    Hey
    Looking for @tigerlilli
    But if anyone knows when Green Dot will start?!
    Thank you and congratulations

    Reply
    3
  37. Morris

    Yes, I’m 0605 as well. Just a few more hours I hope. Good Luck everybody!!!

    Reply
    8
  38. Blue chyna

    @Mom@3: they are closed

    Reply
  39. Isittoosoontoworry

    Does it mean anything if my wage transcript says no record of return filed

    Reply
  40. 846 for every 1

    @Jiji: if you didn’t update last night then you’re with us 0605and 0505ers updating tonight.

    Reply
    9
  41. 846 for every 1

    Also a lot of us have as of 03/25 and processing 2/17 or as of 3/25 and processing 2/24. Sit back take a nap watch a movie or just watch the site lol but it’s going down tonight.

    Reply
    4
  42. Jiji

    @RELIEF2020: Thank you! Saw the 0705s updating and had to ask 😭

    Reply
    1
  43. 846 for every 1

    0505 and 0605 tonight is our night… We’re right at the finish line and I guess we’re the largest group because believe it or not their many of us not everyone post some just sit back and wait too see what others say. But the bottom line is tonight it’s going to be the biggest update it always is.

    Reply
    13
  44. 2blessed
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      From Refund
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @Jiji: Yes what’s going on with 0605?

    Reply
  45. K.Nichelle

    @Lisa in Atlanta: I have Chime. I started using it for work. They GREAT, in my opinion.

    Reply
  46. RELIEF2020

    @Jiji: you will update tonight! more than likely your DDD 2/26

    Reply
    2
  47. RELIEF2020

    @Snoopy06: YOU SHOULD UPDATE TONIGHT do you have access to your transcripts? when did you file and when did the irs accept the return

    Reply
    1
  48. Buckey12
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-8
    • Fees:
      In Advance
    • Bank:
      FNB
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-16
    • I Got My Refund!

    @I’m curious: depends on the bank. A paycheck for the 25th shows up on the 24th, and if that falls on a Monday, I see mine on the preceeding Friday. Treasury payments dated for a day generally show up that day or 430pm the preceeding day, but that was with sbtpg involved. I paid fee up front this year. So, we shall see…

    Reply
  49. Txmomof3girls
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-23
    • Fees:
      Free
    • Bank:
      Netspend
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-24
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • As of:
      Mar-3
    • Processing Date:
      Feb-24
    • I Got My Refund!

    @Vee2021: Hmm, I’m going to say ID verification if you’ve had no movement since you were accepted. When did the all zero’s appear?

    Reply
  50. TNDIV

    Well my SBTPG page says funded. Lets hope that my bank doesn’t play any games in the final moments. Every other year it happens.

    Reply
    1
  51. Jiji

    What is up with cycles 0605😩

    Reply
    3
  52. Txmomof3girls
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-23
    • Fees:
      Free
    • Bank:
      Netspend
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-24
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • As of:
      Mar-3
    • Processing Date:
      Feb-24
    • I Got My Refund!

    @wade123: correct if IRS needs anything they will send out a letter to you which your transcript would populate with 971 (notice sent).

    Reply
  53. I'm curious

    I’m wondering i those of us that get 846 tonight will we see funds on saturday or not because it is the weekend. I know alot of ppl received theres today that got dd for 0/24

    Reply
    1
  54. DAL
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-17
    • Fees:
      Free
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-17
    • Transcript:
      Online
    • Cycle:
      Weekly
    • As of:
      Feb-26
    • I Got My Refund!

    i seen a pending deposit in my account and got sooo hypeee…. it’s just my paycheck tho :(

    Reply
    3
  55. Buckey12
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-8
    • Fees:
      In Advance
    • Bank:
      FNB
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-15
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      20260405
    • Cycle:
      Weekly
    • As of:
      Mar-2
    • Processing Date:
      Feb-16
    • I Got My Refund!

    @757VApather: we should be getting ours tonight, and hopefully some other Pathers not filled in will swoop in too tonight.

    Reply
  56. Devinator

    @757VApather: Do you know when will tonight update starts and finish. I need my dough kinda worried everyone else seems to getting that 846 with ddds. Hope it happens soon.

    Reply
    2
  57. Walter DOG
    • Tax Preparer:
      FreeTaxUSA
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-15
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Feb-20
    • Processing Date:
      Jan-14
    • I Got My Refund!

    @wade123: what’s your cycle code are you daily or weekly I will say if you had 971 it would be 60 day review but since you don’t we’ll let me know your cycle code

    Reply
  58. Meme04

    @shelleybeanss: thank you

    Reply
  59. One of those lurkers that hang around..

    Traditionally a weekly.
    ID verify last year, ip pin this year.
    0705
    Updated last Friday with good codes.
    846 late last night 2/25
    TT, 5 day early option, fees from advance.
    Walmarts One for final deposit
    Just arrived.
    North Carolina

    Reply
    5
  60. Mom@3

    Can anyone tell me how to get a live person at SBTPG???

    Reply
  61. Snoopy06

    Still no update just 2/24 as of date ☹️

    Reply
    1
  62. Benita
    • Tax Preparer:
      Other
    • Date Filed:
      Jan-29
    • Fees:
      From Refund
    • Bank:
      Cash App
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Date Approved:
      Feb-19
    • WMR Date:
      Mar-9
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Mar-2
    • I Got My Refund!

    Sbbt has received my irs refund and they won’t send it to my bank until Monday. I don’t understand why they won’t send it right away.

    Reply
    1
  63. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-17
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21

    @Breezy336bay: Santa Barbara tax group. They’re who turbo tax uses when you pay your fees with your refund or get an advance

    Reply
  64. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-17
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21

    @Meme04: every year I’ve used sbtpg deposit hits day before ddd or day of. But never had it happen more than 1 day ahead

    Reply
    1
  65. wade123
    • Tax Preparer:
      TaxAct
    • Date Filed:
      Jan-17
    • Fees:
      Free
    • Bank:
      Chase
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-17
    • Transcript:
      Online
    • Cycle Code:
      04
    • Cycle:
      Daily
    • I Got My Refund!

    @Txmomof3girls: It’s been a week now, so I guess rather quickly won’t be the case. I did send in form 911 to the TAS but have not heard from them either. Tried calling but can never get to a live person to talk to. As far as they may contact me, my understanding is that would only be done by a letter which needs a 971 code.

    Reply
  66. CrazedinGA
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-23
    • Fees:
      In Advance
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Date Approved:
      Feb-18
    • WMR Date:
      Mar-9
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    @Lisa in Atlanta: I love chime. Never paid a single fee to access my money. Can load money for free at walgreens and other places. They are always super fast and never hold money. I recommend them.

    Reply
    2
  67. Meme04

    Hey did any Sbtpg people deposits hit or how long after it says funded?

    Reply
    1
  68. Breezy336bay

    @LJH: what is SBTG

    Reply
  69. Waiting004

    Serve Hit! Check your account.

    Reply
    1
  70. Benita
    • Tax Preparer:
      Other
    • Date Filed:
      Jan-29
    • Fees:
      From Refund
    • Bank:
      Cash App
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-29
    • Date Approved:
      Feb-19
    • WMR Date:
      Mar-9
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Mar-9
    • Processing Date:
      Mar-2
    • I Got My Refund!

    @NYnic: I have dates for both now, 2/21 for State and 2/25 for Federal. I believe most people will update tonight into tomorrow morning.

    Reply
    1