For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
49,361 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a โ€œqueueโ€ and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns in 2025 on January 27th.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The official tax refund cycle chart published by the IRS has been eliminated and replaced with IRS FAQ. Refund cycle charts are now published by independent websites and vary slightly.

A good reference to use is the When To Expect My Refund cycle chart that is published early each year by the College Investor.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. Jenny04

    well sbtpg is still saying the same thing for me all day with a date of 2/26/25 for a posted date with a DD to my account for the amount of my refund. i just don’t know why they won’t send it to netspend so i can get my damn money… anyone has any insite to this???

    Reply
    1
  2. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-7
    • Fees:
      From Refund
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @wade123: Fortunately not me sorry.๐Ÿ˜

    Reply
  3. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-7
    • Fees:
      From Refund
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @babygirl: When did you file?

    Reply
  4. KansasKid

    @Big ben: The company will send you an invoice for the fee after a few months. So say if you use TT, you’ll get an email soon asking you to pay.

    Reply
  5. wade123
    • Tax Preparer:
      TaxAct
    • Date Filed:
      Jan-17
    • Fees:
      Free
    • Bank:
      Chase
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-17
    • Transcript:
      Online
    • Cycle Code:
      04
    • Cycle:
      Daily
    • I Got My Refund!

    Is there anyone else who will be in this room with me in late April waiting on CP05?

    Reply
    1
  6. babygirl

    your tax return is still being processed. a refund date will be provided when available. help!!!!. I’m I being audited???

    Reply
  7. babygirl

    I checked the IRS website and it says : your tax return is still being processed. a refund date will be provided when available. help!!!!. I’m I being audited???

    Reply
  8. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-13
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-22
    • Date Approved:
      Feb-18
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-10
    • Processing Date:
      Mar-3
    • I Got My Refund!

    @Dryhobojrkoff: nah. If the system canโ€™t handle people logging in, then the system is a failure anyway. They need to fix it. Period. Shhh

    Reply
    3
  9. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-13
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-22
    • Date Approved:
      Feb-18
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-10
    • Processing Date:
      Mar-3
    • I Got My Refund!

    The only way I could access my credit karma spend account was on a browser on my desktop. Browser on my phone wouldnโ€™t let me access it. But it was accessible on my desktop. They need to get that app fixed asap. Itโ€™s crao that itโ€™s crashed at the peak of deposits

    Reply
    1
  10. Quana

    @shelleybeanss: omg, that’s Soo messed up. I’m due to get my dd tomorrow ๐Ÿ˜ฉ๐Ÿ˜ฉ๐Ÿ˜ฉ what is wrong with them๐Ÿคฆ๐Ÿพโ€โ™€๏ธ๐Ÿคฆ๐Ÿพโ€โ™€๏ธ๐Ÿคฆ๐Ÿพโ€โ™€๏ธ

    Reply
    1
  11. Quana

    @Texasguy: idk what they are doing but it’s not cool. It’s still down hrs later. Couldn’t reach anyone thru chat. They should be ashamed but clearly they don’t care ๐Ÿ˜ž

    Reply
  12. Bobeatz

    @shelleybeanss: its working from the browser though and my virtual card is working too. So I would think the physical one is working too.

    Reply
    1
  13. tax6712

    @Annaka: If you see it pending in your account, you might be able to call the automated system and have them release it early. My paycheck can be released one day early. You can also call them and ask them to release your paycheck or other deposits early automatically.

    Reply
    1
  14. Texasguy

    @Quana: Are they Trying to keep people from Transferring their funds out of CK? I just seen the CKMoney app not workin!! I hope my card still works

    Reply
    1
  15. hellolo

    @Calamar: yay, waiting on mine

    Reply
    1
  16. Calamar

    DDD 2/26
    I just got my TT email. Iโ€™m assuming midnight earliest or noon tomorrow at the latest.

    Reply
    3
  17. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-7
    • Fees:
      From Refund
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Mandie: true but this year feels worse

    Reply
  18. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-13
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-22
    • Date Approved:
      Feb-18
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-10
    • Processing Date:
      Mar-3
    • I Got My Refund!

    @Quana: less than 20 min after my dd hit it went down. I was trying to transfer it to my normal bank so I could close my ck account. And boom, no access. And from what Iโ€™m reading the debit cards arenโ€™t working either ๐Ÿ˜‘

    Reply
    2
  19. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-13
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-22
    • Date Approved:
      Feb-18
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Mar-10
    • Processing Date:
      Mar-3
    • I Got My Refund!

    @Annaka: I am with navy fed and they never release my paycheck early so I assume they wonโ€™t release refunds early either. But you should be able to see it pending the day before it posts

    Reply
    2
  20. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-21
    • Fees:
      From Refund
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-21
    • Date Approved:
      Feb-20
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @If only…: i think we all say this every year ๐Ÿ˜‚ they’re consistently bad

    Reply
    4
  21. creditkarmasucks

    I did the online chat for CK and asked WTH and they said they are doing a system update…. right….. more like a system went down

    Reply
    5
  22. C

    @Quana: yep same here. Ppl say their card isn’t working either.

    Reply
    2
  23. Frustratedmom25

    @Quana: me too

    Reply
    1
  24. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-7
    • Fees:
      From Refund
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @MSRazorbackPhD: Sbbt feels like they really dropped the ball this year

    Reply
    4
  25. MSRazorbackPhD
    • Tax Preparer:
      Turbo Tax
    • Bank:
      FDIC Insured

    @If only…: Me either!

    Reply
  26. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-7
    • Fees:
      From Refund
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @MSRazorbackPhD: I’ve not been able to be in much this year

    Reply
  27. hellolo

    i did some digging from last years refund. sbtpg released my funds and they hit my chime 3am, turbo tax didn’t send me the “your refund is on the way” email until 5:45pm that same day i rcvd funds lol. SO it is possible not to get that email before money comes.

    Reply
  28. MSRazorbackPhD
    • Tax Preparer:
      Turbo Tax
    • Bank:
      FDIC Insured

    @If only…: Yeah, I stated that yesterday.

    Reply
  29. Annaka

    Hello, does anyone know if Navy Federal releases early? DDD for 2/26

    Reply
  30. Quana

    @Ashl3y: I just noticed that. Like wtf. It was just working around 230 when I was in a chat. That’s crazy. They probably tired of us asking for our money ๐Ÿคฃ๐Ÿคฃ๐Ÿคฃ๐Ÿคฃ they probably are holding the deposits. We will never know … They’ll tell us anything to shut us up

    Reply
    2
  31. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-7
    • Fees:
      From Refund
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @MSRazorbackPhD: To me that’s like a post dated check,

    Reply
  32. Quana

    Anyone else’s CK account saying they hit a snag when you check the spend account??? Everything else is working but as soon as I try to check my account balance it says we hit a snag I even restarted my phone. It was just working around 230 ๐Ÿ˜‘๐Ÿ˜‘๐Ÿ˜‘

    Reply
    10
  33. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-7
    • Fees:
      From Refund
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Ree: I hope so, im trying to get something I need from eBay before It is sold, im hoping to get my deposit today

    Reply
    1
  34. Bobeatz

    @Ashl3y: even in the browser u cannot access your spend account so itโ€™s still not working

    Reply
    2
  35. SickaThisTaxIsh

    Finally got that email from TT that everyone else been getting. On the way!!!! ๐Ÿ˜ƒ Iโ€™m willing to bet itโ€™ll hit before I wake up tomorrow morning!

    Reply
    6
  36. Ree

    @If only…: I know of several people who have received their deposit and the trace number never showed up. Also, when you call them now, they tell you the funds have been sent via direct deposit to your bank. So hopefully, everyone will receive their deposit soon. : )

    Reply
    3
  37. MSRazorbackPhD
    • Tax Preparer:
      Turbo Tax
    • Bank:
      FDIC Insured

    @If only…: It also shOws the date it’ll be DD.

    Reply
  38. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-7
    • Fees:
      From Refund
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @California girl83: The new setup for sbtpg sucks, its.confusing and doesn’t make sense since it is post dating but people are not getting it even though it says it’s funded. I don’t think its sent til the trace is on it. My ddd is 2/26

    Reply
    2
  39. California girl83

    @hellolo: same for me just called I pray we get on 2/26๐Ÿ™๐Ÿพ

    Reply
  40. California girl83

    Just call the automotive service SBTPG show a direct deposit for 2/26 tomorrow…. Yesterday was saying something totally different.๐Ÿ™๐Ÿพ

    Reply
    1