key tax return and refund dates
When can you file your taxes?
You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.
Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.
When does the IRS accept tax returns?
The IRS usually opens around the third week of January each year. They announce the opening date early in January.
The IRS will begin accepting tax returns in 2025 on January 27th.
When is the IRS test batch?
If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.
When will I get my tax refund?
Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.
Where is the IRS refund cycle chart?
The official tax refund cycle chart published by the IRS has been eliminated and replaced with IRS FAQ. Refund cycle charts are now published by independent websites and vary slightly.
A good reference to use is the When To Expect My Refund cycle chart that is published early each year by the College Investor.
tax refund grapevine
This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.
tax refund tools
IRS Update Cycle
Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.
When are Updates?
The IRS has regular mass update cycles.
WHEN DOES WHERES MY REFUND (WMR) UPDATE?
Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.
WHEN DO transcripts update?
Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.
@Kymomof3: im confused as well. In the same situation as you. Expecting Refund dd into my sofi account and not sure where it’s coming from because error on sbtpg says no record found
@Morris: same
@Starchild1111: really though just reading on here the past few years, people really lose their shiot over the transcripts and codes not going right for them, either way i have always gotten my DD the week of or after the week of Presidents’ Day,i hope everyone on here gits everything they wanted this year,
Received 846 Tuesday night. Message from turbo tax Thursday they couldn’t expedite refund no $25 fee will be charged. Fees will still be taken out. But SBTG still is not funded for DDD of 2/24???? Will it still go to them or cross river?? Confused!!
@mom@3 – SBTPG is only if you got an advance or paid fees with refund; and if you did either of those you are not eligible for cross river up to 5 day early. My belief is you will get your deposit on your DDD if TFI or 1 day early if NHB (as all SBTPG customers will)
@kk Nah, I don’t work for them – or anything related to finances/banking. Can you please let me know what I said that is inaccurate? I’m sure it’s much more complex than I made it seem!
I’m all for learning and want to be sure I have the best info possible. I could talk for hours about how money vs currency but I’m nearly certain that’s not what you meant! :)
Anyone lucky from H&R block emerald card dd 2/25???
Last season my DDD was Mar 23 and I got my deposit on the 19th 4 days before the actual date. Today is 4 days before the 26th. Chime.
@Big ben: tbh it was a shit show it took months because they had to investigate etc, then sent it to the wrong address again. Once they finally got the real address it took like 2 weeks to hit my mailbox. I’m so upset that I got that message today. There’s no tracking when they ship it. It’s funny that I also got that interest letter a few weeks ago now we’re in this same position. .
@Mom@3…..I received an email yesterday morning from TT with a new refund that including the 25 dollars and I would get by refund on my original DDD of Monday
@Dryhobojrkoff: das awesome congrats one ur dd.!!! n definately more than one way to skin a cat for sure thast good news tho, most chesk them transcript sand research them codes to know exactly wut they doing instead of calling getting the run round and they read the transcripts only to let us know what they are doing but def great news getting that DD smooth sailing for ya .
@SamfromMA: im with you on this God willing next year i will be paying fees up front because this is crazy
@Horsecharlie09: true n indeed, u definately got to hold them accountble, complaints start rolling in to the BBB may make a difference
@K.Nichelle: did you have fees taken out your refund ? Or did you pay upfront.. because i have Chime and DD 2/24/25 and still didn’t get anything and im assuming because I filed with turbo tax lol and fees to be from my refund… and santa barbara bank ain’t shit lol frfr because my shit been funded and fees taken out and got the amount im going to receive after the fees were taken out …. im sorry I wrote like this and wrote all this lol 🤦🏾♀️🤦🏾♀️
TT says est ddd 2/21 wmr says approved by 3/3 date not seeing deposit in my cash app account any opinions
@K.Nichelle: Did you have fees taken out? Who did you file with?
@757VApather
“@KSrBust25: call MONDAY you are past the 21 day window and you are NOT PATH so the window started JAN, 27.”
I will do that!
@K.Nichelle: Didn’t u mean Friday morning for 846? Because u got your funds Friday night
@K.Nichelle: I have Chime and I haven’t received it yet. My date is also 2/26. You must have a different tax preparer than me(HRBlock/Pathward).
Im a pather, and i dont do all that transcript crap or codes and biting my nails, but i do mostly like to read the comments on here and im sure there is alot that do that too, so i always have done H&R B. they have always been great to me for 30 years, i spoke to a person about 10 minutes ago, mine to is expected to be DD on 02/26 but she said an unexpected timing issue for federal but still is possible that i will see my money come a few days sooner, so they are still working even on the weekend,
@Honeybee82: Well said. It’s not the IRS’s fault. It’s the greedy bank’s fault. Chime is my bank but they don’t hold our money. I’m waiting for the bank to send it to Chime. If it went straight to chime from the IRS I would’ve gotten my money days ago.
@Clos: once the IRS issues the 846 code, that means they are officially releasing our funds to the banks. The DDD is just the date they place to reference the date by which your money ‘must’ be deposited by. Any bank or credit union have the option to either release the money immediately or hold it. The IRS does not have any say when they choose to release it. My DDD is 2/24 and I got my deposit on Wednesday….5 days early, just like thousands of other people did. Once the IRS issues the 846, it’s no longer in their hands….so it is 100% the bank/credit union who is determining when to release.
Anyone who has Chime and is waiting on their DD, make sure you check your Chime. I’m an 0605 weekly and updated to 846 Friday night on transcripts and Saturday morning on WMR. DDD is 02/26/2025. I waited for Chime to deposit the funds but NEVER received a notification. Yesterday at around 5:37pm pst. I decided to just check my Chime anyway….. my refund had posted at 3:17pm pst. Chime is usually really good about releasing deposits so just check your Chime app every now and then. Good Luck all!
Always read the fine print and understand how it works before you file. Your money is not actually there till the DDD. The IRS sends the ACH saying on the DDD the money will be available. Banks release knowing they will emphasize will get the money on DDD. My credit union wont release early no matter what. I can see the money pending and it has the date of the 26th which is my DDD. They are not holding your money hostage there is money till the actual DDD.
@singlemomto4: I didn’t
@Path25: I filed with TT on January 30 and accepted 31st. Married filing jointly, ETC and Child Tax Credit. I updated on WMR on 2-20 with a DDD of 2-24. I had no fees taken out. I checked my bank account with Truist this morning and it was deposited. I was surprised, I really didn’t think it would be there until Monday. Hope everyone gets their money soon.
@Newhere: no fees.
Chatted with agent from ck she said no incoming deposit as of now and it will be Monday sometime 🙄🙄😑🤨🥹
@Blue Chyna: Mine isn’t even showing on SBTPG because they don’t have it. Irs said it was sent to Cross River. I did apply for the 5 day but like everyone else got the notice they couldn’t do it. I wish I knew where mine actually was. 🫣
@Vontane: nope, I have chime and a DDD of 2/24 and nothing, thinking maybe tomorrow if lucky…I say it every year that next time I’m not gonna have fees taken out or pay it up front but seriously next year I’m done
I hope you are having a great Saturday!
may everyone update to a date asap
@Mom@3: im waiting too
Anyone with Chime seeing deposits?? It’s really looking like some of us will be getting ours the exact date they gave us, which is honestly a joke on sbtpg end!! 😤
@Mom@3: same here fees paid got trace ck nothing yet
Has anyone with CK gotten a deposit yet?
@Jacky_FL: it won’t let me login
@sojiki: No deposit yet, filed TT fees taken from refund and CK for deposit. DD 2/24.
My deposit was deposited at 11:03 today I have Dave💚
@sojiki: I’m asking the same thing but no response yet.
@singlemomto4: nope
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