For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
49,274 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a ā€œqueueā€ and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns in 2025 on January 27th.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The official tax refund cycle chart published by the IRS has been eliminated and replaced with IRS FAQ. Refund cycle charts are now published by independent websites and vary slightly.

A good reference to use is the When To Expect My Refund cycle chart that is published early each year by the College Investor.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. Jay Jay
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • I Got My Refund!

    @Jessica C: did it show yet?

    Reply
  2. singlemomto4
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-3
    • Fees:
      From Refund
    • Bank:
      Credit Karma
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-3
    • WMR Date:
      Feb-24
    • Transcript:
      Online
    • I Got My Refund!

    So Sbtpg has had my money since Wednesday. My ddd is 2/24. So they won’t release it to me until Monday? Their site even says we should receive it in 1-2 business days. Today is 2 business days. Any ideas?

    Reply
    2
  3. Jay Jay
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • I Got My Refund!

    @Mandie: it really doesn’t matter what WMR says. Cause in previous years WMR would not even show refund sent and you’ll already have your money in your account. I stopped looking at wmr years ago. I only look at transcripts

    Reply
    5
  4. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-21
    • Fees:
      From Refund
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-21
    • Date Approved:
      Feb-20
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @Neighbor: Once you get the 846, I wouldn’t even worry about WMR anymore, it’s slow. But I think it should update tomorrow.

    Reply
    1
  5. wade123
    • Tax Preparer:
      TaxAct
    • Date Filed:
      Jan-17
    • Fees:
      Free
    • Bank:
      Chase
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-17
    • Transcript:
      Online
    • Cycle Code:
      04
    • Cycle:
      Daily
    • I Got My Refund!

    @Sheila_33: I have heard from some people there is a stark difference between a 570 and 971 showing up together at the same time and 570 and 971 showing up spread apart by time. They are suggesting code 570 with 971 has a notice for more action/info but when a 971 comes a week later as in my case, it is likely nothing more than a notice like a CP12 or something saying they found this, or fixed that and that a code 571 will come soon after. I know trying to read the IRS is a recipe for disaster, but does that make any sense to you?

    Reply
  6. Jessica C

    @Nicole0121: it’s not with TurboTax yet… It takes time.. usually around 1-2 or 5-6

    Reply
    1
  7. Taxthatass

    Refund approved! Ddd 25th

    Reply
    1
  8. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-9
    • Fees:
      Free
    • Bank:
      Bluebird
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-17
    • Date Approved:
      Feb-16
    • WMR Date:
      Feb-16
    • Transcript:
      Online
    • Cycle Code:
      04
    • Cycle:
      Daily
    • As of:
      Feb-10
    • Processing Date:
      Feb-19
    • I Got My Refund!

    Wmr can update any day. Even if you don’t see movement on the transcript on your side, the wmr will. I’ve seen Wmr update to “still processing” messages after path lifted on a weekend a few years ago. Check out the 2020 archives.

    Reply
  9. JAYY

    Good morning! Just an update. DDD 2/25. Refund just posted to my SoFi account. Although my tax year is complete, I’m still here to assist in any way I can. I have learned a lot for Sheila and Walter as well as self learned. Good luck to everyone! šŸ’ƒšŸ¾šŸ’ƒšŸ¾šŸ’ƒšŸ¾šŸ’ƒšŸ¾šŸ’ƒšŸ¾šŸ™šŸ¾šŸ™šŸ¾šŸ™šŸ¾šŸ™šŸ¾šŸ™šŸ¾

    Reply
    10
  10. wade123
    • Tax Preparer:
      TaxAct
    • Date Filed:
      Jan-17
    • Fees:
      Free
    • Bank:
      Chase
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-17
    • Transcript:
      Online
    • Cycle Code:
      04
    • Cycle:
      Daily
    • I Got My Refund!

    @Walter DOG: But I am not a weekly, I am a daily as my profile suggests. Cycle code on transcripts is 04. Also, on Friday last week I only had the code for refund received and EITC 150 and 768. And WMR said refund received and is being processed. It was last week on Saturday I updated to code 570 and WMR also updated to the PATH message. WMR did not update to code 570. I just got code 971 today. So why did my WMR not ever update to code 570, but now tomorrow I should expect that on WMR? Just confused

    Reply
  11. Jessica C

    Mine is like chime so I’ll let y’all know if I get mine too… I usually get my govt checks at 10:50 my time and that’s in 10 min

    Reply
    2
  12. Jay Jay
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • I Got My Refund!

    @Thomas4them: I definitely will and you do the same

    Reply
    1
  13. Thomas4them

    @Jay Jay: please update if you receive a deposit. Im with chime

    Reply
    2
  14. Jay Jay
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • I Got My Refund!

    @wade123: yes they need to stop it with the lies

    Reply
  15. Waiting patiently

    @Barbz: I’m with cash app too hun looks like we won’t be seeing our money till Monday cause idk what’s going on I got a email from tt this morning saying they will send it on 2/24 that’s my 5 day early was refunded back etc. but I’ve done got my ddd for 2/24 on wmr and I haven’t seen anything on cash app yet but I have noticed a lot of cash app people saying they haven’t gotten anything yet tho

    Reply
  16. Walter DOG
    • Tax Preparer:
      FreeTaxUSA
    • Fees:
      Free
    • Bank:
      Netspend
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-19
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • As of:
      Feb-20
    • I Got My Refund!

    @wade123: yes for Weeklies it does only on Saturday and your weekly so about 3.30 am your wmr will reflect the 570 and 971 and I suspect it’s a short review and the letter will state they don’t need anything at this time

    Reply
  17. Steph10

    Received my 846 last night, How long does it take for SBGT to receive funds? Mine still shows unfunded. I went thru TT early advance and paid fee upfront. From what I see on the forum if you have a processing date of 02/24/2025 and a DDD of 02/26/2025, you will not get a refund if your lucky until 02/25/2025? TIA.

    Reply
  18. wade123
    • Tax Preparer:
      TaxAct
    • Date Filed:
      Jan-17
    • Fees:
      Free
    • Bank:
      Chase
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-17
    • Transcript:
      Online
    • Cycle Code:
      04
    • Cycle:
      Daily
    • I Got My Refund!

    @Jay Jay: I dont know why their IRS feels the need to lie to us on their own website saying WMR updates daily at 3AM if they only update on Saturdays.

    Reply
    1
  19. Jaynsyncere

    @Neighbor: It won’t update til tomorrow

    Reply
  20. S

    @AngieMaree: I have Navy Federal but don’t use them for my taxes anymore. They always deposit on the day of, never earlier. (In my case.)

    Reply
    3
  21. AngieMaree

    Refund advantage says that they released my refund to Navy Fed. But Navy Fed says they don’t see it. They even gave me a trace number… anyone else have this issue? DD 2/25

    Reply
  22. Jay Jay
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • I Got My Refund!

    @wade123: yes

    Reply
  23. wade123
    • Tax Preparer:
      TaxAct
    • Date Filed:
      Jan-17
    • Fees:
      Free
    • Bank:
      Chase
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-17
    • Transcript:
      Online
    • Cycle Code:
      04
    • Cycle:
      Daily
    • I Got My Refund!

    @Walter DOG: So WMR only updates on Saturdays?

    Reply
  24. Waiting patiently

    @PaMan: same I got the same email guess we will be getting ours on Monday wish they will deposit it in my Cash app today which is unfair cause so many people have been getting their refund before their ddd guess they making us wait smh

    Reply
  25. Keyzz904

    @Nynah: thank you. Do you mean day of getting your 846 code or day of SBTPG releasing funds?

    Reply
  26. Jay Jay
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • I Got My Refund!

    I have a feeling that chime will start dropping deposits after 12 noon

    Reply
    2
  27. juliellen1231014

    I have as of date 02/24 also accepted 1/27. Transcripts have all zeros and I know I have an offset. Could I still possibly see an 846 next week? Desperate!

    Reply
  28. Jay Jay
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • I Got My Refund!

    When chime hits with the deposits I would love to know so I can watch out for mine 😁

    Reply
    4
  29. Neighbor

    @Dentonj88: I literally have the same exact situation. 846 DDD 2/26 Chime
    I only have 1 bar on WMR. It still hasn’t updated.

    Reply
  30. Jay Jay
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      Free
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • I Got My Refund!

    @TaxTimeBaller: I’ve had bank of America before. If you did the five days early. I’m not sure if they will hold it until the actual date. But seeing it would be coming from cross River Bank for immediate deposit you should get it this evening or overnight

    Reply
    2
  31. Honeybee82
    • Tax Preparer:
      H&R Block
    • Date Filed:
      Jan-22
    • Fees:
      Free
    • Bank:
      Spruce
    • Bars:
      No Bars-PATH Act Message
    • Date Accepted:
      Jan-24
    • Transcript:
      Online
    • Cycle Code:
      20250603
    • Cycle:
      Daily
    • As of:
      Mar-10
    • Processing Date:
      Feb-24
    • I Got My Refund!

    @Nicole0121: I can’t be 100% certain, but on Wednesday I saw a lot of the 5-day early TT people getting their deposits that same day. All of us dailies had to wait until 4-5:00 before our deposits started rolling in…so hopefully you guys don’t have to wait that long today 😊

    Reply
  32. TaxTimeBaller

    DDD on WMR of 2/25/25
    FreeTaxUSA w/ fees taken out

    This is the first year I’ve filed using Bank of America. Any ideas when it should drop??

    Reply
  33. NotLoggedIn47

    Those with 2/26/25 DDD could you be so kind and let the people know when those deposits start coming. I used Go2Bank this year because FreeTax said you could get it up to 5 days early and I also paid my fees upfront.

    Reply
    3
  34. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-21
    • Fees:
      From Refund
    • Bars:
      2nd Bar
    • Date Accepted:
      Jan-21
    • Date Approved:
      Feb-20
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @Nynah: Thanks for sharing this. I was curious about the deposit date, this is my first time getting an advance with CK so I wasn’t sure.

    Reply
  35. Nicole0121

    Hi everyone, I’ve come to this site several times over the years for information so I’m just gonna ask this question. I got my direct deposit date when I updated last night on my transcripts for 2/26 I called TurboTax because I got the five days early option so I called them to see if they had received my refund. They said it’s pending disbursement so I’m trying to find out. Does that mean it’s pending sending it to my bank because my bank with Varo, it should go ahead and deposit it early. The lady acted like she didn’t understand what I was asking

    Reply
  36. Waiting patiently

    @TooTiredofWaiting: so does that mean we will see our money today or we will have to wait till our ddd of the 24th

    Reply
  37. TooTiredofWaiting
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-27
    • Fees:
      From Refund
    • Bank:
      Alabama 1
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-27
    • Transcript:
      Online
    • Cycle Code:
      20250705
    • Cycle:
      Weekly
    • As of:
      Mar-10
    • Processing Date:
      Feb-24
    • I Got My Refund!

    @Jaynsyncere: Nope. I called multiple (multiple) times until I got the same person like three times and by the third time they were like how could I help you.. what are you needing help with and just gave me answers to generic questions but nothing specific about my actual refund

    Reply
  38. Jaynsyncere

    @TooTiredofWaiting: Is there a way to check that?

    Reply
  39. Nynah

    @Keyzz904: credit karma is a NHB, however, SBTPG is in charge of sending it to them. And for the last 3 years of using refund advance, I didn’t get it until day of or night before.

    Reply
    1
  40. Ree

    @Pinky (not signed in):
    They update all throughout the day. Hopefully, everyone will update today. : )

    Reply