[Jessica]

Mack,

So you updated on Wednesday night on transcripts and SBTPG showed funded today (Thursday) and you did receive refund in credit karma today? Just clarifying that’s what you were meaning. You know every little bit of hope helps 😩😩

[JuanHundread]

I’m here with you this my first day ever getting a transcript. About what time should we see some updates?

[TheGuru]

The other note worthy thing here is “early deposits”. Factually, their not early at all. Banks are allowing you access to the funds because they received pre-note verification the funds are coming. Typically banks only do this for recurring payroll and/or governmental deposits. In other words, they need to come from trusted sources.

[TheGuru]

@Mack

Loans and fee deductions are not that same thing. Fees cannot be deducted from it before the DDD, period. SBTPG and agencies are essentially endorsees of the deposit, it literally works the same way as a paper check, it is not valid until the date printed on the check.

Loans like you describe are referred to anticipations loans. Someone is literally loaning you their money until yours is received.

[Will B]

I’m 0505, but a weekly , my transcripts always update on Fridays with WMR update on the following Saturday. Certain it will be the same this year !! Just be patient , we will see 846 tomorrow through out the day!!

[CaliTexan]

@buh

I haven’t seen any 0605 being released on here. I’m 0605 too. Now those 0505 and 0705 cycles are greenlights lol just jumped right over us.

[Natt26]

0705 updated yesterday around 9:30ish (CT). 🤞

Good Luck Everyone!!!! ✨

[CaliTexan]

Bumping this thread. We 0605ers need this one at the top lol

[Calikid999]

Post here when transcripts update haven’t seen many 0405 cycle members

[CaliTexan]

Honestly I’ve never seen a 3205 or a 0606 cycle code . I’m not too much help with that but I’m commenting to keep your thread up top so maybe someone else can help you. I’m sorry

[LeeLee]

If i have a cycle code of 3205 am i later on down the line? I see ppl saying 0505 0606 and 0705 does that put ne in a different category of the 05? Also i filed 2/12 will o update this weekend?

[Zombie girl]

Hey everyone! I’m curious if anyone else has the “requires further review” on their New York refund status? I filed January 30, they didn’t accept until February 4, then about a week or so later went to “further review” and is still sitting there. No messages in my new your tax account in messages etc regarding this and I already got my federal deposit! Simple return one dependent no path act. Hopefully someone can answer this thank you!

[Taxesarealwaysaproblem]

Hopefully we update in a few hours or so

[Shasha]

Same for me, customer service is no help.. I guess we won’t see anything until 2/24. SBPTG is still saying they have no info on my refund. Or no info found.

[Divine@71]

@Taxesarealwaysaproblem
I filed using Jackson Hewitt online, they will take $25 out of my taxes. The money deposits, then about a week later they get their money. I use them every year. Last year my As of Date was 3/3 with a DDD of 2/22 and I received my money on 2/16.

[Kate]

It’s been a few years that we got a Christmas loan and used a loan office for our taxes. Has anyone done this now or in the past and know if the checks that are printed in office come early? I should get a DD for tomorrow of 2/26 which is next week but hoping it prints sooner!

[Gee2025]

Mack

Will you see you have a tracing number in SBTPG?

[Mack]

Turbotax, fees out, didn’t pay for 5 days early. DD 2/25 cycle 0705, hit sbtpg today, in credit karma at 7pm

[msfrizzle]

@m0rningskye Did you file with Turbo Tax and have fees taken out or did you pay up front? Also did you pay for the 5 day early?

[Gee2025]

Don’t forget after it says funded, then you’re looking for a trace # underneath “Amount Paid To You”.. after that shows up, funds hit within hours

[Gee2025]

WMR updates Saturday mornings for weeklies. Check your transcripts if you can

[chefmom8]

same 0505.

[Elisabeth Tzoy]

I need help I have cycle 0505 proc date is 2/17 I check wmr it still says path anyone else’s say this

[Jessica]

I am weekly (05) 0605. Filed and accepted 1/29. TT fees out of refund, advance, Path, DD to Credit Karma, and I did not pay for 5 days early , So my refund will first go to SBTPG bank.
We saw 0705 update last night, and the mass weekly transcript update is tonight going into Friday (WMR mass weekly update is Friday going into Saturday).
Usually I have refund before wmr updates. But probably not this year. Every year is different. So once that lovely 846 code shows up , it’s time for me to watch SBTPG . Good luck to us all, I know these refunds are desperately needed for many of us

[taxmama]

Same CK. Fees taken from refund 846 today for DDD 2/25. Sbtbg says funded. Just waiting on that deposit.

[Jessica]

But most weekly’s WMR will not update until Friday night going into Sat. So once I get that 846 late tonight (hopefully) then I will be checking SBTPG until it says funded . Yay

[Jessica]

Many People have seen 0705 update last night with the 846 code. Many of us weekly’s will update tonight going into Friday on transcripts. Your WMR is honestly pointless to keep Checking if you are a weekly. I always have my refund before wmr updates most years. But unsure if that will be the case this year (every year is different) .

[Jessica]

I am 0605. Filed and accepted 1/29. TT fees out of refund, advance, Path, DD to Credit Karma, and I did not pay for 5 days early , So my refund will first go to SBTPG bank.

[m0rningskye]

My 2/25 DD just hit my bank account from TT!

[m0rningskye]

I filed 2/18, transcripts updated early morning today 846 with DD of 2/25. I wasn’t even expecting to see my account transcript yet. My deposit just hit my regular bank. Two whole days from filed, accepted, approved, and fund received. Fastest tax season EVER for me.

Only get CTC and broke pretty even with taxes. Until next year IGMR.

[Monica Miley]

im legit going through same please keep me updated 😭

[Taxesarealwaysaproblem]

@Mj79

What do your transcripts show?

[Mj79]

I just checked SBB website..my refund was received. DDD is 2/24…Filed on 1/31 with eic and ctc…wmr is still showing path message.

[Endisinsight]

I’m a pather. I can’t access transcripts with IDme because apparently there is already an account for me. They’re working on it.

Anyways.
Filed and accepted 1/31 with FreeTaxUSA. WMR updated today with a DDD of 2/24. So it’s coming yall. Just wanted to give hope to others who can’t access their transcripts too.

[Unsure2025]

I called the IRS twice today.

I filed and was accepted on 1/27. My transcript is blank. The IRS website says I haven’t filed. WMR says “still” processing. There are no alerts on WMR and no notices on IRS.gov.

I explained this to both reps. The first rep said regardless of when I filed, with the way the IRS counts the 21 processing days, the earliest the 21 days will be up is tomorrow. She told me to expect an update tomorrow.

I called again and specially asked the second rep if I should be expecting a letter that I need to take action on. She told me if I did not have an alert on WMR and I did not have a notice on IRS.gov there is no action for me to take and I need to wait.

Neither rep took my personal info so this is probably just generic info.

[Swright7386]

I bank with chase. My DDD is the 24th. Hoping to wake up to a deposit in the morning.

[Divine@71]

Does anyone bank with Chase Bank, I know my pay check is deposited on Tuesday nights instead of Thursday. Hopefully my tax will deposit early also, whenever they release them

[CaptainMoneyPit]

Once sbtpg get the funds it doesn’t usually take long to make it to credit karma. In years past I would deposit on Thursday after presidents day but so far nothing yet….who knows this year, it would seem they’re drawing straws for which returns they’re processing first lol.

[Texasguy]

Same here File&Accepted 1/30 . I was 20250705 so not much updates till today and I got my 846 code today with DDD 2/24. But no Funds on the CK Money app yet. . I wonder how fast they can deposit it?

[Monica]

Well I’m getting one step closer, SBTG just got their money, the date does say the 25th, BUTTTT, HOPEFULLY Chime comes through within the next day, my 21 days are up tomorrow.

[Yaya23]

I hope so too!

[Taxesarealwaysaproblem]

Did you pay for filing fees upfront or out of your refund? If you paid out of your refund not only is that deducted but a charge for using the third party bank gets deducted.

[Texasguy]

Same here except I opt for RAL and got denied but they still sending my refund to CK Money Card. I hope

[Momof4]

Same my TT switch to my refund is on the way maybe sometime today or tomorrow

[QueenBeeDee]

Same here! Cross River Bank just gives generic info. Hope we can get some answers soon

[QueenBeeDee]

I used turbo tax & credit karma this year. No advance, had fees taken out of refund. DDD 2/24 still not $$ in my account.

[Carmen]

My transcript for 2024 states that my refund about was $$$, but my direct deposit was way less that stated on the transcript.

[ReleaseMe]

This always happens when I file in January. Dunno why we get skipped then come back to, like the first ones in the pile get topped with fresher ones and those go out the barrel first, too, then the first old ones at the bottom finally get finalized. I filed in Feb last two years instead of January and got processed before Jan filers. Lesson learned.

[Monica]

Im 2/25 too, having fees taken out, hoping for earlier too.

[Herewegoagain]

Well I finally got around to calling. They’ve changed the phone number and menu this year. Super nice Lady, put me on hold and came back and was blah blah blah 12 weeks and such. We’ll see in the morning if it did any good.

[Lauren]

I filed 2/1 as well. Chime . Used freetax USA and my DDD was for 2/25 as well. I had fees taken out my taxes. Hopefully I see it before that date because it would be nice to have that extra cash now but it’s ok . When my state came , it came on the exact date it said it would. It wasn’t early.

[Itsjackyy]

I’ve had Bank of America for the past 5 years. Every year my refund gets deposited on my DDD. I’m expecting the same thing this year

[whatishappening]

I am a pather (weekly updates) have BoA still no 846 code.

[Monica Miley]

Same going on with me!

[LolaR]

Fingers crossed we all get some type of movement this week.

[Altay8]

Got my date for 2-25 just wondering if I might get it early

[Jade]

Same

[Sideways701]

I have the same. My wage transcript disappeared but my wage information shows on a different screen. The first as of date was 2/24 I think now 3/4 but as of date by code 150 is still the 2/24. I didnt do early deposit and I can’t see pending deposits. I hope it’s in the next few weeks.

[Gee2025]

I’m using CK this year. Had fees taken out. 2/24 ddd

[J]

I filed through TT. I opted to have fees taken out of my return. However, I also opted for the 5 days early refund.

This was obviously a mistake on my part.

My DDD is 2/24 and TT informed me they are not charging the $25 for the early refund.

But, SBPTG does not have record of my return. Will it still be processed through just Cross River Bank even though it will not be using the early refund option?

I feel like it’s just sitting in limbo, but can’t get ahold of anyone who can actually tell me what will happen now.

Has anyone had better luck?

[BluDream]

Hey anyone with Pathward, I just received my refund. I bank with Chime.

[anna]

good afternoon i didn’t notice a b of a thread thought i might start one. i have a dd of 02/24 on my transcripts. i will let y’all know when i get my dd.

[Phyllis_123]

@Bobbo I was just giving the 12 week spiel again.She did say just keep checking the website.And she sounded kinda uncertain.So hopefully we will get some good news soon.

[Buttercup]

This is my first year with HR Block, did anyone else with them get a transcript update or a deposit yet for Spruce. I have not gotten an updated transcript with 846 yet. But I have all transcripts available to me to view. Anyone has an update yet?

[Taxesarealwaysaproblem]

In*

[Taxesarealwaysaproblem]

I’m rare cases some 05’s are daily not weekly.

[JustJessMN]

I am a 0505 also, I’m hoping we get code 846 with our DDD tomorrow! 🤞 🤞 my transcript always updated on Friday with a DDD. So I’m hopeful!

[Divine@71]

Dial the official IRS refund status number (800) 829-1040
2. Press Option #1
3. Press Option #2
4. Ignore whatever they say and then press 000000
5. Listen to automated message and just ignore whatever they say
6. Stay on phone and you will be put through to someone

[Patricia]

Have you called 1-800-830-5084 explain that you have not received a letter. They may verify over the phone or send another letter. I was in the sand boat. Filed 1/27 and looked in my irs account to see I needed to verify. I called and it showed I was never sent a letter they resent and I received the letter a week later. I entered the number from my letter online and it gave me a message that my verification was correct and they would proceed with processing my return. Hope this helps

[CaptainMoneyPit]

I see several chime people this year but haven’t seen much talk about the credit karma crowd….
Just wondering if anyone has gotten there yet?
Early filer (part of the test batch)
TT
Got an advance
Can’t check transcripts
Just curious….

[Igotmyrefund2]

@momof4 did them myself for free.

[Brickhaus79]

I was the same cycle updated last night got the money today about noon with chime did taxes myself so no fees

[Phyllis_123]

@patienceisnotavirture.I wish we could too.If we owed them they would harass the mess out of you.But nooooo they owe us.So we gotta wait boohoo that. I want my money.

[Brickhaus79]

I am same 0705 and updated last night with date of 2/25 got the money today with chime. I did my taxes myself so paid no fees

[Brickhaus79]

I did taxes myself so didnt pay any fees. I had a ddd of 2/25 got my deposit today around noon in chime

[Author]

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