For all the people
impatiently waiting
on tax refunds.

A grapevine for taxpayers,
by taxpayers.

Interact with people who have experiences or questions just like you.

All of your tax refund questions, answered.
What Other People Are Saying
22,037 comments

Where’s My Refund?

You have questions, we have answers.

key tax return and refund dates

When can you file your taxes?

You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.

Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.

When does the IRS accept tax returns?

The IRS usually opens around the third week of January each year. They announce the opening date early in January.

The IRS will begin accepting tax returns on January 26, 2026.

When is the IRS test batch?

If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.

When will I get my tax refund?

Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.

Where is the IRS refund cycle chart?

The IRS no longer publishes an official tax refund cycle chart. It has been eliminated and replaced with IRS FAQ. Since then, dozens of versions have popped up, some better than others.

That’s where we step in.

Get the dates, skip the guessing.

Each year, we compile the most accurate Refund Cycle Chart, built from IRS manuals, payout trends, PATH Act release dates, holidays, and real user updates, so you don’t have to guess when your refund will hit.

Check the IGMR Refund Cycle Chart and see when your money’s coming.

tax refund grapevine

This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.

IRS Update Cycle

Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.

Transcripts

This is what your IRS transcript can tell you about your tax refund.

Transaction Codes

Lookup the codes that you see on your tax return transcript and what they mean.

Daily vs. Weekly

Find out if you have a daily or weekly account with the IRS and what it means.

When are Updates?

The IRS has regular mass update cycles.

WHEN DOES WHERES MY REFUND (WMR) UPDATE?

Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.

WHEN DO transcripts update?

Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.

talk to a human

It is often hard to reach someone at the IRS and you might want to talk to a person. It is hard to reach some tax preparation companies too. Use our guide to talk to a human at the IRS.

TAX TOPIC 152

Tax Topic 152 is the most common status when you check the status of your tax refund. It is nothing to worry about.

transcript codes

Transaction Codes (TC) sometimes called transcript codes consist of three digits and may appear on your IRS account transcript. Decipher the codes on your IRS transcripts.

reference codes

Most times the Wherer’s My Refund tool (WMR) will show Tax Topic 152. Other times you may see various error codes. These are called Reference Codes on the WMR.

Join the Conversation

What Others Are Saying

  1. boredsowhynot

    @Broke in IN: yes. I filed 2-10, accepted 2-10 ( I have path and dependent credits)
    No movement blank Transcripts until 2-21 .. Then No WMR bar movement. still 152. but the Transcripts showed on 2-21 approval for dd 2-26
    The bars have now been updated as of 2-24

    Reply
  2. Krisssss

    I’ve been able to log into SBTPG before, but this year no. No codes besides the one that counts, TT, Chime, 2/26 ddd, GA, fees through refund. Am I assuming that I am a “Cross River” victim? Oh and no email from TT

    Reply
    1
  3. Jenny04

    @If only…: thanks for the wine… here’s the cheese and crackers lol.. oh ok so you have it going to netspend also, cool. if you can keep me in the loop so will i @If only..

    Reply
  4. Shanae59

    Hi I wanted to know when do the 05 cycle code update

    Reply
  5. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Jay Jay not logged in: Not that I’ve seen…. I’ve been in all day

    Reply
  6. Jay Jay not logged in

    Any cross River deposits drop yet?

    Reply
  7. Jay Jay not logged in

    That message about the refund being on it’s way is only extended to all the refunds coming from SBTPG. All the refunds at cross River will not be getting notifications that they are coming. The money will just appear. I’m still waiting on mine to appear

    Reply
  8. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Jenny04: Here’s the wine….. An nothing for me on Netspend yet…….

    Reply
  9. Jenny04

    anybody with 2/26 DD and have ur refund going to netspend hit yet??? still waiting on mine and sbtpg said it was funed and sent to bank just nothing yet and got an email from TT saying your refund is on its way…

    Reply
  10. babygirl

    @If only…: that was quite strange for me because normally it always say your refund is being processed.

    Reply
  11. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @babygirl: No that simply means you’re most likely a weekly processor so your transcripts will update on Friday

    Reply
  12. Kc

    DDD 2/26 filed H&R Block emerald card deposit hit at 830pm check your cards 🎊🎊

    Reply
    6
  13. AngieInMichigan
    • Date Filed:
      Feb-5
    • Fees:
      From Refund
    • Bank:
      Cashapp
    • Bars:
      1st Bar
    • Date Accepted:
      Feb-6
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    For anyone else that filed with hr block with fees and the loan and are having it go to your emerald card mine just hit. Ddd is 2-26 and it’s currently 8:30 pm est. So it’s hitting the night before. Oh and the tracker they text you still hasn’t updated so don’t worry so much about stalking it like I was

    Reply
    3
  14. babygirl

    @If only…: 05, but I have never seen that before. Should I be worried.

    Reply
  15. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Broke in IN: You may have been caught up in the mass path mess and not made it through, you may update transcripts on Fri

    Reply
    2
  16. Broke in IN

    I filled 2/10 accepted 2/13 transcripts still blank? No movement on tt or wmr . Don’t seem normal to me. Anybody else in this situation?

    Reply
    3
  17. Jenny04

    @Tigerlili_1: Tigerliliiiiiiiiiiiii!!!!!!!! Question about refund deposit??? I hope your the right one for this question or it might be the other sweet girl

    Reply
  18. POPlady83

    Got the “your refund is on the way” email from TT earlier 🎉🎉🎉

    Reply
    8
  19. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @H: do you know if you’re daily or weekly?

    Reply
  20. H

    @If only…: 16th

    Reply
  21. Bottom line

    @CrazedinGA: I’m going to pay upfront next time. Never again will they get me with this bs they always end up pulling

    Reply
    3
  22. Bottom line

    @Hb: I’m right with you. Chime with DD 2/26 still haven’t came in yet

    Reply
  23. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @babygirl: Do you know what your cycle code is? You’ll probably update your transcripts on Friday and most likely wmr on Saturday

    Reply
  24. babygirl

    @If only…: Feb 17

    Reply
  25. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Tigerlili_1: Hi Lillllliiiiiii! Im sharing wine!

    Reply
  26. Blessed2bme89

    @wade123: I will be verify if 2/11 they cleared me on 2/20 so I’m just waiting for my refund now

    Reply
  27. BamaBoy

    Just got my email from TT saying refund is on the way, hopefully DD comes tomorrow. DDD 2/26. TT , fees paid from refund to CK. SBTPG no trace number so far, but has been saying funded.

    Reply
    7
  28. Tigerlili_1
    • Tax Preparer:
      Jackson Hewitt
    • Date Filed:
      Jan-26
    • Fees:
      In Advance
    • Bank:
      PenFed
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-27
    • Transcript:
      Online
    • Cycle Code:
      20260605
    • Cycle:
      Weekly
    • As of:
      Feb-23
    • Processing Date:
      Feb-23
    • Identity Theft
    • I Got My Refund!

    @Calamar: What email?

    Reply
  29. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    Reply
  30. Hb

    @Stacka: hey my ddd is the 26th and I’m with chime still waiting for funds to hit 😒

    Reply
  31. Big ben

    @KansasKid: oh ok thank you

    Reply
  32. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Jenny04: Nhb*

    Reply
  33. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Jenny04: I got that email earlier still no change I have hub

    Reply
    1
  34. Jenny04

    well just got an email from TT saying that fees have been paid and my refund will show up in one or two business days depending on my bank. haven’t got that email all day and just now i got it. maybe my refund will be in tonight/ early tomorrow morning. Keeping my fingers crossed…

    Reply
    6
  35. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Victoria Catherine: Yes

    Reply
  36. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @CrazedinGA: With all the weather we had in GA and illness at my house it really hurt us this year. I can’t speak for everyone but if I could have done in advance I would have, I didn’t qualify for the free.

    Reply
    1
  37. CrazedinGA
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-23
    • Fees:
      In Advance
    • Bank:
      Chime
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Date Approved:
      Feb-18
    • WMR Date:
      Mar-9
    • Transcript:
      Online
    • Cycle Code:
      20260503
    • Cycle:
      Daily
    • As of:
      Feb-16
    • Processing Date:
      Feb-23
    • I Got My Refund!

    I think the real issue here is using a 3rd party. If you want your refund sent without delay, we have to cut out the middle man. Find a way to pay your fee up front. Most can file for free without a any fees using the same software your Tax preparer uses. Biggest take away from this entire chat is that waiting on a 3rd party to process your refund is for the birds, when you can bypass any wait time by sending it direct to a NHB or one of the many cards like Chime that do not hold at all. Hoping no one uses the 3rd party next year. It is so stressful. I really hope everyone gets their notifications that YOUR funds hit your bank ASAP.🥰

    Reply
    6
  38. Victoria Catherine
    • Date Filed:
      Jan-30
    • Fees:
      From Refund
    • Bank:
      BOA
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-30
    • Date Approved:
      Feb-24
    • WMR Date:
      Mar-5
    • Transcript:
      Online
    • Cycle Code:
      20250605
    • Cycle:
      Weekly
    • As of:
      Feb-6
    • I Got My Refund!

    I’m trying to find my Cycle code. I see “Cycle Posted” and on that line is “20250605” is that it?

    Reply
    1
  39. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-17
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21

    @wade123: I check in regularly throughout tax season and for a month or two after it ends. Last year I didn’t get my refund until the end of August. No reason given 😂 just got stuck somewhere apparently. But I’ve always checked in throughout regardless of when I get my refund to see if there’s any help I can offer or just be supportive

    Reply
    4
  40. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Morris: I wouldn’t have used them this year if I had the money to pay in advance

    Reply
    2
  41. Morris

    Those who used SBTPG this year seem to be having problems getting their refunds. If I were you guys I wouldn’t use them again ever.

    Reply
    3
  42. Stacka

    @Annaka: my date was 2/26 for federal Navy and I got mine on the 21st

    Reply
    1
  43. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Jenny04: same here no insight just gonna pass the wine while im slowly losing my mind.

    Reply
    1
  44. Banksie

    @Jessica C: Technically it’s not late. Waaa!!!

    Reply
    2
  45. Jenny04

    well sbtpg is still saying the same thing for me all day with a date of 2/26/25 for a posted date with a DD to my account for the amount of my refund. i just don’t know why they won’t send it to netspend so i can get my damn money… anyone has any insite to this???

    Reply
    1
  46. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @wade123: Fortunately not me sorry.😁

    Reply
  47. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @babygirl: When did you file?

    Reply
  48. KansasKid

    @Big ben: The company will send you an invoice for the fee after a few months. So say if you use TT, you’ll get an email soon asking you to pay.

    Reply
  49. wade123
    • Tax Preparer:
      TaxAct
    • Date Filed:
      Jan-17
    • Fees:
      Free
    • Bank:
      Chase
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-17
    • Transcript:
      Online
    • Cycle Code:
      04
    • Cycle:
      Daily
    • I Got My Refund!

    Is there anyone else who will be in this room with me in late April waiting on CP05?

    Reply
    1
  50. babygirl

    your tax return is still being processed. a refund date will be provided when available. help!!!!. I’m I being audited???

    Reply
  51. babygirl

    I checked the IRS website and it says : your tax return is still being processed. a refund date will be provided when available. help!!!!. I’m I being audited???

    Reply
  52. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-17
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21

    @Dryhobojrkoff: nah. If the system can’t handle people logging in, then the system is a failure anyway. They need to fix it. Period. Shhh

    Reply
    3
  53. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-17
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21

    The only way I could access my credit karma spend account was on a browser on my desktop. Browser on my phone wouldn’t let me access it. But it was accessible on my desktop. They need to get that app fixed asap. It’s crao that it’s crashed at the peak of deposits

    Reply
    1
  54. Quana

    @shelleybeanss: omg, that’s Soo messed up. I’m due to get my dd tomorrow 😩😩😩 what is wrong with them🤦🏾‍♀️🤦🏾‍♀️🤦🏾‍♀️

    Reply
    1
  55. Quana

    @Texasguy: idk what they are doing but it’s not cool. It’s still down hrs later. Couldn’t reach anyone thru chat. They should be ashamed but clearly they don’t care 😞

    Reply
  56. Bobeatz

    @shelleybeanss: its working from the browser though and my virtual card is working too. So I would think the physical one is working too.

    Reply
    1
  57. tax6712

    @Annaka: If you see it pending in your account, you might be able to call the automated system and have them release it early. My paycheck can be released one day early. You can also call them and ask them to release your paycheck or other deposits early automatically.

    Reply
    1
  58. Texasguy

    @Quana: Are they Trying to keep people from Transferring their funds out of CK? I just seen the CKMoney app not workin!! I hope my card still works

    Reply
    1
  59. hellolo

    @Calamar: yay, waiting on mine

    Reply
    1
  60. Calamar

    DDD 2/26
    I just got my TT email. I’m assuming midnight earliest or noon tomorrow at the latest.

    Reply
    3
  61. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @Mandie: true but this year feels worse

    Reply
  62. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-17
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21

    @Quana: less than 20 min after my dd hit it went down. I was trying to transfer it to my normal bank so I could close my ck account. And boom, no access. And from what I’m reading the debit cards aren’t working either 😑

    Reply
    2
  63. shelleybeanss
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-17
    • Fees:
      From Refund
    • Bank:
      CK
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-21

    @Annaka: I am with navy fed and they never release my paycheck early so I assume they won’t release refunds early either. But you should be able to see it pending the day before it posts

    Reply
    2
  64. Mandie
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Jan-28
    • Fees:
      In Advance
    • Bars:
      1st Bar
    • Date Accepted:
      Jan-28
    • Transcript:
      Online
    • Cycle:
      Weekly
    • I Got My Refund!

    @If only…: i think we all say this every year 😂 they’re consistently bad

    Reply
    4
  65. creditkarmasucks

    I did the online chat for CK and asked WTH and they said they are doing a system update…. right….. more like a system went down

    Reply
    5
  66. C

    @Quana: yep same here. Ppl say their card isn’t working either.

    Reply
    2
  67. Frustratedmom25

    @Quana: me too

    Reply
    1
  68. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @MSRazorbackPhD: Sbbt feels like they really dropped the ball this year

    Reply
    4
  69. MSRazorbackPhD
    • Tax Preparer:
      Turbo Tax
    • Bank:
      FDIC Insured

    @If only…: Me either!

    Reply
  70. If only...
    • Tax Preparer:
      Turbo Tax
    • Date Filed:
      Feb-9
    • Fees:
      In Advance
    • Bank:
      Netspend- Bancorp
    • Bars:
      What Bars?
    • Date Accepted:
      Feb-10
    • Transcript:
      Online
    • Cycle Code:
      05
    • Cycle:
      Weekly
    • I Got My Refund!

    @MSRazorbackPhD: I’ve not been able to be in much this year

    Reply