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For all the people impatiently waiting on tax refunds.

A grapevine for taxpayers, by taxpayers.

Ask all of your tax refund questions.

The most frequently asked question we have is when will the IRS WMR update and what day are tax refund deposits. Use our calendar to find out what day you can expect to receive your tax refund.

🔥 Updates: Advance Child Tax Credit Tools to Update and Unenroll

When does IRS accept tax returns in 2021?

The IRS will begin accepting tax returns on February 12, 2021.

When Can You File Taxes in 2021?

Most tax preparers will allow you to enter and submit your tax return beginning the first week of January 2021.  You don’t need to wait for the IRS to start accepting tax returns to start, but you must have the proper forms and paperwork. Some forms are not available until mid January and some even later.  When you submit your return before the IRS begins processing, it will sit in a “queue” and be held until the date that the IRS will officially accept tax returns.  If you e-file early and it sits in queue, your return may be sent to the IRS early in a test batch. This has resulted in early direct deposits in the past, but also major glitches because they are tests after all.

Where is the IRS Refund Cycle Chart?

2021 Refund Cycle Chart
The most recent tax refund cycle charts have already been published. The official IRS tax refund cycle chart has been eliminated and replaced with an IRS Information Guidelines for the Tax Preparation Community publication and the IRS says the best way to check the status of your refund is using the Where’s My Refund tool. However, various websites with refund calendars for the 2021 tax season (2020 tax year) have been updated with 2021 direct deposit and check mailing dates.

When to Expect My Refund?

IRS Refund Schedule Charts typically show that early filers whose returns are accepted before the end of January can anticipate a tax refund direct deposit as early as the first week of February.  The day that IRS deposits refunds varies but we notice trends that help you determine the time and days WMR updates and when your tax return is processed.  This is an explanation and FAQ about when the IRS updates WMR and Transcripts.

The refund calendar by the College Investor is a good reference which has been updated for 2021 here:  When To Expect My Tax Refund.

POST YOUR ACTUAL TAX REFUND EXPERIENCE HERE: This is a “user to user” site and the primary mode of support is peer-to-peer, meaning users helping other users. Admin and moderators are not always present or may not be right, or have answers to questions. Users become more informed when they are here often to read and comment. We call them Top Contributors. We are not a group of experts, merely individuals who have learned more than we ever wanted to know about the tax refund process.'

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Comment Notes

Comments are moderated according to our comment policy. If your comment is moderated, it may appear shortly, it might not. They are auto-moderated (nothing personal) or removed manually for other reasons. It is not personal or always something you implicitly said. If you are moderated, read How We Moderate Comments (HWMC) before getting upset. If you think comments are being moderated in error or have any questions email IGMR Admin. Comments about how or why comments have been moderated could be removed and considered off-topic.

What Others Are Saying

  1. melwalkshere

    For anyone who got the “your stimulus will be mailed” message on GMP, how long did it take to actually arrive in the mail?


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  2. Sharon O

    @2blessed: Ok thanks


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  3. Confused & Irritated Mama

    @Finally: I have received my advanced ctc every month except for this one so far. But I believe it is usually deposited on the 15th of every month.
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  4. 2blessed

    @Sharon O: Sorry for this late response. It was a regular return. I was audited.


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  5. Fed+tf+up+wit+the+IRS

    @2blessed: Hey, how are you? Doing good I hope and YW I appreciate your prayers and I will keep you in my prayers as well thanks for the updates and I hope I get some good news soon from my advocate as well cause its definitely been a long year I filed in early February as well and I was told yesterday my examiner has not reviewed my docs yet so hopefully before the year is up ill receive my refund. Thanks again.


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  6. Finally

    @Audra: I was thinking the same


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  7. Sharon O

    @2blessed: Was this a regular return or amended?


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  8. cass1

    @Mariela:did you get your stimulus today and how long have you been waiting?


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  9. 2blessed

    @Fed+tf+up+wit+the+IRS: Good afternoon! I have an update on my end. Today my tax advocate emailed me to let me the IRS accepted all my documents and my case is officially closed. He said my refund has been released and I should receive my refund within 2 to 3 weeks. Today makes 1 week. This has been a long year for us and it’s almost over for me. From 2/15
    Up till November. I am so relieved. I’m still gonna keep you in my prayers and I hope you update as well. I’ll let you know when the deposit has hit. Again, thank you for everything and I’m praying for you!


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  10. Audra

    @Finally: Nothing at this point I think we should see deposits on Friday since tomorrow is Veterans Day.


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  11. Finally

    Just checking if anyone has received advance child tax payments. Tomorrow is a bank holiday. Anything?


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  12. TNfarmgurl

    So i’ve been watching these comments for months now it seems and holding out hope we will receive our UN refund. Finally broke down and called today hoping it would help but we are still under review!!! So frustrating fingers crossed maybe calling helped them get to my return hopefully. Anyone else call latley with no info??? filed married filling jointley 2 DEP . I think we have better luck depending on Santa for extra cash this year.


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  13. What A Mess

    Filed in February
    :No federal
    :No state
    :No stimulus
    :No errors
    Only if I could make this one make sense.


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  14. RayC

    the left hand doesn’t know what the right hand is doing. This has been a mess.


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  15. Brandon

    This is in regards to my unemployment tax refund compensation. I talked to a agent with the irs today. They had told me that they had reviewed back in May 17th but no refund amount had been added. What does that mean? Am I not getting a refund? What the heck.


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  16. Q

    Update;
    Called IRS the representative on my case entered it wrong and now will have to wait another 30 days for refund. If I don’t receive it I will have to call for an advocate.
    Good luck everyone.


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  17. Chevy

    I have a 971 notice what does that mean


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  18. 2blessed

    @Fed+tf+up+wit+the+IRS: Just a little update. I still haven’t spoke to me advocate. But I called the main number. She told me that my case with the IRS is closed. But my case with my advocate is still open. So I’m guessing I’m waiting for him to finally release my refund. She said it take about 2 weeks. I’m not calling back anymore lol. I’m just gonna pray for us and leave it in god hands.


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  19. Fed+tf+up+wit+the+IRS

    @2blessed: Thank You so much for your words of encouragement and prayers im praying also we both get good news soon I have been trying to contact my advocate all day to find out what’s going on any good news or just something but im hoping u see a ddd ASAP cause u definitely deserve it ill keep u posted on my end as well thanks again.


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  20. Cabinfevermom

    @Amy19: Yes, mines went back to “normal” (?) No change.


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  21. Mariela

    I finally got an update on gmp it says my stimulus will be deposited into my account tomorrow


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  22. 2blessed

    @Fed+tf+up+wit+the+IRS: I’m sorry to hear no update has happened yet. I know it’s been a very long year for the both of us. I spoke to 2 people. The first gentlemen I spoke with told me my case was closed and my refund was waiting to be released. Then he said he was looking for a code and he found it, then he said wmr should update within a couple of weeks, so keep checking. The second person i spoke with told me my case is closed but she couldn’t see anything else on her end. But she did say give it 2 to 3 weeks. I just checked wmr and still have the take action, and 151 code. I’m hoping the code the gentlemen was searching for was the 846 code. Also I haven’t received no ctc payments at all. I’m just praying we both update overnight with some good news. This is very stressful not knowing exactly what’s going on. I’m gonna continue to pray for the both of us and I’ll keep u posted. 🙏🏾 🧎‍♂️


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  23. Q

    Amended accepted on May 13th. Was told I would receive a refund
    But instead of the amount they told me I would receive I got a bill. Watch out if you have not received your amended unemployment.


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  24. Fed+tf+up+wit+the+IRS

    @2blessed: I spoke with an examiner yesterday and was told by him that nothing has changed on my account as far as someone looking at my documents and all and he states I have an advocate since October 27th and that they should have contacted me by now so at this point im so confused and frustrated and tired of waiting and needing answer’s immediately from someone I just dont get it its a simple return with simple documents that every examiner is saying should have been closed out already but as of yesterday NOTHING HAS CHANGED!!!


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  25. Amy19
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-17
    • Fees:
      Free
    • Date Accepted:
      Feb-18
    • Bars:
      MIA
    • Date Approved:
      Apr-21
    • Transcript:
      Online
    • Cycle Code:
      20211603
    • Cycle:
      Daily
    • As of:
      Mar-1
    • Processing Date:
      May-10
    • 1040, Schedule C, 1099, W2
    • I Got My Refund!
    • Deposit Date:
      Apr-26

    @Cabinfevermom: No change on ours, says pending, amended back in June, transcripts still as of 10/4.


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  26. melwalkshere

    So GMP finally updated.
    Somehow they have my new mailing address and they are mailing my payment.

    I moved since I filed taxes. I did not change banks. So how in tf did the IRS get my new address and need to mail this payment….when I get the CTC every month and got my refund to this account. Now I have no idea when I will actually get it. I’m literally so frustrated right now.


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  27. Steve

    Still havent gotten my unemployment tax refund. Transcript still says “Code 290, July 26th, 0.00”. Like…. Did anyone actually get any money last week or this week? Im hoping for the 15th, but it’s been 3 months since the last round of payments.


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  28. Cabinfevermom

    AMENDED FILERS STILL WAITING:

    what does your ctc portal say today? My refund not processed (no evidence of processing on transcript or wmar). I received one ctc payment in September. Portal says not able to show my eligibility & that September payment is gone. Not able to show processed payments! I hope it’s a good sign refund is processed, just not updated.

    Go check yours fellow amended filers! Maybe it is a sign.


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  29. Waitingpatiently

    @Jill: Thank you


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  30. Jill

    @Waitingpatiently: yes regular banks usually hold til the 15th but early cards like netspend or chime usually see deposits for ctc the day before.


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  31. Finally

    Checked advance payment portal and my first actc payment shows issued to account ending in xxxx. OMG that made my day. In addition, it’s a lump sue due to the fact that I did not receive July – Oct payments. Right on time for the holidays 🙌🏾. Hope this helps someone.


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  32. harrya

    @Jill: Got my first 3 no problem now missing oct payment


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  33. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-5
    • Fees:
      Free
    • State:
      FL
    • Bank:
      Bluebird
    • Date Accepted:
      Feb-10
    • Bars:
      3rd Bar
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle:
      Weekly
    • Earned Income Tax Credit
    • I Got My Refund!
    • Deposit Date:
      Feb-20

    @Delanie: Call 1-877-777-4778, or fill out Form 911, Request for Taxpayer Advocate Service Assistance PDF, and fax or mail it to your local advocates office in your state. In your situation, you may qualify for a hardship case and they will expedite the processing. Good luck!


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  34. 2blessed

    @Fed+tf+up+wit+the+IRS: Sorry for the late response. Mines hasn’t updated yet. I know my advocate told me to keep checking wmr for an update. So once I have a ddd, then I’ll probably update for the actc. I’ll keep u posted as well.
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  35. Mamato3

    @Waitingpatiently: yes they do


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  36. Waitingpatiently

    @Jill: First time getting payments for ctc and I see mine updated, it says issued November 15th… So do the bank hold it until then?


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  37. Fed+tf+up+wit+the+IRS

    @2blessed: Hey I was wondering if u checked the actc portal to see if it updated for you? Mines hasn’t as of now but ill keep posted if something changes.


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  38. Willy

    @Delanie: I would contact your local Congress person. They have direct access to the advocate in your state. That is what finally worked for me.


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  39. Delanie

    How do I get in touch with an advocate? My transcripts are backdated till October 4th and my call in date was all the way back on august 16th. They just tell me to wait 30 days and call back when I try to call the irs directly. I really need this money before another month goes by because I’m behind on my bills and at risk of homelessness. I filed in February and amended in March and no changes since


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  40. Fed+tf+up+wit+the+IRS

    @2blessed: Thank U so much im praying we both get ours soon and I appreciate all of your comments they have definitely helped me during this difficult tax season.


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  41. Fed+tf+up+wit+the+IRS

    @2blessed: Congratulations I pray U get it soon.


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  42. Jill

    Ctc portal has updated for November payments.


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  43. 2blessed

    @Heidi: Wow congratulations! I waited 9 months and spoke to my advocate on Friday and was told my refund was released last week and I should see it in a few weeks. How long does it generally take to get a ddd? I can’t view my transcript online. What day do u receive yours?


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  44. Heidi

    Finally getting return after 9 months was about to give up but thankfully a advocate really helped


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  45. 3rdPlace

    @Jasa: Yes. There was a territory code, took 7 weeks after they removed that.


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  46. queeennnzz

    Finally updated today on get my payment for my 3rd stimulus. I have been waiting from the first day being eligible with no date forever.


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  47. Amy19
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-17
    • Fees:
      Free
    • Date Accepted:
      Feb-18
    • Bars:
      MIA
    • Date Approved:
      Apr-21
    • Transcript:
      Online
    • Cycle Code:
      20211603
    • Cycle:
      Daily
    • As of:
      Mar-1
    • Processing Date:
      May-10
    • 1040, Schedule C, 1099, W2
    • I Got My Refund!
    • Deposit Date:
      Apr-26

    @Cabinfevermom: Thanks! It has been a long tax season. I hope and pray the next one is better but I am not holding my breath.


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  48. Cabinfevermom

    @Amy19:
    @Chef Bartonie
    I’ll post when something changes. Good luck to everyone.


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  49. Jasa

    @3rdPlace: did you have to call someone? I been waiting for 7 months did you update on get my payment?


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  50. jay

    my refund says it wil be mailed nov 5 2021 was wondering if its true


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  51. 2blessed

    @Fed+tf+up+wit+the+IRS: I just wanted to keep u updated with everything. Earlier today I called the tax advocate number to check the status of my case. And I was told that my case was closed and the IRS released my refund this week. He said I should receive it within a week or 2. Depending on if I have DD or paper check being mailed to me. So I’m praying for some good news for you. The wait is finally over. Thank you for the words of hope. And god bless you. I’ll be on here daily until I actually receive it. But I’m praying for u.
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  52. Chef Bartonie

    @Cabinfevermom: same. amended 5/23 because TT wouldn’t let me file my taxes with the look back credit .


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  53. 3rdPlace

    @melwalkshere: Good luck hopefully soon !


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  54. 3rdPlace

    @meandmydogs: yea it was long wait !


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  55. Amy19
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-17
    • Fees:
      Free
    • Date Accepted:
      Feb-18
    • Bars:
      MIA
    • Date Approved:
      Apr-21
    • Transcript:
      Online
    • Cycle Code:
      20211603
    • Cycle:
      Daily
    • As of:
      Mar-1
    • Processing Date:
      May-10
    • 1040, Schedule C, 1099, W2
    • I Got My Refund!
    • Deposit Date:
      Apr-26

    @Cabinfevermom: I am wondering if they will ever straighten things out. Maybe next tax season.


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  56. Fed+tf+up+wit+the+IRS

    @Fed+tf+up+wit+the+IRS: YW and I definitely will keep you updated on my end fingers crossed and prayers up hopefully we both get an update by the 15th of the month.


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  57. Fed+tf+up+wit+the+IRS

    @2blessed: YW 😊 , and Yes I most definitely will keep you updated on my end fingers crossed and prayers up hopefully you and I both see an update by the 15th.


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  58. melwalkshere

    @3rdPlace: oh well maybe I’ll get lucky today!! Congrats on finally getting yours! Whooo!


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  59. meandmydogs

    @melwalkshere: Nothing updated for me yet, but woke up to my 3rd stimmy in my bank. This is week 7 since I called


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  60. meandmydogs

    @3rdPlace: Me too. I’m so excited for us


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  61. 3rdPlace

    Today got stimulus payment after a 6 month wait, its a miracle !


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  62. Cabinfevermom

    @Amy19: I’m stuck at 10/4. Mfj, amended 5/17, no status, no update, no ctc.


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  63. melwalkshere

    Anyone else feel like this “territory code” crap about the third stimulus was just made up by those at the IRS call centers to get us off their backs for 6-8 weeks? Bc I just find it super suspect that NONE of us who called in and had that code have had ANY progress or update whatsoever. At least tell us the truth that you have no idea what’s going on and don’t particularly care to find out…


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  64. harrya

    @Amy19: Made amended tax in aug mine on oct4th too and not getting ctc for oct


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