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For all the people impatiently waiting on tax refunds.

A grapevine for taxpayers, by taxpayers.

Ask all of your tax refund questions.

The most frequently asked question we have is when will the IRS WMR update and what day are tax refund deposits. Use our calendar to find out what day you can expect to receive your tax refund.

🔥 Updates: Advance Child Tax Credit Tools to Update and Unenroll

When does IRS accept tax returns in 2021?

The IRS will begin accepting tax returns on February 12, 2021.

When Can You File Taxes in 2021?

Most tax preparers will allow you to enter and submit your tax return beginning the first week of January 2021.  You don’t need to wait for the IRS to start accepting tax returns to start, but you must have the proper forms and paperwork. Some forms are not available until mid January and some even later.  When you submit your return before the IRS begins processing, it will sit in a “queue” and be held until the date that the IRS will officially accept tax returns.  If you e-file early and it sits in queue, your return may be sent to the IRS early in a test batch. This has resulted in early direct deposits in the past, but also major glitches because they are tests after all.

Where is the IRS Refund Cycle Chart?

2021 Refund Cycle Chart
The most recent tax refund cycle charts have already been published. The official IRS tax refund cycle chart has been eliminated and replaced with an IRS Information Guidelines for the Tax Preparation Community publication and the IRS says the best way to check the status of your refund is using the Where’s My Refund tool. However, various websites with refund calendars for the 2021 tax season (2020 tax year) have been updated with 2021 direct deposit and check mailing dates.

When to Expect My Refund?

IRS Refund Schedule Charts typically show that early filers whose returns are accepted before the end of January can anticipate a tax refund direct deposit as early as the first week of February.  The day that IRS deposits refunds varies but we notice trends that help you determine the time and days WMR updates and when your tax return is processed.  This is an explanation and FAQ about when the IRS updates WMR and Transcripts.

The refund calendar by the College Investor is a good reference which has been updated for 2021 here:  When To Expect My Tax Refund.

POST YOUR ACTUAL TAX REFUND EXPERIENCE HERE: This is a “user to user” site and the primary mode of support is peer-to-peer, meaning users helping other users. Admin and moderators are not always present or may not be right, or have answers to questions. Users become more informed when they are here often to read and comment. We call them Top Contributors. We are not a group of experts, merely individuals who have learned more than we ever wanted to know about the tax refund process.'

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Comments are moderated according to our comment policy. If your comment is moderated, it may appear shortly, it might not. They are auto-moderated (nothing personal) or removed manually for other reasons. It is not personal or always something you implicitly said. If you are moderated, read How We Moderate Comments (HWMC) before getting upset. If you think comments are being moderated in error or have any questions email IGMR Admin. Comments about how or why comments have been moderated could be removed and considered off-topic.

What Others Are Saying

  1. Cabinfevermom

    @Cabinfevermom: sorry for incomplete thought

    The 10/25 is when you’re getting ctc because the date stuck & didn’t revert back to 10/11


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  2. Cabinfevermom

    @Shereka Renea: ooh…. that sounds great! Maybe an amended refund is on its way to you? That’s what I think…! The 10/25 is when you’re getting ctc because & I’ll bet 10/11 date was from refund issued. Let us know if IRS pays you!


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  3. @tiredofwaitinginva

    @Cabinfevermom: hun u sound more sure and accurate then the stuff I been reading thank you so much u did your reassarch and shared that gets five stars in my book some folk get info afraid someone will benefit better from knowing u prolly right on and I’m betting your correct thanks again god bless ur heart


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  4. Not logged in kdinaz

    My ctc portal shows sept payment still. Hoping it updates to october


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  5. Audra

    Seems like it may be another day of sit and wait. Considering Monday is a holiday nothing will happen on Monday guess we will wait until Tuesday to see any updates.


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  6. Shereka Renea

    @Cabinfevermom: Hello, mines change from 10/11 to 10/25 and as of now it’s still 10/25. This will be my first time getting CTC payments due to Amending my return in March and it didn’t get process to September 10th.


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  7. Cabinfevermom

    Ok….I know why the dates changed. Yesterday was 1st Thursday of the month. Accounts are being reviewed/readied for CTC next week. Monday is federal holiday, impacting deposit timeframes. People whose returns not processed got that 10/25 as of date and then it reverted back because the refund is not processed. I think we can expect (hope is more appropriate!) to be processed by 10/25 and if we are, that is when we’ll receive Oct. CTC payment.

    Just a theory…I’m no expert…lol!


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  8. Cabinfevermom

    I saw that someone said their transcript changed twice today. Decided to go look again at mine to see if it has changed. It did…the date went back to 10/4/21. at 8am, the date was 10/25…then i called on the phone to ask questions. I hope the rep didn’t do nothing to add more time, why does the date change like that….such a mystery!

    Do y’all think the rep pushed my date back to 10/4…do they have that ability?

    Maybe if your transcript changed today, it has changed again like mine? Idk….this is craziness.


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  9. RayC

    yeah Mine just changed to oct 25th back to Aug 23 in a matter of an hour. STILL waiting 2 see if we may get a small UI refund, its been crickets from the irs. I didn’t have state Tax or Fed on it. So I am not sure. We do have 1 dep. MFJ.


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  10. Cabinfevermom

    @NotLoggedIn44: changed from 10/4/21 to 10/25/21….amended return filed 5.17
    Looks like they not paying anyone refunds until after ctc payments process. i guess i’m not getting october ctc either! IRS sucks so badly!


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  11. MSRazorbackPhD

    Thanks for the prayers…we truly need AND appreciate them!


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  12. Sheila_33
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Jan-5
    • Fees:
      Free
    • State:
      FL
    • Bank:
      Bluebird
    • Date Accepted:
      Feb-10
    • Bars:
      3rd Bar
    • Date Approved:
      Feb-20
    • WMR Date:
      Feb-25
    • Transcript:
      Online
    • Cycle:
      Weekly
    • Earned Income Tax Credit
    • I Got My Refund!
    • Deposit Date:
      Feb-20

    @MSRazorbackPhD: I hope everything with your dad goes smoothly.


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  13. meandmydogs

    @NotLoggedIn44: I’m still waiting on my 3rd stimulus mine went from Sept. 27th to October 11th. Hoping it means something


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  14. NotLoggedIn44

    Anybody else as of date change?! Mine went from September 13 to October 25. Still the 290 with 8/30/2021 0.00


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  15. Monica

    @MSRazorbackPhD: praying for u and ur dad..sorry to hear that!


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  16. Audra

    @MSRazorbackPhD: Sending prayers to you and your dad!! 🙏🏻


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  17. Amy19
    • Tax Preparer:
      FreeTaxUSA
    • Date Filed:
      Feb-17
    • Fees:
      Free
    • Date Accepted:
      Feb-18
    • Bars:
      MIA
    • Date Approved:
      Apr-21
    • Transcript:
      Online
    • Cycle Code:
      20211603
    • Cycle:
      Daily
    • As of:
      Mar-1
    • Processing Date:
      May-10
    • 1040, Schedule C, 1099, W2
    • I Got My Refund!
    • Deposit Date:
      Apr-26

    @MSRazorbackPhD: I’m praying for your dad and you too.


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  18. Neicey 1992

    Has anyone else have an amended return received but not processed that have gotten their money now


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  19. Shereka Renea

    @MSRazorbackPhD: O my… I’m sorry to hear that and someone answered my question already. I will surly be praying for you and your family.


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  20. Monica

    @Audra: mines says the same thing!


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  21. MSRazorbackPhD

    @Shereka Renea: Sorry, I wasn’t ignoring you. My dad is having another heart surgery in the morning. He just got out of the hospital in July after 3 weeks, and they told him he was about to die.


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  22. Shereka Renea

    @Audra: Okay!! I will check it next week for October payment as I am seeing people here not seeing any update for October yet.


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  23. Gabby

    I just received a debit card from Netspend by MetaBank that I did not apply for…. I’ve read that some people received this with their stimulus payments last year and I’m also reading that they are just sending them out to try to get people to open accounts with them. My question is, has anyone here received this card with their unemployment refund on it? It’s not a prepaid debit card or credit card. It’s a legit online banking account with routing and account numbers. I’m hesitant to activate it and I’m hesitant to cut it up. Not sure what to do. Tried to call customer service but can’t get to an actual person. Go figure.


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  24. Audra

    @Shereka Renea: Unfortunately the Child tax credit payments don’t show on the transcripts


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  25. 3rdPlace

    Anyone with a territory code correction get stimulus yet ?


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  26. Shereka Renea

    @Audra: Thanks a lot I don’t have anything yet for October as this is a my payment due to Amending my return. Is there an Update to Transcript for it


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  27. ashleyrenae113

    Well hopefully we get paid for September soon- although i think it wont happen until October’s payment!


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  28. Ale

    @Audra: it might changed later on. I can only guess. I got like $313 it was supposed to be o be $500.,, but don’t see any updates yet on portal. Who knows what hat they gonna do!!!


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  29. Audra

    @ashleyrenae113: Mine has been doing that too it’s back and forth between 09/15/21 to that date which is odd


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  30. ashleyrenae113

    Mine just updated with a processed payment date of Jan 1, 001 for $0- totally weird!


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  31. Audra

    @Shereka Renea: If you log into your CTC portal there is an option below that says processed payments click and that and it will show you if anything has processed


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  32. Shereka Renea

    @MSRazorbackPhD: Good morning, where do we check for the processed payments


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  33. Audra

    @MSRazorbackPhD: That may be if anything changes I will definitely update.


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  34. Audra

    @Holly1008: Well all I can hope is that it’s a good sign for all of us


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  35. MSRazorbackPhD

    @Audra: Maybe y’all get 09 n 10 close together!


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  36. Holly1008

    @Audra: mine just did also.


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  37. Audra

    @MSRazorbackPhD: No I did not get September’s payment that is the weird part


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  38. MSRazorbackPhD

    @Audra: I can’t recall, but did you get September’s payment?


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  39. Audra

    ok so mine updated to processed payment September 15, 2021 mailed check or debit card but shows 0.00 now I’m confused


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  40. big kahuna

    I assume they are out of money. No refund.


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  41. Audra

    @Waiting!!!: No still showing nothing processed. idk what is going on


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  42. Ale

    @Waiting!!!: nope, haven’t seen anyone yet


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  43. Ale

    @JB: hi, I received some for September but haven’t received the rest yet.,, someone in here receiving some and then the same amount on a check. So who knows what the hell they gonna do for those who didn’t receive any or received partial.,, keep faith!


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  44. Waiting!!!

    Anyone’s ctc update to processed payment for October yet?


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  45. JB

    Is there Any news for us who got July and August ctc but still haven’t gotten September? Are we getting October or just screwed until tax time?


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  46. Southern girl

    Dang I mean have they forgot about us wth


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    HOH-1 dependent, filed in Feb and had over 20k unemployment in 2020. I check my damn transcript every week and Nothing about the unemployment tax adjustment. Beyond frustrated!! Not sure if or when it’s coming.


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  47. Tia

    Hey so I have a question. No matter how many times I submit and update my w4 info the IRS refuse to take federal taxes out my check. I’m not exempt for sure. Do you know why that is?


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  48. Not logged in kdinaz

    @Audra: thank you


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  49. Audra

    @Not logged in kdinaz: No Mine is not showing either showing eligible but nothing processed for october yet.


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  50. Not logged in kdinaz

    Does anyone ctc portal show octobers payment yet? Last month was first month we got our ctc credit so not sure if i should be concerned its not showing up yet


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  51. MSRazorbackPhD

    @Tarabel: No, ours still show eligible!


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  52. Tarabel

    Has anyone logged in to their CTC portal and you was already getting it and now it says it pending again because they wanna look at my eligibility again


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  53. Msty2u

    Thanks guys for sharing. I had gave up on this and was going to wait to file next tax season. But I called the number below and was able to get through (after days of checking). It was a long call 1 hr and a half. But I was asked the same bout the territory code. The issue was escalated to update so I have started my 6-8 week tat. I’ll keep you guys posted.


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  54. Queue-bie

    Greg,

    You can call the national Taxpayer Advocate Service number (877-777-4778). The TAs will not work on unemployment compensation exclusion cases but will transfer you to the IRS Account Management Department.

    When I called this TAS number in September, I eventually reached someone at the IRS account department and learned that my 2020 tax return is marked for determination of eligibility for an unemployment compensation tax refund. So, my return is in queue.

    Also, it was confirmed that I should not submit an amended return.

    Praying for the IRS and so many who are waiting for refunds.


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  55. Robin

    Received my initial refund on March 3rd. My IRS Tax Transcript shows three credits to my account all dated April 15th: Two have Code 766 and say Credit to your Account and one is Code 768 Earned Income Credit. Have yet to receive these refunds. Robin


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  56. DomSom

    Hi
    I too was told I had a territory code on my account and it will take 6-8 weeks. Do you all know if they will deposit into the account listed or mail out a check?


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  57. 3rdPlace

    @cass1: Yes. No change .


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  58. MSRazorbackPhD

    @Munera: Status of?


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  59. Munera

    Where can i check that info,?


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  60. Munera

    Is there a way to check the status?


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  61. Allen

    For those of us still waiting I saw a news article that said 765000 people had an error come up when the computer was looking over their taxes to figure out the refund. That those people have been assigned to a live person who has to look over your return and determin if and how much you should be getting back. I am in that group sadly waiting with no answers. No new updates on my transcripts since August and that was after 2 other dates 1 in June June 1 in July. Very frustrated and really in need of that money right now hope this gets settled soon.


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  62. Alicia B

    Boost for boost on chime anyone? I’ve got 3 available 🤷🏿‍♀️


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