key tax return and refund dates
When can you file your taxes?
You can submit your tax return before the IRS begins processing as early as the first week of the year with many tax preparation providers. You don’t need to wait until the IRS begins accepting tax returns but you must have the proper forms and paperwork. Some forms are not available until mid January. Tax returns filed before the IRS officially opens sit in a “queue” and are held until the IRS officially begins accepting tax returns.
Your tax return may be selected in a test batch. If you e-file early and it sits in queue, your return may be sent to the IRS early. This can result in early direct deposits depending on the payment provider you select. Our cycle chart will update with key dates including test batch dates.
When does the IRS accept tax returns?
The IRS usually opens around the third week of January each year. They announce the opening date early in January.
The IRS will begin accepting tax returns in 2025 on January 27th.
When is the IRS test batch?
If you file your tax return early, it may be sent to the IRS in a test batch before the IRS has officially opened for the year. It is usually a week before the date the IRS begins accepting tax returns. This has resulted in refunds in the past that can be posted by direct deposit as early as the day after tax season opens.
When will I get my tax refund?
Early filers whose returns are accepted in a test batch can anticipate a tax refund as early as the day after the IRS opens the January filing season if your return was in the test batch. The day that the IRS deposits refunds varies for regular returns but we notice trends based on the method you chose to file and select to direct deposit. You can use our tax refund calendar or refund cycle chart to help find out when you will get your tax refund.
Where is the IRS refund cycle chart?
The official tax refund cycle chart published by the IRS has been eliminated and replaced with IRS FAQ. Refund cycle charts are now published by independent websites and vary slightly.
A good reference to use is the When To Expect My Refund cycle chart that is published early each year by the College Investor.
tax refund grapevine
This is a user-to-user community of taxpayers. Share experiences and ask questions below in our Live Discussion. We have learned more about tax refunds than we ever wanted to know.
tax refund tools
IRS Update Cycle
Use the IRS Update Cycle chart to find the days and times the WMR and transcript update.
When are Updates?
The IRS has regular mass update cycles.
WHEN DOES WHERES MY REFUND (WMR) UPDATE?
Where’s My Refund can update any day of the week. But there are mass updates on Wednesday and Saturday when a lot of people see an update. Use our calendar to find out what day you can expect to see updates on Where’s My Refund.
WHEN DO transcripts update?
Transcripts can update any day of the week. But there are mass updates on Tuesday and Friday. Use our calendar to find out what day you can expect to see an update on your transcript.
@Kara516: I got my deposit 4:00 am today
Hi, I was just wondering if anyone has Navy Federal with a deposit date for today and has or hasn’t received there deposit yet. I have navy fed. With a 2/26 DDD. Sbtpg already took their fees and I got a trace number about 11 last night, but no deposit yet.
@Jay Jay: Same here. I got mine around 5p last year through Chime.. I’m expecting today. 🤞🏾
Does anyone know what time cash app people started getting their refunds yesterday form SBTPG?
@Mandie: It seems to be after noon and I am CST!
@MSRazorbackPhD: Does CK have a general time when they deposit or is it kinda random?
@Jaina: thank you !!
@MSRazorbackPhD: yea everyone started getting their refunds yesterday around noon.
@Jay Jay: mine did too!
For any 2/26s still waiting: I was a 2/25 and I didn’t get mine until 7pm yesterday! Way later than usual. So don’t panic if you don’t have it yet! Good luck!
@Denise S N: that’s a lie. Don’t believe everything you see. They don’t have the authority to do that even if they wanted to. Essentially it would have to be written in the small print of the contract surrounding the 5 day early option and it doesn’t.
I just checked my TurboTax account and the tracker has actually went from the original tracker to a different tracker showing processing. My DD is today so do you think I will have my money by the end of the day?
8:10 eastern time traditional bank
Santa Barbara said my deposit was to be sent today; nothing yet. Usually my bank updates with my work direct deposit at midnight. I waited until 8am for my refund and still nothing.
Filed with TT, fees from return (obviously) no advances, had EIC and CTC
IGMR won’t let me login to my account – tried again and was able to login!
8:10 eastern time traditional bank
Santa Barbara said my deposit was to be sent today; nothing yet. Usually my bank updates with my work direct deposit at midnight. I waited until 8am for my refund and still nothing.
Filed with TT, fees from return (obviously) no advances, had EIC and CTC
IGMR won’t let me login to my account
@Denise S N: me too i have a local bank in ct.
CK deposits are not typically made in the mornings.
My direct deposit just hit for netspend at 7am.. DDD 02/26! See yall next year!
have anyone tried to contact Credit Karma through chat from the app? I inquired about the issue of people not receiving their deposits from SBTPG scheduled for today. The rep escalated to someone in regards to refund deposits, however its a 38 minute wait to chat. transferred @ 7:46 still waiting
@Broke_Momma39: that doesn’t matter I’ve always gotten my refund before WMR updates to sent.
@Jay Jay: Im in limbo too, but didn’t do the 5 day early option still no money
Anyone else supposed to get their refund today but the status hasn’t updated to “sent”?? 😬😬
@If only…: the people that were denied were put in limbo. I am one of those people. Today is my direct deposit date and I still don’t have my money
Good morning. Today is my direct deposit date and woke up still nothing. I’m with chime
@If only…: most regular banks did. NHB, cashapp/chime did not.
@Kimber: mine says he same thing,I don’t ever remember seeing that on my transcripts from prior years.
Happy hump day my friends. Update I got my refund lol got my trace at 10:00pm last night and woke up to my refund in my account this morning. Ddd was for today 2/26 good luck friends hopefully they start giving people they money early like they should.
Deposit just hit my Wells Fargo acct. DDD 2/26. WMR still saying Refund Approved. Paid fees up front. Was on PATH. I hope everyone sees some deposits today.
Good morning my beautiful people!
Well I just want to give an update on my tax end. Yesterday at around 10:30pm, I got my trace numbers. This morning at 4:00am, I received my deposit. My ddd was 2/26 cycle code 0605. Good luck people