Why didn’t I get my payment? Where is my stimulus payment?

If you were expecting a stimulus payment and didn’t get it, don’t worry. Here is why.

IRS Get My Payment portal launched on April 15th to check the status.  

Stimulus payments started and I didn’t get my deposit or check. How do I Get My Payment

The COVID-19 stimulus payments have started. We have confirmed that people have received direct deposits as early as today. Where is my stimulus? If you didn’t get a direct deposit of the stimulus payment, don’t worry. The Treasury Department partnered with the IRS were scheduled to “start processing” The Care Act stimulus payments on Thursday, April 9th.  But some people won’t see access to the money in their bank account until the week of April 13th. And for others, it could be longer. The key word “processing” is important to understand where your stimulus payment might be.

The process doesn’t start with a magical deposit into your checking account, there are steps behind the scene to make this money start appearing in checking accounts. And, some people will be waiting on paper checks. The Get My Payment portal is expected to launch on April 17th to expedite the process and avoid waiting on paper checks.  It launched early on the 15th here.

I didn’t get my stimulus payment.

You might be seeing people who say they got a direct deposit of the stimulus payment. But this doesn’t mean you will have a direct deposit show up immediately in your bank account. And checks can take longer. It doesn’t happen for everyone right away with a click of the button to a deposit into your checking account or a check in the mail. You might just be next in line.

There is a timeline for “processing”. It is a process that will happen in batches.

DIRECT DEPOSIT

  • For people who have direct deposit setup with the IRS, the first step involves clearing the payments. First, banks get a transmission to confirm the money will reach the right accounts. This happens behind the scenes and you don’t see the money in your account. This has started. (If you are neurotic like many of us, we have some secret sauce to see some of this process behind the scenes. Go to the Transcript section below for tricks to see how.)
  • The first direct deposits are expected to actually hit people’s bank beginning Wednesday April 15th, but many people have confirmed direct deposits today.

CHECKS

There are an estimated 100 million Americans who don’t have direct deposit setup with the IRS. The IRS anticipates sending nearly 5 million checks mailed out weekly over a 20 week period. This starts happening the first week of May. Don’t want to wait, the Get My Payment portal is coming on April 17th. You will be able to check the status of stimulus payment and provide your banking info.

GET MY PAYMENT PORTAL

They want to expedite payments. An online application is expected to launch on April 17th called “Get My Payment” to allow people to submit direct deposit information so they don’t have to wait on a paper check.

IRS ACCOUNT TRANSCRIPT

If you are hurting for money like many people during this crisis, you are probably anxious for a stimulus payment. They are being processed like tax refunds and many people with IRS online access can see this activity on their IRS Account Transcript. At igotmyrefund.com we will be hunting for these transaction codes:

  • 766 Credit to Account
  • 846 Refund Issued

These would be separate and in addition to those that you would see for a refund and would be in the amount of the your stimulus check. Note: we are not guaranteeing this secret sauce, it’s just natural to think that there “has to be some sort of transaction” happen in the system.

NOTE:  We have confirmed there were NOT corresponding transactions on transcripts of people who got the stimulus already.  Weird, but true.  The only change was their “As of” date.  So throw out this theory.

More stimulus payments coming.

There has been some discussion of a second round of payments if Congress takes up another rescue measure. Stay with us at igotmyrefund.com for continuous updates of when you stimulus payments.

Have more questions?

We answer many of the FAQs about getting your stimulus payment here. Check the comments at the bottom of our stimulus check questions and answers page and on our home page for live discussion.

IRS Q&A here

POST YOUR ACTUAL TAX REFUND EXPERIENCE HERE: This is a “user to user” site and the primary mode of support is peer-to-peer, meaning users helping other users. Admin and moderators are not always present or may not be right, or have answers to questions. Users become more informed when they are here often to read and comment. We call them Top Contributors. We are not a group of experts, merely individuals who have learned more than we ever wanted to know about the tax refund process.

Your email address will not be published.

Comments are moderated according to our comment policy. If your comment is moderated, it may appear shortly, it might not. They are auto-moderated (nothing personal) or removed manually for other reasons. It is not personal or always something you implicitly said. If you are moderated, read How We Moderate Comments (HWMC) before getting upset. If you think comments are being moderated in error or have any questions email IGMR Admin. Comments about how or why comments have been moderated could be removed and considered off-topic.

What Others Are Saying:

Select Year to Search Comments:

  1. Sophia finley

    I didn’t get my first stimulus check I am confused about the whole thing

    Reply
  2. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @a: Most likely if it was rejected then they will send a check.

    Reply
  3. a

    i think i might of enter my bank account info wrong on the irs website because it saying it was deposit on 4/30 but never showed up. what do i do

    Reply
  4. Antoine Phillips

    Same issue here with turbo tax green dot card.. the irs Web portal says it should have been deposited on may 13th … it’s the 16th and still nothing… did any of you experiencing the same finally get it?

    Reply
  5. RKellyMead

    @Vicki: i have the same problem. mine also said deposited on april 30… its now May 13 still no money and no letter from the IRS

    Reply
  6. Sonya jessee

    My check say deposited on 30th greendot bank why haven’t I got my money. And how will I find out if it was took by child support

    Reply
  7. Sonya jessee

    My check say deposited on 30th greendot bank why haven’t I got my money

    Reply
  8. CariAnne81

    Was told to file a tax return this year even though I have no income. Anyone have a return like this processed and get the stimulus check?

    Reply
  9. jenn k

    My deposit date is 5/6 but it is not showing up. Anyone know whats going on with green dot bank? a lot of complaints that they haven’t released the stimulus deposits.

    Reply
  10. Vicki

    The IRS site says my stimulus payment is due to be deposited to my account on April 30th 2020. I know the bank account info is correct, my account is fine, and open. Does anyone know if it is normal not to get the stimulus payment on the date that the IRS website specifies? Will the message change to “Your payment has been deposited on such and such date” when the deposit actually goes in? Anyone else have this issue?

    Reply
    1
  11. kris

    It said I was supposed to get it deposited on the 30th and got no thing, does anyone know if there’s still a chance it may still show up

    Reply
    1
  12. Tino

    @Beto: @kotahemi85: The IRS says my deposit was made on April 29. I also have Gobank card direct deposit and I also didn’t get nothing.. Do you guys know how long for the money to be deposit? Thank you.

    Reply
    1
  13. Sheila_33
    • Tax Preparer:
      freetaxUSA
    • Fees:
      Free
    • State:
      Florida
    • Filing Date:
      Jan-6
    • Date Accepted:
      Jan-13
    • Bank or Prepaid:
      Bluebird
    • Date Approved:
      Feb-22
    • Direct Deposit Date:
      Feb-24
    • Earned Income Tax Credit (EITC), Additional Child Tax Credit, Schedule C
    • TT 152, Weekly

    @Momma Bear: Have you tried to go into the portal your information and address? If you haven’t filed a return, you might try the nonfiler portal and see if you can enter your info. I’m honestly not sure, but you may see the stimulus payment deposited in the same account that your SSDI is deposited in.

    Reply
  14. Momma Bear

    I am a SSDI recipient however the judge ruled I needed a payor. I have a custodial account, my daughter is the payor. She has her own household and I have mine. My 1099 has her address, will this disqualify me for the stimulus. I can’t get an answer from anyone.

    Reply
  15. rtbartonie
    • Tax Preparer:
      H&R Block
    • Tax Preparer:
      Other
    • Fees:
      From Refund
    • State:
      TX
    • Filing Date:
      Jan-12
    • Date Accepted:
      Jan-15
    • Bank or Prepaid:
      Emerald card
    • WMR Bars:
      MIA
    • WMR Date:
      Feb-15
    • Earned Income Tax Credit (EITC), Child Tax Credit, Additional Child Tax Credit, W2
    • TT 152

    @KYNanna1964: Has this updated for you yet? I updated my info the when it opended and I just get the generic you are eligible and when we have a date it will be sent, blah blah blah. Has anyone that entered their direct banking info that has actually heard anything.. Just wondering, stay safe guys!

    Reply
  16. Shef111

    @Steve: I’m having the same issue. I updated my info and check every day but same generic message.

    Reply
  17. Steve

    I updated dd on 4/15 and still havent gotten a date for deposit on stimulus, any one else having the same issue? I dont understand why…. also sadly……I’m using JH Amex Serve card 🤦‍♂️

    Reply
    1
  18. Greg

    After hiring a tax advocate, my entire tax debt for years 2013-2017 was waived late last year. I had filed and extension for my 2018 taxes, which I just fied a week ago with my 2019 tax return and both ended up with a refund. There was no dicussion from my tax advocate about any future refunds being offset against my prior tax debt, but the notification on “where’s my refund” states that my refund is still being processed and i will be advised on a date when i can expext my refund. Concurrently, the informaton i receive under get my payment for the stimulis says they do not have enough information to determine my eligibilty for the payment, which I’m sure is due to the fact I just now filed my 2018 and 2019 returns. If the IRS decides to offset any future refunds against my prior debt, will they do the same for the stimulis payment?

    Reply
  19. Joeinfo411
    • Tax Preparer:
      TurboTax
    • Fees:
      From Refund
    • Filing Date:
      Feb-3
    • Date Accepted:
      Feb-3
    • WMR Bars:
      MIA
    • Date Approved:
      Feb-3
    • Earned Income Tax Credit (EITC), Child Tax Credit, Schedule C, 1099, W2

    BULLSHIT

    Reply
  20. Kitkat1990

    checked to see where my stimulus check is…on the get my payment portal i typed in all my info and it stated that it was deposited into my account ending in the last four of my checking account which were the correct numbers for my current direct deposit checking account. It says it was deposited on Wednesday April 15, 2020…does anyone have any idea where it might be…theres nothing pending in my account.

    Reply
    1
  21. Texasrosie817

    @Beto: when u check how many(***) do you have in front of the 4 number u can see???

    Reply
  22. Beto

    @kotahemi85: same thing. Irs says it was deposited yesterday but greendot shows nothing as of a few minutes ago. Keep me updated I will you.
    p.s I know the numbers are correct, they are going off my tax return and I got it on this card. So I know its correct.

    Reply
  23. kotahemi85

    I got Gobank and when I check the IRS check payment it says that a deposit has been submitted to my bank. I have checked my Bank and no funds have been added as of rt now April 16,2020

    Reply
  24. KYNanna1964

    If I entered my correct bank info today and the site excepted it and said my stimulus will be direct deposited, when will that be ? I can’t get a straight answer

    Reply
    3
Return to top of page