Offset but still got refund?

[Curious]

I have an offset and website says they are taking my entire refund this year BUT the entire refund got deposited into my bank account this morning….? Will they take it back?

[John doe]

The lady I spoke to you about my student loans on March 25th said they were suspending all refund offsets because of the pandemic

[Alisia]

What happened?

[Neka]

If u have a card with early deposit can u get your refund?

[dee]

My refund was offset due to student loans. I made a payment plan to get out of default and have been paying on time. I was sent my refund check in the mail. Does that mean I’m out of default?

[Dominic]

Congrats to those that slipped through the cracks with offsets! However, next year might not be so lucky for ya’ll with hefty penalties🤔

[Jasmine]

Congrats to everybody the irs forgot to take the money from y’all the real mvp now can somebody cash app me a lil bit of y’all tax money I’m hungry my rent paid tho but I need some food lol I’m serious tho

[Brian]

I had an offset for back state taxes. Got my ENTIRE REFUND on 2/26. There’s hope. Maybe not much, but there are a few lucky ones out there. I’m one of them.

[binbin]

To all who has an offset if you had a ddd 2/27 and got no $ the irs took it because they took most of mine and what was leftt they gave it to me.my ddd was 2/27 and I got it on 2/26

[Amanda]

My wmr updated last night. Entire refund taken by dept of ed. I was hoping to be one of the lucky ones. But I wasn’t. Showed full amount deposited until last night. Then it finally changed to 0.

[Stacey]

Wanted to update everyone.
The WMR stated that my redund was applied to a debt.
Good luck to the rest of you.

[FillMeIn]

@latoyia
How do we check our transcripts?

[latoyia]

If you haven’t received your refund by now and your DDD was 2/27 it has probably been offset. I checked my transcripts and my whole refund was taken by the state. Sorry to be bearer of bad news. If you have access to your transcripts i would go and check they probably have updated.

[TonyO]

@Stacey no I hvnt doesn’t look like I’ll be getting it either on my transcript it has a new code that wasn’t there yesterday code 898 underneath the code it’s says my full amount of refund to the right of that it says 0.00 under amount. WMR still says refund sent with full amount so I guess I won’t be getting mine. 😩

[Jasmine]

My refund amount on the side bar still didn’t change to zero but I still didn’t receive it as they did say they were taking the whole thing I really really hope they mistake our refunds and give them to us this is just awful I’m so broke and I just got paid Wednesday I had to pay the rent and bge these taxes set us back so far so upset about this situation lord help is in this forum

[Amy]

I was expecting on offset against my entire refund. However, I got an email yesterday saying the money was deposited into my account. It’s could take 48-72 hours for it to post. So am I getting or will they still take ot?

[FillMeIn]

I have defaulted student loans
I’m worried my tax return WILL BE TAKEN IN FULL. However WMR ( Where’s My Refund) is showing a reduced balance with TaxTopic 201.
I have been checking wmr EVERYDAY it finally moved to approved then showed sent to the but when I call the offset hotline it says my entire balance was to be taken still no update on wmr showing the entire refund was taken it was reduced by a few hundred dollars and gave me a date of when it should be sent to my bank which was 02/27/2019.

Will I get my refund or has the DOE ( Department Of Education) taken it???

I ask because previous years when they said they was going to take it WMR reflected that and said my refund was applied to tax obligation with tax topic 203… this year I got a refund reduced balance with approved bar and sent bar and tax topic 201. Has anyone ever seen WMR say your getting your money then never do.. Or is WMR on track and the remainder balance will be sent to me?

I have to know it’s making me lose sleep!

Does US Dept. Edu get a first glance at your taxes before IRS approve and send out or can they go into the bank and get the money on the due date.

[Tarie]

@amber I’m trying to get the same question answered?

[Amber]

I have tt 203 and two student loans in default. My DDD was 02/27. When I woke up this morning WMR updated to 3 bars and says my refund has been sent to my bank. On the left it still shows my full refund amount. But my bank still has nothing??

Anybody else going through this????

[Tarie]

On the TOP line option #2 you have to listen to the entire message. The beginning of the message repeats what you need to press to get info. But don’t press anything just listen. Then it will tell you the amount offset, who it went to and phone number.

[God got it]

Just wait until the 4th I’m in the same boat

[Tarie]

Can someone answer this question please.

For the first time I have a DOE offset per TOP and Mrs Reynolds from the IRS. They want my Federal and State Refund. DDD for 2/27/19

But WMR has no tax topic or take action code, no codes at all. It just has date refund sent and last day to check if not received, which is March 4/2019 and it says it was sent to my bank account for deposit. But SBTPG still says they have not received it, I just checked both of them. SBTPG also says they have processed all refunds they have received and next round is on March 4 or by then. Message shows after I logged out. But I still have not received my refund and no pending deposits to bank account. So could I still get my refund? Help please someone, I’m so confused?

[Adrienne]

I called the BFS hotline they said entire refund will be taken. I hope not cause I didn’t know I was in default.

[Stacey]

@TonyO.
I have not. Have you?

[TonyO]

@Stacey did you get your refund?

[SammiGreen]

The top hotline doesn’t give you an exact amount of the offset until the WMR site states that your refund has been sent. At least for me cause I called that line everyday until the WMR site said sent.

[SammiGreen]

I filed married jointly on 1/27/19. it was accepted the next day on WMR. Had the topic 203 on the bottom of the site. Approved 2/16/19. Gave me a ddd of 2/27/19 and WMR showed my refund was sent to my bank 2/28/19 so I thought we were clear and was really hoping for a miracle that the money would be deposited into our bank account lol. But then I called the top line, option 2 and it stated that our entire refund was taken. Bummer :( My husband has $55k in student loans and I myself have $9k… What can we do so that our future refunds won’t be taken?

[Stacey]

The TOPS line gave the amount that was offset, which was my entire refund. I am going to submit a financial hardship form. I had some difficulties last year that might qualify me. This is if I do not receive the refund. I will update you as this process unfolds.

[Tee]

In the same boat today was my ddd and it hasn’t changed to sent… any hope from anybody???

[TonyO]

Stacey did the TOPS hotline give you the amount you owed?

[Stacey]

Changed the spelling of my name to include an E. That way there’s no confusion. Lol.
Still no deposit

[Stacy]

Okay. I am a different Stacy. I am in North Carolina. The other is in New York

[Stacy]

I am both.
When I call the offset number, and press option 2 it tells me my entire amount has been offset for the date of February 27th, which is today. My WMR still states refund approved, but not sent and the amount is still the same. No deposit as of yet. Will keep you all posted.

[latoyia]

@jasmine me too. I was wondering if they were the same Stacy?

[Tiffani]

Everyone keep saying option #2 on the offset line is telling them about the amount of their offset or notifying them if their entire refund will be taken. I’m not getting that option when I press #2. It’s saying either call Irs for refund status or call company that’s on my tax offset letter I received for further information. Can someone help me figure out how to get this info under option #2 pleaaaase

[Jasmine]

Is both of the @stacy the same Stacy I’m so confused

[latoyia]

my DDD is for today also and still no refund. I have even checked my bank for pending deposits. I have an offset also.

[TonyO]

WMR says my refund is set to be deposited today but doesnt say Refund Sent its still on Refund Approved. TOP says I have a Debt and gives amount of my refund so I’m praying that I still get a deposit will keep u all updated.

[Lisha]

Anybody get their refund deposited today

[Stacy]

Mine hasn’t came through, but I am remaining hopeful as well. It says it could take until 3/4, but we will see.

[Stacy]

Got a dd date for today with tt203. Called the hotline and said I had one debt to state of New York and taxes may be offset. Woke up this morning to my entire refund in my bank account. Completely floored they didn’t take it and a little confused as to why…

[Maine]

FYI everyone the IRS doesn’t issue the refunds the treasury bureau does. The IRS only processes the return once it is approved it is sent to the treasury bureau they check for offsets first and then distribute the balance minus the offset if there is one. That’s the only reason they give you a deposit date on WMR they have no knowledge of the amount of the offset until after it is taken.

[Maine]

@kelly

Same here facing eviction and my tax return was offset I called the DOE yesterday @ ‭(800) 621-3115‬ waited a dreadful 2 hours to speak to someone and was told to call back in a week and they would have received the offset in their system a can then put in the top hardship eviction application (over the phone). They will need either a court stipulation that’s dated within the past 90 days or a notarized letter from your landlord stating that you are facing eviction. Once they receive that you will get your money back within 21 days…good luck and keep us posted.

[Jasmine]

@stacy no still trying to be hopeful nobody will answer my questions nobody can help it’s stressful

[Stacy]

So.
Did anyone get their refund today?

[Kelly]

I wasn’t notified of a DOE offset until my husband and I tried to get a RAL through turbo tax. I was frantic! Never received a notice or anything. Come to find out my student loan has been in default since last May!! I immediately set up payments and entered the loan rehab program. I’ve made 2 payments thus far and all my paperwork has been approved. This was the biggest refund my husband and I have ever received and now it’s being taken. We’re facing eviction among other things due to my husband and I being out of work for several months and we were depending on that money to save our home and catch up bills. I’m sick about it! They’re saying they are taking my entire refund because I owe 30k in student loans……where do I start? What can I do to get our refund back if they do indeed take it all in the morning? I NEED that money for us and our kiddos!
PLEASE HELP!!!
What’s my best course of action to get my whole refund back from offset? Injured spouse claim? Hardship? Prove that I’m in the loan rehab program? Idk what to do?? HELP!

[Tara]

@shawna I have been trying for 2 days to reach someone at either the offset program or the DOE and have had no luck at all. It’s ridiculous that you literally can’t get ahold of anyone to figure anything out. Has anyone had luck talking to anyone.

[Keena]

I too was approved and received a tax topic 203 with a DD of February 27 like almost everyone. I know about the tax topic 203 very well due to my entire refund taken last year from unemployment. I called unemployment this year to make sure everything was good this year and I’ll receive my refund, everything appeared to be good. I called that number and 1 said nothing under my social and 2 said 1 offset for DOE. I am sick Bc it’s the entire amount. Only difference about this year is I was approved with a DD, last year I was never approved. I pray we all get our refund somehow.

[Confused mom of 2]

My refund was due to be deposited into my account on the 22nd. I never recieved them. When i called the offset program it said I did not have any offsets linked to my social. I did not get a code 203 when filing my taxes nor did I get any written notice I was beinf offsetted. Currently on hold for 3 hrs trying to talk to someone in the offset program. Anyone else have this issue??

[Shawna]

What if they are taking everyone stuff that owes to pay for that damn wall. Lol…but not really funny.

[Kim]

@Rachel
If it says you have no offsets you should be ok. Though if you owe back taxes that won’t show up on that line.

[Rachel]

Even if the offset number says i have nothing pending for option 1 and 2 they will still take it?

[Jasmine]

What if we all get our deposit that would be awesome 🙌🏾🙌🏾🤞🏾🤞🏾😩😢😭

[Kim]

@Rachel
I’m in the rehabilitation program too, but they took my whole refund :(

[Rachel]

I have a message that it could be, 203 when i check the status of my refund. It’s supposed to be deposited in on 27th. One called the number for TOP everyday and it says I have no offsets. My student loans are in the rehabilitation program. Will i still get my refund?

[Dj]

Even though I don’t owe the DOE my entire amount of refund, I Called the hotline presses 2 and discovered the offset amount is the entire refund amount. Crushing news especially because I’m in a rehab program for my loans; and like many others, I had plans to catch up on debts, move, etc. it was not the news we were hoping for. Even though the IRS still gives me a refund deposit date, after calling the hotline hope is pretty vague

[Angie]

I am a little concerned…I have a DDD and the WMR bar saying refund “approved” but then I have a Code 203. I called the offset line and it stated I owed the State some money but I am also in a Chapter 13 bankruptcy and I was told in a bankruptcy I am entitled to my REFUND! Can they somehow still take my refund even though I am in a bankruptcy?

[Ann]

We get Tax Topic 203 every year on our refund, however, for the last three years, nothing gets taken from our refund. We have owed debts in the past that was cleared up, but my husband’s always says Virginia Dept of Taxation. He hasn’t lived in VA for 9 years. I don’t recall if this was always an “offset” because of the other debts we had paid off in the past, but it caught my attention a couple years ago when IRS still said we have a Tax Topic 203. We received our full refund for the last two tax years though. It just gives a phone number to call and that’s it. We don’t even live in a state where we have to pay state taxes out of our checks. Maybe he just got lost in the sauce and actually doesn’t owe anything? Maybe they just didn’t lift off the debt or something and forgot? Weird but I’m sure he doesn’t owe anything. We’ve cleared up our debts a long time ago.

[Dc Johnson]

I have the 203 tax topic on my refund statusbut the offset program number says no collection found for my social 🙌🙌 so hopefully I’m good right

[Kim]

@Denise
Did you check both options 1& 2 on the offset line? Also if it’s for back taxes, it will not show on that phone number, you’d have to call the IRS.

[Jasmine]

@BUNZ
When you call that number press option 1 and 2 I found all my info out by pressing 2 the first time I called I thought we was good called back after 12am it said the whole dollar amount of my refund was being. Applied to a debt I’m still pissed off about it for real

[Denise]

Hi everyone I got the same tax topic#203 as well. I called the number and it says I do not owe anything. Maybe it is just to keep us aware that it is a possibility. I am scheduled to have mine deposited on the 27th so fingers crossed. I will keep y’all posted on what happens. Please if you guys can help and do the same. Thanks. Good luck to everyone!

[Bunz Pelzer]

How are y’all getting the tax offset hotline to tell you that they are your entire refund. Mine is only giving me name of company I owe.

[Yaya]

@Tiffany. You may have had a new rep that still does not understand the codes or do not know which refund article to read in SERP. A lot of these answers are available to the public; they are called IRM’s. New reps are mostly assigned to the Refund line their first season.

There is always a good chance though that Where my refund if off. You can have an offset and still receive a refund. You need to know the amount.

[Jasmine]

@justin when we updated on Saturday to ddd I got that 203tt and call the offset line and it said the same thing I waited til 12am to call back to see if it updated and it did saying that my federal refund was being offset it already said it was taking my state but than my federal said it after 12am this morning I’m doing injured spouse I heard it’s long winded but worth the shot just over this year an this tax season period

[Tiffany S]

I had the WMR update saying the irs acceptaed my return , I called the irs to speak with a someone , 45 mins of us on the phone him looking into it all via social security numbers , he said I had no holds or anything taking my taxes this was friday. Well Saturday wmr updates saying my refund will be posted to my account Feb 27th , yet had a link for a offset , so should I not worry because the irs gentleman said there was nothing gonna take my tax refund or anyone else had this issue ?

[Tiffany S]

I had the WMR update saying the irs acceptaed my return , I called the irs to speak with a someone , 45 mins of us on the phone him looking into it all via social security numbers , he said I had no holds or anything taking my taxes this was friday. Well Saturday wmr updates saying my refund will be posted to my account Feb 27th , yet had a link for a offset , so should I not worry because the irs gentleman said there was nothing gonna take my tax refund or anyone else had this issue ?

[mermaid]

Make sure you are trying both options 1 and 2 when you call the hotline. I didn’t have anything under option 1 and then found out it was the DOE on option 2. On Friday, WMR said my refund in the full amount sent to my bank so I thought I was in the clear until I checked on Saturday and saw that it had changed to reflect that my entire refund was taken for the offset.

The 203 message is up for a reason- many people over the weekend have been getting hit with unexpected offsets due to debts they didn’t even know they had. It could be for back state taxes, depending on what state you live in. I had that happen to me before where I owed the state money and it didn’t show up on the offset line. Of course I didn’t find out until after I filed my taxes. My state never notified me either.

Please just prepare yourself- it’s better to be safe than sorry. If your debt is less than your refund, you’ll get something back but if it’s not, be prepared for them to take the entire amount. You may also end up being one of the lucky ones but myself and many others this year who really needed their refunds sure weren’t.

Sending prayers and positive vibes to all of you waiting in anticipation.

[Kim]

@Justim @Paige. Did you try both option 1 and 2 on the offset line? Plus if it’s for back taxes it will not show up on the offset line, you would have to check with IRS. Hope that helps.

[Paige]

Can anybody answer justin’s question? Same situation for me!

[Kim]

@Jasmine. I don’t know how it works, I’ve never done it, but I think there’s a forum on this site that gives more information.

[justin]

i called the offset hot line and it says no debts or offsets but i have topic 203 on wmr. is that a guarantee that taxes will be taken?

[Jasmine]

@kim the injured spouse form isn’t avail on turbo tax til the 11th how does that work do u know the time limit for that I’m so frustrated

[Kim]

@Jasmine you can file an injured spouse claim to get your portion of taxes back. Worth a try anyway. Good luck.

[Jasmine]

I swear y’all im in the same boat my husband SL was past due in collections and they’re saying that my entire STATE AND FEDERAL WAS OFFSET TO PAY OFF DEBT I’m trying to be like @ curious and @Jody I hope and pray that they make a mistake and send it and penalize us next year my husband feels bad but that ain’t paying these past due bills I pray we all get a lil something on the 27th but the looks of it we ain’t getting a dime and it sucks big time

[God got it]

So I have a ddd of 2/27 and a tt 203 offset for student loans. The company is currently garnishing 15%of my wages and I’m in the rehabilitation program and I’m in the loan consolidation process. I wonder if they will accept the new lenders payout over my refund..

[Author]

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