If bank has rejected or won't release your return

[Taramg5]

I just found this on the taxpayer advocate website……:(

In 2014, RICS implemented the External Leads Program, which is responsible for receiving and process- ing informational leads and funds returned by partner nancial institutions and various other sources because the funds were deemed questionable. External leads may involve Treasury checks, direct deposits/ Automated Clearing House, refund anticipation loans or checks, and pre-paid debit cards. The program receives leads from over 130 external sources as well as internal leads from throughout the IRS.26
Within approximately 15 business days of receiving an external lead, RICS employees begin their research to determine the validity of the refund and will advise the nancial institution to return the funds if it cannot determine the refund was valid.27 The RICS employee is not required to notate the taxpayer’s ac- count to show the interception of the refund, and only in limited circumstances must notify the taxpayer before the nancial institution returns the funds to the IRS.28 Consequently, if the taxpayer contacts the IRS about his or her refund, a Customer Service Representative (CSR) cannot identify RICS involve- ment by reviewing the main tax account database or provide any guidance on what the IRS is doing. In most instances, the CSR refers the taxpayer back to the nancial institution, even though it was the IRS that decided the funds must be returned. Additionally, nancial institutions are advised to inform their account holders that: