I went with Cashapp cuz they offer free filing AND audit protection (which I always get and pay $159 plus SBTPG fees for). So I am getting nearly same refund amount and the only extra fee being taken out is the one from SBTPG. AND I apparently made the test batch–another first–as I flled 1/19/2023, was accepted almost immediately, and as of 1/22/2023, am already at one orange bar!