TurboTax and CreditKarma angered me this year as I was offered the RAL again and would have gratefully accepted except for the fact that my CK account I created to get last year’s RAL and refund was eventually closed after the funds were spent, and CK will not reopen. No other way to receive the RAL except thru CK account. So for the first time in 12 years, I am not using TurboTax.