Question about American Express Serve Cards

[Anonymous]

Has anyone on here had any experiences regarding AMEX Serve Prepaid Cards? I am going to be recieving my refund onto one that was mailed to me but after reading terrible reviews about the card I am nervous.

People have had issues with the card locking on them due to large purchase amounts and I wondered if anyone had this issue with the card? I’m not planning on pulling my full refund off. I was planning on putting half in my checking account and then leaving the other half on the serve card and keeping the serve card for online purchases and things like that.

But I wanted to hear of anyone else’s experiences with it, good or bad?

[floridagal]

I use Amex Serve to DD my paychecks and I get it two days early. Will I also get my refund deposited early as well?

[Jcable2]

Istewa2 the serve card now has the same limits as the Bluebird card. No daily limit for purchases just one total monthly limit of $15,000. I used my BlueBird to buy a used car at a dealership. I had called to make sure since when I bought another car with my Walmart Money card it had a $3000 daily limit. Had to charge half one day and half another day. Was told by BlueBird just a monthly limit. I had no issue paying $3600 for the car and still using my card for lunch afterwards. I was looking at serve cards for someone else and seen they now have the same limits as Bluebird and called and confirmed. They have a serve card and wants to use it to buy a used car.

[Chrissy]

I have AE Bluebird and have gotten my refund on it the past 2 years. I always get it a couple days before my DDD. Never had any issues. Now it gives me 5% back on all purchases I make with it and I think that’s great for a prepaid card

[deeincoloradod]

I’ve had a SERVE card for about three years as well. Aside from the atm limit (it’s 750/day now), I’ve had no trouble getting deposits, making withdrawals or purchases. I have half my paycheck deposited regularly. I read some bad reviews recently….but I haven’t had any of the issues I saw posted.

[SH]

Last year I put part of my refund on the bluebird card and the other part in my bank. The part that came on my BB card showed up two or three days before the part in my bank which was a nice surprise. I had no issues using it. I hardly use the card to be honest. The reviews for the BB/Serve card are not great but It serves its purpose.

[lstewa2]

I’ve an AMEX serve card for about 3 years now. can tell you this. You are only allowed to with drawl $700 a day from the atm if you have the blue card, and you may only make purchases that total $2000 a day. Anything over $2000 swiping you card will be rejected. I learned this last year when I with drew $500 then I tried to take another $500 and the atm said to contact my financial provider. I called the amex serve customer service number and that’s when she gave me the run down. Every since then I haven’t had any problems because I know my limit at the atm and the purchase limit a day. I hope this helps

[Jcable2]

I have an AE Bluebird card. I use it for my refund and other big deposits. They had a $10,000 monthly spending limit which is now been increased to 15,000. Have never had any issues with my card locking.

[Author]

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