Healthcare Question

[Rick]

So I filed my taxes and have health insurance through my employer. I just got a form from the Marketplace (1095-A) saying I had insurance through them.

On my tax return I checked I had insurance all year not through the healthcare exchange. While I did apply for coverage I never got it through the Marketplace.

Just wandering what effect this will have on my taxes/refund.

[Gennefur]

On the form from the exchanges, did it have any dollar amounts on it that you were suppose to put on your return? Odd that they would send you one if you didn’t pay into them but I am sure you won’t be the only person with this issue of getting a form from them in error. You are suppose to file it with your return if you bought insurance through the exchange for the Premium Tax Credit. The IRS has a whole page about it here https://www.irs.gov/Affordable-Care-Act/Individuals-and-Families/Questions-and-Answers-on-the-Premium-Tax-Credit

If you got it through your employer I don’t see it being a problem in relation to your return unless they have you as having the market place insurance also, but it kind of goes back to my question of what is on the form they sent you. Because if you signed up but didn’t pay into it they shouldn’t of sent you one.

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