Greendot

[Blackwood]

I see a lot of people asking about Greendot and I wanted to share my PERSONAL experience with them. In hopes of maybe quelling some anxiety.

I have had Greendot for about 6 years now, probably longer.
I’ve never had an issue with a deposit going through, or any reason that I would need to contact them. Just a straight forward account. I have my husband’s paychecks deposited on it, and anything else. I use the card just like a regular bank card.

If you want to withdraw funds from your account without incurring fees, US Bank is where you should withdraw from.

Depositing early: In my experience, Greendot has always deposited 1-2 days early. The only time that I’ve seen it later (when it actually shows up on the DDD) is when payroll pushed submitting until the very last day or there was a holiday that messes with the proceess. I looked over my account from last years refund deposit, it shows that it deposited on the 22nd, but it was in my account earlier than that.

Sadly, in all of the years, I have never had a weekend deposit. If it didn’t make the Friday cutoff, I had to wait until the following Monday. But, I have had deposits come in at all times of the day during the M-F schedule. Typically 3-3:30am PST but like last year, my return was there at 11am and I’ve had some paychecks come through at 4pm.

You can set up text alerts to let you know when the deposit hits your account as well as a daily balance text. Sometimes the daily balance text is more accurate than the deposit text.

Anyhow, hope this helps a little bit. And once again, I am not a Greendot Rep, just someone sharing my personal experience with them.

[Blackwood]

@Curley

That I do not know. I have 2 cards, one with my name, and one with my husband’s. I’ve always had this since we use it as a regular checking account.

[Curley]

Is it true you have to have 2 cards? One in each spouse’s name to get your refund?

[Ttcc]

Is it go bank you use? I use them and it’s technically greendot. I never have an issue with deposits

[Elliott Monroe]

Ddd 2/27 GreenDot

[Elliott Monroe]

I have accountnow with GreenDot and I pray mines go thru early as well !!!

[phil]

Thanks, grreendot as well. Hope for DD by 2/25 or 26

[DJhasMS]

LOL, I just got frustrated and posted almost this exact thread.

[FinallyAdate]

Thanks for this info. I have a GoBank card and it appears they use Greendot according to the back of the card. Fingers crossed

[Author]

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