Direct deposit changed to paper check?

[Shannon]

WMR finally updated but it shows a paper check will be mailed. I filed with turbo tax and requested direct deposit. I’m sure the bank account information is correct. It’s a joint bank account with both my husband and my name on the account and we filed a joint return.

Any ideas on why it would have been switched?

[Cathy]

I get over 10k every year because my income is nontaxable and it goes dd every time. Except two years ago, ….for some reason they kicked it out on a paycheck. Honestly, the check arrived before it was supposed to, so I wouldn’t be worried. They have us the reason that our bank doesn’t take deposits over 10k but that was a lie since they did before, and after. I think someone hit a wrong key!

[Anonymous]

Yeah, the “fourth” deposit limit is only for the current tax year. So, if you are getting one check per year, it should not apply to you.

[Shannon]

We opened the bank account in 2017 so this is just the second time we requested a direct deposit to this account. It was used last year and we received the direct deposit just find

[Anonymous]

The amount is not correct. Mine is over 18k, and it is a DD. The only applicable reason that you would change to a paper check is if it is the fourth or more check processed to the same account. I.E., you have multiple people using the same checking account for their taxes.

[Keith]

Yes im pretty sure when the refund is over $10k they mail a check!

[Shannon]

Thanks. That’s the only thing I could think of but I read reasons online about why it would change and didn’t see that mentioned anywhere. I plan on calling Monday to see. We did adopt 3 children last year so it was a pretty high refund as we got back everything we paid in plus 4200 for the child tax credit.

[Jamie]

Ive seen other people on here say if your refund is over a certain amount, the IRS will change it to paper check to help reduce fraud.

[Author]

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