dd 2/19

[irritated taxpayer]

Anyone else’s where’s my refund still not say sent. I was told they usually send 2 days before ddd but mine has not sent and sbbt has not received my funds.

[brandi]

Thanks for the banking details…I have known I have one of those “floating” banks that you can preview pending deposits, Navy Fed…I actually can access my funds the night before because of time difference

[Smitty]

Your welcome nico

[niico9]

thanks for the explanation about “early ” direct deposits, smitty. I was wondering why some banks did that.

[Sneege]

I didn’t have any fees taken out, so I haven’t checked SBBT.

[Smitty]

Everyone, ur $$$ will b deposited on ur DDDate…. The reason sum banks/prepaid cards show deposits anywhere from 1-3 days early’ is because the depositing bank (either IRS or a bank the IRS uses’ sends a ‘notice of direct deposit’ to EVERY bank 1-3 days b4 the actual DDDate…. MOST banks do NOT credit ur account immediately based on the ‘notice of DD’….. But sum banks/(example: USAA, Woodforest, Navy Credit Union, and many others idk about) r courteous and ‘float’ u the money immediately. If u have a bank that’s nice enough to float u the money early, you’ll notice that the flaot deposit will ALWAYS show pending until the actual direct deposit date. ALL U.S. banks send these DD notices anywhere from 1-3 business days early. In order for deposits to smoothly take place on the DDDate, the banks must communicate 1-3 days b4 the deposit. There r a lot of reasons y they do this but I’m not getting into that. I know this because I was a manager in the ACH department for a local bank for 4 years. I am well versed on this whole, what everyone calls, “getting my DD early”. Well, technically, there r no early DD’s. When the depositing bank sends the DDD notice, it’s simply a notice (think of it as an email from bank to bank stating ‘your’ account will b receiving X amount of dollars on X date.. . the money physically does not get sent any earlier than 12 hours 1 business day b4 12 a.m. on the scheduled DDD. Now most ACH departments r given specific instructions NOT to ever explain this because everyone would call the up and ask y the freak that bank won’t just post/float the deposit since the depositing bank has just told their bank that they r sending $$ to ur account on a given day…. Now I really hate banks that do not post/float the money when they get the DDD notice…. Think about it, a DDD notice from one bank to another is a GUARANTEE that money will b n ur account soon…. And this is the reason those few banks out there post/float the money as soon as they get the DDD notice… And the majority of banks that refuse to do so do under the premis they physically have not received the money (which us true) but its BS!!!!!
I think I’ve explained this this issue good enough and honestly, out of all these forums, I haven’t seen anyone come close to the actual BANKING TRUTH so I had to chime in w the truth because it is hard for me to sit here and listen to everyone tell everyone else when they r getting their deposits…. Lol!!!

Questions?!?;?

[brandi]

Mine has been a pending deposit since Friday…. I guess cus of holiday..they pushed back deposits to a Thursday?!
My WMR does NOT say sent either

[JJDsMom]

@Sneege: does SBBT show they have received your funds ?

[Gene Taxpayer]

You will get it on your DDD if it says 2/19 then it will likely be on that date. I got whipped by thress mexicans

[JJDsMom]

my WMR also does not say sent nor does SBBT say they have received my funds ;0(

[David]

I have a DD 2/19/14. Its not showing sent and not in my bank account. Will it deposit in my account tomorrow then if they send it today?

[Ashley]

Thank you sneege they must have just not updated it. But sbbt also hasn’t received. Bummer. :(

[Sneege]

Mine doesn’t say sent, but it is pending in my bank account for 2/19.

[Heather]

My local store Jackson Hewitt, sorry did not mean to imply none of the stores had received checks today I just know my local store has not received any and I got the impression that none were received Mon or Sun but am not sure. Just letting people know what I have found out today.

[Heather]

The government is closed again today due to weather and Jackson Hewitt has received no checks as of 12:30 today the 17th. Maybe the 2/19 will get ours tomorrow at the latest.

[Just fusturated]

Mine does not say sent yet either, also SBBT has nothing for me… I really need this money!

[Ashley]

The irs updates at night. Should have already said sent if it was sent. Mine doesn’t say sent either. Maybe tomorrow. And sbbt usually updates around 10 or 11

[KP]

It may be sent today. Yesterday was a federal holiday. Mine says sent but SBBT doesn’t have it yet either.

[Author]

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