Credit Karma Filers

Home Forums General Discussion 2018 Tax Season Credit Karma Filers

  • This topic has 86 replies, 3 voices, and was last updated 7 years ago by Smg.
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  • #4199203
    Jose Mercado

      Has anyone been accepted by the IRS and filed with Credit Karma?

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      • #4201968
        Smg

          I saw the loan was approved yesterday, but my return was rejected for a wrong birthdate. I resubmitted so hopefully it goes through quickly. It’s seems like maybe they just had a lot of returns to get through.

        • #4201898
          Timothy S

            Of course, now credit karma is telling me my return was rejected since I filed with tax slayer. Oh well. I already have my $500 on my serve card from my refundnow advance. Good luck CK filers.

          • #4201896
            Alx D

              @K

              Same here. What a crazy effing day…😵

            • #4201881
              K

                Mine was just accepted! Got $500 on my american express serve card! YAY

              • #4201873
                tnikole27
                  @tnikole27

                  was able to see that my loan was approved on ck this am. Return didnt show accepted and nothing on WMR. Just checked a few minutes ago and I have the loan in my account and email that return was accepted. one bar on wmr

                • #4201870
                  Tia Va

                    Alx D or Winter- can one of you tell me if the loan for taxslayer is still available? I tried filing with taxslayer but never got to that point. Seriously considering..but at what point does it ask you because I never got that pop up to apply for the loan!!!??? Sometimes it varies state to state..Im in Virginia, am I eligible? Bills due and 3 little ones to feed!!! 😕

                  • #4201810
                    LCB

                      I tried putting my info into CK and found several critical software errors when I looked at the output it was generating:

                      – Form 8889 not generating at all for HSAs
                      – No way to enter your DL/state ID information for VA returns
                      – Virginia withholding schedule was duplicating W-2 entries 11 times over (!)

                      I would avoid this product. It’s “free” in the sense that it seems “worthless.” I would use IRS fillable forms before this hot mess.

                    • #4201686
                      Winter

                        @Alx D

                        That’s what I figured. Well at least they’re kind of admitting there’s an issue now. Honestly, I would have given them another day and filed with someone else on the morning of the 1st if it hadn’t been resolved had they just dealt with this better. The way they are handling this is the real problem. Horrible customer service!!

                      • #4201673
                        Alx D

                          Well everyone after smoothing my way with an chat agent I finally got confirmation. I will only post the important part. Sorry I’m the bearer of bad news. Probably my last update of the day.

                          But that’s not what it was said before
                          When are you going to resolve the issues of people not getting accepted from credit karma
                          Do you have an estimated timeframe?
                          Me
                          there is information on our website about the early bird and how it works
                          not yet
                          I apologize
                          Sady
                          So it is not resolved yet?
                          Me
                          we are working on it
                          as soon as IRS accepts return you will receive an email confirmation
                          If it gets rejected you can login again and edit
                          Sady
                          So it can be a month from now ehenever you fix your issues
                          Me
                          no no not a month
                          Its a matter of hours or
                          a day perhaps
                          Sady
                          That’s not fair. You should put a warning on your site that says credit karma is having issues submitting to irs so people will know
                          Me
                          Many members their return has been accepted
                          not sure what the issue is

                        • #4201652
                          Alx D

                            Yeah I just got in the chat twice tehy cannot explain it and twice they closed the window. So yeah it’s a trick to fool people.

                          • #4201651
                            K

                              My Credit Karma just updated to approved for Earlybird Advance but both Federal and State (NC) not accepted still.

                            • #4201649
                              Alx D

                                @K

                                same happened to me. That’s why I rather go with Turbo tax as well.

                              • #4201641
                                K

                                  Well I was denied for the RefundNow with Tax Slayer haha

                                • #4201640
                                  Alx D

                                    @tia

                                    I’m feeling like that as well.

                                  • #4201637
                                    Tia

                                      I just checked credit karma my advance also is showing approved but still no acceptance. My state (Virginia) is now ready!! Not there before…. Feel like this may be a trick!

                                    • #4201630
                                      K

                                        @Alx D

                                        Oh thanks! I usually use Turbo Tax too but this year I really need money now and can’t wait until maybe Feb 27th. So I don’t know what to do, sigh.

                                      • #4201629
                                        Alx D

                                          @K

                                          The fees were around $60 but I didn’t do it because I rather do Turbo Tax which I used the last couple of years without a glitch other than ID verify and didn’t pay anything. So not risking it with another new company that is actually going to charge me.

                                        • #4201620
                                          K

                                            @Alx D

                                            Ahhh you were right, thank you. But I’m still hesitant, how much are all the fees for TaxSlayer? And seeing people are getting approved for CreditKarma’s loan thing I might wait.

                                          • #4201608
                                            Winter

                                              @Alx D – this is so crazy!!

                                            • #4201604
                                              Alx D

                                                @winter

                                                If you have a bar on WRM that’s as legit as it gets. So TaxSlayer is right on the message they sent you.

                                                I was thinking the same on your second point. But like I said at most they bought an extra day from me. Tomorrow I will file with Turbo Tax if I do not get anything.

                                              • #4201599
                                                Alx D

                                                  @tia

                                                  I cosign that! 😂

                                                • #4201598
                                                  Winter

                                                    This whole thing is very strange. Maybe the acceptance on Tax Slayer site wasn’t real. I haven’t ever had a return accepted within 8 minutes before (a few hours, yes), or show up on WMR within an hour of it being submitted – or maybe Credit Karma is working with MetaBank to get things approved just to keep people happy as they clearly state it won’t be loaded on your card until it’s been accepted. Credit Karma has not updated to say my return was accepted.

                                                  • #4201597
                                                    Tia

                                                      This has been one crazy day!!

                                                    • #4201596
                                                      Timothy S

                                                        No sooner did my return get accepted with tax slayer did credit karma say I was approved for the $1000 advance. Funny I think, not sure if they are playing around or what. Too late now, tax slayer won even though I’m only getting $500 in advance.

                                                      • #4201595
                                                        Alx D

                                                          @winter

                                                          I’m curious as to how you got the approval of you got accepted elsewhere just today. Making me feel uneasy. But we’ll see.

                                                        • #4201590
                                                          Winter

                                                            Nothing there @tia – on their site it says:
                                                            If approved, the loan from MetaBank will be put on your Serve Card the day after the IRS accepts your tax return.

                                                          • #4201581
                                                            Alx D

                                                              Mine has not arrived. Should be here anytime. I filed on the 25th. And I forgot my login and cant request new pass without the card number….aghhhhh…what a pain. lol.

                                                            • #4201580
                                                              Tia

                                                                Have either of you checked your serve card to see if the money is there?

                                                              • #4201579
                                                                Alx D

                                                                  @winter

                                                                  Well, maybe I’m getting excited for nothing….because you did say you filed with Tax Slayer and got accepted in 8mins and you now can see a bar on WRM when usually it updates the next day….So you are a very lucky guy my friend.

                                                                • #4201578
                                                                  Alx D

                                                                    @winter

                                                                    We’ll see I guess….maybe they did that to fool us who knows…but if they did, all they did was bought themselves an extra day. If not, I will go with Turbo Tax which I’ve done last few years without trouble and without paying!.

                                                                    Will not go with TaxSlayer. That’s for sure. They almost got me with the health insurance fee until I found a work around it. Not impress at all.

                                                                  • #4201577
                                                                    Winter

                                                                      This is the message I am seeing:
                                                                      Approved
                                                                      Your $750 Earlybird Advance from MetaBank is approved!

                                                                      That money will be loaded onto your American Express Serve® Card and shipped to:

                                                                    • #4201572
                                                                      Alx D

                                                                        @tia

                                                                        Yes, I’m serious.

                                                                        The acceptance bar does not show accepted but the first one the Metabank one now says it’s approved which should be a good sign because they say they will approve it once the tax return is approved by IRS. I would post a screenshot but it has my address and name now on there (wasnt there before) and dont have time to blur it out and upload…maybe in a few,.

                                                                      • #4201571
                                                                        Winter

                                                                          Mine says the same thing. Curiouser and curiouser…

                                                                        • #4201566
                                                                          Tia

                                                                            Alx D- your getting me excited!!! Are you sure? Please update us!!!!

                                                                          • #4201565
                                                                            Alx D

                                                                              I would hate to think they are playing with people like this by putting that message there. Giving them an extra day.

                                                                            • #4201564
                                                                              Alx D

                                                                                Ok here is an update…

                                                                                Before I pulled the trigger from Credit Karma I decided to check again on their website after I was hesitant to do so because Tax Slayer basically denied the advance and at the end there was like $60-$70 in fees.

                                                                                After checking it now says that Metabank approved my advance for $500. Which was not there at all before.

                                                                                I have not received an acceptance email yet but I know Metabank will not approve it unless the return was received. Will update once I get the official acceptance from Credit Karma.

                                                                              • #4201543
                                                                                Winter

                                                                                  Also just got 1 bar on the WMR site. Happy to not be stressed about this anymore!! My refund was the exact same for both.

                                                                                • #4201541
                                                                                  Alx D

                                                                                    @K

                                                                                    I’m doing mine with Tax Slayer and is exactly the same. I think the $700 less is the insurance penalty because it just happened to me. Make sure you get an exception. Very easy.

                                                                                  • #4201540
                                                                                    K

                                                                                      I was going to go the TaxSlayer route but they were going to give me $700 less :/

                                                                                    • #4201534
                                                                                      Tia

                                                                                        Thanks so much Winter! I will do it!

                                                                                      • #4201525
                                                                                        Winter

                                                                                          I had filed with Credit Karma but since they never sent my return in I was able to file and get accepted with Tax Slayer. Whenever Credit Karma decides to submit theirs it will reject it as I have already submitted a return. First come first serve lol.

                                                                                        • #4201521
                                                                                          Winter

                                                                                            @tia sorry meant you can have the advance sent to Serve or bank

                                                                                          • #4201518
                                                                                            Alx D

                                                                                              @winter

                                                                                              Did you file with TaxSlayer? Even after filing with credit karma or you never filed with credit karma? Cause I’m about to do the same.

                                                                                            • #4201513
                                                                                              Winter

                                                                                                @tia yes and yes. You can have it done to your bank also. You have to have w2 income though

                                                                                              • #4201510
                                                                                                Tia

                                                                                                  Does taxslayer offer the advance also? Does it have to go on the American Express serve card?

                                                                                                • #4201507
                                                                                                  Winter

                                                                                                    Filed and accepted within 8 minutes on Tax Slayer. Something is definitely wrong at Credit Karma.

                                                                                                  • #4201465
                                                                                                    Winter

                                                                                                      Giant facepalm!! And I just read an article saying they want to be in the top 3 for tax prep. Um, no.

                                                                                                    • #4201449
                                                                                                      Alx D

                                                                                                        Thsi people is getting crazier by the moment…here is from chat:

                                                                                                        hey, how are you doing/
                                                                                                        IRS just opened up yesterday so anywhere from 1/29/2018 – 4/15/2018 your return will be accepted/rejected
                                                                                                        you can find more information her irs.gov/newsroom/2018-tax-fili…

                                                                                                        So pretty much a bunch of BS….like anytime from here to 4/15…..all I can do is laugh…I’m gonna file elsewhere as @winter suggested.

                                                                                                      • #4201447
                                                                                                        Alx D

                                                                                                          @winter

                                                                                                          I’m going to wait out maybe today and if nothing happens I will go that route. Cause to me this credit karma people is garbage. Heck I may just do it right now. Thanks for the advise.

                                                                                                        • #4201431
                                                                                                          Winter

                                                                                                            None of their stuff has gone through yet. You can file with another company and the first one to be received by the IRS will be accepted, they’ll just reject Credit Karma’s when they finally to get around to submitting it. Tax Slayer is offering the same advance as Credit Karma to an American Express Serve card or to your bank account. They charge $17, but worth it in my opinion if you can go that route. Unfortunately they don’t offer the advance for people with no W2 info (I file with a schedule C since I own my own business).

                                                                                                          • #4201426
                                                                                                            Tia

                                                                                                              Guys I just sent this email…im so frustrated…ughhhh

                                                                                                              Please do not provide me a generic response. Has Credit Karma had any acceptances since Irs open date? If there is a system issue, this is something customers need to be informed of. There are other tax agencies that are getting efile accepted within an hour of submitting. Please provide a response that explains this delay. Thanks.

                                                                                                            • #4201300
                                                                                                              Alx D

                                                                                                                @kelcf

                                                                                                                Same here. I filed on the 25th still waiting. Ughhh. What a bunch of slackers. SMH.

                                                                                                              • #4201299
                                                                                                                Winter

                                                                                                                  @creditkarma

                                                                                                                  Did you apply for the advance?

                                                                                                                • #4201296
                                                                                                                  Alx D

                                                                                                                    I’m sure it’s a credit karma thing. Never ever happened before to me. But too late to complain I guess venting is my only relief right now.

                                                                                                                  • #4201283
                                                                                                                    Alx D

                                                                                                                      @credit-karma

                                                                                                                      Starting to believe you work for them. Lol. 😂.

                                                                                                                    • #4201250
                                                                                                                      credit-karma
                                                                                                                        @creditkarma

                                                                                                                        To Alx D

                                                                                                                        I got the email from credit karma yesterday around 1:00pm it said my tax return accepted by IRS and this morning it shows 1 bar at WMR. They just transmitted yesterday morning I guess. It take time for IRS to process. Hang in there. you be fine.

                                                                                                                      • #4201235
                                                                                                                        Kelcf

                                                                                                                          I’m so frustrated. filed 1/24 and my return still hasn’t even been recieved !! And credit karma isn’t helping at all. They insist it’s been submitted when it clearly hasn’t. I don’t know what else to do. It’s been a week and still they have no record of my return smh

                                                                                                                        • #4201191
                                                                                                                          Winter

                                                                                                                            @Alx D.

                                                                                                                            Nothing useful – just that they submitted them yesterday and it’s up to the IRS now lol. Never, ever again. Obviously a glitch happened somewhere, just be honest about it.

                                                                                                                          • #4201183
                                                                                                                            Alx D

                                                                                                                              @winter

                                                                                                                              I hope it doesn’t have to do with it. But anything is possible. Let me know if they tell you something useful. Thanks for the update.

                                                                                                                            • #4201182
                                                                                                                              Winter

                                                                                                                                Chatting with them now and of course just getting the run around. I got sucked in by the advance too @alxd. I wonder if that has something to do with this delay…

                                                                                                                              • #4201179
                                                                                                                                Alx D

                                                                                                                                  @winter

                                                                                                                                  Same here. Never again. So mad I decided to use them this year. They got me with the damn advance thing I saw while checking my credit.

                                                                                                                                • #4201174
                                                                                                                                  Alx D

                                                                                                                                    @tmw212

                                                                                                                                    Yeah noticed that too with their site last night. It crashed. Just plain sad. Tells you how awful they are. Never again.

                                                                                                                                  • #4201147
                                                                                                                                    tmw212

                                                                                                                                      still haven’t heard anything either..so disappointing…and their website and app were down part of last night …really hope they give some kind of update or people start getting accepted today..concerning

                                                                                                                                    • #4201140
                                                                                                                                      Winter

                                                                                                                                        I haven’t. I will never use them again. I filed on the 18th. y state is saying they haven’t received it either.

                                                                                                                                      • #4201136
                                                                                                                                        Alx D

                                                                                                                                          Did anyone else get accepted? This credit karma really feeling like a damn bad decision. Still not there. Won’t bother contacting them cause I know they just will give the run around. I wonder if there is a way I can have them stopped my e-file so I can use turbo tax as I did last years. Never waiting this long, ever, for acceptance. Specially after seeing everyone left and right get accepted within hours. SMFH.

                                                                                                                                        • #4201015
                                                                                                                                          Alx D

                                                                                                                                            @Jerry

                                                                                                                                            Nice. I’m still waiting on mine though. Thanks for the update.

                                                                                                                                          • #4200984
                                                                                                                                            Jerry

                                                                                                                                              Just got email saying IRS has accepted my return good luck everyone.

                                                                                                                                            • #4200941
                                                                                                                                              tmw212

                                                                                                                                                I e filed through credit karma on the 21st and still have no acceptance from irs and credit karma chat just tells me they opened today the 29th and to contact irs..no help really..did the early bird advance and was approved for that but still no activity on the irs site, credit karma, or the serve card

                                                                                                                                              • #4200913
                                                                                                                                                Tia Va

                                                                                                                                                  Effie, Jan 29, 3:05 PM PST:
                                                                                                                                                  Hi Tia,

                                                                                                                                                  It looks like you were able to successfully file your return with Credit Karma Tax and we are awaiting acknowledgement from the IRS.

                                                                                                                                                  The IRS opens January 29, 2018 for e-filing, therefore, it may take a little time for them to process your return.

                                                                                                                                                  Keep in mind that we can only provide updated information once we receive information back from the IRS or state about the status of your return.

                                                                                                                                                  Once we have new information, our site will automatically update. You’re welcome to check here as often ask you like for an updated status.

                                                                                                                                                  Thanks for your patience.

                                                                                                                                                  If you have any other questions, just let me know.

                                                                                                                                                  Have a great day.

                                                                                                                                                  Effie
                                                                                                                                                  Credit Karma Tax | Member Support

                                                                                                                                                • #4200844
                                                                                                                                                  Jerry

                                                                                                                                                    @Alx D

                                                                                                                                                    There is still hope I checked there are alot who used services like Jackson Hewitt and H n R that filled around the same time and have not been acceptted they are saying it will trickle in throughout the day and night.

                                                                                                                                                  • #4200837
                                                                                                                                                    Alx D

                                                                                                                                                      @Jerry

                                                                                                                                                      Thanks for the update. I also received a generic message from a support ticket I submitted. Regretting using them by the minute.

                                                                                                                                                    • #4200835
                                                                                                                                                      Jerry

                                                                                                                                                        I talked to live chat just now and all they would say as that the irs started accepting today and to log in and submit it today. I told them i filed on the 24th and it efiled and is waiti to here back from irs. then gave me basic message again and after i asked if it was held on their servers and would send today they gave me a message of it would update live information as soon as it came frome irs…. so in limbo for now i guess.

                                                                                                                                                      • #4200650
                                                                                                                                                        credit-karma
                                                                                                                                                          @creditkarma

                                                                                                                                                          To Alx D

                                                                                                                                                          The last time I saw it in Help Center but now it available in email only (not chat icon no more available). I will wait to 3 more days before I contact them again.

                                                                                                                                                        • #4200628
                                                                                                                                                          Alx D

                                                                                                                                                            @credit-karma

                                                                                                                                                            Thanks for the info. You mentioned you got in touch with a credit karma rep. How did you manage to do so? cause all I can find is a way to open a ticket. Nothing else. Thanks.

                                                                                                                                                          • #4200616
                                                                                                                                                            credit-karma
                                                                                                                                                              @creditkarma

                                                                                                                                                              Alx D.

                                                                                                                                                              As of 1/29 morning, I haven’t get any email from credit-karma nor IRS to inform as yet. Hopefully soon.. hang in there.

                                                                                                                                                            • #4200561
                                                                                                                                                              Alx D

                                                                                                                                                                Did anyone get accepted filing with credit karma yet?

                                                                                                                                                              • #4199533
                                                                                                                                                                Alx D

                                                                                                                                                                  I’ve been using TT last 2 years and decided to go with them cause the advance thing and with TT I always had to ID verify…. Regretting that now though since usually my w2 is not here this early. Usually borderline 31st. But we will see.

                                                                                                                                                                • #4199530
                                                                                                                                                                  Alx D

                                                                                                                                                                    @credit-karma nah I just jumped the gun. My bad. They resent me another email I thought said accepted just checked seems like it was a dream. Lol. I guess you were right. Crossing my fingers that you are wrong. Lol.

                                                                                                                                                                  • #4199529
                                                                                                                                                                    credit-karma
                                                                                                                                                                      @creditkarma

                                                                                                                                                                      To Alx D

                                                                                                                                                                      Please proved it that your tax return had been accepted. Do you work for credit karma by any chance? I posted on this website to inform future tax filers.

                                                                                                                                                                    • #4199417
                                                                                                                                                                      Alx D

                                                                                                                                                                        @credit-karma well mine just got accepted. So maybe they told you that so you won’t call or get some breathing room while they can.

                                                                                                                                                                      • #4199404
                                                                                                                                                                        credit-karma
                                                                                                                                                                          @creditkarma

                                                                                                                                                                          I chat with credit karma rep. He said all return will put on their server and will be transmit on 1/29. I filed with them on 1/21 and wait and wait to get accepted from IRS but nothing happen because they did not transmit it. I will not use them again even though they are free.

                                                                                                                                                                        • #4199401
                                                                                                                                                                          Tia Va

                                                                                                                                                                            I was prequalified but to my understanding final approval will be determined once the irs accepts the return..fingers crossed! If u applied look for the email after irs accepts, hopefully Monday!!! Patiently waiting…

                                                                                                                                                                          • #4199399
                                                                                                                                                                            Alx D

                                                                                                                                                                              @credit-karma how do you know this? Mine says submitted.

                                                                                                                                                                            • #4199392
                                                                                                                                                                              credit-karma
                                                                                                                                                                                @creditkarma

                                                                                                                                                                                For those who filed their tax return with “Credit Karma” will wait until 1/29. Your tax return will not transmit until then.

                                                                                                                                                                              • #4199384
                                                                                                                                                                                Alx D.

                                                                                                                                                                                  Just filed a bit ago. Fingers crossed. Here we go again with the torture. lol. Anyone got approved for the metabank loan?

                                                                                                                                                                                • #4199290
                                                                                                                                                                                  Tia Va

                                                                                                                                                                                    I also filed with credit karma no acceptance yet!

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