ACA (Obamacare) subsidy does not have to be paid back 2020

[Beancounter]

Provision applies only to the 2020 tax year
thanks to the American Rescue Plan Act, no marketplace plan buyer will have to worry about repaying excess premium subsidies for 2020. If your subsidy amount was too small, you can still claim the additional amount that you’re owed when you file your taxes. But if your subsidy ended up being too large – even if your income ended up exceeding 400% of the poverty level – you won’t owe any of it back to the IRS.

https://www.healthinsurance.org/blog/2021/03/10/how-the-covid-relief-law-will-rescue-marketplace-plan-buyers/

Just like the unemployment tax change, the IRS is currently directing early filers NOT to send amended returns.
TurboTax has not yet updated the form 8962 for those that have not filed. For early filers, you may be getting more refund back if you owed money for overpayment of healthcare subsidy.

[Beancounter]

https://www.irs.gov/affordable-care-act/individuals-and-families/premium-tax-credit-claiming-the-credit-and-reconciling-advance-credit-payments

Guidance from IRS regarding the recapture/refund of excess premium subsidies.

Healthcare.gov will be open April 1 for selection of the same or a new policy at the reduced premium rates for 2021.
You MUST re-enroll to get the lower premiums.

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