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    fed_up said:

    February 23, 2012 11:06 PM Quote This Flag Private Message
    hey everyone i have a number for hnr bank they juss told my sister stuff hr block n irs couldnt like pending refunds on ur account which u will find n ur packet from hnr on the pages on the ec info ur account number for the bank is on that page great score let me tell you i got my refund tonite on my ec card but i kno you guys that r still waitn will need good luck everyone (888 687 4722) Access Funds

    **Loan Selection Amount of Time**

    H&R Block Emerald Advance Line of Credit:  1 hour

    Instant Refund Anticipation Loan: By the time you leave the tax office

    Refund Anticipation Loan:  1-2 days

    Refund Anticipation Check:  8-15 days

    IRS Direct Deposit:  8-15 days

    If the time expected for the card to be funded has passed, you can call 1-866-353-1266 for further assistanc

    Access Card Information
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    or by calling 1-866-353-1266.

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    P.O. Box 10364
    Kansas City, MO 64171-0364
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    Your card is initially funded based on the selection you made at the tax office. Find the selection you made in the below chart to determine the amount of time it will typically take for the funds to be loaded into your H&R Block Emerald Card®.

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If you REALLY want to be “smart” about it, don’t have so much tax withheld from your pay in the first place! A “decent” reunfd in my book is $0. Heck, I’d rather PAY when I file. That way the government is lending ME money, not the other way around that’s all that YOU are doing and you’re getting nothing in return for it either.If you went to Wally World and bought some stuff for $15 and gave the cashier a $20 and she told you that you’d have to wait until next April for your change, you’d go postal, right? Hell yes you would! Why then is it such a great deal when the GOVERNMENT does the same thing to you? Dumber yet, you AGREE in advance to let them do it to you. You ASK them to do it to you!If you get more than pocket change for a reunfd then you’re doing yourself a disservice. If you had the proper amount of tax withheld in the first place, you’d be current on your credit cards or be ahead on them even. The interest you would have saved could have EASILY been as much as HALF of whatever reunfd you are looking at given the credit card rates often charged to college students!If you’re carrying any credit card debt, pay that off FIRST. That’s a rate of return of between 35% and 75% right there.You want smart? You just got it!

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