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    MikeOxsmall

    Just making an official thread for capital one bankers to make it easier for everyone using them to stay updated. Keep in mind y’all, Capital One generally does not deposit ANYTHING early except for paycheck DD’s because paychecks are consistent over time and are less likely to be fraudulent or accidental. If you use Cap Once, feel free to update us when you have activity.

    Filed 1/24
    Accepted 1/24
    Path till 2/15
    Transcript update on 2/16
    DDD 2/22

    I’m not used to getting refunds, usually have to pay in but last couple years have gotten a refund. I used Cap One last year 2021, did not get refund early, was deposited on DDD around 6am.

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CptnCrunch

Does anyone know of Capital One generally holds returns? Mine was deposited tonight at 1:16am & shows up in account as a deposit but isn’t available & not reflected on current balance. Not sure if they usually hold refunds for 1-5 b. days. Wondering if it’s due to refund being over the $5k daily deposit limit that’s why it’s not available. So just wondering if anyone’s return has been held by them before or if they’re supposed to be available immediately or what?

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