If an individual owes money to the federal government because of a delinquent debt, the Treasury Department can offset that individual’s federal payment or withhold the entire amount to satisfy the debt.
Offset Line Reliability
So, last year I started getting my wages garnished from student loans, but only my wages. Never got any notice about a refund being offset. Though, I was still worried it might happen. We moved, and have had mail going to at least three different addresses, so it is possible that a notice did go out to another location and I never knew about it.
So, I called the offset hotline and was informed, by the automated system, that no offset is present but that they can update daily if requests come in.
After moving and going through some extreme hardships last year, it is extremely important that we get our refund this year. Does anyone have insight onto the reliability of the IRS offset automated system? Is it safe to assume that if they don’t have a garnishment on request now that likely they will not before I get my refund?
Has anyone had experience, good or bad, with this?
Want to know for myself, and so that we can help possible put others minds to ease.