If an individual owes money to the federal government because of a delinquent debt, the Treasury Department can offset that individual’s federal payment or withhold the entire amount to satisfy the debt.
Moved: Reply To: Offsets
For hardships after a Department of Education offset
Posted by Maryaifl
@Stressed out: you can file a financial hardship request with the department of education.
Form is here: https://myeddebt.ed.gov/
After that, get the loans consolidated together under an income based repayment plan. You can also defer for economic hardship if you can prove it (if on food stamps or other assistance, you qualify)
I know it’s scary to call them but they really aren’t that bad. They try to work with you. I’m dealing with an offset myself and they told about the form to get my refund back. They said it takes a few weeks after they receive it.
Hope this helps.