When can you expect to receive your 1095A, 1095B, or 1095C

A top question we are seeing is about when Health Insurance Marketplace Statement 1095A form will be available. We decided to take a few minutes and see what information we could find regarding that form. What we found on IRS.gov is that there are actually 3 separate 1095 forms. To help make sense of the forms let me explain where each one comes from.

-1095A is from the Marketplace you signed up with.

-1095B is from your insurance company

-1095C is from you Employer

While searching I also came across something else that is interesting to us, if you are impatient and do not want to wait to receive your 1095A in the mail you can also get it by visiting your Marketplace’s website.

Not everyone needs or will receive a 1095A. The 1095A is for people who received their health care coverage through the Marketplace only.
The Health Care form 1095A the Marketplace statement. If you did not purchase your health insurance through the marketplace you will not receive a 1095A Health Insurance Marketplace Statement.

If you have private health insurance the company will provide you with a 1095B Health Coverage statement that provides who was covered and when the coverage was in effect.

If neither of those apply to you and you receive health care coverage from your Employer your employer will send out a 1095C Employer-Provided Health Insurance Offer and Coverage. The 1095C also states who was covered under the policy and when the coverage took effect.
All of the above forms should be sent out by February 1, 2016. Form 1095A, 1095B, or 1095C is needed to complete IRS Form 8962 Premium Tax Credit (PTC). The PTC is required if you received a credit through advanced payment credits or to claim the Premium Tax Credit.

While everyone has to report whether they have insurance when filing their income taxes, you may or may not have additional forms to file with it. If you received the Advance Tax Credits or elected to receive your Tax Credits as part of your year end tax refund you will have to file the 8962 and will receive a 1095A. If you received Medicaid,  Medicare or other insurance you only need to fill in that line of your income tax return.

POST YOUR ACTUAL TAX REFUND EXPERIENCE HERE: This is a “user to user” site and the primary mode of support is peer-to-peer, meaning users helping other users. Admin and moderators are not always present or may not have answers to questions. Users becomes more informed when they are here often to read and comment. We call them Top Contributors. We are not a group of experts, merely individuals who have learned more than we ever wanted to know about the tax refund process.

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What Others Are Saying:

  1. Anonymous

        If you are registered on the healthcare.gov website and go under your profile and click applications and click on the 2016 application… there is a tab to the right that says TAX FORMS .. my 1095A was there TODAY

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      • ramgunn

            Timely ideas . I am thankful for the specifics , Does anyone know if my assistant might be able to locate a template IRS 8863 version to work with ?

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          • Hello everybody filed jan 16 accepted 19 got 12c letter feb 8 faxed feb 9 kept calling heard stories woke up this morning with ddd 3/9 keep bcalling its your taxes

                @Mary:

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